What If You Could Build a Life That Didn’t Exhaust You? | November 22, 2024

[@miryamishot]

I just came to say that because of Dave Ramsey next week is my last and final school loan payment. I listened and listened time and time again to the show, and I got intentional and cheap and now next week is my last payment. I can finally take off the chains. I am no longer a prisoner to the system that keeps people from building wealth.

[@marysaltlife1427]

@miryamishot Congratulations! I hope for your every success!

[@Pumalynx]

I'm glad you made this video it reminds me of my transformation from a nobody to good home, $34k monthly and a good daughter full of love

[@BacaLoin]

My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

[@Scott32185]

Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@Tomshanes]

Investment is currently the most lucrative business in the world. Both real estate, Stock, and Cryptocurrencies are positively changing people's lives.

[@Markweb6551]

Thanks to Mrs. Elizabeth Regina Nelsen's time in my life, which had a profound impact on me.

[@ZanderCruz-fd1vw]

Elizabeth Regina Nelson has really set the standard for others to follow, we love her here in the Uk 🇬🇧 as she has been really helpful and changed lots of life's.

[@Aria54321-h]

Dr. John, as a combat veteran, your advice for the vet out in TX was spot on. Thank you for getting how it is, I needed to hear this advice as well.

[@Trustbutverify2651]

Sam, the Vet, can also take a class in his area in community college to get an update on his resume - and that will also give him some connections.

[@ThePolypam]

Sometimes they'll someone go on and on and then they'll give 20 seconds to the next caller, which must really suck.

[@marypladsen5231]

'unscathed' - congratulations George - I'm not sure I've ever heard that word used in real life. Good job.

[@roryrice4462]

John orion talent works specifically with the military as headhunters they can help you

[@Vitality205]

Any recommendations for good HYSA?

[@braedon2231]

Wealthfront is the one I use it was 5% interest now it is 4.25% it is nice because you can have categories for saving goals and automatic transfers

[@bribradt3450]

Ive been using Ally for awhile. No complaints. It might not be the absolute highest interest rate you can find but I'm not worried about chasing an extra 0.1 percent for an emergency fund

[@braedon2231]

@@bribradt3450 Rachel Cruze talks about it on the show, another good one.

[@nema151]

22:35 Yall just had your "What? butter is 7 dollars? Is it framed in gold?" moment. But I'm bad at detecting sarcasm so yall might have been just laughing with him.

[@liam1902]

45:40 - Imagine having $300k of student loan debt after graduating medical school and then going out to borrow $2.9 million dollars for a business and your personal home, cars, etc.

[@DevHazy]

Usual

[@Kristinapedia]

Re: The first caller.. 24 yr old Brett... My son is 22.. .and I keep telling him to SAVE SAVE SAVE.. he could EASILY have 50K or MORE in the bank right now BUT HE WON'T LISTEN!!! I am 54 and have NOTHING... I have to sell stuff around my house so I can pay the rent this month and my son makes 3x more than me and just BUYS BUYS BUYS. (no credit cards thank goodness). I"m goinna clip this and send it to him.

[@Kevin.Grindel]

The vet needs to figure out why he doesn’t believe what he says about raising children being the most important job it is and he has an opportunity to raise the future not play with computers 🤦🏼‍♀️

[@SaltyZera]

It’s not that he doesn’t believe it. He’s just pressured by society. It’s very difficult as a man to explain to other men why you don’t work. For a vast majority of individuals, that’s an immediate turnoff. They think you’re either a freeloader or just lazy. Not that he’s sacrificing his own goals and aspirations for his children and wants to ensure they have as many forever memories with their father as possible. Idk if I would be so quick to judge the guys choice of words. I’m sure he does believe it. But like John said, “you cannot manifest belief. You have to take action in order for that belief to become your reality.”

[@joshhoodrat451]

Know why king Solomon wasn’t that wise ? 1000 wives means 1000 mother in laws

[@marysaltlife1427]

😂

[@richiefingers1]

😅😅😅😅😅😅😅

[@BlakeC341]

I landed my first IT job with 0 experience by sharing my LinkedIn profile lol.

[@shibdassarkar9357]

Sir how much do you earn now? Please reply. Thanks a lot.

[@BlakeC341]

@shibdassarkar9357 $121k fresh out of grad school from just a cheap $44k online MBA.

[@shibdassarkar9357]

@BlakeC341 where do you work now as an it professional and what is your post tax income on 121k salary? Please reply. Thanks a lot.

[@BlakeC341]

@shibdassarkar9357 I work in data analytics at a lower management level but I'm not divulging details beyond that on an open forum. There are plenty of comparable high paying IT roles across the country for those willing to put in some work to land one. Took me 12 months to land it after graduating since it is highly competitive. Have a strong LinkedIn profile, clearly articulate your value, make yourself easy to find and find unique ways to stand out. The average person is not tough competition.

[@2dodger2]

What’s IT?

[@mgsfan4348]

I used to be annoyed by dave cutting people off, but after seeing these guys let people go on and on i can see why dave does it lol honestly I'd rather hear more calls than be stuck on a call for almost 10 minutes. Also, to be honest john that whole moral spill was at best condescending and at worst virtue signaling. You have a nice watch on were all the materials used for that watched obtained by ethical labor? How about your clothes? Are those ethically manufactured? Stick to the numbers and rational explanations, not your moral sense of superiority.

[@Jules17937]

Dr John Deloney’s favorite words are “throw boxes at Walmart” 😂🤣

[@bribradt3450]

Also, "I can't breathe"

[@crazymouselady]

"Are you safe?"

[@steveday2868]

That guy from Texas that had it experience and auto repair. You should have asked him to apply there where y'all are at. I'm sure you had an opening. Even if you didn't you might be a6to read is application and see what the problem was.

[@terriweatherby5968]

“The cancer here” Maybe use a different phrase, that’s a very sensitive word and doesn’t relate to finances.

[@Davefitz04]

??? Who cares

[@Davefitz04]

Dang…

[@joyfully8802]

People get different interest rates for mortgages all the time (and often people qualify for more they can actually afford)...how is that any less predatory to others than your CC cash back argument?? I just don't understand this as a moral issue. My managing money responsibly is not causing someone else to misuse theirs.

[@FritzHeinz-h1d]

Thanks for your update. But i want to start investing, but l'm unsure where to start. Do you have any advice or contacts for assistance?

[@Michael-t6t6e]

You need a pro or very good Trader. Someone like Sienna Elsie

[@LiamDavid-r1c]

I'm surprised that you just mentioned and recommended Sienna Elsie, I met her at a conference in 2018 and we have been working together ever since.

[@JeffreySon-r3w]

I know Sienna Elsie. as a popular crypto experts' people talk about, her transparency in the crypto community speaks for her, I attended her seminar in Brisbane last year.

[@BrianaJoseph]

This is correct, sienna strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.

[@JamesIyohn]

Please educate me. I've come across this name before. Now I am interested. How can I reach her?