What Happens If Your Identity Is Stolen

[@michaelcoley9360]

My POS father stole mine and after 2 years he finally had to go to court on it. I sat in front of him in the court room and he didn’t know it was me. He received a 12 month probation. That’s it. It’s pathetic how lenient our system is on this crime

[@finddeniro]

Well. .Karla is Betcha. .

[@ruthiemarie1787]

Why not hold the bank accountable to verify identity? Penalize them.

[@sonjavass8014]

How do you do that, I called the bank and they said get an attorney

[@jordansmith2799]

So glad this is out. Just figured out this morning mine has been stolen

[@JimmyJ1943]

My ss# was stolen as well.

[@ezoliu4118]

I was once registered as a kindergarten teacher in the police job record system, but I never went to that kindergarten and the most ridiculous is I don't have a teaching licenses

[@caribaez5711]

Wow

[@jeannettesmith1248]

I have suffered fraud. Friends did this to me. Its hard to get past the whole incident

[@karlasnyder645]

Truth be told and seen by everyone

[@ryanfrizzell736]

It’s definitely a good idea to protect oneself from identity theft.

[@aldelgado9343]

Ive cancelled all my credit cards. Pay cash as much as i can

[@leticiamartinez3106]

How can you get help? Our identity was stolen . Credits cards bank account , phone numbers and phone account. We freeze our credit, however they call and unfreeze it. This is crazy they have to have change the law.

[@forbidnsecrets]

As a person who works at a gas station most banks will block out of state charges.

[@kathymartinez2780]

People can use your identification card or driver's license for medical purposes, opening accounts, etc. / make it a constant to check your medical records before a agency collector calls you.> If lost or stolen: report to your location DMV - to cancel and Report. And it's place to get a new identification card or driver's license with new photo&number/ if your Social Security was stolen or lost report it to Social Security office near you. Always Check your credit report. You could always report identity theft online or your nearest police station. Hope all is well!♡

[@caribaez5711]

What happens if we report that we lost our social security? Do we receive another number?

[@richardgomez5008]

@@caribaez5711 No. You get a replacement card. Your number remains the same.

[@አፄናቲ]

Thanks Dave for all the advice 👍🏾

[@NoYoureBeautiful]

"... and you're filling out police reports" not in Livingston tx... can't get one filed based on hearsay... then the hotel changes owners

[@mybaseballcardspace]

It is important to be protected from identity theft.

[@MrWumpa-tn1ib]

Someone stole mine and tried buying 200 dollars at Walgreens lol

[@dawnelizabeth1828]

Hi Dave, my freneily and I had credit cards with Wild lol Fargo bank. I used the card at the grocery store and it was declined, I knew I had enough in the account! It was the first time, Wild lol Fargo did anything that was sage, smart and sound! My ex husband used the card, congrats to the bank! Take care and thanks!

[@Retiredmco]

It's called a credit freeze! Not many people know about it. Because there isn't much money to be made off of it!! Easy to do and very inexpensive! Be safe my friends!

[@blackworldtraveler3711]

HONESTO UNO Always excuses. Heck all you do is go online,type in you code,choose how long you want it unfrozen(few hours,days,weeks etc..) and you're done. It thaws immediately. Had a freeze on all three credit bureaus since it started in 2007. In all that time I only needed to thaw it once and that was because I was changing to T-Mobile service with global plan. Unfroze it for only 2 hours. I own my home,zero,debt,and financially secure. Doubt if I will need to use credit anymore.

[@arleneaugustahair8393]

My bank automatically freeze my card if I don’t tell them I’m going out of town. They automatically stopped my card when someone was trying to charge it in Texas and I was charging it in Virginia. I have never ever been to Texas in my life.

[@Retiredmco]

@@blackworldtraveler3711 couldn't agree more with you bro!! The Bible says the lazy man won't even lift his head up at the table to put food in his mouth. Then complain that he's hungry! Alot of folks fit that description! But you like myself are in very similar situation. Congratulations 👏👏👏👏👏👏👏

[@Retiredmco]

@@arleneaugustahair8393 Most card companies do that now. If you gonna take a trip need to advise them ahead of time to avoid that.

[@FunandBudget]

@HONESTO UNO No it's not. I keep mine frozen and when I want to apply for something I simply unfreeze it with my pin number...and guess what...no worries about someone opening up lines of credit in my name.

[@DivineStardustAlchemy]

Thank you for this.♡

[@keithkeith2106]

What can someone do whose identity was stolen and money was stolen but statue of limitations timeline has been exceeded?

[@karlasnyder645]

Tht is why it is infinite, time goes on like life which is why all came back and as we breathe, is all coming back to I

[@lindabyrne5692]

You say you have ID insurance, with what company? I put a rider on my homeowner's insurance but it only covers 15K.

[@FunandBudget]

Freeze your credit...Freeze your credit...problem solved! Use a credit card (and pay it off immediately with cash in your bank acct) and at least unauthorized purchases will be safeguarded.

[@LilTRinOfficial1]

What if someone opens a bank account in your name?

[@reighnlogan221]

My sister got in a wreck false plates no insurance suspended license. She used my name and identity because she had warrent . I called the department the court house . How can I fix it with bmv?

[@slhines7]

This is one specific subject where Clark Howard and Dave Ramsey disagree with one another.

[@alanbailey5621]

If you get a credit freeze it doesn't matter if someone steels your identity.

[@shunohh]

Someone help me. Is it called an identity thief if you use a random persons face as your profile picture? But you never claim it’s you.. would that be worth getting in trouble for?

[@jaelynncota7544]

No

[@roycenedeleff6295]

I got my $1,000 dollars!! for my emergency fund. not in exactly the way I wanted though:( but I got it.:)

[@mattpalmq]

And this is why I use credit cards exclusively . Yeah debit cards might have the same protection but it'll take awhile for that money to get back into my account. If there's an unauthorized charge to my credit card I'll never even see that money gone.

[@mattpalmq]

J Nigel if my credit card is stolen I'm not liable for any purchases they make.

[@Retiredmco]

Agree with you credit cards have protections debit cards don't! This is only point I've ever disagreed with D. R. Thanks

[@Retiredmco]

@@juliusnigelmarturillas3629 bro you don't have to be responsible for c.c. charges for at least 60 days after they are made! Now if you don't pay attention to your statement. Then you get what you deserve!

[@IsaiahGamers]

J Nigel CC company will decline any suspicious transactions and the thief won’t be able to use it

[@blackworldtraveler3711]

J Nigel Don't matter. Credit card covers all of that. You won't be fighting the banks like Ramsey says so he must be talking about debit cards. And one of the main reasons why I travel with credit cards because it's taken care of immediately anywhere in the world.

[@lkemce9480]

Betcha their not stealing identities with low credit scores...lol

[@BecomingVonnie]

They definitely do.

[@denisechisholm]

Ike my score is poor & they tried to steal my identity!🤦🏿‍♀️...I guess jokes on them though.

[@sethgibson4155]

21 yr old here, just got a notice that my Identity has been breached lol

[@medusag8647]

How did you know?

[@SuAmigoElilegal]

Question please , so my ant was born in USA but left to mexico when she was a kid. Another relative got a hold of her social and born certificate and that person came to USA as an adult and been living in the USA for 45 years now . We recently found out that that person is basically living a normal live, worked got married got driver lisence and basically been living in USA for many years now. My ant wants to go to USA but since the other person has been living there for more than 45 years with her identity what ever happends now. Has my ant lost her identity now or what can she do when the other person basically has a whole entire life now in USA

[@Coffeeismylifeblood]

😮🤬

[@barbarahenricksen7713]

I just keep getting robbed!

[@medusag8647]

😢 who did you call?

[@TriPham-j3b]

How can Marriott had that many number of people in data base . impossible because they may had multiple record on a person so the maximum they may had is 50,000 not even

[@finddeniro]

Yeah. .when the Cops are Frecked Out. .oh boy..

[@lindseyvelveeta2156]

Two words: Inside jobs

[@medusag8647]

How??

[@drwdrw5865]

Zander is not free

[@DJ-ji5ib]

Maybe a good time to invest in Marriott :p

[@arturoguerrero6082]

I got a question if you've been identity theft usally diffrent official company's call you right by your phone number ?

[@FrankMatthewsJr]

🧠Study and Analyze Fraud, Scammers, and hackers figure out their movements.🧠

[@Purpletuna_ee01]

Lol dave makes bad suggestions for a dime

[@susan3009]

You and Patrick look in the dumpster.