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An individual voluntary arrangement (IVA) is a formal agreement allowing you to make affordable payments to your debts, usually over five or six years. At the end of your IVA any unsecured debt left is written off. Check if you are eligible and how to apply online at www.stepchange....
You can only get an IVA with the help of an insolvency practitioner. We are an approved organisation to manage IVAs and will support you through the process.
If you're struggling with your finances don't wait to ask for help. Use our free online debt advice tool today and take the first step towards changing your situation. Start now at www.stepchange...
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We provide the UK’s most comprehensive debt advice service. Since 1993, we've helped 7.5 million people with debt problems take back control of their money and their lives.