Is ALL your SALARY going into EMIs?! Become DEBT-FREE! | Ankur Warikoo Hindi

This video comes with notes, check here: bit.ly/3KLMbSt
Uncover the psychology of debt accumulation and navigate modern credit challenges in my latest video. From understanding financial blind spots to strategic debt repayment strategies, learn how to prioritize loans effectively using the Loan SIP Concept and Matrix for Loan Repayment. Once debt-free, focus shifts to building financial security with emergency funds, insurance, and smart investments. Follow my journey and embrace steadfast financial discipline for long-term freedom from debt and enhanced financial well-being.
#UnderstandingDebt #DebtManagement #warikoo
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Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
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My bestselling books:
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‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
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[@warikoo]

Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR Start your own business: bigrock-in.sjv.io/6eZ1KK My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.

[@prakashsaudagar5819]

😊😊😊🎉😂🎉❤🎉❤

[@tresa0707]

Sir can i speak to you? How can i connect with you?

[@allrounder6083]

This does not apply for personal loan as they don't allow partial payments. any solution for that ?

[@ganeshkaki]

Loan SIP. The most useful thing i ever heard so far. I am going to do this now. Thank you big time

[@palebiss1646]

Without a doubt, this year will be worse than the last. I lost a lot of money last year as a result of bad investment choices that I would not have made if I hadn't been so worried about my portfolio. I kept investing, but I couldn't determine whether to start paying for a house. In the end, I sold my positions, and the house needed more work than I had planned. I'm not sure how long I can keep going like this

[@OscarOwenn]

True. My portfolio was diversified across several markets with the help of a financial planner, and were able to achieve over a million in net profit among high dividend yield equities, ETFs, and bonds. It is vital that you have a variety of exposure, including in firms that are currently generating cash flows.

[@collins.l454]

In their portfolios, everyone needs a margin of safety. It's not possible for me to give specific guidance, but speaking with a fiduciary advisor is essential for sensible portfolio restructuring.

[@palebiss1646]

Please let me know who your adviser is if it's okay; I need some recommendations

[@OscarOwenn]

*Leah* *Foster* *Alderman*

[@OscarOwenn]

Simply glance over her details to learn more

[@mkk94]

Started investing in mf from 2 years.. After watching your videos of excel khelenge 😅 now I'm 30 and accumulated 255k and got 72k returns total 330k.

[@souhityogupta7704]

Good start brother 🎉❤

[@stockinvestingmind5433]

In which MF you have invested..?

[@mkk94]

Parag flexi, quant elss, nippon small, axis small,motilal midcap, jm flexi, quant small, mirae large and mid..​@@stockinvestingmind5433

[@LearnandEarn99]

How much SIP u started..

[@dsquare31120]

It's almost 28% profit

[@piyalichandra1573]

I am 39 years old and i was scammed twice in life. In 2019 and 2023 and these two scam had made me fall into the loan trap. My 50% sal goes into paying off these loan. I now have to follow your path to become debt free. Thanks a lot for your suggestion Sir. Thank you so much.

[@MotivationNeeders07]

I am 23 years old. I have never influenced by anyone before. Watched so many videos regarding personal developement, financial freedom, discipline nobody was able to make comment on their videos. I genuinely thank you for guiding young people how they can actually achieve financial freedom in their life. from Nepal❤❤

[@GRAVYgalli]

Apne emotional kar diya kyuki ye har middle cls fmly ki story hoti hai tab jakar bacho ko khushiya de pate hai😢

[@Let_us_review__]

Boss your my mentor A poverty boy who hurt by single relatives I am still 21 I started invest already next 20 years I will be millionaire 💯

[@roxxxxxy]

what relatives did to you?

[@RohithChandupatla]

Please tell story. Relatives what do

[@mohdsajidali5067]

Last match you perform what happening

[@manansharma9872]

Very good!

[@NeelChourasia]

Isko bolte hain dharti se aasmaan me Akar bhi dharti se lge rahna aur logo ko bhi sikhana ki ye kaise krte hain... Great 👍

[@ujjawalghuraiya]

Esa video avi tak kisi ne nhi banaya..... ankhen khol di bhai...... Dil ki gahraiyon se dhanyawad

[@148riha]

Sahi bola bhai me aur mere husband ne home loan close kiya .ab koi bhi loan nahi he hamare sar pe bohot acchi fillings aa rahi he ab humne decide kiya ki ab koi bhi loan nahi lenge .kuch kharidna he to paise bachake cash lenge❤❤❤❤❤

[@FunVsFactz]

I started 3 SIPs (mutual funds) in 2021, as on date invested 5 lacks and has profit of 1.98 lacks... This happened because i have been following Wariko since long ... Disclaimer: Never miss any SIP.

[@kailashborah9822]

Jab aap car, bike, mobile ye sab lene ke liye 15-3-5 ka rule bolte the tab bohot log comments karte the ki aise to hum log kuch bhi nehi le payenge…average salary he hama sabki 30K hai…. Aaj pata chala ki aap sehi the… In sab main faste faste hum loan main he dub jate hai… thank you sir…. You doing great job . Lots of love ❤️

[@bishalsarma5306]

Yes yehi tu baat hei

[@vandanagupta9573]

Totally connect to you Mr.Warikoo,thanks for making so practical video....each and every words is so touching...

[@rashmibhosale6072]

Sir apane meri ankhe khol di. bahut hi emotional and dil ko chhu jane wala ye videio tha.

[@Aaradhya_Gaur]

Sir you are amazing.....Thank you sooo much for making us realize those things, jo shayad hum khud experience karne ke baad hi samajh paate!❤

[@shubhambaid7510]

Marare rahe hoon, ghanta fark nahin padta- never Ankur so candid and raw... Direct dil se

[@ayushdutta5433]

Sir golden words motivates me and my family today I am also suffering in debt your words giving push in my life

[@mahendrabhole4834]

मन की बात बोल दी sir अपने, helpful video, thanks sir

[@jasbindersinghnangla2366]

Sir apko Dil se salute karta hu aaj tak kisi ne itni achi baat nhi batai apne apni personal baat b share ki ❤

[@tapasdhal3890]

Kya baat hai Sir Amazing Thank you so much for this informative video 🙏

[@neerajthakur5970]

From 22:30 to 22:38 Aankhe bol rahi hai Warikoo sir kya struggle kiya hoga aapne aakhe sach bol deti hai❤️ Lots of from Mumbai ❤

[@Vikaskumar-ps3th]

Thank you sir🙏🙏 Amazing clarity about displine 🙂

[@bijaybarman8117]

Apki video ki last ki kuch line mera dil chu liya sir Thank you so much

[@manishpu25]

I watched so many of your videos but this informative video ends with my wet eyes. Started with teaching but ended with motivation.👌👌👌👌👍

[@Jingsoza]

Totally agree and follow your every advice throughly, Thank you sir!

[@rajanprasad344]

I salute you Sir.. Thank you so much for showing correct path

[@PaleiAjay]

I'm watching your videos from almost a year and your every single word is very inspiring for all .

[@potsplants2857]

Love you elder brother I am also about to clear my debts after 12 years, after clearing all PL, Education Location, Sister marriage, dad loans etc.... Thank you for being like us 🎉❤

[@anirbanghosh1170]

I am watching your video last 2 years....but this video is the best...Really motivational....

[@GMK9127]

Impressive and Impactful. Thanks Ankur

[@007FULLWELL]

Very honest confession at the end of the video. Much appreciated

[@ChhotuModi]

Point 5 is amazing, अनुशासन। Thanks Ankur.❤🙏

[@vira781]

Best Financial motivator ever!!!

[@brmvines5444]

बहुत इमोशनल कर दिया सर। ऐसा लगा जैसे मेरे खुद के बारे में बात हो रही है ।

[@pialydutta8982]

Jab kissi ke papa ne khud ke liye ghar na banaya ho toh uss bacche ko loan lekar ghar lena hi padta hain.. Warna kab tak koi rent deta rahenga aur woh bhi atlast kuch nahi milta.... Rent ka paisa wapas hi nahi aata... Atleast loan lene par itna toh tay hain ki ghar toh aapna ho jata hain warna makan malik kabhie bhi aaka bol deta hain ki ghar khali karo... Sob kuch desire mein nahi aata kuch kuch cheeze need mein bhi aata hain jab kuch kuch parents aapne baccho ke liye kuch nahi karte... Esse bhi parents hote hain... Maine khud aapne relations mein dekha hain...aur ubki koi guilt bhi nahi hota ki bacvho ke liye kuch nahi kiya... Essa nahi hain ki paise nahi the ba kuch... Isliye ki woh kuch karna hi nahi chahte the... Aur unke maa baap ne unko spoon fed kiya tha...

[@TheSereneWanderer87]

​​@@kunalwaikar0414Jo muuh me chandi ka chammach leke paida hua ho, woh kya samjhega re, gareeb maa baap kya hote hai?

[@anandlagwal]

Agree

[@ashutoshbajpai7217]

Bilkul shi kha hy apny same condition

[@jeetubhan83]

Instead of taking home on loan for 15 yrs ...do sip of 15x15x15 formula n u will be crorepati

[@pialydutta8982]

That time the 3 bhk will be of 1 cr 😅

[@pawanfalke4741]

Best learning session for me out of all videos seen in youtune... Thanks for learning sir... I appreciate..

[@utube2732]

Salute to you Ankur Sir👏🏻👏🏻👏🏻 truly inspirational. Literally got numb. God bless you

[@ramyamanchala9873]

Its a financial awareness video, but I became emotional and subscribed in the middle of video.

[@lonewarrior600]

Thank you sir for being so practical...

[@malusamayan469]

I'm in the process of clearing my debts and your video and content is really helpful... Gives me a lot of hope... Thank you❤

[@vrushabhdalvi5163]

Ankur...sir...this was the best vedio I have ever watched of you...thanks for motivating and understanding the true emotions of a middle class person...pls keep creating such kind of contents...may god bless you as always. You a

[@shaun3008]

One of the best videos from ankur warikoo ...

[@ujjwalchandrasharma5748]

Thanks Ankur, it helps me a lot.

[@apurbayan8925]

Great video Ankur ❤

[@sbanerjee75]

Being in exactly the same scenario, now I realised that I am not the sole person regretting with cloud of loans on my shoulders. Thank you Ankur! You saved a life 🤗

[@AbharDeshpande]

Dear Ankur sir! I have watched almost all of your videos but one thing I can say surely that this is the most informative video with great emotional connect. Thank you so much for your concern, support & mentorship. May God bless you and your family with all the happiness in the world. 🙏❤️

[@RT-ic3ei]

everyone is selling a dream! these youtubers got instant money & then they are showing how successful they are

[@dimplearora99]

Thanks a lot Your guidance is really practical

[@nutriexpert1070]

sir apka life ka ye safar jo apne batya salute h apko thanks for information

[@arvindjha5952]

Very motivational, I am in 60+ age group, still I learnt a lot. I always monitor my earnings and expenses, but never use pen and paper to note it down. Now I think if I note it down more savings could be made.

[@sarathpravallika6360]

The ending of the video explaining with your real life situations you went through was very heart touching. Glad to find a youtuber with so much genuinity. Thanks for all the knowledge/experience you are imbibing with the wide community - Good luck

[@aakashredhu2732]

thats the epic video ever i need...to take my financial decision wisely..Thanks Ankur Sir to provide this. Thanks A lot

[@jigneshvyas7887]

Thank You So Much Ankur Sir for this video ❤

[@mohandeo3827]

Outstanding clarity, you are doing great in enlightening people in understanding financial discipline 🙏

[@shahadathussainsarkar8280]

I've learned a lot from your videos. Thanks for your continuous support and for making us financially literate.

[@JacksonKon]

Best Warikoo video I have ever watch.👍

[@user-tm3xu7ix7p]

Thanku sir for understanding and giving hope ki loan k bina bhi zindagi ho sakti hai

[@samirsen6120]

Great teacher of my life..thnx sir

[@ashfaqahmedc8152]

Only a person who has gone through it can make such an effective video and convey a deep message. Thanks you. Hats off.😊

[@swarupdey6084]

After seeing this video I am totally speechless ❤❤❤

[@pritamganguly3573]

You are the best Ankur !!! Keep making such motivational video for us 🙏🏻

[@sunilc8878]

Sir , you are my inspirational guru for financial literacy 🙏

[@c4chaithanya]

That was a very inspiring video. Thank you for educating❤

[@yogeshwarn8214]

Thanks ankur bhai. I was going through tough phase in life.This brought me up

[@chandneo9802]

Good One, Both Investments and Repayment of Loans should go hand in hand.👍

[@fazilmuhammed1047]

Your videos are like a therapy to me ❤

[@user-kb6gl6cg5p]

Thank you Sir for sharing wonderful video....❤

[@saumitrachakraborty9794]

Beautiful video with a lot of learnings. God bless you Ankur.

[@ankurbiswas6086]

To one Ankur to another..You become my inspiration.

[@divyanshurai4628]

Sir, I also think like those people that I should buy expensive things on EMI and show off, but after watching your video my mind opened up. So thank you sir ♥️

[@aryaninsights]

Ankur Sir, This is your Best Video !! Must needed for today's Youth !!

[@AdilAhmadlive]

Sir same situation se mai bhi guzar rha hu, magar apse seekhne ko bhot kuch milta hai and ofcourse jab tak hum uss situation m jate nahi hai tab tak hum kisi kiy feelings nahi samajh pate hai.. i can feel your hurt and struggle.. appreciate your videos thanks 👍

[@kankanachattopadhyay817]

Ye baat ekdam sahi.UPI hone se kharch bahut baad gaya.apka 100 rs expense kar ne he pehele sochna chahiye

[@pranjalmatta9590]

I am inspired…. This is completely my story and I am just 26. But I will make it work and make sure to do as you say. You are an inspiration!!

[@jey007]

Dada I love the last 3 min most. The emotional part. Thanks for another guidance.

[@hotnasidapunna123]

I'm so impressed. Everything you says are happening in my day to day life. Thank you for your Ideas and discipline methods. Thank you 🙏

[@nashaik7765]

i didnt skip even 1 second Ankur sirji. Best video on this topic ever made on KZbin. Thank you. In todays world, debt has become so common. And so, we have the pressure keep building up in minds. I am hopeful that we all will follow all these steps to clear off my debts for better life. I have all of your books and will keep following you.

[@avijitghosh2922]

Great motivation 👏

[@petermaxsharma9834]

Love you man! Thanks for the knowledge and motivation.

[@pravinpattem]

Thank You Mr. Ankur for the last 5 Mins emotional presentation, Thank You to make the video understand point by point it's always easy to learn the steps to teach us. Thanking You with Regards

[@SIANGPRINTERS]

The way you explain your thoughts and experience.... really amazing. It touches our heart. Every middle class person correlates with this.

[@sanjaydas4158]

Just loved it ankur sir❤

[@bangalorehousewifepoonam5956]

aapke Channel ka sabse behtarin video

[@nareshchoudhary784]

Thank you so much Ankur Bhai, for giving a more important point that how to manage routine day by day life

[@AmitSoni28]

You are helping us to live a better life in every way. Thanks 🙏

[@snehalbansode849]

Thank you for sharing wonderful video 🙏

[@goutamediting8165]

Sir aap mera sabse best teacher ho , Aap ka waje se bohot financial knowledge gain ho raha hai aur sath hi khud ko debt se basane kosish kar raha hu,aur FIRE ke liye bhi SIP kar raha hu . Thank you sir❤

[@gautamkumar-ro3vl]

Kis company me SIP kiye ho bhai .. please suggest me

[@w.rahaman2654]

Really great, Love this one ❤

[@stockmarketindiaclasses]

It's a Really inspiring video Thank you🙏

[@ArtRahul]

Ankur sir, I have huge respect for you 🙏🏻

[@swapnilaike8457]

Very Good, you are the inspiration ❤

[@arupaddivlogs]

Sir apka video dekh dekh kar mera millions views aa rahe hein Thanks sir

[@simanchalswain969]

Great presentation! Got inspired a lot with this video. Thank you so much Ankur! You are fantastic!

[@sriramsanthakumar1181]

You are a good speaker ❤ Emotional and technical combo power pack. kudos to Ankur🎉

[@gourabghosh2718]

Thank you so much for such a amazing Vedio 👌🏻👏🏻👏🏻

[@royargha2341]

I have started SIP from 1.6 yrs now ... Thanks to u Sir.. Ap ka sab videos dakhte hai❤️

[@pramilalamachhetri8240]

You are a true mentor and your videos inspire a lot… Thank you so much Ankur

[@letssharee-coaching2708]

The last one hits hard❤ I'll definitely find my way out.... thanks a lot...have been looking for ways to pay my loan early

[@expresstimes919]

Thanks for sharing secret details of your personal life... It is the the one of the best best video...❤ Love you Ankur❤❤❤

[@dilhieswararaopotnuru4118]

Really interesting and touching video @warikoo .