CREDIT CARDS se PAISE AISE KAMATE HAIN! | Ankur Warikoo

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warikoo

warikoo

2 жыл бұрын

Credit cards are a wonderful way to earn money, by doing nothing!
I personally make all my payments through credit cards, and make passive money on all of that!
However, in addition to that passive money, there is an additional way to make money through credit cards, that I want to introduce to you!
Just by using this method, I make a little more than half a lac rupees per year.
Free money.
Just by doing nothing!
Who would want to say no to that?
I won’t!
And if you won’t like to say no either, let’s explore how you can do that, using Uni cards.
You can know more about Uni Cards here: unicards.onelink.me/KRuW/e6da...
This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!
To understand how I make money through credit cards, here is my video: • CREDIT CARDS use karne...
To understand how credit cards make you eligible to take a loan, here is my video on increasing your CIBIL score: • Credit/CIBIL Score exp...
#warikoo #creditcards #getrich
Click here to subscribe to my KZbin channel: shorturl.at/bizNX
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Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
For the past 4 years, Warikoo has been actively sharing content on KZbin, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
He posts 3 Hindi and English videos every week on his KZbin channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
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My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙️ Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽️ Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙️ My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
📩 My weekly newsletter warikoo Wanderings: ankurwarikoo.com/newsletter/
📱 Instagram: / ankurwarikoo
🐦 Twitter: / warikoo
👨🏻‍💻 LinkedIn: / warikoo
😄 Facebook: / awarikoo
🖋️ Daily Blog: ankurwarikoo.com/blog/

Пікірлер: 4 200
@warikoo
@warikoo 2 жыл бұрын
You can know more about Uni Cards here: bit.ly/UniWarikoo This lifetime-free PayLater card allows you to split every bill into 3 equal parts over 3 months for 0 extra costs. You can pay over 3 months or in 1 - it’s all up to you. And, if you pay everything in 1 month, you earn a flat 1% cashback. Serviceable in 39 cities across India and expanding!
@___mar
@___mar 2 жыл бұрын
Slice also gives the same facilities as well
@shouviksarkar4649
@shouviksarkar4649 2 жыл бұрын
In the whole video I mostly like the khaby lame gesture 😁😆😜!
@ajitsaini4503
@ajitsaini4503 2 жыл бұрын
Annual fees kitni h sir es card ki???
@_finestapril
@_finestapril 2 жыл бұрын
slice or uni card pee videos bnao sir
@priyanshugoyal2756
@priyanshugoyal2756 2 жыл бұрын
This video makes me think you actually are not concerned about benefit of your viewers but rather just milking them. A lot of issues with such cards not covered and i am pretty sure even you won’t use this card ever. You definitely have way better cards and that are actually credit cards.
@AbhishekKar
@AbhishekKar 2 жыл бұрын
Hey Ankur, Just wanted to congratulate you on reaching 1 M subscribers! I had already heard a lot about you from some members of Josh and some other fellows too and whatever they have told me about you is truly remarkable. I wish you a lot of luck for future endeavours and may your love for excel and hate for fixed deposits,continue till the end of Kalyug 🙏👍
@sayanmandal2471
@sayanmandal2471 2 жыл бұрын
App yaha ve bhai ay gya 😂😂😂 love from Mars
@warikoo
@warikoo 2 жыл бұрын
Thanks so much Abhishek
@Yog_Yatra_With_Rahul
@Yog_Yatra_With_Rahul 2 жыл бұрын
Love and hate line is amazing 🤣🤣🤣
@keshavagarwal1538
@keshavagarwal1538 2 жыл бұрын
Two legend on a same chat ❤️ Collaboration to banta hai sir One interview with warikoo
@keshavagarwal1538
@keshavagarwal1538 2 жыл бұрын
@@warikoo ❤️💕💕💕
@vikrammondal9756
@vikrammondal9756 2 жыл бұрын
Nice promotion material. One thing we are forgetting in all of this is that this kind of credit card activity increases your spending habits and at the end of the day you would be saving less than before, and it's this savings which is going to make you rich and not spending unnecessarily in the hope of getting a tiny cashback.
@Aswani648
@Aswani648 2 жыл бұрын
U mistanken it it's ur daily expenses not unneseccory expenses
@mybangaloredays
@mybangaloredays 2 жыл бұрын
He clearly warned about that
@ashisharora6800
@ashisharora6800 2 жыл бұрын
If you don't use credit card then you are right, but if you are using it then 1% cashback is good. If you cannot control your senses don't ever think of be an investor. Credit card companies come to make changes in your expenses but they are not forcing you, it's you who buy things knowing the credit card trap. Use things wisely and get rewarded rather criticise the marketing fashion
@aertist5542
@aertist5542 2 жыл бұрын
nah. saving doesnt make you rich. Its an illusion.
@ashisharora6800
@ashisharora6800 2 жыл бұрын
@@aertist5542 explain how
@RainaAbin
@RainaAbin Жыл бұрын
So proud of you getting through those harsh times and not forgetting that. Great going sir.
@shivshankarsoni630
@shivshankarsoni630 Жыл бұрын
Remember yo hve to waste 3lakh to earn 6%+1% cashback😅
@privacyadvisor
@privacyadvisor 2 жыл бұрын
Finally The Sponsored Videos are back... I was starting to get worried...
@paraspareek5599
@paraspareek5599 2 жыл бұрын
Lolol
@charan775
@charan775 2 жыл бұрын
why
@harshitjain7660
@harshitjain7660 2 жыл бұрын
Back?🤔 anytime did he stopped making sponsored video 😑 Soch rha hu main bhi chit fund/mlm scheme khol leta hu inse ek video sponsor krk bnwa dunga... fir paisa hi paisa hoga 😂
@keeganbarboza207
@keeganbarboza207 2 жыл бұрын
So true i stopped putting full trust in him. He is becoming salesman day by day
@abhyudayshardulsingh5159
@abhyudayshardulsingh5159 2 жыл бұрын
There's nothing wrong in that he is here to make money but he didn't say anything which is factually incorrect and he spend less than 30% of time talking about the product....... I am not here to bring anyone down but just check out CA rachna ranade's video on the same card and you will see the difference....
@yashkohli6029
@yashkohli6029 2 жыл бұрын
I’m a 26 year old guy who started investing after looking at the content that you posted. Thanks a lot, Ankur.
@brandjuggler8927
@brandjuggler8927 Жыл бұрын
You are truthful, genuine. Love your presentation. All the best.
@yakuza5169
@yakuza5169 Жыл бұрын
I'm really sad now because, you are such a great person who is teaching so many valuable things but I'm just a teen now, and when I'll be an adult there won't be anyone to guide me through the difficulties of life. But even then I'm grateful for all the valuable information that I'm currently learning. Thank you for that. 🙏
@FAIZANHUSSAINalig
@FAIZANHUSSAINalig 2 жыл бұрын
Same features are being given by Slice Card, aur slice mein 3 lakh kharch karne pe 2% cashback hai! Ab Nitin ko aur bura lagega😂😂😂
@shivachakraborty8878
@shivachakraborty8878 2 жыл бұрын
Slice card ko kaisa milaga. Kitna paisa lagega. Koi link bhejo.
@mohammadsohail803
@mohammadsohail803 2 жыл бұрын
Bhai aap slice kab se use kar rahe ho or kar rahe ho to kya aapki limit badi hai slice ki
@carryminati640
@carryminati640 2 жыл бұрын
@@shivachakraborty8878 bhai me send kro?
@sourabhmba
@sourabhmba 2 жыл бұрын
U will get 2% cash back on all transactions in axis bank ACE credit card Its good
@FAIZANHUSSAINalig
@FAIZANHUSSAINalig 2 жыл бұрын
@@mohammadsohail803 han starting mein 25k thi 3 mahine bad 45k ho gayi
@vbv454
@vbv454 Жыл бұрын
Well done mate for fraternal advice by sharing your own family experience. Keep up the good job. Wish you great success.
@grbt7
@grbt7 Жыл бұрын
The way u r explaining things is truly Amazing...
@prasantakarmakar3655
@prasantakarmakar3655 2 жыл бұрын
Wow...I never have seen , someone promoting a brand with it's flaws... amazing....very honest person. Thanks a lot sir.
@BossladyShruti
@BossladyShruti 2 жыл бұрын
Me watching this whole video already with my excel sheet open! 😅😇😇
@vanns3592
@vanns3592 2 жыл бұрын
😂😂😂😂 smart move .
@TejenderPrasad
@TejenderPrasad Жыл бұрын
Good one man ! I had to go through similar experience in my early twenties, but its never too late to learn :) Thanks for the video :)
@gurinderdhiman2949
@gurinderdhiman2949 Жыл бұрын
Hey, I love the way you explain things. 😁😁I am supercharged. Thanks Man
@tanmaychandra9434
@tanmaychandra9434 2 жыл бұрын
Man! You are making personal finance exciting and fun. Before knowing about this channel I used to waste free-time in watching web-series and standup but now after going through some of the videos of this channel I am using that free time to watch your content. You are fucking genius, please never stop this great work of financial awareness.
@sharathnb
@sharathnb 11 ай бұрын
U can make some money using credit cards and actually pay for subscriptions of OTT and continue the web series 😅
@lalitshekhawat02
@lalitshekhawat02 2 жыл бұрын
Great ... thanks for sharing this @Ankur I'm equally excited as you are and I have applied for the card 😊🙏
@pravinkaware8083
@pravinkaware8083 Жыл бұрын
LOVE THE WAY YOU EXPLAIN... AAP AS A TEACHER MIL JATE TO LIFE BAN JATI...THANKS.
@az220584
@az220584 Жыл бұрын
Hatsoff Ankur....showed your experience in credit card..I can see the pain...while you speak...
@nareshbhailimbachiya3944
@nareshbhailimbachiya3944 2 жыл бұрын
You are not a financial friend sir You are my financial advisor 🙏🙏💯✅
@kaustavsen
@kaustavsen 2 жыл бұрын
Ankur sir, I was hoping and waiting for you to make this video :) While the concept is nice, to be able to have a 3 months, no cost EMI card, Uni still has quite a long way to go. The 1% cashback, while sounds nice in terms of actual cash being reduced from the bill, if it is considered to be a reward rate, is actually less than the ones offered by other major card companies. The biggest plus point for this card, as of today, is that fuel surcharge is waived off, irrespective of the vendor, hence, there it shines. No surcharge plus the 1% off, otherwise, there is still a huge scope of improvement. This card is best for people who want to build up a credit score or are quite new to the credit card game. Your videos are informative and honest. Thank you :) Regards.
@pallavishanbhag9802
@pallavishanbhag9802 Жыл бұрын
Mr Warikoo ..you are a blessing in disguise for all the youth and millennials, interpretation and explanation is simplistic and easy to understand..keep up the good work..Thanks
@smilelora
@smilelora 29 күн бұрын
Hi Ankur! Subscribed! I appreciate your knowledge, simplicity, friendliness and genuiness. Learnt something new. Thanks.
@abhishekagarwal4491
@abhishekagarwal4491 2 жыл бұрын
Omg.. 😂😂😂😂😂😂 that kabelame move u did was so unexpected.. jaise hi aapne wo move kara main to bilkul ho rakchas ki tarah hass pada.. 😂😂😂😂
@hrideshmalla824
@hrideshmalla824 2 жыл бұрын
Ooooooo boys😂🤣😅
@aditya.sharma
@aditya.sharma 2 жыл бұрын
*Khaby Lame
@shauryagaming2794
@shauryagaming2794 2 жыл бұрын
Pagal hai kya
@amiralikhan8168
@amiralikhan8168 Жыл бұрын
​@@aditya.sharma thanks abhi samjah me aagaya😂
@ketanahuja8939
@ketanahuja8939 2 жыл бұрын
This is not credit card , This is personal loan(a credit line) , take decision wisely.....and with this card u wont be getting offers (ex. 10% instant discount etc .) on big platforms like amazon,flipkart etc
@tapashnath2287
@tapashnath2287 2 жыл бұрын
You get offer with all this staff in slice card
@rajprema.6425
@rajprema.6425 2 жыл бұрын
@@tapashnath2287 . Where do v get slice card??
@duke8324
@duke8324 2 жыл бұрын
@@tapashnath2287 never saw slice card giving you offers on Flipkart or Amazon. The credit cards offers on Flipkart and Amazon are always from mainstream Banks like Icici or HDFC or SBI.
@RahulRahul-kq6eb
@RahulRahul-kq6eb 2 жыл бұрын
Uni app ask for all the phone permission, like phone contacts, Google contacts, gallery photos, device location and it can also read my all the messages, in case any one fails to make payment then Uni pays collection team will dial all your contacts and will tell them that please ask him/her to make payment, it is a kind of humiliation. Don't use credit line. Always use bank credit cards.
@Dabbuluvurikeraavu
@Dabbuluvurikeraavu 2 жыл бұрын
I have used UNI card recently in swiggy for highest discount of 150 off for my order of 600
@FayazKhan-pv3ls
@FayazKhan-pv3ls Жыл бұрын
Bohot Bohot shukariya sr aapka ...alert karne ke liye ...Very very Thanks
@YTSTEPS905
@YTSTEPS905 11 ай бұрын
The way you teach is really brilliant
@jasonmathaivarghese8856
@jasonmathaivarghese8856 2 жыл бұрын
Flipkart Axis Card has 1.5% cashback for every transaction. So the extra money that you make from liquid funds can be directly earned from cashbacks. Also for many other merchants, they have higher cashbacks. Just an FYI. It used to be free in between, but now they charge yearly fees and it does not have the option of splitting the payments into 3. Really enjoy your videos.
@TridibRoy100
@TridibRoy100 2 жыл бұрын
With due respect sir, there's one thing I would like to clear here. Having a credit of >30% of your credit limit actually decreases your credit score.
@saiprashanth6744
@saiprashanth6744 2 жыл бұрын
Also regulations don't allow you to invest using credits 🥴
@NareshKumar-mz5nr
@NareshKumar-mz5nr 2 жыл бұрын
@@saiprashanth6744 his strategy is, you use your salary to invest and spend using credit card, since you get 3 months cost free to pay back your original amount based on type of investment will give returns for free.
@Dudeinfire99
@Dudeinfire99 2 жыл бұрын
I won't really be needing a loan, so credit score is kinda useless for me :/
@harvindersingh4465
@harvindersingh4465 2 жыл бұрын
@@saiprashanth6744 top-up your paytm wallet using credit card then transfer funds wallet to bank.
@saiprashanth6744
@saiprashanth6744 2 жыл бұрын
@@harvindersingh4465 But paying convenience fee or commission is not so exciting.
@minisonawane763
@minisonawane763 Жыл бұрын
This video made me subscribe your channel....Guru tussi cha gaye! Too good
@rinky1000
@rinky1000 Жыл бұрын
🤣😂🤣😂 Great information and such fun way of giving that info. Showmanship is outstanding 👏 👌
@gr0wnup5
@gr0wnup5 2 жыл бұрын
🌟 Remember, Credit Cards are most rewarding when you are Financially Responsible 🌟
@satyam.shankar
@satyam.shankar 2 жыл бұрын
I'd seen some other KZbinrs promoting this card too, but the most reassuring part about this video was that you actually personally know the founder of this company. This assures me of its credibility in a way which no other video can. Thanks.
@user-xo2ww7ql2q
@user-xo2ww7ql2q 2 жыл бұрын
I will love to introduce, ☝️☝️☝️you to a life changing investment...
@hifzulx
@hifzulx 2 жыл бұрын
Abe paid promotion hee hai😂
@stuffelturli7215
@stuffelturli7215 Жыл бұрын
Amazing video! If you don't find a means of multiplying your money, you will wake up one day to realise that the money you thought you have has finished. Investment is key..
@nashobamisae2879
@nashobamisae2879 Жыл бұрын
I strongly agree with you mate. Investment is the key to sustaining our financial longevity, and not just any investment but an investment with guaranteed return.
@tochoquana6816
@tochoquana6816 Жыл бұрын
To earn more you are required to have a multiple diversified stream of income, which is why investment is an avenue of making more money once it's profitable.
@ivanwilson6443
@ivanwilson6443 Жыл бұрын
Crypto currency is one strong means people are raising their financial status now, so when you think investment I recommend you make it an option.
@kryanira5627
@kryanira5627 Жыл бұрын
Crypto investment requires good experience and knowledge to carry out good and successful trade. because I have actually lost a lot trying to trade all by myself.
@vagaspope3812
@vagaspope3812 Жыл бұрын
It's professionally recommended to trade your coins with experience brokers, who can help grow your coins while assisting you learn the trade.
@samduppembabhutia2870
@samduppembabhutia2870 Жыл бұрын
Wonderful. Very useful and important tips. Thank you
@santoshkumarpatra200
@santoshkumarpatra200 2 жыл бұрын
Sir very brave of you to share such personal traumatising experience of credit cards with your parents
@ld3244
@ld3244 2 жыл бұрын
Loved this video ❤️ haven't seen such an authentic self person, much respect to you Sir🙌
@chanakya7338
@chanakya7338 Жыл бұрын
I love this person. Very nicely explained.
@ankitaaggarwal4352
@ankitaaggarwal4352 Жыл бұрын
Wwaahhhhhh sir, the way you engaged us in the video.. it was amazing... informative video was also humourous. 😄😄😃😃😃
@sheldoncharles1561
@sheldoncharles1561 2 жыл бұрын
Starting early is the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, i am able to build a suitable life because I invested early ahead this time. 3 40
@09redflowerz85
@09redflowerz85 2 жыл бұрын
I urge everyone to start somewhere now no matter how smal, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.
@oliviaryan5277
@oliviaryan5277 2 жыл бұрын
you're right, but any Investment without a proper guidance and experience is suicidal
@liamjames3752
@liamjames3752 2 жыл бұрын
@@oliviaryan5277 Profitable Investment one can do convenantly at this moment are
@liamjames3752
@liamjames3752 2 жыл бұрын
@@oliviaryan5277 :Estate :Share Stocks market
@walkerfred9763
@walkerfred9763 2 жыл бұрын
Forex trading is really profitable, investing in it now will be the wisest thing to do especially with the current rise in bitcoin
@harshil338
@harshil338 2 жыл бұрын
*Ankur gaining trust and respect of his audience by making genuine videos. Ankur now makes a shitty sponsored video: IT"S TIME TIME TO DETSROY MY REPUATTION !!
@pankajdighe007
@pankajdighe007 2 жыл бұрын
1% cashback kabtak denge, baad me to lutenge hi. Not expected this from ankur. Not mentioning annual fees n hidden charges
@harshitjain7660
@harshitjain7660 2 жыл бұрын
Seriously ... The vidoe title should be how I made 10-15lakhs by making a paid video 😂
@keeganbarboza207
@keeganbarboza207 2 жыл бұрын
So true i stopped putting full trust in him. He is becoming salesman day by day
@mithleshpal9415
@mithleshpal9415 2 жыл бұрын
@@harshitjain7660 😁😁😁
@yashpuranik1345
@yashpuranik1345 2 жыл бұрын
@Wàrłkoo Ae tu ja reey
@avisunmusicwork
@avisunmusicwork Жыл бұрын
I have been using credit card wisely since 15 years and I have earned extra free money + points. Good to see someone great aligning with your methods of money management
@junkingjunking8477
@junkingjunking8477 Жыл бұрын
Mast add kiya re baaba, UNI card ka ;-)
@sleepingwonder
@sleepingwonder 2 жыл бұрын
Ankur thanks for listening to the community .. A key point you missed while considering the cash back amount is you don’t get any reward points unlike a regular credit card . Actual comparison of cost benefit should include the rewards points on a normal credit card vs pay later cards . Another key point although it has no disadvantages is in your credit score this card will reflect as a loan and not as a credit card expense
@abhyudayshardulsingh5159
@abhyudayshardulsingh5159 2 жыл бұрын
A loan also improves your credit score
@saurabhgoswami1989
@saurabhgoswami1989 2 жыл бұрын
You are correct. Icici amazonpay and flipkart axis card are better cards.
@bricedmello5592
@bricedmello5592 Жыл бұрын
He says, his expenses for a month amts to ₹3,00,000 approx.. Tht wd be ₹36 Lakhs Expenditure P.A. Who is so rich like him.. And if he is so rich, why would he care for even ₹1000 or ₹3000 cashback..
@Tirthankar17
@Tirthankar17 Жыл бұрын
@@bricedmello5592 Yeah that's a good point
@dr.ambadashuchche4609
@dr.ambadashuchche4609 Жыл бұрын
@@bricedmello5592 Rich becomes richer by saving more. Saving is earning.
@anwesharry
@anwesharry 2 жыл бұрын
I had actually calculated my credit’s annual interest. It was 52% pa. Shocking!!!
@manikurian4527
@manikurian4527 4 ай бұрын
I too do as you said. I have three credit cards and the total spend comes to approx.40000/-vper month. I pay full amount on time in all the cases, which has made my credit rating at 850.
@russellfernandez57
@russellfernandez57 Жыл бұрын
As someone who works in finance, discovering this low risk arbitrage just blows my mind. Good job mate :)
@purnima29
@purnima29 2 жыл бұрын
First of all it's difficult to get 6% from any liquid fund. At most 3.30% anyone can get. AMC or any broker app generally show the statistics in such a way that people think they will get 6-7% return. That number CAGR value for 3 year duration. Next, as per RBI guidelines you can withdraw 90% of the total investment or 50000(whichever is minimum). So make sure to withdraw the required amount on time, and don't miss out bill payment due to lack to total amount.
@vigneshwarisrinivasan9226
@vigneshwarisrinivasan9226 2 жыл бұрын
Correct.... Also I don't think any mutual fund platform allows you to pay using credit card
@joaquimmenezes7396
@joaquimmenezes7396 2 жыл бұрын
Amazing as always .
@parosmitadas5989
@parosmitadas5989 Жыл бұрын
Thank you sir !! 🙏🙏🙏🙏
@nasreensultana4362
@nasreensultana4362 Жыл бұрын
Best information sir god bless you
@be_independent1329
@be_independent1329 2 жыл бұрын
SIR, you are doing great things in a great way, I love ❤️ Your Presentation style 💜. Mind-blowing, super simple and creative. I salute You Sir 💜❤️
@coolguy298
@coolguy298 2 жыл бұрын
He is selling you a crap service! You're a nube.
@saigopivadlaputi5086
@saigopivadlaputi5086 2 жыл бұрын
He have good acting skills better than the movie artist
@sheejaeldo9311
@sheejaeldo9311 2 жыл бұрын
Thank you for being very genuine in creating awareness among us about finance.
@Indianculturalprotector---
@Indianculturalprotector--- Жыл бұрын
@Warikoo +①③⓪④②⓪②③⑤③③ I lost respect to some extent after reading title about this video and watching it. Matlab sir kuch bhi??
@varaprasad5563
@varaprasad5563 Жыл бұрын
Thank you for letting me know this. ❤️
@prateekverma3592
@prateekverma3592 Жыл бұрын
Thanks a lot sir it is honour to listen to you
@_M_D_M_
@_M_D_M_ 2 жыл бұрын
If you have a good track record of paying back your CC bill. Then, you can talk to your bank and raise your credit limit. You should also bargain hard to remove annual fees. Keep your expenses low even with high credit limit. This will benefit your CIBIL score as your Usage% will get lower.
@shlokgupta9353
@shlokgupta9353 2 жыл бұрын
Ankur Sir, thankyou so much for sharing with us the tricks of the trade. One point that I wanted to add is that uni is not doing anything new by giving 1%, all cards do that in form of reward points. I come here for unbiased advice. I think you're acting so amazed by this cashback scheme only to help out your friend and promote uni. Promoting and helping is fine but people really trust you and you've built a really strong fan following. Don't ruin it.
@avikde9631
@avikde9631 2 жыл бұрын
han infact isse achcha slice hai which gives you upto 2% on spends after 5 lakh spends (starts with 1 % and goes till 2%) , however credit card ka bill kiska har mahine 3 lakh hoga lol.
@AK-qi4ll
@AK-qi4ll Жыл бұрын
Big thank you, how you are explain mind blowing and I love it.
@sunilpawar11
@sunilpawar11 Жыл бұрын
Amazing Ankur 👌
@IshaMBS
@IshaMBS 2 жыл бұрын
You are my Investment Big brother! You make things appear so simpler by the way you explain! You have lot of positive energy brother!
@sharifcomments
@sharifcomments 2 жыл бұрын
Hi Sir, I really admire your views on financial instruments and how you generalize things for your viewers. I recently heard about Fi money debit card, can you review that and make a video, in your style. That would be really helpful. Lot of scope to play excel...excel ... here... 😉
@soumyabiswas8
@soumyabiswas8 9 ай бұрын
I hv . Not fruitful that much
@sumanasworld4712
@sumanasworld4712 Жыл бұрын
Excellent idea.. . Thank you Sir 👍
@utsavseth6573
@utsavseth6573 4 ай бұрын
Very genuine guy. Great advice about the credit card. It really is a trap if you are not careful. I had also fallen into that trap when I was a college student, I use to convert my monthly transactions into emi payments, which usually charged 18 percent per annum. My father had to intervene and pull me out of that trap. An advice to everyone reading this comment, please use credit card wisely. Its a very lucrative trap.
@thevenuskothari4484
@thevenuskothari4484 2 жыл бұрын
Thank you! For sharing such a valuable information sir 🤗♥️ would surely implement it. One of the greatest tip I would like to give to people, which i do it for myself since i started using credit card- I have opened a separate bank account for keeping my credit card expenses, so whenever i purchase something/ pay bills through it, i move that amount into that bank account instantly, so at the end of the day my picture is clear with the funds i have available for running my month. Trust me, you guyz would never fall in trap.
@champions7954
@champions7954 2 жыл бұрын
What if you move weekly expenses to liquid fund?
@bollywoodstudio001
@bollywoodstudio001 Жыл бұрын
👍👍👍
@vikrampremkumar-kp6967
@vikrampremkumar-kp6967 7 ай бұрын
Good plan, but instead of moving to another SB a/c, if it is moved to a liquid fund, may be returns might be more.
@thevenuskothari4484
@thevenuskothari4484 7 ай бұрын
Definitely one can move it to a liquid fund, but it should not be done without the proper knowledge of investment.
@riteshbhatnagar4834
@riteshbhatnagar4834 2 жыл бұрын
Just a correction Ankur, banks hiked their credit card interest rates upto 52% p.a since the second wave of COVID wave hit India.
@warikoo
@warikoo 2 жыл бұрын
Wow. Didn’t realize that!
@ahireshashi
@ahireshashi Жыл бұрын
​@@warikooHi 1 point is missing. How we get money from uni card. Type of transaction? Do we buy things in every month?
@thunderbeast9831
@thunderbeast9831 6 ай бұрын
yup
@keshavchhipa6286
@keshavchhipa6286 Жыл бұрын
Thank you so much sir you are really good. Thanks for giving this information 😍
@onlytube8299
@onlytube8299 Жыл бұрын
Hi Ankur. Fantastic stuff, but this would make more sense post COVID policies. Appreciate if you could re make this video with the current policies of Bank. This would be more helpful
@HrishikeshPrabhavalkar
@HrishikeshPrabhavalkar 2 жыл бұрын
This was true earlier Ankur, nowadays the Liquid MFs ir overnight funds give somewhere around 3 to 4%
@BarkaDog
@BarkaDog 2 жыл бұрын
That's because the bond yields have gone down. They will go up again soon.
@HrishikeshPrabhavalkar
@HrishikeshPrabhavalkar 2 жыл бұрын
@@BarkaDog Exactly...
@gouravmittal2647
@gouravmittal2647 2 жыл бұрын
And also we can't transfer funds in free from credit card to mutual fund account there are charges around 2 to 3 percent which makes it more costly to do it
@kishanr3142
@kishanr3142 2 жыл бұрын
Does a 3% return on liquid MFs are consistent on monthly basis?
@karanthakkar756
@karanthakkar756 2 жыл бұрын
@@gouravmittal2647 he didn't mentioned that transfer funds from CC to MF he said if you have that money ! means either in bank or cash etc
@aliupdates
@aliupdates 2 жыл бұрын
Thanks for creating this helpful content. However there are better options in terms of cards (such as Axis Ace which has a 2% CB rate). Another good option is using NPS Tier 2 which allows investment through credit cards.
@rajprema.6425
@rajprema.6425 2 жыл бұрын
Thanks dea. Whr can v get these axis ace cards. I mean how to oersonally apply for them..
@sagarshimpi7578
@sagarshimpi7578 2 жыл бұрын
How we can use credit card for buy mutual funds
@visionaryafall
@visionaryafall 2 жыл бұрын
@@sagarshimpi7578 Not allowed. Only actual money that you have is allowed to be invested in MFs.
@prosolutions6174
@prosolutions6174 Жыл бұрын
this video is for making money without any risk instead of investing
@garykhurana20100
@garykhurana20100 7 ай бұрын
Credit card to bank transfer 2% mein waise bhi ho jata hai....any amount
@masterarvindra
@masterarvindra Жыл бұрын
Thank you sir for giving innovative ideas
@Kav_yog
@Kav_yog Жыл бұрын
Warikoo sir ... Wanna be like you ... Loved all the videos of yours ❣️
@evergreen7781
@evergreen7781 2 жыл бұрын
Those expressions, passion for the explanation with the love of Excel sheets ❤️❤️❤️ Ankur Warikoo : The Financial Guru of India 🏆
@RelaxingVideo-ro5bl
@RelaxingVideo-ro5bl Жыл бұрын
ZDNZ9047
@joannebonnett5223
@joannebonnett5223 2 жыл бұрын
*POOR MINDSET IMMEDIATELY SEES A SURPLUS AS AN OPPORTUNITY FOR CONSUMPTION RICH MINDSET SEEKS TO SPEND THEIR TIME RESOURCES,AND ENERGY ON WORK THAT CONTINUES TO PAY OFF LONG AFTER THE EFFORT HAS BEEN INVESTED*
@georgeedward6246
@georgeedward6246 2 жыл бұрын
Despite the economic crisis,this is a Still a good time to invest in stock and Crypto,
@melissabrockman6397
@melissabrockman6397 2 жыл бұрын
The rich spend less and invest more
@melissabrockman6397
@melissabrockman6397 2 жыл бұрын
Investing in these economic crisis will be one of the best thing to do,
@carlaalpentista413
@carlaalpentista413 2 жыл бұрын
You're right I think stock and Crypto are the best to invest right now☺️
@ashleyulloalafrance2356
@ashleyulloalafrance2356 2 жыл бұрын
As stock's are good but crypto is better
@InvestIQ_shorts
@InvestIQ_shorts 10 ай бұрын
First time i am watching your video sir and i am very impressed to you sir one heart from my heart❤
@upendratripathi6562
@upendratripathi6562 Жыл бұрын
Mr Ankoor explained nicely major benefits of CRED. It's help all people of society
@satyampandey9472
@satyampandey9472 2 жыл бұрын
I have faced the same situation when my father got stuck in credit card web. He took the loan for his friend but his friend ran away and all came to my father. Bank persons used to come to our home, it was really a embarassement but now everything is changed. I can understand Ankur sir feeling that how it feels when somebody come to your home, say whatever they want in loud voice and everybody watches u getting insulted and they laugh at u.
@bhushanpujari4950
@bhushanpujari4950 2 жыл бұрын
💖💖💖💖💖
@firefly6630
@firefly6630 2 жыл бұрын
Bura na maano bhai tumhare papa buddhu h or may be the.😂😂
@gouravlogs5445
@gouravlogs5445 2 жыл бұрын
Can't wait to see 1M subscribers🤩 Warikoo sir, started watching when you had 129k subscribers 😀, had a great journey with you sir🤩❤
@mysteryrider8436
@mysteryrider8436 2 жыл бұрын
@Wàrłkoo fake account
@prateeksaxena8615
@prateeksaxena8615 10 ай бұрын
You are really story teller and tell the thing sweet. But it is roller coaster guys it is trap
@hildapinto5669
@hildapinto5669 Жыл бұрын
I just love this guy. He is like me. I made a lot lot of money from my credit cards. You just need to play it well. Through these points I travelled US n Canada for free. And through lounge access, I ate n drank for free at the international airport lounges. I just love it. But if you don’t have money then one should not use these credit cards.
@Bireshprema
@Bireshprema 2 жыл бұрын
I can’t stop thinking about the irony and insanity of Elon Musk becoming the richest person in the world why they individual who has spent $20billon.
@sidneyjackson3655
@sidneyjackson3655 2 жыл бұрын
Prince of Brunei’s spent it all maybe he would have been among the rich if he invested his money
@lucymartin881
@lucymartin881 2 жыл бұрын
No amount of money can certify Elon Musk. I’ll say he needed more that’s why he is investing on Bitcoins. Investing over 1.5 billion dollars.
@junerolfson2435
@junerolfson2435 2 жыл бұрын
I wanted to trade cypto but got confused with the fluctuations of price
@hauwaahmad9606
@hauwaahmad9606 2 жыл бұрын
Her success stories are everywhere …she has really made a good name for herself.
@siluvaine4370
@siluvaine4370 2 жыл бұрын
@Rebecca flores You are on the right track
@edward7194
@edward7194 2 жыл бұрын
INVESTING MAKE UP THE TOP-NOTCH HEMISPHERE OF WEALTH, THAT IS MORE REASON ONE SHOULD SAVE AND INVEST TO SECURE MORE PROFIT AND ENSURE SUCCESS
@joshson3258
@joshson3258 2 жыл бұрын
now am making benefits from it...
@hongjong8017
@hongjong8017 2 жыл бұрын
Mr Albert has changed my financial status for the best all thanks to my aunty who introduced him to me.
@felixleach6340
@felixleach6340 2 жыл бұрын
Who's this professional everyone is talking about I always see him post on top comment on every KZbin video watched
@williamioannis4948
@williamioannis4948 2 жыл бұрын
I think I'm interested how can I get in touch with Mr Albert Renshu
@Shirley-qn3un
@Shirley-qn3un 2 жыл бұрын
I think I'm interested how can I get in touch with Mr Albert Renshu
@Bankniftycommando
@Bankniftycommando Жыл бұрын
Must say Mind-blowing Content 👍👏👏👏
@gwjwnbasumatary9108
@gwjwnbasumatary9108 Жыл бұрын
Thanks for this lovely video👍❤
@PawanDeshmane
@PawanDeshmane 2 жыл бұрын
Ankur bhai aaj alag hi excited the🤣. Congratulations on 1 million in advance
@RaviPrakash-qj2lz
@RaviPrakash-qj2lz 2 жыл бұрын
Hi Ankur! You haven't considered the 2-3% charge when you move money from CC to Bank Account. Also there is no direct way to put in Zerodha or other wallets from CC as it's not allowed by regulations. Please consider that as well.
@kshitijsaurabh2720
@kshitijsaurabh2720 11 ай бұрын
Brilliant🎉🎉
@kaveri9639
@kaveri9639 Жыл бұрын
This is so amazing 😀👏❤
@ayushgupta2337
@ayushgupta2337 2 жыл бұрын
I love when Ankur gives Jab We Met reference 😂😂😂
@sravankumar7902
@sravankumar7902 2 жыл бұрын
Hi Ankur sir If we use 100% of our credit limit then it will affect credit utilisation factor So without affecting credit utilisation factor we have to pay before the due date atleast 70% of limit, means we have only 29 days to count interest Not 45 days
@navijagtap5451
@navijagtap5451 2 жыл бұрын
Hii
@rajvir9778
@rajvir9778 10 ай бұрын
Yes, we should only use 30% of the credit limit.
@DigitechSam
@DigitechSam 5 ай бұрын
@@rajvir9778 exactly! Never go beyond 30% limit. In my case, I reduced the spend limit to 30% in the ICICI app.
@shubham.sadlapurkar
@shubham.sadlapurkar 9 ай бұрын
Man I love this video!!❤
@yawarali460
@yawarali460 Жыл бұрын
Thanks for sharing, your tips are amazing
@kayoslarock3532
@kayoslarock3532 2 жыл бұрын
Thank you so much for this informative video it has helped me greatly. Most time people don't know where to start when it comes to investment. But great investors can provide proper guidance...
@bruceytran4377
@bruceytran4377 2 жыл бұрын
Exactly! You're on point👌
@jivanagboubi5617
@jivanagboubi5617 2 жыл бұрын
After watching several KZbin tutorial videos about trading, I still making losses. Please I will appreciate any tips or pointer
@erikmabry2591
@erikmabry2591 2 жыл бұрын
Successful trading requires basic knowledge most time and good experience to carry out the right investment plan
@edlermark6174
@edlermark6174 2 жыл бұрын
I appreciate the honest sentiment. I realized that I had to change something about my trades, and how I chose my strikes, after a loss. I went back and learned from each mistake properly always understanding how the loss occurred & how I could have avoided the bite
@malgorzatanosal9364
@malgorzatanosal9364 2 жыл бұрын
Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!
@mrinal.mayank
@mrinal.mayank 2 жыл бұрын
Sir I liked the idea of investing the amount which I will be paying for my credit card bill. Liquid Funds seem to be a very good option for this. Please make a detailed video for selecting the best liquid Funds with average return but short term withdrawal option.
@champions7954
@champions7954 2 жыл бұрын
Mrinal May I know why liquid not short term?
@roshanekka9687
@roshanekka9687 Жыл бұрын
One thing I would like to share which my Dad experienced. He didn't even use that credit card once still he had to pay 8k bill. It was due to annual charges, and its recurring fine for non payment of the same. SMS service was not enabled and autopayment was also disabled so we didn't had any clue what was going on.
@sirajeden3668
@sirajeden3668 Жыл бұрын
I impressed Thank you for your smart ideas
@ImTheShrey
@ImTheShrey 2 жыл бұрын
Hey Ankur there big catch that you probably missed? Their website mentions: "Choose to pay in full, POST the 30 days free credit period & enjoy 1% rewards in the form of cashback." So one would be eligible for cashback if he pays after credit free period, so that attracts 3-3.5% / month interest. So effectively you will loose 2-2.5%. You please need to update your video as soon as possible.
@rajeevr5509
@rajeevr5509 2 жыл бұрын
I think that comes under the part if one goes for the minimum due/ emi option, not sure about this but just my thought..
@newinvestor5470
@newinvestor5470 2 жыл бұрын
Nope! You're confused. All credit cards have a billing cycle of 30 days. Then you get 20 days time to pay off the bill. Which means 50 days interest free credit period. If you pay in full after 30 days and before 50 days, no charges at all. If only you don't pay the full due amount after the 50 days' time, you're charged interest. But, Uni card allows us to pay 1/3 of the bill amount instead of the entire bill at zero interest!
@EveryPaisaMatters
@EveryPaisaMatters 2 жыл бұрын
Nopes.
@ivinitmittal
@ivinitmittal 2 жыл бұрын
Small suggestion, change the excel theme to dark/or navy (looks sick) and the sheet color to black else it's too bright to watch in a dark room 😅
@TanishqMishra_IIT-R
@TanishqMishra_IIT-R 2 жыл бұрын
Turn your lights on😂
@Revelation785
@Revelation785 Жыл бұрын
Mind blowing Ankur 🔥
@sushilkumar-ld5ry
@sushilkumar-ld5ry Жыл бұрын
Superb knowledge 💪
Final muy inesperado 🥹
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