What I Pay For Rent In Small Town Germany

[@NALFVLOGS]

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[@rolfgarske8174]

I am a German and I always use the self checkout at the Edeka store near my home. I am 71 years old. And I also use Apple Pay for the bill. I prefer the self checkout because here I can checkout at my own pace, and I don’t feel pushed to pack faster. I use a foldable plastic basket that is rated for 24 Kg that I put on the scale part of the self checkout. So I grab my article from the shopping cart, move it over the scanner and into my basket. After I paid my bill I move the basket into the shopping cart, leave the grocery store and drive the shopping cart to my car, put the basket into the trunk. Then I bring the shopping cart back to its intended resting place, go back to my car and drive home. And I am not alone, I see many customers using the self checkout, sometimes there is also a waiting queue for them, but it is usually shorter than the queue for the old fashioned regular checkout.

[@RealConstructor]

In my supermarket we have 12 self checkouts and only 2 manned checkouts. Only when very busy, like just before holidays, there is a line in front of the self checkouts.

[@REALDONUTPANIC]

No attendant at the petrol station, you clean up the tray at McDonalds yourself, in the bank branch there are only self-service machines, which nobody needs anyway, because nobody pays with cash anymore. Especially not at the self-checkout at the supermarket. Once the cash is gone ... - And at some point in the not too distant future: "The Machine Stops" by E.M. Forster - written in 1909!

[@ThomasVanderWal]

I really enjoyed this. One thing I noticed lacking in the list was insurance.

[@inka87871]

he lives in a bubble no need for insurance 🤣

[@Balion1976]

in the misc perhaps! I mean Hausrat, Haftpflicht and Car is not that much!

[@pablodelsegundo9502]

The friend's killer legs jumped out at me.

[@hansmuller3604]

@@Balion1976 Health? If you are not employed or unemployed but making money as a self employed you have to insure you by yourself.

[@MegaCooliam]

Nice, i love the research side of things in your vids, also travel vlogs, bringing us a taste of Germany.

[@TainDK]

I agree, and maybe instead of Hamburg a 3rd time, he could go even further like Lübeck, Kiel or even Flensburg (As a Dane, those are places close by - I am sure there are loads of places he could go throughout =)

[@philippk736]

Didn't you include any costs for the car (insurance, tüv, taxes...)? What about health insurance if you are self-employed or other insurances?

[@hellmuthschreefel9392]

Nice video! Very interesting to see how different your day is from many of your viewers like me. Wish mine were more like yours, especially the walks through your beautiful town. Just a quick additional comment about the self checkout line versus having one of the store cashiers do it. Obviously we have those here as well and the wife and I try to use the cashier lanes as often as possible. Not because it's more convenient, because it's obviously not, but because if everyone used the self checkout lanes those cashiers would be losing their jobs and we would rather not have that happen.

[@franhunne8929]

I thought that way too, but I talked to one of the cashiers there and they told me, they have a hard time manning the checkouts. They are happy for every customer who uses self checkout

[@hellmuthschreefel9392]

@@franhunne8929 Interesting. But not the answers we've received here in the Detroit suburbs.

[@WilliamBrwn]

Thank you for doing that! I do it as well. And when you use the self-checkout, you are doing the work of the cashier without getting paid.

[@franhunne8929]

@@hellmuthschreefel9392 Maybe you have more people who want to work as cashier. Germany has a problem with not enough people for all the things that need to be done.

[@SylviaMartini-mb6qo]

Thanks for sharing. I am German and live now in California. I love your apartment. Half rent what I pay right now. That's the price tag when you live in CA (and it's still cheap).

[@dwin6005]

And what about insurance, reserves for new purchases/repairs of appliances and cars, and reserves for clothing and travel? What about personal hygiene, hairdressing, provisions for cameras, computers and so on? What about taxes for your business? What about pension and health insurance? If I calculate it like that, then you are using more money than many Germans earn per month. It's quite possible that you'll use more than two 'normal' full-time employees have available per month.

[@mob8451]

Yep, maybe his life is on the expensive side, but there's nothing stupid in the expenses mentioned and so - why not if he can afford it?

[@trinleywangmo]

@@mob8451 It's probably about being more realistic. Most Germans take home pay is less than what he spends and he's not even living in a major city here. I live in Frankfurt and if my apartment wasn't subsidized I'd only be paying ~€800/month including utilities. But my place is less than half his space. In total, I live on less than €1000 (it works because my rent is subsidized by about half). Minimum wage is €12.41 an hour and average gross pay is between €2k-€3k a month.

[@tenkdkme]

@@trinleywangmo Median income in germany is about 2400€ net (43750 gross p.a.) so no its not more than most Germans take home is. Also he lives in a high cost area in one of the most expensive states in germany but also with one of the highest median incomes at 2570 net (47000 gross p.a.). So just because its not a big city doesnt mean flats cant be expensive. Yes his place is quite big for a single person or even two but not to crasy big, so his expenses can very well be realistic for someone that isnt trying to live on a budget.

[@MiaMerkur]

​​@@tenkdkme 2021 average gross monthly income men 4.100€, women 3.699€ both with part time work 3.333€.

[@tenkdkme]

​@@MiaMerkurWhy would you use 2021 numbers? And average wasnt realy relevant because the point was about most so the median is the relevant number.

[@richardwassem3023]

I loved that you included speeding tickets in the miscellaneous section. Would those come from the traffic cameras I hear about? Happy Easter! Have a great day.

[@berlindude75]

7:49 Throwback from the past: Silas Nacita used to have his own YT channel when he was living in Germany. He usually collaborated with Conner Sullivan, who also used to live in Germany and played American Football here. Their videos dealt with the peculiarities of living in Germany.

[@TheMarslMcFly]

I was so surprised to see him there. I haven't heard anything from him since he moved back to the US

[@onefortexas2379]

Silas is still here kzbin.info/www/bejne/aoTLiqp5e5WYh80

[@PeterPups0815]

Self checkout destroys employments. A lot of american business models do, like Uber, amazon and others. I don't use self-checkouts so the supermarket needs to keep more people hired.

[@WooShell]

We dislike Self Checkout because almost all shops do it *wrong*. Until some time ago, only Globus did it right by allowing self-scanning with either handheld scanners or later a phone app.. and now Kaufland has jumped on the bandwagon as well recently. All other methods where you have to unpack everything, weigh stuff yourself, pack everything up again, get yelled at by the machine *UNKNOWN ITEM IN CHECKOUT AREA - PLEASE REMOVE ITEM* are just even more suck than standing in line for the cashier.

[@jennyh4025]

You can use an app in every rewe with self checkout, and some do have handheld scanners as well.

[@davesaunders7080]

Thx for cost breakdown, I think you are living cheaper than we do in North America generally. Great location and overall lifestyle, who would want to leave that.

[@mojojim6458]

At 1:20 a glimpse of Sparky's mug! One of your best qualities is your love of nostalgia.

[@nemoros22]

[@jan-matthisweng4437]

When I went to university, I rented a room in an apartment where the owner/landlord also lived. A few month later, he left for an extensive professional development training course, so for about half a year I had an apartment on my own, in the city, facing the backyard, next to three bus stops, 10 minutes bus ride to the city center, supermarket across the street, 15 minutes walking to the university - rent including utility costs 210 € und thus probably the cheapest apartment in a city of half a million inhabitants. :)

[@yahouallavoix4512]

thanks for your vids, I alway enjoy them!

[@kristinaplatzer2561]

Hi, first we aren't afraid of self checkout at the grocery store. It is just, if many people use it, it destroys workplaces!!! And we think about those people that probably lose their jobs cause of that. And second the stores should sell their products cheaper because they don't have to pay an extra employee!!!

[@Frenchie100]

Great video! :) Thanks for including this overview at 10:10! :) The big point you might have forgotten is car insurance, that could be between 120 and 170€/month... There's Haftpflichtversicherung (mandatory for all vehicles, covers the costs of other parties involved in an accident if you are the culprit, around 30€/month), and then there's either TK (Teilkasko) or VK (Vollkasko). Teilkasko is an additional optional option that insures you against additional cases that you, as a Driver, cannot influence. Examples include theft, burglary, broken glass, natural disasters such as hail, floods and rooftop avalanches, and damage from wild HAIRY(!) game. Teilkasko won't cover: Storm damage (trees or roof tiles falling on your car due to heavy storm), collision with an elephant (no hair!!^^). Damage from vandalism. Teilkasko costs an extra €90/month on average. Vollkasko is also optional and includes Teilkasko plus insured events created by the driver himself: that is, the insurance company will indemnify or repair your car if you are the culprit of an accident - unless there was gross neglect like drunk driving. BUT when your insurance pays for you, they'll increase your monthly insurance costs by bumping up your SF (Schadenfreiheitsklasse). Schadenfreiheitsklasse is a bonus-malus class (normally known as a no-claims bonus outside of Germany) and indicates how many years you have driven without having an accident or filing a claim. If you go a whole year without filing a claim, your bonus-malus class increases by one level. Vollkasko is significantly more expensive, so it's usually recommended for new & valuable cars. An old, not valuable car doesn't justify the extra cost of Vollkasko, since the value of the car is taken into account when deciding how or even if the damage should get repaired... (new car: you get a new bumper. old car: you can get your old bumper fixed! ;) ) I'd love to know if your insurance allowed you to carry over your years of experience driving in the US (SF down to under 60% after a couple of years), or if you had to start as a "beginner" (SF90%). There's so much stuff going into this subject, I'm sure you could make an entire video about this, explaining the German system and comparing it to the one in the States. :)

[@PotsdamSenior]

And tax, and maintenance or repairs. Plus, this Golf won't last forever, so it might be a good idea to put some Euros aside (or at least account for them in terns of monthly cost) for a new one: depreciation. A car costs several hundred a month before even driving it.

[@caraira1909]

Car insurance 120/month? I pay 60 EUR every 3 months,

[@Frenchie100]

@@caraira1909As I wrote, the only mandatory part is Haftpflicht, which is around €30/month on average. He said he had bought the Golf last year, so I'm assuming that he'll have TK or VK since it's a pretty valuable car. For €20/month, I'd assume you don't drive a 1 year old Golf TDI. Am I correct?

[@caraira1909]

@Frenschie I drive a 3 years old Seat Ibiza, but I have been driving for over 25 years without having any accident, which .means I am in the lower price cathegory 😊

[@Frenchie100]

@@caraira1909good for you! :D I'm just going to make an assumption here, but NALF doesn't look to me like he has been driving for 25 years. ;)

[@TMD3453]

God you are doing work you like. It makes paying expenses easier. It takes faith to do all that. Cheers

[@barbara5291]

Lucky you, Nick! I pay for my Little Vienna apartment (52 square meters) nearly 950€, internet and electricity not included. Enjoy your beautiful home and keep on entertaining us with your videos. Btw, when will you launch the Android Version of Quiver? I don‘t have an IPhone. Easter Greetings from Vienna where the trees are blossoming🪻💐

[@dagmarbubolz7999]

Reason why I don't use the self checkout, tried it some times and each time the thing had some problems with something , I then needed to wait for the service person to come and do/undo stuff or unlock, so this taken in consideration turns out I needed longer than in the line and had to do the work myself aditionally, so nope thank you, I'll wait in line. I'll just try it out if I have 2-4 items max.

[@trinleywangmo]

It's interesting how different your life in Germany is compared to mine. Like light years different. I'm glad you like it. But yours is a very privileged experience.

[@baramuth71]

Hello Nalf, first of all Happy Easter. Now to the video. You live a lot cheaper here in Germany, now calculate the cost of living for you in the USA, which would also be a lot more expensive compared to Germany, and, yes, you would have to drive a long way in your car to go shopping, right. Which would also involve costs and a considerable amount of time, which you don't have in Germany. And the costs that are all included in your apartment, do you have or do you also get this in the USA, or are they all separate, which would then cause higher costs again. That would interest me.

[@michaelmarchanda]

1,300 EUR for an Apartment and 400 EUR for food seems a lot in this kind of area.

[@pck1166]

Athletes eat more.

[@nemoros22]

1300€ are nearly normal for the SHA area...

[@Quotenwagnerianer]

@@pck1166 The 400€ is for two people I guess, since he lives with Laura. That's totally fine, considering food prices underwent heavy inflation. But 13€ for a sqm is really high. I for example pay 9.12€ per SQM and I live in a City much bigger and more expensive than SWH.

[@katdiesler345]

inklusive Wohnnebenkosten

[@hansmuller3604]

@@Quotenwagnerianer true, but he lives in a dream appertement

[@TubaBuddha]

Your rent is my Mortgage plus $10. I have a 3 floor completed house from 1900. All original wood everything. for a duplex. Got it with a 2.75% interest rate. I have one tenant with a $400 rent. I could charge close to double for the space he has .I have 2 utility bills for everything as well. It's not that expensive because I am in a small town. I can mostly ride my bike where I need to go.

[@adambourque656]

I am also an American living in Germany. I live not too far from you here in BW. Here rent is much higher especially for Americans. Our rent is covered by our job and they see us coming a mile away. I just moved into a 164m house and am paying more than twice what you are for your apartment.

[@philippk736]

Do you mean 164m²?

[@woopswoops81]

Normal price so whats wrong?

[@Quotenwagnerianer]

To be fair: Wo rents a house? You buy it. To me it makes no sense renting anything over 130sqm that's just a waste of financial resources.

[@m.a.6478]

In Switzerland you would add insurances and taxes 🤓 I guess also in Germany 😉

[@ashleynalley2306]

Great video & Avril, Yess!!!

[@LetoxxIant]

Why no self checkout? Convenience - in many cases the things do not work properly - my experience. If you buy fresh vegetables or fruits or lose bred rolls you have to know what and search on the display which can be - depending on the checkout system - annoying as hell - also my experience. Plus The advantage on staying in line - I have the time to go over my shopping list in my brain and if I forgot something I can run back and get it. :D

[@BS-yx2rm]

2k is expensive. Many people here dont even have an income of 2k after taxes... Germany has very low salleries compared to rent.

[@Alexander-dt2eq]

haha and compare it how much you earn a month in Portland compared to S-Hall. he tried everything to make it sound reasonable. still 2k is a lot in a german town

[@tyronevaldez-kruger5313]

The average income after taxes is over 2k though. In Germany you pay quite high taxes but it includes financial benefits beyond free non monetary things as well. And what do you mean by saying Germany has very low salaries compared to rent bro? Entire Germany doesn't live in an expensive place with a backyard plus swimming pool

[@danielunger3339]

The median income is around 3k after taxes in Germany so 2k isn't that much. Especially for the region he is living in.

[@ThcBanaman]

​@@danielunger3339Doubt that. Median should be lower afaik

[@danielunger3339]

@@ThcBanaman okay. I checked again. The average is around 2,7k per month and the median around 2k, but this also includes very poor eastygermany...

[@michellemaine2719]

Was the flat furnished or part-furnished?

[@BarefootCuer]

Thank you for this video.

[@lottefleck3688]

I hate self-check out here in the US…. Are you kidding me? I‘m doing the job of someone who should be payed by the company. They save an enormous amount of money. Do you see prices going down? Of course not..

[@holger_p]

Nobody is ever paid "by the company" everything is paid by the customer, by you. So by helping the shop you enable them to lower the prices. You cannot distinguish prices going down, from avoiding prices going up.

[@christianmohr1491]

I assume😄 Kaufland is a sponsor too

[@nothingspecial123Q]

Your appartment is great! But also one of the "special" ones. It is a bit outstanding and well designed and not an average one - so you could save a few hundred euros per month if you rent a more standard one. But if I could afford it, I would also take a nicer one like yours 🙃

[@thomaslanghorst5738]

Hey, good to see Salsa Nacho, now I'm almost tempted to watch your show.

[@Nabend1402]

As Patton Oswalt said (from memory): "The supermarket opened a new self-check out, of course, because they got my letter that said I WANNA BE A CHECKOUT CLERK!" Queues at the till are usually fairly short in Germany. I'd say less than 3 minutes on average. And for that, I don't have to deal with a badly designed, regularly malfunctioning piece of crap technology. Only exception: at the hardware store, where I usually buy 1 or 2 items and everyone queuing at the tills is buying an entire house with garden.

[@lohikarhu734]

I like to use a personal checkout, and i'm not German.... i think about somebody who needs that job, okay? The self checkout is just the corporation getting you to do the work of someone who could use a paycheck, or maybe it's a mini job that helps thsm pay for something for the kids, or saving for a holiday ... so, i stand for maybe 4-5 minutes, and don't put up with the stupid machine weighing all my items to make sure that i'm honest, and somebody gets a job.

[@Senshiiroo]

Funny that you went to that REWE in kocherquartier cuz thats where i worked for 3 years 👀

[@Why-D]

I assume, there are some insurances missing at least for the car or the health care. When you are employed health care is already deducted from your salary, but if you work self employed as a KZbinr you have to have a health insurance on your own.

[@kellypunteney]

Interesting and helpful post. Long time big fan….I live in Vancouver, WA and have place in a small town in central Italy so interested costs and time management for healthy living. Good to know your experiences. In your post I was trying to follow by hours on the clock. Three hours instead of one hour on editing would though everything off, but you have scheduled actives. I could not guess what time you eat? Or call it a day? Also I am watching the Gentleman. Keep up the good work!

[@pixelmanuel]

What I timing: watching this video when Nick liked my answer on Quiver 😊

[@philh8829]

Video on taxes? Do you file returns in both countries?

[@InTeCredo]

You didn't mention "Heiz- und Nebenkosten" which is part of the "Miete (Warm)". The readers come in once a year to read the gauges on the heat radiators and water meters (Ablesung). If you use more water and/or heating, you will pay the difference . For some, it can be tens or hundreds of euros. If you use less, you get partial reimbursement. You didn't mention the compulsory health insurance which can be up to €900 per month for the self-employed. You're driving a car so you are paying the insurance for it, too.

[@hartmutdietz1228]

I think hes is employed by the Stuttgart Surge and may be also by the ELF so does need to pay any health insurance for the self-employed.

[@benyomovod6904]

He said warm, with parking, also mit Nebenkosten

[@amirhh1505]

The Gentleman was Great! I hope you liked it

[@guyinagarage571]

Wow. You have such an easy day. So much time to yourself. Here in Australia, I generally wake up at 0600, and head to work by 0745. There is no cafe's, no meeting friends, no "me" time for the next nine hours. I'll get home by 1730 or 1800. All that for 550 euro a week. Vielleicht muss ich in das Land meiner Vorfahren ziehen!

[@ChoiiXMasters]

I was actually surprised af when I heard the Price of your Apartment, up north in Germany I pay 380€ warm in a small Town, I guess Schwäbisch Hall is just a little more expensive than I expected. Keep up the great Work, Nick ✌️💚

[@holger_p]

For 100m² it might be OK, that's not the typical Single Appartment. Beside area, a lot depends if last major renovation was made 5 years ago or 30 years ago. It defines the standards of the bathroom or the kitchen. Maybe NALF's kitchen was already included also, that's worth 80€/month by itself. He didn't talk about it, since this is normal to Americans.

[@hyperulf]

Sounds cheap to me. Greetings from Frankfurt am Main!

[@jeromelion8649]

i pay i in wuppertal (NRW) 930€ for the rent and my wife and i have 94m²....and i can walk to work in about 30 mins or take the schwebebahn^^

[@suze6083]

Up north and in a lot of eastern towns rent is pretty cheap. Schwäbisch Hall is located in one of Germany’s strongest economic regions. On top it’s a really pretty town. Rents just went up a lot in the past years. As for ppl mentioning how nice his place is…it is, however it’s also kind of a Schwäbisch Hall thing. One can always find a nice place there…well, at least compared to the expensive ugly old places with no style in nearby towns LOL

[@alexaales7937]

what about insurances? car? liability? contents? legal protection? those are just the basic ones that germans like to have covered. of those only car insurance is mandatory but with all your equipment in the apartment contents might be recommended as well :-).

[@jamesd9900]

Great video, thanks! I own a condo, but my nextdoor neighbors are renting their unit which is only 1000 sq ft for $3600 per month, nothing included but water. Based on that, for me your rent is pretty dang reasonable, especially for how much is included in the rent. BTW - great looking place you have in a beautiful town! Also, why is it harder for Americans there to rent? Lack of availability or resident status maybe? Thanks!

[@McGhinch]

Self check out: It will kill jobs on the long run. The long I have a chance I do not work for free at any store.

[@InTeCredo]

I prefer it over the live cashiers. I am so DONE with their uncanny abilities to scan the items at super-hyper-ultra-sonic speed and cram everything into the collection area. Then, they hemmed and hewed at me to hurry up with payment and such. Another I HATE the most is those obnoxious "coin miners" who kept mining in their wallets for each and every coin they need to get rid of. I use the scan gun to scan each item before putting them in the cart. At the self-check-out till, it only takes less than minute to complete the entire transaction.

[@musicofnote1]

Aversion to self-checkout: Easy. Using self checkout is taking the job away from someone who had checked out your stuff previously. Also, the story is NOT employing me to work for them. So I don't. I go to a real human who is dependent on me for a paying job.

[@danielunger3339]

We could use the people for more important jobs than that as we have a labour shortage. The faster stores need less staff, the better

[@musicofnote1]

@@danielunger3339 - Great, except those former checkout employees simply get let go. What "we could" do is not in the best interest of the managers/owners. So any time some employee tries to get me to use the self-checkout,. I politely say "No thanks - don't want to see HER (pointing to the checkout employee) get let go.

[@michaelworosz7940]

OMG I just watched the movie. It was terrific. Having the kids and grand kids over for a movie party. I always loved the Babe Ruth Story thought it was one of the best sports stories. This one is right up there. Coming to Schwabisch Hall this summer out of Wurzburg. Thanks a lot for the enjoyment. Mike

[@thedoc7305]

I just noticed you live above (or right next to her) a friend of mine 😂

[@zainulabideen9464]

Paying 270 euros a month for private room, living near Berlin. And being a student, my monthly expense goes from 650 upto 700 a month.

[@rw7668]

No insurance or taxes? I remember when living in Germany that the insurance requirement (Versicherungspflicht) was a big deal.

[@laraleo6412]

If he's not self employed he will get his wage with those already subtracted (Nettolohn). So it doesn't really feel like expenses as this money doesn't leave your bank account.

[@rw7668]

@@laraleo6412 I think he made it clear he was self-employed

[@laraleo6412]

@@rw7668 when did he do that? I remember the video "I got a job in Germany".

[@rw7668]

@@laraleo6412I thought he no longer works in the football league and now is a KZbinr and has sponsors.

[@rw7668]

@@laraleo6412 scroll through his videos

[@TainDK]

I love it when you come by my feed - always such calm and nice vibes =) About self checkout - I do not use it when getting liquor og cigarettes as that needs someone from the register (but I'm not German, might be different in Germany - my thought is, that its similar though) and usually I would get cigarettes as well (I know, I need to quit - might happen one day =) Groseries seems to be less than in my part of the world (Denmark) but otherwise quite close to what i would use too for these items.

[@rolfgarske8174]

That is not a problem here in germany. At the Edeka where I go grocery shopping, there are 5 self checkout stations and there is one experienced cashier overlooking them and will help you if any problems arise. If you were able to pick any liqueur from the shelf, they will scan their personal barcode and authorize the purchase for you. A bigger problem is that not all liqueurs are out in the open to grab. Some are locked up in a glass vitrine and you need authorized personnel with a key to get it out. And there is no reasonable rule for which liquor is in the vitrine and which is out in the open. Four example a few months ago I wanted to buy a bottle of Jack Daniels Old No. 7, 0,7 liter which was on sale for 14,99 €. It was in the vitrine. On top of the vitrine there were more expensive whisky bottles out in the open. But I wanted the Jack Daniels. So I looked 5 minutes till I found an employee that could help Me. He took out the bottle, and instead of giving it to Me, he took it to a regular checkout, not the self checkout that I normally use. So I was forced to use the regular checkout. I found that very inconvenient. I am 71 years old and don’t look like a 16 year old. So why did he not give it to me directly. Was he afraid I‘m going to steal it? Then I could have grabbed the more expensive one that was on top of the vitrine out in the open. Makes no sense to me.

[@JacqualynEjaz]

You have utilities and parking included in the rent which is pretty cheap anyway that is amazing actually and your expenses actually add up to what some people would pay for a nice apartment without utilities sometimes !!!

[@MattsBrabus]

As a Brit living in Bavaria I would definitely say it’s cheaper than the UK with some notable differences. Ibuprofen is around 1/5 of the cost in the UK as in Germany. Fresh fish is also a lot cheaper (and more available). But that’s about it. Quality of life is easily better in Germany; simple things like no shops open on Sundays, a general higher level of politeness and plain speaking. I miss UK coast and mountains but the one aspect of the UK that I really struggle with is the total lack of hedgerows here. I’m used to field boundaries of shrub or stone, and it is very unsettling not to have them on a hike! Great video (but as for everyone else, use a human staffed checkout at the grocery shop; you are keeping a job open for someone who may need it)

[@SecretSquirrel59]

I've said it before and I'll say it again. Thank you for showing Schwäbisch Hall. It makes me homesick for my home away from home.😊

[@Kimitri]

It's a good price for a peaceful life style like this.

[@derkohler2380]

..always a nice slow morning in dirty tennis socks.. i'm having strong flashbacks to german b-movies from the late 80ies 🥴

[@marcokeller3575]

What do you pay for health insurance? I’m looking at moving to Germany and hard to get a straight answer on healthcare. I know it’s good and I know there are two options, private or public insurance, but costs hard to determine

[@monkydeDrufy]

If you are normally employed, health insurance is deducted from your gross salary

[@youtubebr123]

It depends on whether you are self-employed or not. If you are self-employed, you have to pay into the health insurance yourself, doesn`t mater if privat or public. If you are an employee, it will be deducted from your salary. Private insurance is usually more expensive, depending on the respective contract, your age, health problems..., up to around €800, maybe more. For Privat insurance you have to make your own contract. Compulsory insurance starting from around €230 if you pay yourself. For employees, around 14% from your salary, and it is deducted from your salary (you pay half, the employer pays half). But no guarantee on the prices, you'll have to check with the insurance companies yourself. Your new employer can certainly support you.

[@laraleo6412]

For public insurance it's 14,6% plus an additional contribution depending on the insurance company. The additional contribution is between 0.9% up to 2.2%. It's called Zusatzbeitrag. You only pay for an income up to 62.100 € per year (Beitragsbemessungsgrenze).

[@trinleywangmo]

@@youtubebr123 Super response!

[@holger_p]

If you stay limited time and are below 40, you might go better with private , if you are self-employed. If you plan to stay forever get citizenship etc, never ever go private unless you plan to become a millionaire also.

[@tuneskramer69]

If you have someone ideas about quiver, where can i leave them?

[@NALFVLOGS]

You can email to: [e-mail]

[@isoldedumas8726]

Guy Richie has a new movie coming out April 19, called The ministry of gentlemanly warfare. It’s supposed to be good.

[@isana788]

It's spring, maybe you can harvest some fresh grass from the meadows and make tea with it to save money. but your apartment is incredibly expensive. I only pay €500 for the same thing.

[@jakobbrenner3820]

But where do you live? I assume you are from Schwäbisch Hall, otherwise the price comparison makes little sense. In my opinion, in Nicks town, 1300 Euros (warm) for a freshly renovated 100m² appartment is normal.

[@Silberwolf01]

2:33 Ohh Avril Lavigne...brings back memories of my teenager years..😅

[@nikomangelmann6054]

the aversion of self check out is easy explaned. work has to be paid and if you dont get a discount for doing the job of others then you pay a higher price for the product purchase.

[@DJDoena]

And yet time is also money and if I have to stand 5 minutes in line instead of self-checkout, that's already 1.25€ at minimum wage level.

[@Danisachan]

That's ridiculous. I'd rather be out of the store faster than stand in line for 15 minutes. That's it. And it's not like it's hard to do self-checkout.

[@susella646]

@@DJDoena That ist true, but only if someone is prepared to pay for the time you saved. Besides, using the check-out with personal might save a job that would otherwise be eliminated.

[@t.kausch419]

..most used word in a smal town in germany... relax, smooooth - nice. 1300€/month is very expensive... for countryside

[@eriknelson5390]

What is the chance of getting quiver for android?

[@BaluDerBaer933]

5:30 Goodness me, is that Silas Nacitas? 😯

[@dawidwolnik628]

@NALF. How many % less you pay if you work at the shop?

[@AP-RSI]

When you consider that some people in Germany can't even afford an apartment for €1,000 per month (incl.) and have a maximum of €1,500 per month at their disposal.

[@nicktankard1244]

1300€ for a 100 sq.m apartment is not bad. I pay about 1600€ for a 40 sq.m studio here in Vancouver. Canadian prices are crazy.

[@Desperoro]

Vancouver is crazy as Paris is crazy for French

[@nicktankard1244]

@@Desperoroyeah Paris is also expensive but at least you get a walkable city with great transport. Vancouver is not a great city.

[@Desperoro]

@@nicktankard1244 not much walkable but from my few months experience is in Americann standards very nice and with good public transportation

[@nicktankard1244]

@@Desperoro not much walkable? What do you mean? I haven’t been there myself but Paris considered to be very walkable with everything you need within walking distance or a short trip by transit. Very much not the case in this continent even in Vancouver

[@Erron5G]

Avril Lavigne, good music taste. 👌🏽

[@martinduartediniz5889]

Still think Germany is the best place to live in.I am very great full for living in Switzerland 🇨🇭 do like going over to Germany for my shopping

[@EricaHaas-x4e]

Are you able to write off your home office area on your taxes (which would make your cost of living even cheaper), or is it not "abgeschlossen" enough for the Finanzamt?

[@JakobFischer60]

Is that table in the living room an old cable roll?

[@Eurobazz]

Very interesting video but Nicholas you should be ashamed of yourself for not prioritising the use of Celsius after having lived in Europe for eight years. Shame on you!

[@mojojim6458]

He wants to know what the real temperature is.

[@Eurobazz]

@@mojojim6458 No adverse encouragement please.

[@Eurobazz]

@@mojojim6458 Today, the United States, the Bahamas, the Cayman Islands, Palau, the Federated States of Micronesia and the Marshall Islands are the only countries that exclusively use Fahrenheit temperatures. Some other nations use both systems, including Belize, the British Virgin Islands, and Bermuda.

[@bostonmeadhorn4897]

​@@EurobazzI'm just as guilty 🙈 also been in Germany for 8 years

[@Eurobazz]

@@bostonmeadhorn4897 Tut, tut!!!

[@augustiner3821]

I like your no-nonsense lifestyle with a reasonable car. The major money dumbs in Germany are oversized cars which do not fit to the available income or extroverted life styles. And if you share your appartment with a spouse and go for smart shopping, there is still potential for cost reduction.

[@roncenti]

Interesting. I have lost track of what things cost in Germany since I am gone for so long. But one thing I always complained about in the US is the cost of food. I live in LA - The most expensive place - And my groceries every month (single) is between $400 and $450 and I eat a lot and buy a lot of meat (I am on Keto) and specialty products (again Keto). Are groceries now this expensive now ?? I am shocked.

[@laraleo6412]

Do you shop only at Aldi over there? Your expenses seem very low. From my experience food at supermarkets in Germany is still very cheap compared to other nations. If $400 is enough for you in the US 250€ should do the same in Germany.

[@roncenti]

@@laraleo6412 that’s what I thought. NALF’s between 300 and 500 Euro seemed excessively high for German Groceries. And I do shop at Aldi in Burbank. I am not shopping at normal grocery stores anymore due to the insanely high prices but I switch between Aldi, Grocery Outlet and Super King. If you are not familiar with California then you would only know Aldi.

[@laraleo6412]

@@roncenti I would not say it's excessively high but it's far from penny-pinching. He's shopping at Edeka and there it's easy to pay twice as much for comparable groceries if you are inattentive. Shopping at organic markets makes it easy to spend over 1k per month...

[@roncenti]

@@laraleo6412 yeah… I think that’s what I meant with “Did grocery prices go up this much?”. I have left a long time ago and one of the things that was always cheaper in Germany was food. It looks like it’s not anymore if you don’t pay attention.

[@uliwehner]

@Nalf, it seems you, to live the boomer life? My life is actually quite similar here in the US. start at 8am, i work from home, i work on my PC, i go to the gym (which is ridiculously more expensive), i live outside of town, so not much in the way of walking to the store. i don't drive much anymore. maybe 5k miles a year. Cost of living overall is def higher here in Georgia. Car insurance is ridiculous now. I noticed you did not list that in your video.

[@TobiasKrasinger]

1300 seems quite expensive. I can only compare it to Austrian numbers, but to able to effort such a rent and a total of 2050 Euros a month, you actually need to earn about 3K a month before taxes. If you earn 3K a month in Austria, that means you earn more than 66% of all Austrians. So nice job if you are able to do that.

[@kccroll6070]

Interesting, but I have a couple of questions: what is the cost of rental insurance on the apt, auto insurance, & health insurance ? How much more does that increase your monthly total that you showed us ?

[@frankschmitt6399]

Avril Lavigne, I am 64 years old, but I love her music, since the beginning. Wonderfully, rocking music. 🎸👂😊

[@michaelreckmack9824]

What about the health care? AOK? or and auto insurance wow I remember that was not cheap... Basically it all ads up!

[@susanreichelt1868]

Maybe you can make a video ecplaining how to set up the VPN on TV......

[@helmut3575]

No health insurance?

[@leonardgrant6876]

11 euros for a Sauna is fantastic. I live in a European country with much lower salaries and the cheapest sauna costs 15 Euro.

[@jojo5107]

I was planning to live in Germany for 3 months as I could work remotely, but had to cancel the plan due to their slow internet speed :/

[@kerrytraveller570]

You don‘t go out to restaurants or bars?

[@Ricci-in6nz]

My son plays HS Football in the US. Who did u play for here? One of the boys had a scholarship and the other is a Senior this year.

[@inka87871]

in a small city in the US you get a nice resort style apartment for about $1000 that includes gym,pool,tennis etc ......since you did not add car insurance ,I guess you drive without car insurance 🤣

[@schadlarry]

What small city are you talking about? I see no area like that which is remotely desirable.

[@inka87871]

any small city in the USA you can google it @@schadlarry

[@Halliwell29]

How much Money do you save/ spend on travelling ?

[@rrl4245]

Cool attic apartment, but ow often do you bump your head on a beam?

[@AltIng9154]

I am too tall! 9/2 ! I really like half timbered houses in Germany... but only from outside. :-)

[@HOXHOXHOX]

not the complicated song by avril lavigne 💀

[@matekochkoch]

Insurance ? / Health

[@jimmyjohnn19]

Thank you good Sir 🎉

[@Amlux1984]

Definitely missing Pretzels 🥨 in the budget 😂

[@johnofdebar4071]

oh my... eur 1300 for a place in Schwäbisch Hall....

[@khecke]

I pay no rent at all in America, since I own the building, which is completely paid and I also have a large garage for my vehicles and I pay much less for gas than in Germany. I prefer to use a cashier instead of self check-out to keep the cashier employed. Also I prefer to pay cash instead paying with a credit card. I lived in Germany for 23 years.

[@marcromain64]

If you didn't inherit or receive the building and land as a gift, all you have to do is allocate the construction costs or purchase price (plus property tax, maintenance, insurance, etc.) to the months you are expected to live in it, all adjusted to the living space and have the equivalent value of monthly rental payments. Whether these are lower or higher would have to be checked on a case-by-case basis. I've done this for myself and I only get a cost advantage of two percent for my region compared to renting, which isn't that much when you consider that I bear the full risk. But it's mine. 🙂

[@LarryHatch]

German tax rates would make Californians scream. I'm assuming you're close to the 42% rate compared to federal taxes of 24% in the US. Hopefully you also have tons of business expenses to deduct to soften the blow of those abusive, confiscatory tax policies there.