Was buying a house in UK a good decision ? UK Malayalam

[@meenakshiadithyathelittlev6824]

Njangl veedu vangan plan ittapol orupaadu veedukal kandu. But valare confused ayrunnu. Ningalde house buying videos kande inspired ayitte aane tylor wimpey veedu njangal vangichathe. Intagram il contact cheythirunnu. Ningal reply cheyukayum cheythu. Thank you so..much. Ippol njangalkum UK il oru veedu unde. 1 year kazhinju. We don't regret on it eventhough on 3.8% interest rate.

[@SanDaisStories]

Congratulations on your new home 🥂 Thanks for the comment, glad to hear our videos helped ❤️

[@rakeshm87]

The same dialogue of "having your own house" is the trap many people bite into...

[@bglr2783]

Very useful and detailed video. Loved how you both go into each information. Very structured and clear approach. Loved the openness.

[@SanDaisStories]

Our pleasure! 😊

[@Sunshine-ly6sc]

Home insurance Personal life insurance Salary protection are important 😊

[@SavedbyFaithbybloodofJesus]

Worth watching before buying a house

[@reenamaryraju1781]

Very informative … this video is amazingg

[@SanDaisStories]

Glad it was helpful! 😊

[@anishbabus576]

Thanks so much for sharing your experience and valuable information.

[@SanDaisStories]

Glad it was helpful! Thank you ☺️

[@princethomas13]

Thank you for sharing the Genuine information, it's helpful for the first time buyers, you guys are really smashed it 😊

[@SanDaisStories]

Glad it was helpful! 😊

[@CHIMERA010]

Helpful ❤

[@anishbabus576]

Othiri helpful aanu ningalde videos.

[@SanDaisStories]

Thanks a lot, really appreciate your feedback 😊

[@renji1679]

ഒരു വീട് വാങ്ങുക എന്നത് ഒരു ഗുഡ് ഡിസിഷൻ തന്നെ ആണ് മാത്രം അല്ല വീടിന്റെ വാല്യൂ എന്തായാലും കൂടും അപ്പൊ അത് ഒരു സേവിങ് പോലെ തന്നെ ആണ് എന്നിരുന്നാലും ഹെല്പ് to buy സ്‌കീം ന്യൂ ബിൽഡ് house അങ്ങനെ ഒക്കെ വരുമ്പോൾ ചില ബിൽഡേഴ്‌സ് ഓർ housing അസോസിയേഷൻ ഒക്കെ വീട് വിൽക്കുബോൾ ചില ചാർജ്സ് അതായതു വീടിന്റെ പ്രോഫിറ് % കൊടോകേണ്ടി വരും എന്ന് കേട്ടിട്ടുണ്ട് so എപ്പോളും ഫ്രീ ഹോൾഡ് ഓൾഡ് ടൈപ്പ് വീട് ആണ് പ്രോഫിറ്റു കൂടുതൽ

[@savithaajith4556]

Very informative video, thank you.😊

[@SanDaisStories]

You’re welcome 😊

[@jomerjoseph6438]

Thank you so much, highly appreciated , informative ❤

[@SanDaisStories]

You are so welcome! 😊

[@pearlymaney3401]

At current interest rate of bank of england its foolishness

[@SSfromUK]

Hi, Its informative, I have a question while the bank checked for the second time, was it by asking pay slip or they did any anonymous checking.. £7000 which you paid additional is there any set percent for that or its banks discretion.. From Bristol

[@SanDaisStories]

They asked for our payslips few days before our completion date. We had around 6 months time gap between our mortgage approval & completion date. The additional 7000 they asked is just the difference in our mortgage affordability based on Daison’s pay change, its not a set percentage.Hope that helps

[@SSfromUK]

@@SanDaisStories Thanks for the detailed reply.. its useful… Keep inspiring

[@Ashiq.o.s]

Very informative 👍

[@SanDaisStories]

Glad it was helpful! 🙂

[@ToxicAAJ]

Home tour venam 😌

[@SanDaisStories]

Home tour chyam 😊

[@jiyogeorge7419]

Would you please spell the name of that condition valuation agency, please thank you

[@SanDaisStories]

Sure, you can search for Snagging companies for new build.

[@AjithaPillai-o8w]

Super

[@SanDaisStories]

Thanks ☺️

[@jobinjoy7206]

I think 280k your loan amount?so 900 pound monthly mortgage means whats intrest rate for your mortgage and how many years mortgage is that? I am also seching house. Thank you

[@SanDaisStories]

Our interest rate - 1.67% for 35 years, our mortgage was completed in 2021. Good luck for your house search 😊

[@krishna12880]

​@@SanDaisStories usually it is fixed rate only for 5 or 10 years. The rest of the mortgage term it would be floating. Are you sure about the 35years fixed. If yes it was a cracking move to lock it in.

[@sethulakshmi8652]

PR holders only can buy home in UK ?

[@SanDaisStories]

PR is not mandatory. As long as the eligibility criteria for the lender is met, you can buy a house.

[@chinnu9364]

Enthu aanu NHS discount house buyersnea

[@SanDaisStories]

Hi , njangal vangicha time il Taylor Wimpey had a 5% discount for NHS employees, so njangalku aa discount kity.

[@DrivenbyN]

Is it beneficial to own a house If I am planning to stay here in the UK for less than 5 years and not looking for PR or to settle here ?

[@baijunp9837]

സോമേഴ്‌സിറ്റിൽ വീട് കിട്ടാൻ ബുദ്ധിമുട്ടാണോ

[@donypaul8173]

Comment delete aakiyathu mosham aayi poyi

[@SanDaisStories]

Sorry, we have not deleted any comments !! Let us know if you have any questions please ?

[@donypaul8173]

Ithil Kurachu abadham undu. Always go for minimum monthly payment and deposit. Athu nihalkku 5% kittunna loan anu. So extra amount monthly varunnathu deposit cheythal easy ayi 8% returns kittan. Appol kurachu cash kayil irikkum. Debt pay off cheyyunathu eppolum nallathu aakanam enilla 👍🏽

[@al366-y3z]

What would be the ideal fixed rate years you should choose for your first mortgage ? Is 10 years or even 5 years a good choice ?

[@SanDaisStories]

There is no easy answer for this, It all depends on the market situation and forecasts, best thing is to get advise from mortgage advisor. We took 5 years fixed rate ( we didnt had an option for 10 yrs).

[@Bennet3]

Which was the insurance company?

[@SanDaisStories]

Lv insurance

[@jjakajj7125]

370k de veedinu 900 ullo monthly mortgage??!!

[@SanDaisStories]

375K aanu veedinte price excluding kitchen and flooring. Yes, monthly mortgage around 900. 80% mortgage, 20% H2B & 5% deposit.

[@syam2407]

370K house paying only £900 per month 😂 . You kidding right?

[@bglr2783]

It is possible. The interest rates were low when they bought the house and it also depends on the deposit they put in.

[@SanDaisStories]

Why is it surprising 🤔House price was £375K, 80% mortgage aanu njngal eduthathu,interest rates annu nalla kuravarnnu compared to current rate

[@syam2407]

Haha, I am not here for a debate guys. So you are saying you took only 80% mortgage with the help of help to buy scheme. Fair enough. Even if you took the lowest interest at that time which is 2.34( which was difficult to get unless you have an excellent credit history) you will be paying £1300 for 25 years for 300k mortgage. So you know why I was skeptical . Also help to buy has its disadvantages in the long run as you have mentioned in your video. Please do clarify my doubt

[@syam2407]

Anyway all the best for both of you. You seems to be a very lovely couple

[@manojpe6490]

Interest rate is very low for help to buy scheme

[@akhilktym]

900 ullo monthly mortgage amnt?!!

[@SanDaisStories]

Yes, monthly mortgage around 900. 80% mortgage, 20% H2B & 5% deposit.

[@sreekumarpp7492]

H2b ntha?

[@SanDaisStories]

Help to Buy scheme from UK Gov

[@cyrilpaulbaby]

രണ്ടും കൊച്ചുങ്ങൾ ആണോ...😅

[@SanDaisStories]

😃

[@smithaallet2540]

Ayyo valia tattippu , vedio famous akan

[@SanDaisStories]

Ethu portion aanu thattipu ayit tonniye ?

[@smithaallet2540]

@SanDaisStories 900 pound mortgage, appol interest rate etra? Early repayment charge etra percent ella year?

[@SanDaisStories]

Interest rate - 1.67% and early repayment charge is 5%

[@smithaallet2540]

@SanDaisStories you only pay interest right. Then your mortgage never finish.

[@SanDaisStories]

The 900 we pay is both Interest(40%) and Credit to capital(60%), Mortgage term is 35 years , so it will finish in 35 years if paid correctly, hope that makes sense.

[@Stan-lf4nz]

Really informative video

[@SanDaisStories]

Glad you liked it ☺️