Creditors Tear Family Apart - Til Debt Do Us Part - Debt, By A Thousand Cuts

Debt was ripping Melanie and Kevin’s family apart. With a surprise second baby on the way and 15 creditors demanding interest payments, Melanie worries that their financial affairs will kill their relationship for good. After begging for Gail’s help Gail nails them on bad habits, silly spending and unstable incomes. Plumber Kevin has to work extra hard to keep his temper in check so that their prize money and relationship don’t end up down the toilet. -
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#weddings #gettingmarried #realitytv

[@onekookycookie1102]

Is anyone else addicted to this show? I’ve been saying ‘just one more’ .. for five hours!!!

[@kgcg202126]

omg I've been watching at least 2 episodes every single day for about 1 month now lol! It's so good!

[@Trustbutverify2651]

People who need a reality check should watch THIS show every day - just looking at the other shows that tell you what to do and give little clips do not have the impact that this show does.

[@jilliane.martyn2619]

🤣🤣I'm on hour number 4!

[@onekookycookie1102]

@@Trustbutverify2651 i totally agree!!!

[@onekookycookie1102]

@@kgcg202126 it’s such a great show!!

[@Youre-Welcome]

"We weren't trying to have another baby, but we weren't doing anything to not have one." Oh. So you were trying to have another baby. 😆

[@hollyb6885]

IKR. What kind of a stupid comment was that for him to make!? Jeez.

[@chubbybunny6975]

Hearing him refer to the truck as "his baby" while he has a wife, a baby, and another one on the way, shows me exactly where his priorities are at. I don't get people who value a vehicle over their spouses/children.

[@astrea79]

Me neither. Nice cars are nice to have but they're just a means of getting from point A to point B

[@luciebrisson5881]

Same. I don't understand anyone who says they ''love'' their car or truck and they mean Love.

[@avres13]

People who think like that have no business having children.

[@kansashoneybadger7899]

I like the guy, he is hard working. He may means that the truck is something which belongs to him alone. Sometimes husbands get lost inside the household and turn into a "money mule. He deserves some fun in life, but it has to be something he can afford.

[@crazywomanpress]

My husband is the same he hugs it 😂😂

[@Jojomissey]

I don't know how I came across these videos but I have been watching them for the past couple of weeks and I can't keep Money Money Money Money Money Money Moneyyyyy out of my head.🤣

[@michelecleansup]

I binged a while ago and now watch for the release of the next one. Not only do I have the song in my head, I hear my 13-year-old singing it. LOL

[@sisindlovu5301]

@@michelecleansup oh same🤣🤣🤣

[@rebeccan3288]

My husband sings it as he walks past me while I'm watching an episode!!

[@PlatinumPlatz]

My kids keep singing it

[@xkaokdkl11933]

Don’t do the challenges, don’t get the MMOONNEEYYY

[@FionaApplewright]

I love when people say "it's my money-- I should be able to spend it" It is NOT your money that's why it's debt. Your money ended 41k ago.

[@PlatinumPlatz]

Best comment ever 🥇

[@KRHPlaylist]

I hate when the people say that because then it’s always a situation where they’ve been having to take from their kids accounts or something so they can go shopping.

[@JBCookies8885]

OMG, so right! I knew someone that didn't pay their bills for several months and wondered why the debt collector wanted everything at once. Like, what did you expect!!

[@Eeeeeevaaaa]

Totally right. People can get so deluded

[@jtidema]

Exactly - if it was actually your money, you wouldn't be on this show!

[@Sacheen81]

Totally impressed how they turned it all around. I wish them the best and hope that they stuck with their new way of life.

[@kansashoneybadger7899]

Having another baby means...... replenish my wardrobe? Wha????? Oh sure, up-to-date maternity fashion is soooo important. The baby will notice. I would not want other people to look down on the shabby maternity wardrobe I was wearing. She is just a shopping addict, face it.

[@peaceness888]

Yeah I don't get this one. Doesn't she already have a kid? Shouldn't she still have her maternity clothes from the last pregnancy? Why does she need new ones?

[@jibrilamvs]

They have one child and they can’t figure out how much they spend on that child already. Making it difficult to have another child. I hope they’re doing better.

[@marynorton6068]

What she said at the end, about no one being excited for them having another baby. That’s so sad. I hope they’re doing well now.

[@annkirshner4468]

No one's excited because they know they will be chipping in to raise it

[@CAGChannel1]

Still sad A healthy baby is such a gift. They aren’t destitute. Celebrate this beautiful life!!

[@mermaidstears4897]

We had friends who had a very large family. The father made really, really good money, house free and clear, kids were polite, well educated, well adjusted. I hadn’t seen them for several months. When I ran into them, mom was noticeably (six months or so) pregnant. I hugged her and congratulated her and she burst into tears. I was the only person who had congratulated her. Everyone else belittled and berated her. The ONLY appropriate response to a pregnancy announcement is, “Congratulations.” Full stop. Not your business, and if you have an opinion, keep it to yourself. I lack the patience to have fourteen children. I know it, and that’s why I don’t have that many. But my grandmother had thirteen. And my husband’s grandmother had sixteen. Both of them lived in two room houses without running water. “I’m pregnant.” “Congratulations. How are you feeling?” Then shut up and listen

[@CAGChannel1]

@@mermaidstears4897 yes, yes, yes!!!

[@marynorton6068]

@@mermaidstears4897 I was pregnant unexpectedly after years of infertility. I can’t explain how happy I was. As it happens I had just left my job and accepted a new job abroad. I was moving into a tiny one bed apartment. And hardly anyone congratulated me just because “the timing was bad”. I wanted a baby for TEN years!!! I couldn’t care less that the apartment was small or my new job was at risk. People can be so horrible.

[@GodSaveTheClothes]

They are in the same place we were in 4 years ago! 40,000 in debt and making less than 70,000. We pulled out of our debt and now have an emergency fund! It took us 2 years to get out of debt.

[@Sarah-eh7bw]

If you’re in a messy living situation, you need to lock down your birth control until it passes. Terrible idea to pop out kids to feed when you can’t afford to feed yourself.

[@candi0826]

They make money it’s not like they don’t it’s just being stupid with the money they do make. They have the money for the kids you act like she is unemployed and he is a fast food worker. He is a plumber, plumbers and any other trade job make good money. They are also in Canada the more kids you have the more benefits you receive.

[@videofan1010]

@@candi0826 People could always keep their legs closed... I'm not so sure why this is a novel idea.

[@candi0826]

@@videofan1010 they are married 🤷🏻‍♀️this isn’t some dating couple or some teen couple. They were already pregnant this show isn’t about people and their child choices it’s about their stupidity regarding money and how most of them end of solving it. She was going to have a good job he has a good job. Why is that so hard for people to concept.

[@lh7501]

@@videofan1010 why should they

[@raymondcouture9374]

It was a BIG surprise!!!!!! It's like saying ' it was raining cats and dogs, we went outside and we came back all wet. It was a BIG surprise!!!!!!

[@aurabaggins2856]

Gail should do another show now that things are prices are different :) honestly I feel a lot of young people will benefit from her

[@laundrygoddess4]

She retired a few years ago sadly.

[@jtidema]

She kind of feels she's said what she has to say... over and over and over...

[@bovnycccoperalover3579]

She retired but we have the show and the books and the budget workbook.

[@pamelaclark7068]

I agree......

[@tricksock]

You realize that this show was almost 20 years ago... Gail's a retired old woman now.

[@rawilliams5881]

What she has, selling MLM makeup, is a hobby jobbie. She needs something real. Even if she just babysat someobe else's kids or cleaned houses with her kid in tow, she'd make more.

[@hjcabc]

Yes, a more consistent income is a good idea, and childcare might work if she was home with kids anyhow (their kids are probably teenagers by now), but cleaning someone's house with little kids in tow? As a house cleaner I can confirm that that's pretty much impossible. It wouldn't work for the clients and it certainly wouldn't work for the clients' houses!

[@rachellovesyarn9106]

Exactly. She "sells" makeup. No, your upline sells you makeup and you hope you can pass it along before the credit card bill is due. She'd make more working the makeup counter at Shoppers Drug Mart.

[@jtidema]

Yes, not a good idea.

[@juditharsenault2131]

She did get another job. $2,0000/month income more.

[@mariayelruh]

Smoking is a horrible addiction, it's so hard to quit. The health ramifications are enormous.

[@charlottebreton6796]

Those are the oldest 20 year olds I've ever seen

[@Ladysham36]

I was looking for this comment 😂

[@marylamphere2112]

I absolutely buy it for her, she's too immature to have been older. I want to know his age. I didn't see it and I am guessing he is in his early 30s...which makes the age of the baby problematic

[@Makavellah001]

They’re 20?? In dog years?? 😮😮😮

[@Tracker5111]

They need to play this show in highschools. Give people real advice before its too late.

[@callalilly4743]

It made me so happy to see them go above and beyond at the end. Their future is bright!

[@tashibalampkin8555]

1:56 When it comes to children, if you're not actively trying to prevent a pregnancy, then you planning for one. If you have sex without protection, then what do you think is going to happen.

[@cita_m]

It's opinion that if you're sexually active, you better be ready for a kid. No birth control is 100% accurate except abstinence.

[@nataliefontane]

@@cita_m This is why abortions exist.

[@thicccemogf3488]

ARE THEY BOTH ONLY 20 years old!!!???? Dude looks atleast 40.

[@debbielockhart7762]

So does she.

[@wonipowa7542]

Smokers. That will age you significantly plus other bad eating habits

[@KimberlyArwen]

It's the smoking!😅

[@honieebean]

Ya that feels like a lie by 10 years 😂

[@jacqueline8559]

No way! He's 20 !!? I was wondering why she was with a bloke double her age 😂

[@amywoodard2852]

I can relate to this young couple so much. I've been with my husband since we were 16 and after building a house and career and 4 kids later I can definately say there is never a perfect time to have a child. This couple will do great in life after this experience at such a young age. They seem honest and they have grit.

[@minimalcat1987]

Thank you for uploading these! Please bring Gail back ♡

[@jtidema]

She has said that she's not interested.

[@bovnycccoperalover3579]

I heard that she said that producers wanted her to give money to people she thought didn't deserve it.

[@sallylarson882]

They look much older than they are

[@katmcb]

I just can’t believe they are 20, did I hear that right?!

[@purpurina5663]

I know... and does that mean so she was 17 when she got pregnant with her daughter?

[@lucydawson1344]

I thought she was about the age i am now so thought I misheard too- I’m 35!

[@ihama99]

She is 20 not him

[@ajumama3741]

Can't believe she's 20. Had to go back few times thought heard it wrong

[@catherinewilke5583]

So they are basically still irresponsible teenagers who look 40. Responsible teenagers don’t get pregnant.

[@gracenjuguna7292]

I'm impressed by Kevin. I thought he'd give up. Good on him!!

[@mrs.b.5864]

I’ll bet my next pension cheque that they’re no longer together.

[@cjhoward409]

We need a show like this again ! This show that I watched 15-20 years ago had really helped me and get rid of credit cards ! 😊

[@avres13]

100% right credit cards are for building credit. Only people who truly responsible and have self control should have them!

[@katiethomas5889]

Why does he have a truck, if you can't fit 2 carseats in it? I would honestly go down to 1 car.

[@barnabusdoyle4930]

I can’t believe Gail just cut up credit cards and flushed them down the toilet in front of a plumber. That’s like running a red light with a cop right behind yoy

[@christinagonzalez4022]

They did FANTASTIC, Considering being 20 & 20 something. Excellent Kids, EXCELLENT....Proud of You both!!! 🌻🌻🌻🌻

[@amandab8433]

I honestly thought the wife was in her 30's.

[@saturdaisy8576]

I think it’s the haircut

[@sneakerfreak2002]

@@saturdaisy8576 because 2000s

[@nataliefontane]

Having kids makes you look old.

[@lastpolarbearcub]

The haircut, being overweight, and being tired with dark circles around her eyes

[@absolutelyridiculous6743]

@Natalie Fontane As a mom...I agree Wyeth this statement 👏

[@slf5141]

I must have missed this episode originally ...loving these reruns... Bring Gail back !

[@candi0826]

She will never do a show again she has said it lol. She kinda retired

[@droid2D2C3P0]

This was 20 years ago lol let her enjoy her retirement

[@jtidema]

Yeah, she was sick of doing and saying the same thing over and over.

[@carlariggs525]

they should contact friends and family for donations for the children. also, start shopping at thrift stores and food pantries. they also need to learn the concept of delayed gratification

[@tatianagranger2427]

This show is so important and I wish would have had something like this when I first got married. I was a young wife with little to no money, a 2 yr old, and one on the way. My husband and I made plenty of mistakes, but he always sacrificed for me, even at 19. Now that we are older, we are doing very well, and he still refuses to buy a better phone than mine-he gives me the newer one. He DEFINITELY wouldn’t get a vehicle like that, if it meant that it took anything away from me or the kids. I hope that this woman, and all partners feel as loved supportive and adored as my partner makes me feel!!

[@kathrynwilcox8712]

20 years old? 🤔

[@86482099]

Wow, 20? That's a hard 20!

[@AnnaSzabo]

Wow! I didn’t see this coming! This is a rapid and total makeover of an attitude and wow! This is my favorite out of hundreds I watched

[@ihama99]

He is wayyyyy older than her that's for sure..

[@jacquelineunderhill5031]

My nan used to say if u cant feed em dont breed em☹

[@pamelahaze3211]

No way she makes 10 grand being an mlm Hun.....no way lol...I did sell Mary Kay cosmetics.. when I was 22... almost starved...and felt like a failure...I do like their products though... :/

[@judykane3024]

Hope they keep up the great work.

[@Sage555n]

7:30... Gail says, "You're not going to like me very much. He responds, "I knew this was coming." LOL

[@paulinecraft244]

That's why you don't have children that young cause when you have kids it's no longer about you...grow up dude

[@blinkspacestudio8892]

As an ex smoker myself I have to say that smoking is the stupidest thing anyone can do....its so dumb on so many levels.

[@wolftears13]

I kept trying to tell my dad that, but he never listened. His smoking was costing $300 per week, when he died to health complications related to smoking so jokes on him

[@annkirshner4468]

If you weren't trying to prevent it then you were trying to have one

[@Mr.Boring_Man]

Not trying to have another baby as he's blowing that back out unprotected. When I hear couples says this, I cringe. Lots of FREE birth control exist and inflation hasn't made condoms too expensive even at the filming of this video.

[@denisep.98]

Wow! This was so great - they did it!! I was so pleasantly surprised by the ending, and I am thrilled that this growing family is on track and doing well ... they are awesome!

[@daniellep6807]

10k for a Mary Kay consultant so 800 a month profit 😂….she was delusional and all us anti mlm people know that! This is why she couldn’t answer when Gail asked her directly. Glad she found a job to bring in money for them:)

[@denisebarker9288]

That was a hopeful video. The end was fabulous.❤️

[@amyfletcher4749]

Grocery loan? I've never heard of that.

[@hollys572]

I do feel a little bad that he had to build that house of cards on top of quitting smoking and working the extra hours. Quitting smoking is hard work, I’ve seen Gail provide additional support such as therapy and hypnosis for other episodes, it might have helped him with his attitude

[@Carol-vv5cm]

I hope they really did it but I have doubts.. he wanted that check from Gail so I'm thinking he got a friend or family member to write a check for the truck and they concocted the rest. I don't believe them.

[@juliebuczkowski1028]

Hope these two made it! they have gone above what was asked of them 👍

[@isabelreyes6387]

I wonder what this show would look like today - rent , gas and groceries are out of control now. I remember when making $100K a year was awesome income a whole lot has changed in the last 10-15 years.

[@kittenmittens4387]

Especially as most people are having to stretch rent (not even a mortgage) to 50% of income. Daycare costs are also astronomical now

[@purpurina5663]

They kind of don't match... for some reason they don't make sense to me as a couple. And how is she so young!

[@kristenahubbard3338]

That’s because he knocked her up.

[@thecatandrabbit6988]

She guessed that she makes around $10,000 a year. Then we find out she makes MAYBE $90 a week. That is the problem with MLM companies. It's not a reliable job.

[@CassieSmart365]

Aweeee, he’s doing so good! ❤ it’s SO GOODDDD to see an actual worthy man! ❤❤❤❤❤ at first I didn’t think he would be good. 🎉

[@naeabbott374]

She’s 20???

[@SocaMusicLova1]

This is 15 years ago so the dated fashion makes her look old especially the haircut.

[@KriDe88]

WHY is no one talking about the fact that this woman is in MARY KAY, one of the oldest MLMs out there?! GIRL DON'T PUT THAT ON YOUR RESUMÉ, no legitimate employer takes that seriously!! This is probably a huge contributing factor to their overall debt, as statistically most people in MLMs spend HELLA more than they ever make back, ESPECIALLY in Mary Kay, as you are required to keep tons of inventory. This should be the absolute first thing to go. Im kinda surprised the episode didn't revolve around that in some way.

[@mcmak720]

I don't think the show can legally call out the mlm scams straight up without being sued coz there was another episode with an mlm hun and she didn't address it directly but she did bring it up in way like she did with these guys

[@jtidema]

@@mcmak720 I've seen several - there was a pampered chef one. I would like her to have asked questions such as "Do you have to buy a sales kit to start? Do you hold inventory? Are you legally an employee of the company? If not, it's not the best type of job for you."

[@jtidema]

In the US I usually ask "Will you get a W-2?" I think in Canada it's a T4.

[@musicgirl999]

Yeah, Mary Kay does require its distributors to keep inventory all the time. But there are other direct sales companies that don’t require you to purchase starter kits, meet quotas, etc.

[@AFBudgets]

​@musicgirl999 no it doesn't. That's 100% false

[@doll305]

She needed a real job, not an MLM

[@i.m.7710]

If he quit smoking that would pay the monthly costs for the new baby.

[@sinkintostillness]

Aww, I'm so happy they turned it around at the end! They're so young and obviously haven't had the right guidance up till that point. I hope they were able to get more sound advice after debt was cleared so they could build for the future and be able to "change their family tree" as they say at Ramsey HQ.

[@MakeItWithCalvin]

I love how stern Gail can be but she has to be. You either want to fix the situation OR you don't.

[@thegreenmanofnorwich]

It's a little bit alarming to me to have children so young. I know it's perfectly normal in a lot of the world, but none of my friends have had babies before about 28, and mostly in mid 30s. It seems like they really pulled it together at the end - that's really wonderful for them, and I'm impressed that he managed to give up smoking, which I know is very hard.

[@cathiematthews1359]

A lot of my friends did the same, and waited until their thirties. However, I would say 1 in 3 had fertility issues, and doctors told them that they should have started sooner. So, I guess, it's never the perfect time to have a child.

[@jenem9618]

If you wait until your mid-30s, you are much, much more likely to encounter fertility issues. At 35, women have lost most of their eggs and the onset of menopause is an estimated 5 years away. There are pros and cons to conceiving at different ages.

[@thegreenmanofnorwich]

There is an increase in fertility problems, but it's statistically still very small. Generally, menopause starts between 45 and 55.

[@KateSmith-h2f]

Did I hear that correctly? 20 years old?! Ugh, what.

[@kathyjuola6317]

Her "business" is an MLM. She needs to get a real job that actually pays her for her time.

[@DawnOldham]

When he said they weren’t trying to have a child but that they weren’t doing anything to prevent it… I just shook my head! I heard a doctor tell me that people who use no birth control are called…. Parents! Good grief. If you’re fighting and money is short, it’s pretty selfish (or lazy - in the short term- lazy now = a child for life, which is a ton of work.)

[@carlariggs525]

NO birth control is 100% effective, but these two have zero common sense

[@jtidema]

Yeah I thought that was odd. What exactly would be different if they WERE trying to have a child???

[@ktbentley22]

You know what fits into a budget? Condoms.

[@adrianmechelle3784]

I’m so proud of this couple!!

[@laqueensha]

Is he taking a smoke break, beside the baby, while Gail is inspecting his house??!!?

[@jonathanl5638]

this is why you dont get married 20 years old and 2 kids run!

[@lulu-qw8xy]

Wow! This couple did spectacular! Congratulations on your 2nd child! ♥️

[@Ravenousyouth]

"werent doing anything to prevent " "huge surprise " ............ not the brightest crayons in the box

[@allie8442]

People, especially those with a limited budget, really should do all they can to breastfeed. And also clothe diaper. This show seems to assume everyone uses formula and disposable diapers and I never hear her say "you can save this many HUNDREDS by breastfeeding for at least the first 6 months."

[@marycahill546]

Amazing turn around. I didn't think they were going to make it.

[@Taterniac]

theses men dont realise how lucky they are.

[@marshallgraphic]

Who puts a for sale sign for a monster truck inside a laundromat? That’s really missing your target audience.

[@catherinewilke5583]

Those tend to be the people who are the worst at money so not a terrible idea

[@jacquelinedolynny4798]

good job guys

[@liveyourlife7367]

They did great at the end, hope they are doing well now. :)

[@lrla8657]

“It’s my money. I should do what I want with it!” LOANS are NOT YOUR money!

[@beckymigdal517]

The dog is adorable

[@WatchingBadTV]

I'm sorry how the heck is that person 20 years old

[@asimskentzos9231]

what do you mean how the heck is that person 20 yrs old, she looks it.

[@WatchingBadTV]

@@asimskentzos9231 lol asl because I feel like we have very different lives

[@daysofcarnivore]

He didn't want to get rid of his truck because it's "his baby" meanwhile he has an actual baby and a second incomng

[@dianaesparza1878]

Great job at the end👍👏

[@kariberrow3921]

There are around 2 billion Mom's in the world that are "full-time Mom's", but most of us still work full-time to bring in income one way or another, geesh... it's just not an excuse anymore.

[@judymcpheron5955]

So glad they finally acted with good sense in the end and turned things around to the tune of $5,000 and the baby bonus gift! 👶🍼🎁

[@whenyouwishuponastar6643]

“Having a baby was a huge surprise… we weren’t doing anything to prevent it”. Im sorry but I had to laugh

[@Moneycantbuylife]

Did she just flush plastic down the toilet..pretty sure thats not ok

[@TheMarguerite]

I wonder why they didn't address his golfing expenses and her shopping?

[@CoolKidsSJJE]

I love that ending ❤

[@sarahburkhardt2037]

Watch til the end with this one. Oh my.

[@JBunny345]

These adults with kids thinking their money is theirs to spend however they want. Grow up.

[@dreesaad6151]

Knowing how much you make per month after taxes is crucial. Saying " I don't know" is unacceptable So happy she started a new job that was actually the answer.

[@absolutelyridiculous6743]

Once this family gets back on track and is debt free PLUS ahead of the game financially, Kevin can buy another truck. Also...Mary Kay is an MLM. It is absolutely not going to create any substantial income, and it may cause further debt if it demands money to be a "representative" and have stock of the products. Nononono.

[@cafsixtieslover]

Are those credit cards gong to block the plumbing?

[@armondstreet3605]

I’m willing to bet every living relative they HAVE to be at LEAST 35 😂

[@M-dq7jo]

"Kicking out babies" soooooo true

[@lorrainecurran9157]

Very impressive young couple 💑 Gail rocks

[@jorgelarios5601]

20???? No way. I thought they were at least 30

[@Dominique...]

Their life looks terrible.

[@juditharsenault2131]

Awesome!

[@jordandowland7256]

He needs the truck to balance out that awful piercing.