WHAT I SPEND IN A WEEK SELF-EMPLOYED IN NYC AT 23

[@NatalieBarbu]

SUNDAYS TOTAL WAS MEANT TO SAY 146!!!! idk HOW i didn't catch that.

[@NatalieBarbu]

I'm just dumb. I edited this so quickly this morning so sorry

[@breannecrossley3205]

@@NatalieBarbu everyone makes mistakes :)

[@jessicalattes72809]

are you renting or did you buy the apartment?

[@rxlxviii]

Good for you. You are smart with your money, unlike most millenials. You live in one of the most expensive cities in the world and show you can budget to spend less money so that college loans can be paid off, especially since the average college graduate starting salary is $51K a year. From your budget, you can easily pay off $500 a month to pay back student loans (if you have any, but it shows that anyone can). So sick of millenials who make $51K a year out of their first year of college saying they can't pay back an average college debt of $30K when they make over $250K within 5 years of graduation because they can't sacrifice luxury and convenience and ask others who didn't go to college, or ask people who did sacrifice to pay off their loans for them. And so sick of these politicians pandering with student loan forgiveness when a college grad can easily pay pack the average $30K in student loans within 5 years. I saw in your other video that you are looking for investments. Since you are self employed, I would look into solo 401Ks, SEP-IRAs, and/or Keough Plans. Ask your account about the benefits and differences of each. Even if you don't know what you are doing, consistently put the same amount every month to at least buying the S&P 500 account. Even with as little as $500 a month, from your age of 23 to when you retire at 65, you should be able to accumulate near $4 million by the time you retire based on historical returns. In the future, when you make more money, you can still keep this basic investment so you'd be getting at least $4 million by the time you retire. Any additional contributions can be invested in other investments as your knowledge of investing increases. Also, when you buy your property, I'd recommend setting up a corporation to buy the property since it is an investment property. And for each investment property, set up a new corporation. But it also depends on your long term goals such as if you want to leverage your equity to buy more properties, but it is good to set up each investment property as separate corporations. You are well on your way to becoming a multimillionaire by sacrificing things here and there and recognizing that every little bit adds up. As studies have shown, millionaires are millionaires because they save money, which is why it seems like some of the wealthiest people seem stingy. They aren't stingy, but they keep to a budget and know that saving money is extremely important to building wealth. And you are right. Ignore those people such as those on social media who think just because you have money, you should live a better lifestyle. One can always change their budget as their incomes rise to live a better lifestyle, but they should always stay on that budget. The goal is to save, not spend everything you make.

[@amyvergouwen6205]

This really isn’t bad at all considering you live in a very expensive city & considering the type of job you have! Loved this vid! Thx for sharing 🙂

[@jordancarter4051]

Ready for Graham Stephan to start reacting to these

[@MakaylaChildress]

YES

[@chazdowns8660]

Jordan Carter mood

[@yazmin7018]

You should interview different types of professionals living in different cities with this same idea for your podcast! They could stay anonymous. Kind of like what graham is doing!

[@DraBrooke]

Yazmin what podcast is Grahams?

[@isabelgabrielle8834]

brooke nieves he doesn’t have a podcast but he has a channel called the graham stephan show!

[@caitiejunefit]

I’d love to see another one of these but more vlog style- maybe just one day or a few days and share the prices as you go! 💕

[@NatalieBarbu]

Good idea!

[@kjn-v1m]

that actually is a good idea. very realistic and can relate to everyone

[@ToriZienka]

I could not agree more when you talked about a lot for someone to spend is so much different than someone else! It depend so much on where you living, what you make, what your priorities are and so much more!

[@starburstlover8D]

I’m honestly impressed!! You’ve spent the least I’ve seen from these videos, & for me you approach saving in a very relatable (sometimes very difficult) way! I struggle to save in coffee especially so I applaud you !

[@NatalieBarbu]

Get a nespresso with milk frother! Game changer. Mine is linked in my amazon store :)

[@samanthacosta]

Natalie’s channel is literal goals ❤️

[@LayneFable]

!!!

[@Scythe_rin]

Loved this video. You should do a video about how you get around in New York City. Whats it like using the subway? We’re you nervous the first time? You mentioned the unlimited card and the $30 reload you now do. idk thought it’d be cool to see how getting around is like in NYU and how it was adjusting to it

[@jessicahayes735]

This is actually a great video.. it’s nice to see what other people spend and how you budget and save money

[@GeorgiaMayhew]

the docs were a great investment, they get me through the winter in Wisconsin so you're good lol. also i think this is pretty impressive you budget really especially considering you're in nyc and don't spend all day in an office!

[@morganveller2114]

I think you did a great job considering you live in NYC!! You seem to be very conscious of your finances which is a great skill to have in life!! And it’s perfectly fine to splurge and treat yourself to a nicer item if you’ve been wanting it for a long time and you know you’ll get a lot of use out of it! $138 for a good pair of shoes is so justifiable to me! Loved this vid 😊

[@corikeegs]

I think you do really well with eating at home and not being excessive about eating out! To each their own- but I love to do that as well!

[@vanessasartori3362]

I bought my dr.martens about 3 years ago and they are still doing good! Definitely a good investment

[@LayneFable]

best investment!

[@LucyRaine]

Its always so interesting to watch these videos and so nice to help normalize the conversation of money!

[@HonestAbe111]

When all of these videos talk about getting groceries at Trader Joe's I'm mind blown. It just shows how expensive NY is because shopping at Trader Joe's around here is the most expensive option. Thank you for this great perspective and keep it up.

[@NatalieBarbu]

I feel like Trader Joe’s is relatively cheap everywhere

[@HonestAbe111]

@@NatalieBarbu I agree that there are other stores that are more expensive. I just know that in my experience, it's more expensive than the grocery stores I regularly shop at. I'm just saying, I can't imagine what the other grocery stores are like in NYC. I've never been to NYC but seeing your videos has me wanting to take a trip.

[@FloraGoodman]

can you do an updated grocery haul showing what you would get for the 2 weeks of groceries that you spent $130 on?! also meal ideas/typical meals you make with the foods you buy! that sounds so interesting

[@NatalieBarbu]

My last grocery haul vlog was it!p

[@hannahashton]

Ah yes I loved doing this video trend too! So cool to see everyone’s purchases honestly haha

[@snippetsofpam184]

I’m interested in an updated video on this. And a grocery haul.

[@alyssaahh07]

You probably won’t see this but just a comment on the docs, they are the BEST boots ever. But if you plan on wearing them every day/most days in the winter I recommend breaking them in before or just know that the first two weeks of wearing docs low key suck but once they are broken in they are yours for life and they’ll be the most comfortable boots ever. Unless you got the soft leather ones those require little to no breaking in.

[@rachelparks1934]

this really shows how expensive new york is cause this whole video I'm like "oh, that's really similar to how I spend" but I end up spending like 150-200 a week in a cheaper city! also, i spent 180 on docs in august and I've worn them pretty much every single day for the past two months and don't plan on stopping. good investment :)

[@Kelleena1on1]

Hi Natilie about your oat milk its too easy not to make its one cup of oats 4 cups of water u can put maple syrup and or smidge of salt i keep it clean .u do need a blender like nutria bullet Then put thru strainer or nut bag its so easy and cheapest milk we can make

[@aubreyp3489]

love that you did this video! loved the recent episode of your podcast with brooke! also just saw you posted your downloadable budget sheet! thank you!! love you and your videos natalie! ♥️

[@rose-uu6yq]

straight hair looks so good on you!

[@jeannettehead5537]

On your monthly budget you should add some things unless youd like us to add it ourselves which is fine i just didnt know if you left it out on purpose or not lol Phone Water,trash;etc Car payments Anyone else feel free to add on thats all i can think of for now. Love you natalie! Thank you so much for even offering this to us! You do so much good for us and i am so personally appreciative and grateful ❤

[@NatalieBarbu]

Thanks! If you read my blog post you can see how to customize it for yourself

[@sarahahmed7543]

I would love to see more of these videos!! Almost like a series. I love your finance related videos the most!

[@maple_fields]

Pro tip! Buy a Pentax K1000 film camera with a 50mm lens on eBay! It’ll cost around $50, and then you can buy any sort of film that you like. The pictures will be much better than the ones you get from a disposable camera, and it’ll be much cheaper in the long run because you’ll only have to buy film for it, and not a new body every time.

[@hannahbarham3432]

I think being able to justify each of your purchases is essiential to budgeting which you were able to do. You werent blowing hundreds of dollars on drinks or food but you werent restricting yourself so much you were making yourself unhappy. I can easily see myself spending the same sort of money. ❤

[@admirbarucija2018]

I always look forward to your videos, they make my day every time! I hope you’re doing really well Natalie ❤️

[@freesky113]

What Natalie spent on Monday is what I spend in 2 weeks. However, I don't go to movies, I don't uber etc. But it's funny how one's life differs from another.

[@ashleyjarrett3240]

Can you make a video about the groceries you buy that last you 2 weeks?

[@volleyballchik2790]

Yes I’m so happy you’re doing this video!!

[@KaelynGraceApple]

So excited to see that you filmed this!

[@aubreyp3489]

I’m sooo excited for when you do your what i spend in a month!

[@stephandden]

Great video, Natalie! I would love to see a monthly version! I just posted a What I Spend In A Week Video too, but I live in Toronto - it's fun to see the comparison between here and NYC! ✨

[@BronwynAlexandriaa]

I would love for you to do a video all about leads and customer acquisition. I’m sure you have have a lot of customers come from your KZbin audience, but for all of your customers that do not come from your YT audience, I would love to see what that acquisition process looks like!

[@somethinelse0930]

Thank you for reminding us that it’s all relative... these videos are interesting to watch but let us not compare each other... lifestyles are obviously different! Great video!!

[@shaine0726]

I love this 💕 you should do more how much i spent in a week videos :)

[@kellienicole4416]

I love your videos Natalie! I’m new to your channel, and started following your podcast as well. I used to work for a personal branding company, and love that you are getting into that and that we have that in common. Very inspiring! I plan on getting a vlogging camera this Black Friday. I really like how in several videos and podcasts you encourage people to follow their side hustles 💓 have a great day Xoxo your new fan 💋

[@rylie_thompson]

This was so insightful! I can’t wait to try out your budgeting spread 🥰

[@ChelseaLampinen]

Carly Christmas did it a few years ago living in Chicago and it was super interesting to see

[@isabelamanso6678]

I love all the jewellery you always wear!!! Would love to see a jewellery video

[@julie_fitzgerald]

You need real snow boots for NYC and those slushy streets get yourself some Sorel Boots their store is close to Chelsea market. Thank me later. True NY'er.

[@NatalieBarbu]

I have a pair of snow boots!

[@edelydesigns]

Loved this video 😍 moving to NYC this January and I’m so excited 😊😬

[@BronwynAlexandriaa]

I’m starting to realize I am REALLY good at restricting my spending... hey hey look at me I’m starting to realize a very prominent skill of mine is discipline!!! Wow go me!!! I’m disciplined!!! In some areas 👀🤭🤣

[@abbyoliver901]

Trader Joe’s has oat milk now! Also, disposable cameras really aren’t great for the environment. You have a fantastic camera on your iPhone, so why not just take pics that way and get them printed out like that?

[@marcellemazzocato]

yes, please share your monthly expenses. Love those!

[@libraryminnie7674]

So poised, contemplative and grounded. Your vocabulary is really impressive and I see great things in your future. As they say, the world is your oyster. Just one observation or suggestion, try to cut back a bit on touching your hair. I am sure it’s totally unconscious, but it’s distracting. Gonna go watch your month vid now. 💜🦋💜

[@GodlywoodGirl]

Yay! So excited to watch this!

[@calipsoreign4796]

Do you know what “rule of thumb” means? May want to research before using again. No shade, just informing.

[@ab7123]

In one if your previous vlogs, you mentioned you weren’t comfortable filming this type of video. What changed your mind?

[@NatalieBarbu]

I wasn’t comfortable saying my income! I can share how much I spend but I don’t want to share exactly how much I make a year

[@jeannettehead5537]

@@NatalieBarbu so would you be opposed to stating how much you spend in a month and what bills you have that are unique to living in new York? And bills that might be unique to someone starting/keeping their own business?

[@jeannettehead5537]

Nevermind answered my own question by watching the last minute of your video lol

[@susiemckeon1914]

lexie did not start the "what i spend in a week" videos. this has been a video that ive been seeing around youtube for months and months; i remember seeing one over a year ago lmaoooo

[@makaylamshaw]

Thank you for sharing, this was an awesome video to watch! My friends and I have planned a trip to NYC for 3 days in December, what would you recommend us doing and where would you recommend eating/staying away from for the best prices and quality?!

[@smithashambhu187]

Same here! I'm coming to NY for a week in December and would love some recommendations for eating and things to do that are not too expensive for a student on a budget!

[@foraluckygirl]

This was pretty good :) Also - you could get the weekly unlimited pass it’s like $34 and then you don’t have to think about it too much and it can start whichever day of the week. I used to do that instead of the monthly. Imagine losing that! Hahah

[@hallie6367]

Do you mind adding the link to your budget sheet? I didn't see it in the description.

[@NatalieBarbu]

So sorry just added

[@cynthialandrau2500]

Girllllllll I get you. I also live in NYC and the other day I spent $7 on an almond milk latte at Starbucks... SEVEN DOLLARS! I can't even lol. I normally make coffee at home so that one really hurt my heart lol

[@kkenzielouise]

I honestly feel really bad for all these you tubers that say they spend hundreds of dollars at their hair appointments, my hairdresser is amazing and every time I go to her and get a cut and style I literally spent $25 plus tip. I can’t fathom spending hundreds

[@-xu6ng]

This was super interesting! It’s close to the same amount I spent each week when I lived in Barcelona

[@LaurenOrion]

You are great with money!

[@NoelleSam]

I have heard if your eating super healthy you will spend about $60-180 a week. I do not buy shoes often, too.

[@AdamariMedia]

Wow I didn't imagine it to be this little for New York

[@sheentheexplorer3859]

You really are an inspo

[@basicallybrookemarie]

Trader Joe’s now has oat milk, it’s not in the refrigerator section though!

[@kayjsansone]

what kind of disposable camera did you get? I'm looking into doing that, it looks so fun!

[@CarolinSoldOut]

you should just get a cheaper analoge camera online and then get the films separate! Less expensive, less trash :)) Loved your video

[@rachelanita]

You should consider getting a proper film camera (I use the Minolta X-170) for like $150 off Ebay/Amazon. Then, you just pay for film. It would end up being cheaper than paying for a $40 disposable one every time! :)

[@NatalieBarbu]

That included the prints and scans!

[@rachelanita]

Natalie Barbu okay haha! I was like that is STEEP for a disposable.

[@PlanswithEmily]

I really liked this video It’s very interesting actually and i’d love to see more ☺️

[@rdjnapoli]

I wanna be on your podcast! Also that 1996 chain is so fresh

[@oliviaglenn645]

Do you have a video about how you make your coffee at home?! I'm TIRED of spending money on coffee but can't seem to ever make it taste as good as Starbucks.

[@NatalieBarbu]

I use my Nespresso! Only $140 and it comes with the frother. Makes the BEST COFFEE. It's on my Amazon store linked below

[@oliviaglenn645]

@@NatalieBarbu Thanks! I've always heard good things about them. Putting it on my Christmas list ;)

[@huntermerck]

your reaction to how much you spent on you hair is literally ME I pay $170 to get my hair done and I live in a small town in South Carolina omg

[@fvilla131]

I remember subscribing a couple years ago. Weren’t you an engineering major? Are you still looking into doing that or staying at what you currently do?

[@AylinElizabeth]

She quit her job and now is doing KZbin full time

[@LexieLombard]

So glad you did this! I‘m glad you’re in nyc

[@lindaarslani]

I have the docmartins they were my favorite boots to buy but they are so uncomfortable to wear untill u break them in a little so ive had them for almost 3 years now and worn them only 3/4 times. If anyone has an idea how they wont hurt my legs please let me know. Anyway loved the video 😘😍

[@madelinehixon]

LOVED THIS ! if you ever want to meet a new friend & get coffee & chat youtube, fashion travel , LET ME KNOW! looking for new friends with a passion for photo/video

[@laetixia3254]

I love those nyc vidéos😍

[@haileywasheree]

I spend too much money eating out lol

[@VeggiesbyEos]

How often do you buy those green tablets? I finally bought some after seeing you talk about them in several videos, and they look awesome but they are so expensive!! ~Small vegetarian KZbinr

[@abrielle13]

I wish I was this put together

[@stargirl661]

i also live in nyc and getting film developed should be like $10 per camera $15 max and a new disposable camera should be $10 $40 seems like too much!

[@tiggertheorangecat]

Aww I work at Columbus Circle on Tuesday’s!

[@parvatychery7073]

Please make a video in film, your disposable camera and tips and tricks for beginners!

[@honestlyabbysparks1484]

Ohmygsh my goal is to help brands with their online marketing and building their brand! Please make a video about how you got to this point! Mentor me please :D

[@parvatychery7073]

Please post your budget template!!! It’s not on your website!

[@LifestylesofEmily]

if you like Frank you should try Supper in the Eat Village!

[@MegaBenny21]

You should watch Graham Stephan’s channel if you don’t already he is so good at personal finance you can learn a lot from what he does especially for your channel

[@EmilyBlock]

looking at moving to NYC and the grocery prices make me want to cry hahah

[@ladie0079]

Groceries are definitely way more expensive here, but as long as you’re mindful of where you go grocery shopping and what you buy, it can be reasonable. I spend about $225/month for myself and I eat almost every single meal at home.

[@Joker_vibez-d4k]

*Random Thought* You would look really good with tattoos!!

[@jessicasurowiec]

Cutie!! And so responsible in my opinion! LOL I spend like double that...

[@NatalieBarbu]

Hahaha some weeks I do too :)

[@karenstegeman8667]

a couple hundred dollars for a trip to the hairsalon???? I pay 60 euro's for cutting and colouring! like, HOW??? And i think you did a great job, because i saw a couple other video's and they spend so much more! LIke your video's, Love from Holland

[@hanamurtezi]

graham stephan will probably react to this

[@calteckk]

Lool

[@MorganM2399]

I want him to react to Brooke miccio’s

[@NatalieBarbu]

I wish lol I love him

[@ereyes621]

He’d probably be like $138.00 for shoes?! Just get them at Goodwill. $6.00 for coffee? Here I’ll teach you to make .20 iced coffee.

[@SuperChiko]

This is a beautiful video 🔥🔥⭐🌟🌟

[@kar2k]

1996 gang gang

[@kaylaattis2664]

I dont see the monthly budget spreadsheet on your website

[@NatalieBarbu]

I added it :)

[@kaylaattis2664]

@@NatalieBarbu Thanks I just looked at it to compare to mines lol

[@bykchoi]

Trader Joe’s has oat milk now!!!

[@TaylorMariex625]

trader joes now has oat milk!!

[@triciamary4737]

a good video idea is "how much I spend in a week on postmates"

[@NatalieBarbu]

I never Postmates! I Postmate maybe once a month lol

[@triciamary4737]

@@NatalieBarbu oh haha nvm then

[@meaghanceciliawood8972]

What is the wing??

[@maggiebranch9296]

Hey Natalie

[@cintonte]

What if you added in rent? 🙂

[@aayushiarora9734]

Can you do this makeup look 👀

[@aayushiarora9734]

Sometimes the eye makeup doesn’t show up on camera while we click pictures on regular basis.. can you do a video sharing those tips