Removing Credit Inquiries In 24hrs Or Less!

🤑Subscribe: walletmonkey.io/ytsub 🤑
In this video I cover credit repair, removing credit inquiries off your credit reports in less than 24hrs. Yes its still working in 2023, credit repair strategy you must see!
Wallet Monkey Weekly Email:
walletmonkey.substack.com/
Wallet Monkey Discord:
walletmonkey.io/wmdisco
All The Things:
linktr.ee/walletmonkey
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
// CONTACT 📧
For business enquiries please contact: [e-mail]
Removing credit card inquiries used to be pretty hard, you would have to send in several rounds of letters to get them to remove that hard inquiry. For the last 3 or so years, you can actually just call in and get a lot of those inquiries removed. It doesn't always work, its not a perfect solution but its a start and often you get all hard inquiries removed. Credit repair in 2023
#creditcards #walletmonkey #creditrepair

[@lincolndorman4060]

I just called Experian today and six inquiries removed. After I called, I got an email a couple of hours later saying my results were completed and to log in to the Experian app. I did and they had been deleted. About twelve hours after I called, I got an email with a reference number and investigation number saying my results were ready. All the inquiries I had requested to be deleted were deleted.

[@WalletMonkeys]

BOOM! Congrats

[@thepowerofcommunity6609]

Same for me with Experian. Fraud dept - no Q's asked, simply ok how many? I only had one to remove. Rep was willing to remove 2 others but I said no due to open/active good accounts I did not want to risk closed. 2 hour email said deleted.

[@goodlooking6704]

Please send me the successful removal Experian vibes. 🙏

[@mr.randolph1054]

Ok what did you say because I’ve spoke to 3 people and they ask do I think it’s fraud I said but please remove the inquiries and they tell me to speak to the creditor smh

[@lincolndorman4060]

@@mr.randolph1054 So, it sounds like you were speaking with the fraud department and not a regular customer service representative which is exactly what you need to do. Once I was speaking to someone in the fraud department, I told them that I have some inquiries that I do not recognize. They then asked if I thought they were fraudulent. I then said that I didn’t recognize them and I didn’t authorize them. After that, they asked which ones and I told them and they said they would dispute them. I then got word later that day that they were deleting.

[@marioedwin311]

Great info...

[@WalletMonkeys]

Thank you sir!

[@777pm]

Great news!

[@MsDC-th4zc]

Luv it😅! I did the same thing and they deleted it.

[@WalletMonkeys]

BOOM! Love it

[@bruh7391]

Great timing for this video as I plan to remove about 9 inquiries that were done when I got a car through a dealer. Is it better to do this 90 days after the inquiries or before that?

[@WalletMonkeys]

I don't have data on that proving one way or the other, I would just say hit it now and then keep doing it if you don't get the result

[@bruh7391]

​@@WalletMonkeys I've spoken to several representatives from Experian in order to get 6 out 7 hard inquiries from a car loan earlier this year removed but they've all told me they can't remove the inquiries because their attached to the open car loan. Not sure why they say that if the loan is only through 1 lender from the 7 different ones that pulled my credit. Is it because they can see all these auto financing lenders ran my credit on the same day? Can I dispute the inquiry on the open car loan too?

[@buckrogers8858]

Very good info. I need a lot removed. So what would be considered approved inquiries? I assume they are accounts that you hold that are active. And what would happen if you do get some approved inquiries removed?

[@WalletMonkeys]

Yes on the active accounts = approved inquiries. With Chase & Amex there is high likelihood they will shut down the tradeline, each bank operates differently but its high risk to get those removed for sure.

[@stevenperez5949]

What if I accidentally removed a chase credit card inquiry will they automatically close my accounts??? Or will they just not approve the dispute???

[@kingmae3808]

What about Credit Unions . I have some credit union that need to be removed because they never issued me credit they let me become a member but never gave me credit if I remove them what will be the outcome

[@user-di6wz4ic3s]

please discuss pay for delete i have $170 collection would ilke to pay for delete any tips. Thanks

[@WalletMonkeys]

Ok will cover that in upcoming video

[@Athletic_dom]

Would you suggested freezing your accounts with Lexusnexus before calling?

[@WalletMonkeys]

You dont' need to no

[@liqun8360]

Dreams 🎉

[@psenetwork2789]

Do you recommend freezing ones account prior to requesting credit bureau to remove hard enquires?

[@WalletMonkeys]

no, leave open when disputing

[@Astranoor]

Hey ! I have no credit right now and when apply for new credit card not getting approval due to 5 inquiries on trans union report . What should i do now?

[@WalletMonkeys]

Are you sure that is why you are being denied, or because you have no credit? On TU you can call in same way as Experian, expect 1 in 4 attempts to work so its harder then Experian

[@billycollazo8089]

Thats my big issu i have and i need to remove the inquiries its the only bad thing on my credit

[@WalletMonkeys]

Got it, hope this helps then!

[@pavankumar-hh5ki]

I applied for loan and credit card on same day and got rejected and next day i applied for the new credit card they approved with lower limit but I didn’t accepted the offer. The hard checks are showing on my credit so can I remove these

[@WalletMonkeys]

Yes you can remove those

[@fegoodson8752]

Is there a way to remove inquiries early? I have inquiries that are removing itself end of 2023 but its holding me up. Some are approved but its a mix..credit mortgage etc

[@WalletMonkeys]

Never ever try to remove approved accounts, only denials- follow what we outline in the video. Its still working we have people commenting in the discord regularly that have success with this strategy

[@tylermcgee3934]

When TransUnion says they are going to contact them on the hard inquiries and fix the problem does it mean they will remove them

[@WalletMonkeys]

I don't know, watch out on your report over next 1-2 days, if not then call back and do again this time stating the last person said they would remove

[@mindbodyandsoulio]

I got approved for AMEX and got a hard inquiry but hasn’t reported as an open account yet. Is it best to leave alone or can I get this inquiry removed?

[@WalletMonkeys]

Up to you, it can work but if they opened the account and its personal account I usually dont' bother

[@kingmae3808]

If you have inquiries on one credit bureau does this mean that they will be on all the credit bureaus for instance if you have enquiries on Experian does this mean they will be on Transunion and Equifax?

[@77Joseph777]

It depends on which creditor you apply to. For instance Capital One pulls from all 3 bureaus whereas Citi Bank only pulls from Experian in my experience.

[@WalletMonkeys]

No, depends on the bank/creditor like Joe said

[@iwasapostcard17]

Is it possible for them to place these inquires back on your report without your knowledge once theyve been deleted?

[@WalletMonkeys]

ya sometimes things you remove can show back up

[@abdellahibouh9808]

How about business inquiries from approved business cards ? Most youtubers said it’s doable

[@WalletMonkeys]

Ya with some banks you can like Elan Financial backed banks, but I wouldn't bother trying with big banks like Chase/BOA etc as I wouldn't want to risk getting the card shut down

[@schukerD]

Low score or not there are places that can repair your bad reports and approve youforloans, you just got to have the right info thats all. Knowledge is key

[@ZobeidaHanderhan]

@@schukerD Oh really? Where? whats their name please thanks

[@schukerD]

@@ZobeidaHanderhan CREDIT ----- MIRAGE.

[@schukerD]

I think I heard of them before. Thanks I appreciate it

[@collin669]

Yes, but I wouldn't remove inquiries that are attached to open trade lines. If you do, they will close that account.

[@WalletMonkeys]

Agreed!

[@nonoi3997]

You submitted an application on Secord Credit Card. I got rejected twice. Because I have inquiries. Can i delete it

[@WalletMonkeys]

yes

[@akibo8379]

Hey… i need some help please. I have the same issue. Went for a car dealership and they ran it 10 times!!! I didn’t even end up getting the car. After a few days, I realized that the car had been in a severe accident and they were selling the car to me at full brand new price!!! So I went and returned the car. Can I still get these Inquiries off my report? And what do I actually tell them…? Any help would be appreciate. Please and thank you! I’m trying to open up my first biz and need funding. These inquiries are in the way!! Thanks

[@WalletMonkeys]

Yes can get them removed, literally follow similar to what we outlined in the video

[@akibo8379]

@@WalletMonkeys should I tell them that the dealership ran it that number of times? And that I didn’t end up buying the car? Which technically means I don’t have any opened accounts with them?

[@ericramirez6146]

Typically how many inquiries are considered too many on a credit bureau when trying to apply for credit?

[@WalletMonkeys]

7-10 is usually the high end of what even laxed banks like to see

[@ericramirez6146]

@@WalletMonkeys ok thanx

[@shannonbunch1003]

So quick story here.... had friend that went through a credit repair process ( Lexington law) I believe, to remove and clean up his credit report... stuff like medical bills , old accounts that were no longer relevant, old inquiries , old addresses ... actually brought his score up about 35 points or so..... For whatever reason he decided that he wanted to try to remove some bank inquiries from capital one and citi , ( these accounts were over a year old) not sure how he removed them , but within less than 24 hours they closed both his credit card accounts.... he tried to talk his way out of it but both banks stood firm, to this day he cannot re- establish a relationship with them. Personally I had never seen this happened before, though you would find this interesting, thanks again and appreciate all data points

[@WalletMonkeys]

Thanks for sharing, this is great example of why you don't want to bother trying to remove active account inquiries. Bummer they went through that, painful lesson!

[@qahtanalqaysi5116]

The art of accepting no

[@WalletMonkeys]

One of life's greatest skills

[@shykirasmith3049]

Can I still do this if they are less than a year old?

[@WalletMonkeys]

You can do this if they happened yesterday

[@AlTrey1993]

I need to know how can u get items removed that u applied for thanks

[@WalletMonkeys]

Well if approved you dont remove them, if denied then yes what was outlined in the video still works

[@AlTrey1993]

That’s the thing it was denied the first time but they kept sending me offers so it got approved on the second time around so can I dispute the first one thanks

[@WalletMonkeys]

@@AlTrey1993 Usually ya, under guise of duplicate

[@AlTrey1993]

Thanks

[@jasonray2827]

What day are they open to call

[@bertimus7031]

I cannot through to a human during regular hours, they are horrid. I cannot get into their website either.

[@WalletMonkeys]

Go CFPB and FTC route then and fax over to Equifax

[@SteveinSoFlo1]

Why suffer fools? Just put in your complaint. It's your duty.

[@nelsonace9703]

Has anyone tried to have SBA EIDL loan inquiry removed?

[@WalletMonkeys]

Great question, I would love to hear that too.

[@jasonray2827]

So basically we supposed to lie to them and hope they believe us

[@WalletMonkeys]

Research more into US code, start with chapter 63 section 1341 on frauds and swindles www.law.cornell.edu/uscode/text/18/1341 If it was illegal no one would do it

[@marklisiecki5790]

However you basically lying about inquiries what happens if they find out that was you?

[@WalletMonkeys]

First, I have never seen adverse or legal action from this, simple answer is its part of the game both sides play- long answer is dive into US code and there is many surprises gems in there

[@joshuaprimrosearchives4704]

how is it legal to say they are fraudulent when you actually did apply for something how is that not a crime