What Is NPS | What Is OPS | NPS V/s OPS Comparison | Pension After 20 Years | Which Is Best |

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Learn With Revant

Learn With Revant

Күн бұрын

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@rajeshmohan7881
@rajeshmohan7881 2 жыл бұрын
First time I could realise the difference. Thank you for preparing so clear comparison
@meghanadbhue671
@meghanadbhue671 3 жыл бұрын
Iss bare mein bahut log information diye hai lekin koi v itni saral se nehi samjhaya hai. Again Thanks a lot.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
@bkmaji9422
@bkmaji9422 3 жыл бұрын
Sir, vrs ka rules in nps ka, after 20 year , 80% and 20%, hay, and anutey interstate rate presents hay, 5.3%, sir, ap tik say bathai
@krishansaini6283
@krishansaini6283 3 жыл бұрын
U r right bro
@RajaramKurmi-c3h
@RajaramKurmi-c3h 5 ай бұрын
भाई क्या आसान भाषा में आप ने समझाया है,,,, और किस किस को समझ में आया❤❤
@LearnWithRevant
@LearnWithRevant 5 ай бұрын
@@RajaramKurmi-c3h kzbin.info/www/bejne/oGGxmquAnZidp6csi=vbW2PnYpNNsufpOg UPS Pension Scheme ?
@DineshYadav-ut6jy
@DineshYadav-ut6jy 3 жыл бұрын
एकदम स्पष्ट रूप से दिखाई दे रहा है कि OPS ही जीवन का आधार है ।
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct Sir 💯
@rajendrakumar5543
@rajendrakumar5543 10 ай бұрын
Very nice full details nps and ops
@LearnWithRevant
@LearnWithRevant 10 ай бұрын
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
@AmeshwarDas
@AmeshwarDas 2 жыл бұрын
Superb Explanation.....Salute u and Very Very Thanks for this Great Knowledge with easy Analysis.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Thank You So Much Sir For Supporting and Subscribing Our Channel 🙏
@targetwithrahul7501
@targetwithrahul7501 4 ай бұрын
Last me m sir basic +da add nhi hoga kya ya only basic ka hi half milga???
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
Basic Pension Par DR Milega
@ShabnamSitara
@ShabnamSitara 6 ай бұрын
Pure KZbin me aisa explanation nhi hai great video sir.
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
Thanks ji
@DRSKSGAUTAM
@DRSKSGAUTAM 2 жыл бұрын
Bahut mehnat se video banaya hai aapne.. Sab kuch bada aasani se samjhaya.. Ops is better than nps.. We want ops
@SachinKumar-qq8dq
@SachinKumar-qq8dq 3 жыл бұрын
बहुत सुन्दर प्रस्तुति के लिए बधाई स्वीकार करें
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Thank You So Much🙏 Sir
@sumitsharma5698
@sumitsharma5698 2 жыл бұрын
I m a CG employee in level 4 and after completion of 10 years service in Dec 2021 my nps total fund just 6L. I don't know how are you calculating NPS with the interest of 10% which as NPS also give negative interest rate also depend on market condition.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
It depends on how much money you have contributed in equity protion
@sumitsharma5698
@sumitsharma5698 2 жыл бұрын
As per video, my contribution is more than that show in video and from 2016 to 2021 since my contribution is more than 2000 pay grade my Balance should have been more.
@sumitverma3338
@sumitverma3338 2 жыл бұрын
@@sumitsharma5698 don't worry sir ab to ops aa gaya cg me
@sumitsharma5698
@sumitsharma5698 2 жыл бұрын
@@sumitverma3338 Verma Ji CG m ops aa gya " Good Joke"
@sumitsharma5698
@sumitsharma5698 2 жыл бұрын
@@LearnWithRevant Government employee have no right to choose equity portion oneself. Default parameter is set for Government employee
@meghanadbhue671
@meghanadbhue671 3 жыл бұрын
I am totally wordless for your kind information sir.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
@narang4554
@narang4554 3 жыл бұрын
Mere pita 1990 se central government ke employees hain to ky unko pension ops se milega ya nps se ???
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
OPS Milegi Ji
@Sub-Inspector-Bhim
@Sub-Inspector-Bhim 2 жыл бұрын
Very nice elaboration 👌👌 Thanks 😊
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Thank You So Much🙏 Sir For supporting and subscribing our Channel
@sudhakarrao8378
@sudhakarrao8378 3 жыл бұрын
2018 me ekbar 1400 increment kaise badhiya sir 700 badna hai na
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Ok
@shashankpandey4463
@shashankpandey4463 3 жыл бұрын
40% ka jo annuity kharida jata hai wo phir milta hai ya nahe agar usko after retirement kuch ho jaye to kya hoga
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Sir I Will Make a Video regarding this soon
@yugarya3976
@yugarya3976 3 жыл бұрын
Annuity milta h every month and.. Subscriber ke death hone pe nominee ko 40% corpus refund Ho jata h
@shekharsingh5471
@shekharsingh5471 2 жыл бұрын
How is this annuity rate decided..? Pls tell us sir
@sanjeevbhatia9209
@sanjeevbhatia9209 3 жыл бұрын
Sir, NPS contribution is calculated on the basis of Basic plus Da, but pf contribution is calculated on only basic pay. So how you calculated 10% deduction of pf on Da plus badic in ops. The effect of this in ops at retirement very less amount received as pf as compared your value of Rs.30.00 lac. and rate of int. On pf is not 10% . Pls be practical.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
I made one more video you can watch it
@SHOAIBKhan-m8k7f
@SHOAIBKhan-m8k7f 11 ай бұрын
Sir jo employee ops is eligible hai woh nps bhi skate hai i mean both scheme nps and ops
@partha9752
@partha9752 3 жыл бұрын
There is actually no comparison between OPS and NPS. Govt saw huge drainage of money for pension purpose which is why this NPS. But NPS is not enough to survive. Hence alternative earning source must be arranged. OPS beneficiaries can sleep comfortably. Their pension increases with time passing by and they partially get benefits of pay revision too
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Agreed Sir 💯 %
@partha9752
@partha9752 3 жыл бұрын
@@drhemalmodi9026 Old pension system started in the year 1977 when average life expectancy of Indians were just 52 years but today,it is 70 years. Due to various Govt care for Govt employees,life expectancy of a Govt employees are much higher than average Indians which is near about 75 years of age. Many ex Govt employees are enjoying 90 years and 95 years special hike of pension. Special hike of pension starts from 80 years of age. Apart from spouse who is eligible for family pension, even unmarried daughter or divorced daughter of Govt employees are eligible for family pension facility. All together,it is a huge burden but as because pension facility after retirement is a pact between Govt employees and Govt at the time of joining in the Govt department,, Govt can do nothing or break this pact unilaterally.
@gol903
@gol903 3 жыл бұрын
@@partha9752 The same shameless Government and opposition MLA MPs enjoys multiple pensions, even tax free in some states.
@drhemalmodi9026
@drhemalmodi9026 3 жыл бұрын
@@partha9752 right..but it should b ballanced in such a way that both categories can gain benefits equally. Amount to be paid in ops should be reduced but the old scheme should not be terminated in sucha a way.or if they feel nps to be better they should make it more attractive by attributing more contribution so both categories can feel equaly satisfied.
@partha9752
@partha9752 3 жыл бұрын
@@drhemalmodi9026 but before joining the Govt service,terms and conditions are clearly laid down. So Govt neither can reduce facilities on OPS nor it can increase NPS facilities. What Govt can do is it's taxation policy on NPS which is revised on yearly basis. Same can be followed for OPS beneficiaries too.
@tadongtaga1470
@tadongtaga1470 3 жыл бұрын
Vdo Bahut hii accha hain Nxt vdo joh hai abhi OPS ka jawan 20 years meh pension janese ketna pension milega Plz
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok Sir Sure
@nabl695
@nabl695 2 жыл бұрын
OPS SHOULD BE REVERTED FOR ALL GOV EMPLOYEES....IN COLLABORATION WITH THE NPS FEVILITIES .....BUT MONTHLY PAY SHOULD BE THERE IN THE NEWPENSION SCHEME
@AVINASHDANDAAJ
@AVINASHDANDAAJ 2 жыл бұрын
Bro ye 24 lac jo last me bachte h wo wpas b milenge ya nhi.. ya hmesha govt k pas jama rahenge.. man lo kisi ki 65 ki age me death ho gyi too ??? 24 lac milenge ya wo govt kha gyi 🤨 or wife ko pension milti h ya nhii
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes Milenge
@drhemalmodi9026
@drhemalmodi9026 3 жыл бұрын
40 % anuity ammount employee ke expire hone k baad family ko milega???
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes
@ravisoni2704
@ravisoni2704 3 жыл бұрын
Sir Mere father ki salary ab 35000 h or v recrute hua the 2000 m sir btao ki retirement k time Kitna paise milegaa or pension kitni bandege
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Please Tell Me Basic Pay
@abhijitbordoloi4087
@abhijitbordoloi4087 2 жыл бұрын
What about the market condition ? What will happened if the market goes down continuously just before retirement ?
@cyberbully7718
@cyberbully7718 2 жыл бұрын
In that case you are screwed both ways.
@subhendusarkar9803
@subhendusarkar9803 2 жыл бұрын
Kiya old pension chalu hoga. Central government mein
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Sir I Don’t think It Is Possible according to present context
@vikastomar5148
@vikastomar5148 3 жыл бұрын
Well explained .....gov.contribution is 14% not 10 ...nd as per the matter discussed with Nps staff ... after completion of 20yrs the individual has to b purchased the annuity of 60% of Corpus ....means the guy will get 24 lacks in hand remaining will go for pension as per your chart .....thnx
@vikashgarhwal355
@vikashgarhwal355 2 жыл бұрын
center givt 14% But Rajasthan me 10% contribution h govt ka
@ramavtar7646
@ramavtar7646 2 жыл бұрын
Rajasthan mai OPS start jai jainayak
@13rakeshkumar49
@13rakeshkumar49 2 жыл бұрын
Right 14%
@Trisha_Yadav_22
@Trisha_Yadav_22 2 жыл бұрын
On 60% they have to pay tax?
@vikastomar5148
@vikastomar5148 2 жыл бұрын
Absolutely
@satyamsinghss29
@satyamsinghss29 Жыл бұрын
Sir Jharkhand me Agr koi New employee Join krega to usse konsa Pension milega 2023-2024 me Join krta to
@LearnWithRevant
@LearnWithRevant Жыл бұрын
NPS
@shuvanilmukherjee1595
@shuvanilmukherjee1595 2 жыл бұрын
in NPS for example 10% employee contribute karte hai & 10% Employer karte hai. This 10 % amount of what ? Basic ka 10% ya Gross ka 10%?
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Basic +DA KA 10% Employee and 14% by government
@axompranab1098
@axompranab1098 3 жыл бұрын
Hello sir My Father CRPF Mai 1996 Mai Varti huwa tha. 2029 Mai uska retiredmeny hai unko Ops Ya nps Milega plzzz rply me 🙏
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
OPS
@axompranab1098
@axompranab1098 3 жыл бұрын
@@LearnWithRevant tq sir rply dene ke liye
@narang4554
@narang4554 3 жыл бұрын
Mere bhi father 1990 se bsf me hain unko bhi ops milega
@RajeshKumar-yv2or
@RajeshKumar-yv2or 2 жыл бұрын
Is video k according nps system bhot sahi hai sarkar ne 14% contribution kr diya hai iske baad total value 60 se bdhke 73 lakh tk ho jayegi ..aur is sab Me jo annual return milega vo add nhi kiya vo krne pr ye value 90 lakh k near ho jayegi . ..aur jo hme in hand pesa milne wala hai vo lghbhg double hoga ops k compare me pension jyada chahiye to 30 lakh leke 60 lakh ki annuity krwalo pension 40k k mil jayegi
@himanshunagpal6125
@himanshunagpal6125 5 ай бұрын
NPS main 40 % annuity plan main rkhna pad raha h... aapko in hand nahi mila.. milta h to 9% interest... ye to galat hi h na.. 24 lacs Hawa main h.. 😂 agar bimari ho ya business karna ho to 9% interest se nahi hoga na. Meri marzi main Gulam Kyun banu.
@amitvaidya9452
@amitvaidya9452 Жыл бұрын
NPS me gruduatiy nahi hain kya sir
@LearnWithRevant
@LearnWithRevant Жыл бұрын
Bilkul he
@v.k.chaubey1157
@v.k.chaubey1157 3 жыл бұрын
पुरानी पेशन होनी चाहिए पुरानी पेशन सरकार लागू करे nos से सारे कर्मचारी दुखी है
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct
@radhayadav5719
@radhayadav5719 3 жыл бұрын
Denikbetanwarkcharjksrmcharitajasamchar
@bhagayachandraxalxo3064
@bhagayachandraxalxo3064 3 жыл бұрын
No
@Ridercop6323
@Ridercop6323 3 жыл бұрын
kyun ki unko kisi ne sahi se bataya hi nhi h ki NPS hai kya
@alizaid8046
@alizaid8046 3 жыл бұрын
Modi ko vote diye...phir lagu karega
@lotakej.c3755
@lotakej.c3755 3 жыл бұрын
Are considered compounding of interest earned monthly?
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
No
@omsisodia1629
@omsisodia1629 3 жыл бұрын
Very useful information sir ji... Thanks for this 🙏🙏
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Welcome Sir and Thank You So Much For Supporting And Subscribing our Channel
@PlayIT.13
@PlayIT.13 7 ай бұрын
Sir DA 100% k upar bhii milta h,,ya fir 50% tak max,,aapne DA 112% tak liye aur DA toh basic pay ko bhii cross kar diya,,kaise??
@Dev6566-n2s
@Dev6566-n2s 5 ай бұрын
Milta h 100% ke upar tab tak jabtak next pay commission nahi laagu hota. Nxt pay commission se wo basic me merge hoke 0% se shuru hoga fir se.
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
DA Can Be Paid 200%
@GurpreetKaur-gx3ih
@GurpreetKaur-gx3ih 3 жыл бұрын
Sir hamrari family penshion 2011 me lagni thi but kisi karan varsh nahi lag paye .to kya hame 10 sallo ka arrear milega or kya jab penshion lagege us ke sath hi mulega arrear ya kuch month bad .please reply sir🙏
@GurpreetKaur-gx3ih
@GurpreetKaur-gx3ih 3 жыл бұрын
Reply sir please
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes
@GurpreetKaur-gx3ih
@GurpreetKaur-gx3ih 3 жыл бұрын
@@LearnWithRevant sir first penshion ke sath milega ya kych mahino bad ye bhi bata do please
@shettigarrammohan2201
@shettigarrammohan2201 6 ай бұрын
In OPS, full pension is not given by government but it is given by Tay payer money. Please make that correction.
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
Yes indirectly each and every plan is funded by taxpayer
@SauravKumar-rl2yt
@SauravKumar-rl2yt 3 жыл бұрын
Thanks 👍 What is the difference between NPS and EPS? can we have both account?
@gaurav.garg1
@gaurav.garg1 2 жыл бұрын
There is no comparison of eps with nps or ops
@Amiyajena821
@Amiyajena821 2 жыл бұрын
Galti se bhi NPS ke topic matt uthawo NPS pura faltu..state police main 10 sal service main 500000 hua hai to hisab aprosmant kittna hoga sochiye 30 sal main...bhikari jese hamm hain
@minakshik6006
@minakshik6006 Жыл бұрын
Thank you sir very helpful vidio
@LearnWithRevant
@LearnWithRevant Жыл бұрын
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
@poragsaikia3891
@poragsaikia3891 3 жыл бұрын
SIR Plz 2004 Ka Celculeat kijiea twenty Years Ka NPS/ OPS
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok i will make a separate video on it
@shorthanddictationworld4560
@shorthanddictationworld4560 2 жыл бұрын
But what happened of Annuity amount of 24 lakhs at all whether it would be provided or not????
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes Provided
@shashanktomer007
@shashanktomer007 3 жыл бұрын
How can you calculate same da for 20years while da changes two Times in a year 😕
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Please check again
@somuk1708
@somuk1708 5 ай бұрын
Nps me jama karne pr jo share market ka interest milta hai To kya wo labh nahi milega Aur samay k sath salary v barhta hai Aur usi k anusar nps v katega To wo v samya k sath badhega
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
??
@nitishkapoor8383
@nitishkapoor8383 2 жыл бұрын
Don't you think we should have common pension scheme for everyone irrespective of whether they are doing govt or private job ? How about farmers and daily wage labourers. Everybody needs social security. Everybody pays same amount of taxes. Why to spend our tax money on only paying pension of govt employees ?
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes 👍
@sanmiai111
@sanmiai111 2 жыл бұрын
everybody does not pay tax. only about 3% of Indian population pays tax
@dhananjaibareth4837
@dhananjaibareth4837 2 жыл бұрын
Why government enployee gets nps but ministers get ops... should their benefit be stopped...no one talks abouts mlas and ministers.
@anubhavtomar3499
@anubhavtomar3499 2 жыл бұрын
Absolutely, why should my hard earned taxes be utilized for their pensions when even my hospital bills are not covered like theirs.
@kumarnavneet6079
@kumarnavneet6079 2 жыл бұрын
@@dhananjaibareth4837 because MLA,MP doesn't care about country future ,education ,healthcare,their children studying in foreign ,they take health facility in foreign , but we care about country future ,India haven't any world class infrastructure, healthcare, education, and why only government employee need pension not private sector employee ,India is most corrupt country because of government employee ,who want to teach his student in government school, not government teacher itself,
@tusharaggarwal4707
@tusharaggarwal4707 3 жыл бұрын
Very good calculation, Thanks sir.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Welcome Sir And Keep Supporting Us
@mukeshlata1353
@mukeshlata1353 2 жыл бұрын
Sir Jo contribution hai 53114 wo kya hota hai kese nikala...
@bobbyjohn2253
@bobbyjohn2253 3 жыл бұрын
Could you plz explain on the option given to selecting OPS vs NPS for disability/death retirement for govt employees?
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes I Will Try To Make A Video Regarding This Topic
@wkanhaiya
@wkanhaiya 3 жыл бұрын
@@LearnWithRevant Please make a video on this subject
@swaisingh00
@swaisingh00 3 жыл бұрын
@@LearnWithRevant ab tk nhi bnaya kya sir is topic p video
@prabhjotkaur4828
@prabhjotkaur4828 3 жыл бұрын
Pl. Make video for services less than 20years....
@ValenciaPinto
@ValenciaPinto 2 жыл бұрын
If anyone takes voluntary retirement which scheme will be better?
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
OPS
@Amiyajena821
@Amiyajena821 3 жыл бұрын
Abhi army wale 62 lakh 26 years service main laye hain....2021 main
@ZuberKhan-if2fj
@ZuberKhan-if2fj 3 жыл бұрын
15 yeas army ki service hoti hai to 26 saal kese hogya bhai🙆🏻‍♂️
@Amiyajena821
@Amiyajena821 3 жыл бұрын
Bhai ...jo promotions lete hain...unki service hoti hai...
@avinashagnihotri5616
@avinashagnihotri5616 3 жыл бұрын
@@Amiyajena821 sahi bhola
@GajendraSingh-yd1si
@GajendraSingh-yd1si 2 жыл бұрын
@@Amiyajena821 sb ko promotion nhi milta 90 % ko 17 me Ghar ana hota hai jo wo 62 lakh lya hoga wo uska leave incase,AP fund saving hogi
@parthapratim9793
@parthapratim9793 3 жыл бұрын
Sir apne jo calculation kiye ho wo 20 years service karke applicable hoga kya sir
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes
@vlog-ex3mr
@vlog-ex3mr 2 жыл бұрын
Old Pension should be revived by current Central Govt. Govt should give back OPS if it really cares about its citizen. It is bitter truth that NPS will never be a good option for financially freedom and security of employees and that also known by Govt. Why Govt is still enforcing the OPS to Defence employees If NPS is really good option ?
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes 👍
@vickylightspeed2750
@vickylightspeed2750 2 жыл бұрын
Only 6 percent population in govt service but they get alloted 70 percent of budget amount for their salary and pension....in long term already govt is having a lot of debts....no govt will forsake 94 percent of the tax payers for the sake of 6 percent
@anubhavtomar3499
@anubhavtomar3499 2 жыл бұрын
defence people are putting their life at stake that's why they are getting this ops. You sit safely in your office doing no work and have best job security and want ops, you are really selfish. Why should taxes paid by me used for pension of you when even my hospital bills are not covered like yous.Govenment care about it's citizen so will not include ops as it drains the rsources
@vivs7711
@vivs7711 2 жыл бұрын
Loot lo government ko,Sankari damad bnke.....baki development budget jaye tel lene....Jis bhi state mein OPS hai,vo debt mein fanse hue hain...Bengal ho ya Rajasthan, Andhra ho ya punjab ...politicians ko power mein aane se mtlb ,development for non government public jaye tel lene......ledeke sb loot k central government k mathee madh denge..bna k states ko srilanka.....
@vlog-ex3mr
@vlog-ex3mr 2 жыл бұрын
Govt employees are part part of nation buliding mechanism. So they should not be exploited. Their lives should be secured.
@guruvachangrampardhanpal3775
@guruvachangrampardhanpal3775 2 жыл бұрын
Sir agr m actual retirement s 10 phle retirement le leta hu to mujhe pension ushi time s start ho jayegi ya 60 year age k bad
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
After 60 Years
@paridhigupta8436
@paridhigupta8436 3 жыл бұрын
Hello Sir, Could you please let me know if I can register for NPS if my adhaar is not linked with my phone number? It is linked to my father's mobile number which I will later update with my number. Basically my question is that, if I have my adhaar linked to nps account, and later I make any changes in my Adhaar card like address or mobile number, it will not affect my NPS policy right? Thank you in advance!
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes You can update your aadhar number No Issues will arise
@narinderpalsingh6163
@narinderpalsingh6163 Жыл бұрын
Is there any tax on 60% amount received on retirement in nps plz answer
@Ai_chan_Idol
@Ai_chan_Idol 3 жыл бұрын
After 20 years 18000 NPS pension =1800 rupees pension.18000rs money is no value at that time.OPS need
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Agreed sir
@soumsgaming238
@soumsgaming238 5 ай бұрын
Only mutual funds investment can beat inflation bt STCG LTCG is there
@soumsgaming238
@soumsgaming238 5 ай бұрын
Swp
@prabhjotkaur4828
@prabhjotkaur4828 3 жыл бұрын
Very well explained.... pl. make a video for service less than 20 years
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok Done ✅
@sayantanghosh9093
@sayantanghosh9093 2 жыл бұрын
Sir take 60 lakhs of entire corpus in annuity with factoring annuity rate of 9% .This will make the pension as Rs.45000.Since one can annuitise 100% of the retirement corpus as 60% and 40% are extreme choices.Another thing you missed out in case of NPS one can avail return of purchase price unlike in OPS.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes but most of the employees wants retirement sum as lumpsum
@pratitvyas8487
@pratitvyas8487 2 жыл бұрын
@@LearnWithRevant Thats actually advantages of nps by giving 60% as lumpsump. Plus what if pension holder dies spouse wl get 50% and if both dies than nothing to offspring. In case of nps u get everything
@MrSuspicious123
@MrSuspicious123 2 жыл бұрын
Remember u r contributing 10% of your salary to NPS... make that 10% contribution in any SIP of Mutual fund and add it to OPS benefits....u will find OPS much better.... 2nd thing since the comparison is of 20yrs, NPS is showing such growth...but for those who have less service period gets merely 2000-3000 per month of pension...is that enough for a man during his retirement.....
@himanshiarora2622
@himanshiarora2622 3 жыл бұрын
Sir is calculation ki koi excel sheet ho to plz provide
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Sorry Sir But I Made This Sheet on MS PP
@Amardeepsingh-t1p
@Amardeepsingh-t1p 3 жыл бұрын
In UP govt employee contribution is 10% and employer(govt) contribution is 14%.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Central government also did the same
@ashishchoudhary9441
@ashishchoudhary9441 3 жыл бұрын
@Anuj Kumar Sahi se pata karo.Whatsapp university se bahar niklo
@Learnsomethingnew3456
@Learnsomethingnew3456 3 жыл бұрын
Now it is also the same in PUBLIC SECTOR BANKS
@gurujia2z946
@gurujia2z946 3 жыл бұрын
सर धन्यवाद आपने बहुत अच्छा समझाया सर मैं यह जानना चाह रहा था नई पेंशन स्कीम जब रिटायरमेंट होते हैं तो गवर्नमेंट टैक्स भी लेती है वह टेक्स्ट किस पर लगता है और कितना लगता है किसका
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok i will let you know
@sushreesaritanayak7268
@sushreesaritanayak7268 2 жыл бұрын
Very clear lecture Sir...Its very much effective and learning full knowledge about OPS and NPS... Thank You Sir For This Nice Lecture...
@anujajain356
@anujajain356 5 ай бұрын
क्या पुरानी पेंशन में 20 साल की नौकरी पर रिटायरमेंट ले सकते हैं थे पेंशन मिलेगी जबकि 8 साल की नौकरी शेषको
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
You Can Consult Your Query After Paying 500₹ Consultation Fees On Our contact Number - 9079683623
@anubhavarora3282
@anubhavarora3282 3 жыл бұрын
very well explained sir. I was not able to understand the difference clearly but your amazing way of explaining has made me get the point clear. thank you sir
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Thank You So Much🙏 Sir For Supporting And Subscribing Our Channel
@fectwithsk5070
@fectwithsk5070 3 жыл бұрын
Sir OPS me ग्रेच्युटी भी मिलती हे
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes
@pragyaparihar7729
@pragyaparihar7729 2 жыл бұрын
Very excellent explanation. Took a lot of effort to make us all understand. Keep it up 🙌and thank you for such a brilliant video
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Thank You So Much🙏 Sir For Supporting and Subscribing Our Channel
@pankajkumarrana478
@pankajkumarrana478 Жыл бұрын
Sir mtlb pension jo bna 42188 wo monthly aata rhega??
@vikasarora7167
@vikasarora7167 2 жыл бұрын
Sir You calculate pension in ops appox 42000 and in NPS 19000 Difference between OPS AND NPS IS 42000-19000=(APPROX)23000 PER MONTH MEANS IN OPS 23000/-PER MONTH HIGHER THAN FROM NPS AND 23000×12=276000 PER YEAR NOW अगर 61 year ki age me OPS employee ki death ho jati hai to use 276000 hi jyada milenge Aur nps employee ki death agar 61 ki age me hoti hai to unke nominee ko remain part which was 24 lac milenge
@gaurav.garg1
@gaurav.garg1 2 жыл бұрын
In rajasthan, his family get family pension.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes 👍
@adda347_study
@adda347_study 2 жыл бұрын
Bahut assumption kar rahe ho agar 71-75 years me death hogi to 275000*15=4000000approx aur d.a alag se badhega Assumption me jyada jee rahe ho
@cricketshorts.1760
@cricketshorts.1760 2 жыл бұрын
@@adda347_study Wah
@aniketdwivedi5067
@aniketdwivedi5067 2 жыл бұрын
@@adda347_study paisa leke jayega
@mukeshlata1353
@mukeshlata1353 2 жыл бұрын
Sir 2016 me bacic pay 21700 ... Or 2017 me 22400 or 2018 me 23800 .. Ye kese ho rha
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Ever year Increments
@akkikumar9011
@akkikumar9011 3 жыл бұрын
Great very important information given by you thanks sir 🙏🙏🙏 God job sir
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Welcome Sir And Thanks For Supporting And Subscribing Our Channel
@aijolthakur3090
@aijolthakur3090 2 жыл бұрын
Ye nps k 18000 hzar pension lifetime milegi kya jb tak death na ho ..ya 24 lakh khtm hone TK h??
@Aspiretoinspireforever
@Aspiretoinspireforever 2 жыл бұрын
Highly informative post and crystal clear clarity on OPS and NPS and definitely OPS is better than NPS.🙏
@sheikhmaqbool4527
@sheikhmaqbool4527 2 жыл бұрын
Just tell me one thing ...where will 24 lac of x will go ...will not they refund it any time later
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes
@SUMITKUMAR-uv9tc
@SUMITKUMAR-uv9tc 3 жыл бұрын
Sir IRS ke video banaye Salary and promotion, quater , car, allowance etc❤️
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok Ji
@naveensingh4334
@naveensingh4334 3 жыл бұрын
@@LearnWithRevant w1
@rahulpandit5325
@rahulpandit5325 2 жыл бұрын
Sir plz clear kardo in nps agar retirement k 1 year baad employee ki death Ho Jane pur 24 lac ka kya hoga
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Dependant
@gauravagrawal9265
@gauravagrawal9265 2 жыл бұрын
Few corrections: 1) Employers contribution is 14% not 10%. 2) Why only 20 years working? Consider 30 years for realistic results. 3) PPF has lower interest rate than NPS, you didn't consider that.( Even 1% can have huge effect over 30 years). For better comparison consider only 30L as lump-sum in both cases and rest all in annuity. Apply these changes and you will find NPS better. Thanks.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
I uploaded one video on your statistics please watch
@gauravagrawal9265
@gauravagrawal9265 2 жыл бұрын
@@LearnWithRevant link?
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
@@gauravagrawal9265 kzbin.info/www/bejne/oqG8mZ93m7aLp6s
@shuvanilmukherjee1595
@shuvanilmukherjee1595 2 жыл бұрын
Employers contribution is 14% on what? basic salary or monthly gross?
@riteshmakar7972
@riteshmakar7972 2 жыл бұрын
If 30 year consider than ops penios will be also more
@pankajwasnik8632
@pankajwasnik8632 2 жыл бұрын
Ops lagu hoga kya in 15 year chance hai kya please reply
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
No Chance Of Ops
@enigma7080
@enigma7080 2 жыл бұрын
In OPS employee do not contribute. That is why govt removed it from 2004.
@LearnWithRevant
@LearnWithRevant 2 жыл бұрын
Yes sir
@SANJEEVKUMAR-go9iv
@SANJEEVKUMAR-go9iv 3 жыл бұрын
2006 main jo central government employee join kiya hai uspar koi vidio banaye Thanku
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok
@pawantanwar9391
@pawantanwar9391 3 жыл бұрын
Let's govt implement this on there minister They are getting 5 pensions
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes Sir Sure
@avinashagnihotri5616
@avinashagnihotri5616 3 жыл бұрын
Agreed 😡😡😡
@suraj6724
@suraj6724 3 жыл бұрын
Yrr ye neta desh ko bech khaa jayenge loggo ko kuch nhi milega
@techgamexstudio.6858
@techgamexstudio.6858 3 жыл бұрын
Ops ,ppf intrest rate taken 10% ??????
@nagendratomar3698
@nagendratomar3698 3 жыл бұрын
It means, we will have to fight with govt. to take same all.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Yes sir
@shekharsingh5471
@shekharsingh5471 2 жыл бұрын
Sir kya DA 100% se uper bhi nikal skta h??
@dularchandkumar1884
@dularchandkumar1884 3 жыл бұрын
Pension level fix honi chahie employee ka minimum 12000 to 20000 Kam se Kam
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct Sir
@anandnayal5894
@anandnayal5894 2 жыл бұрын
Sir qya NPS mai GPF ki tarah iintruest milta hai batane ka kast karii
@cyberbully7718
@cyberbully7718 2 жыл бұрын
You do, but it depends on the market forces.
@Devansh3101
@Devansh3101 3 жыл бұрын
In NPS after retirement of 20years only 20% withdrawal amount remaining 80% Govt will pay as annuity after 60 years it will reduce to 40% , 60%-40% ratio at the time of 60 years of retirement..Plz correct in the video, give ri8 information 🙏
@vikhodirhetso1850
@vikhodirhetso1850 2 жыл бұрын
U r right Sir. Only 20% withdrawal amount as lumpsum on retirement after 20 years and not 60% as explained in this video. Try to give the right info...
@karamsingh8153
@karamsingh8153 9 ай бұрын
NPS Mai last 24 lakh b kya employees ko mileage?
@LearnWithRevant
@LearnWithRevant 2 ай бұрын
Lumpsum Ky
@ganeshasekar4081
@ganeshasekar4081 3 жыл бұрын
नई पेंशन योजना हमारे सभी कर्मचारी भाई-बहनों को अन्यायकारी है। साथ ही साथ सरकार के योगदान राशी पर अगर income tax लग जाये तो, क्या पेंशन समाधानकारक हो सकती है? NPS better or OPS it's a question?
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct Sir
@prabaldattaofficial
@prabaldattaofficial 3 жыл бұрын
OPS better
@rameshkumarnishad.1732
@rameshkumarnishad.1732 3 жыл бұрын
Ops better
@pangngamkonyak1296
@pangngamkonyak1296 3 жыл бұрын
OPS is better+ compulsory service in armed forces for lndian citizens is the best
@Raghavanandc
@Raghavanandc 3 жыл бұрын
Sir I am in ops category my pension is 60000 per month this year mera pension kitna increase hoga
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Only DA Increase
@Sand567
@Sand567 3 жыл бұрын
100 percent employees ko ops chahiye, aap 90 percent kyon bol rahe hai, nps to jabardasti diya gya hai employees ko.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Sir Aaj Bhi Kuchh Ese Log He Jo NPS Ko Favour Karte he
@RanjeetKumar-jz1wz
@RanjeetKumar-jz1wz 3 жыл бұрын
Sir 2006 bale ko kitna milega sir use par video banaye aap
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Ok Sure
@anilkumarthakur1029
@anilkumarthakur1029 3 жыл бұрын
हमारे युनियन के नेता ओओ समझ में नहीं आया, अब कुछ नहीं हो सकता 1 अप्रैल 2004 के बाद की भर्ती कर्मचारियों के लिए, n ps है, कर्मचारियों को कमजोर करने की नीति है.
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct Sir
@ripper3923
@ripper3923 2 жыл бұрын
Can we do both ??
@bae-rox-gear
@bae-rox-gear 3 жыл бұрын
I am sorry bro , I am going a little bit political but Ops was scrapped during the time 2004 of Lt Shri Atal Bihari Vajpayee ji . No one except government employees notice it because today ho one is interested how the employee feel or not bas blind followers h har jagah . Even the so called Opposition didn't do anything after 2004. No media covers this because sabko lagta h ki ye sarkari aadami h rishwat lega pension ka kya karega .
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Correct dear
@DonDon-zn3vq
@DonDon-zn3vq 3 жыл бұрын
Clerks of central govt may take but what about paramilitary personnel... 😭
@ravidadhich1105
@ravidadhich1105 3 жыл бұрын
We need to fight for our interests start voting on this issue if U really wanna save ur old age
@bae-rox-gear
@bae-rox-gear 3 жыл бұрын
@@ravidadhich1105 Arey bhai lekin kaise sab ke dimag mein to bas aap hi batao ?
@sush7149
@sush7149 3 жыл бұрын
Ab bolte ho OPS chahiye phir bolte ho mera beta berozgaar hai kaise chalega sir.. Tumhara OPS se achha hai tumhara beta ko naukri mil jaye ussi paiso se.
@sumis1987
@sumis1987 Жыл бұрын
Good Work sir👏👏👏👏🙏
@LearnWithRevant
@LearnWithRevant Жыл бұрын
Welcome and Thank You So Much Ji for Supporting and Subscribing Our Channel 🙏
@krishangopalrathikeshav3078
@krishangopalrathikeshav3078 3 жыл бұрын
आपकी गणना गलत है, 20 साल की सर्विस में OPS के तहत 50% पेंशन नहीं बनती हैं। 28 साल की मिनिमम सर्विस होने पर ही अंतिम वेतन का 50% पेंशन मिलता हैं।
@soumyanayak7667
@soumyanayak7667 3 жыл бұрын
No no....abhi minimum 21 years those who are completely they can get full pension out of their last basic pay
@LearnWithRevant
@LearnWithRevant 3 жыл бұрын
Please Check Rules Once Again
@VIKASBANSALable
@VIKASBANSALable 3 жыл бұрын
10 years of service is sufficient
@krishangopalrathikeshav3078
@krishangopalrathikeshav3078 3 жыл бұрын
@@soumyanayak7667 राजस्थान राज्य की सेवा में मिनिमम 28 साल की सेवा करने पर अंतिम वेतन की 50% पेंशन बनती हैं।
@tabitamut4195
@tabitamut4195 4 ай бұрын
Nicely described
@LearnWithRevant
@LearnWithRevant 3 ай бұрын
Thanks 🙏
@rupamvlogs9689
@rupamvlogs9689 3 жыл бұрын
18000 उस समय वृद्धा पेंशन वालो को भी मिलेगा
@Boyfromearth1
@Boyfromearth1 3 жыл бұрын
👍👍Inflation rate 6 hai . .tab tak 18000 bhi aaj ke 5000 sa reh jayega
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