What is Paid Up Value in Insurance Policy and How is it beneficial? | How to Calculate Paid Up Value

#LIC #LIC_PaidUpValue
I have described In this Video, What is Paid Up Value in Insurance Policy and How is it Beneficial? and also give example of Calculation of Paid Up Value.
In this channel, I made videos on the topic related to insurance, insurance is very important in life, this insurance protects your family when you are not with them.
And if we look at the time today, the human body is in the grip of many diseases, and even a sudden accident happens and our family people bear it all.
So get term insurance and life insurance done as soon as earlier.

[@adityadave186]

Nice information..many people choose to surrender because they're not aware about this fact.

[@chandrashekharbhagat807]

Bohot badhiya jankari diye sir dhayavad sir

[@sakibkhan1989]

Great information sir

[@vijaykumarpandit2818]

Very nice explanation sir

[@krishanuchakraborty3500]

Hi Ramesh, thanks for the video. Can you please let me know how to convert the policy into paid up? If I don't pay premium from next year and don't close/ surrender the policy, will it automatically get converted to paid up?? Kindly help.

[@vinaysachan1744]

It will change to it automatically

[@SimplyRealistic]

Great information... I was searching this kind of solutions instead of surrender the policy.. Thanks a ton sir

[@ishwarsingh802]

धन्यवाद जी

[@rajkumarbaghel5849]

Very nice sir

[@mohitkhana9042]

Bahut acche tarike se aapane bataya thanks sir

[@bkbishnoii6626]

Good ,1 achhi video

[@tilak1564]

Sir, What is Policy Conversion? Can we reduce EA/60 to EA/40? Kindly make a detailed video on Conversion/Reduction of maturity date of an EA Policy. In EA Policy Term Conversion, how revised Premium is calculated? In an EA/60, if all the premiums/ SA amount is paid before the age 40 by the policy holder, then in case of policy conversion from EA/60 to EA/40, will he/she needs to pay any Revised Premium later?

[@souvikghosh5087]

nice , sir answer his question.

[@pradeepkrmahato7234]

Avi hum Mutual fund main Investment karna Chatein hain; LIC ko surrender karna Chatein hain? Details video Banayein

[@ItsRajeev_Singh]

मैंने एक पॉलिसी अभी 7 दिन पहले ली है अब मैं उसे कैंसिल करना चाह रहा हूं क्योंकि एजेंट में कुछ और बताया था और मुझे कुछ और मिला है। मेरी पॉलिसी कैंसिल होगी या नहीं आप मुझे बताएं और कितने कटौती के साथ होगी

[@AlkalineMind]

Kya hua sir policy cancel hui phir aapki? Ab toh 10mahine ho gye

[@ItsRajeev_Singh]

@@AlkalineMind ho gyi sir

[@parshuramshelar3273]

Yes you are making the policy cancelled and not any amount is deducted

[@lakhiswarmajhi8538]

Sir Lon Liya huwa policy ka pad of value ka bare me bataye pls

[@souvikghosh5087]

nice

[@vijaykurre7596]

Thanks❤

[@LICINSURE]

You're welcome 😊

[@dhirenbhoi3642]

Yearly 22000 ka primium he 3sal primium bharne ke bad paidup policy hogeya .jitne deposit Kiyahun Sara milega after maturity.

[@kalpanakadapa4947]

Mere agentne bataya ki surrender value kaise milta hai esake bareme uuse kucha bhi malum nahi hai. Usaka aisa kahana muze sahi nahi laga.

[@LICINSURE]

Kalpana ji ye sabhi agent ko pata hota hain, lekin sabhi log customer ka benefit nahi sochate, isliye logo ka lic par se vishwas Kam ho raha hain, jisme bahut bada hath agent ka bhi hain...

[@KrishnaAnsh-nx1lr]

Sir main bhut preshan hu bank walo ne kaha tha ki 5 year krna hai but book me 10year likha hai sir mujhe btao ki two policy bhrne ke baad paid up policy krni chahiye kitne time ke liye

[@LICINSURE]

Sorry Krishna ji, Aapko bank ne 5 years bol ke 10 year ka ppt kar diya, lekin paid up ka benefit sirf maturity par milta hai, maturity ke pahle surrender hota hai.

[@surabhisrivastava2703]

Sir reduced paid up me maturity ke time bonus... Paid up sum assured pe calculate hota hai ya maturity basic sum assured pe

[@sandeepmahanand8744]

Very informative video 👍🏻

[@md.badruddinansari4937]

Good explanation sir g

[@ziaurrehman8222]

Ye paid up kaise hota hai means automatic ya lic office me jakar koi pressure karna padta hai

[@krishnakumar-uu3zi]

मैंने एक policy ली है 25 साल के लिए 10 lac का जिसका प्रीमियम सालाना 42000 कुछ रुपए जमा करता था लेकिन अब मेरे पास पैसे की काम की वजह से policy जमा नहीं कर पा रहा हूं मैंने policy 3 साल regular चलाया है अब सरेंडर करे या कुछ और दिन छोड़ दे। Please advice me

[@madanpaliwal3177]

Ab paisa Le lo Kyo ki L I c dubne Vali he jaldi

[@madanpaliwal3177]

L I c dub Rahi he

[@vishnuthakor8871]

Excellent video. Please make a video on ADDB rider, especially disability rider.

[@kalpanakadapa4947]

Sir, maine abhi meri eka policy surrender ki hai. Maine 7/2013 se 1/2019 tak primiyam bhara half yearly 24000/- + gst. Aur mera loan bhi liya hua tha 133000/- muze surrender value 114553/- mila hai. Kya ye sahi hai ya nahi.

[@almightykareflexx9293]

Bohot Kam Mila hai. Aapne 24k half yearly k hisab se almost 3.3L to 3.5L (including GST) premium bhara h for 6-7 years.

[@ajayarora3582]

Ram Ram ji

[@abhineshkumarsharma6367]

Sir maine money back kiya tha uska 5saal hoga sept me toh kya fayda hoga

[@jagdishmeher8962]

Sir paid up value is applicable in case of lic money back 25 year policy. Please clarify me.

[@rajakumarsingh3145]

Sir pnbmetlife garanted future plan me paidup karane MetLife ke branch Jana hoga kya next 3ed primum payment nhi karunga to kya automatically mere policy paidup ho jyeaga Please tell me sir

[@ashaburnwal41]

Mere komal jeevan plan he aur maturity 2031 me hoga agar me surrender value 2022 me karu to kitna amount milega

[@shyamsathe9992]

What is a process for policy convert into paid up?

[@KrishnaAnsh-nx1lr]

Sir main 50,000 , 50,000 two year krke five year baad le sakti hu sir 10 year ka hai main nhi kr paungi mechurity age 80hai Abhi main 35 ki hu sir main chahti hu two year jitna paisa laga hai kam se kam utna to mil jye btao sir one year 50,000 bhr diya hai ab dusri bhi krni hogi iske baad main nhi kr sakti sir mujhe ek lakh rupee kitne time baad mil jayeng plz btao

[@rajeshgkr7734]

Dea sir my policy is money back 20 yr /200000 and premium mode is half yrly premium paid for 10yrs then what will i get if keep policy in paid up mode

[@hareshpatil8968]

Respected Sir, मेरी policy ecs से चलती है तो क्या में ecs बंद कर दिया तो चलेगा क्या?

[@anupamroy4058]

Meri ek query yeh hai ki meri ek policy reduced paid status me hai abhi...aur usme bonus bhi aaya hua hai...to kya main bonus amount ko withdraw kar sakta hoon kya?

[@kingofentireworld]

How to calculate paid up bonus ? No example for that But nice and informative video

[@RajeshSahu-xj6lt]

क्या मैच्योरिटी टाइम काम करने का कोई नियम है please बताए

[@RajeshSahu-xj6lt]

टाईम कम किया जा सकता हैं please बताए

[@madhurshyamkunj265]

यदि कोई पाॅलिसी पेड अॅप वेल्यू पर चल रहा है और वह पन्द्रह वर्ष से ज्यादे चल चुका है तो ऐसी स्थिति में घटे हुये SA का फाईनल एडिसनल बोनस(FAB) मिलेगा कि नहीं मिलेगा।

[@pradeepkrmahato7234]

Mera Super Endorsement policy hai; Mera Paying Term 7 years hai; Policy Term 14 years hai; 7 years Primimum Dene ki baad Surrender Value Kitna hoga; kiya Mera Pura Paisa Melega ?

[@rgtech211]

Paid up value ke liye kitna time lagata hai.

[@RNeerajKumar]

Super

[@rupadawn2821]

Paid up value me convert kaise kare

[@RAVIKUMAR-hy5vx]

Money back plan ka paid up value same formula se hi niklega

[@amitpatra07]

Minimum 2 years is okay but Sir is there any minimum SA like 2 lac or 1 lac ?

[@rajput_S_108]

Sir 3 years k baad premium na bhrne pr policy automatically paid up value me convert ho jayegi ya uske liye lic office me apply krna pdega.. Plz reply

[@sukhbirgodsha6920]

Same question… bhai agr apko pta chla ho to plz aap hi reply kar dijiyega

[@kshitijaghogareL-1485]

Hi... what if i started just few months back and now I want to surrender.. at this point I am not looking into any benefits as such. please suggest

[@adithyadash2198]

yes bruh mujhe bhi band karni hai apni policy meri policy ko shirf 3 month hi hue hai,

[@shilpagujar5645]

Paid up policy kase karni he.lic me ja ke bolna padega kya

[@shripadshastri2195]

Paid up valve me aromatic convert hota ahe Kay . Kay kuch process ahe.

[@mangeshkhobragade2277]

Paid up policy ke liye kuch procedure karna padta hai ya automatic premium na bharne ke karan Paid-up policy me convert ho jati hai

[@marmikdesai5445]

Sir, lic jeevan anand plan 815, can I convert into paid up policy after 5years

[@ytshorts6597]

Yeah, if you don't pay, it will automatically convert to paid up.

[@Foujichandan]

Mera ppt 15 year hai or maturity 21 year hai

[@aryannagar5170]

Sir what about paid up value if the policy is of LIC Market plus growth fund

[@brajeshmishra2956]

प्रथम 2 वर्ष के प्रीमियम देने के बाद पॉलिसी सरेंडर करने पर क्या एक प्रीमियम की धनराशि कंपनी वापस करती है बाकी एक प्रीमियम रख लेती है कवरेज के नाम का इस संबंध में बताएं

[@dvj9008216067]

1 yr premium -0 return 2nd yr premium - only 10% amount return

[@kD-pm6ce]

Sir kya ap example se mere policy ko explain kr sakte ha Lic new money back 20 years Premium 3 saal pay kr chuka hu ab ni krna chate financial problems k waja se to kya krna chaie ap suggest kr sakta ha sir please with example and benefits

[@ShashikantRana18]

Minimum 2 or 3 years for jeevan labh and jeevan umang

[@mridulpaul7560]

I also want to know right answer

[@vaibhavshetter9085]

I was thinking to surrender my policy but seeing your thinking to make it as paid up value. I have taken jeevan anand policy paid for 3 years if I leave without paying now it will get converted to paid up value. But will they provide interest on sum assured + bonus

[@jitendrakumar-ko3vp]

Jyada achhi banayi hai na jo ise share ki jaye

[@Lic66]

Paid up के बाद बोनस तो कन्फर्म रूप से मिलना ही चाहिए, इसमें यदि कोई है तो मिलेगा का क्या मतलब।जरा स्पस्ट करें।

[@rakeshprajapat3048]

Paid up policy me only paid premium milega

[@lalbahadurvishwakarma4537]

Surrender value se achha benefit to Paid Up value me mil raha hai

[@rishikumar9271]

thanks , 🙏loan+interest repayment nhi kar sakta. Fir bhi Kya mere paid up policy(>3yrs) pe loan le sakte hai Kya???

[@rishikumar9271]

@@LICINSURE lic surrender karne par jayada amount milenga ya paid up policy (>3yrs) par loan-interest Lena sahi rahe ga?? thanks 🙏🙏

[@jayesh3112]

@@rishikumar9271 bhai surrender krne pe 30% km paisa niklega

[@rishikumar9271]

@@jayesh3112yani 100-30=70% of sum assured milega n?

[@jayesh3112]

@@rishikumar9271 han bhai milna toh chaiye wrna complaint daal dena

[@rishikumar9271]

@@jayesh3112 धन्यवाद जयेश जी मेरे प्रश्न का उत्तर देने के लिए

[@dharmanaapparao7288]

2020 ka policy paid up karna hai kitna chal jama karna hai sir

[@Aradhya225]

Ager lic jeevan labh 2017 main 20,000 and 2018 main 20,000 rs ..Kist di bt 2019 se 2021 tak koi kist nahi jama kr paya ..Ab ye paisa kaise wapas milega? Plz help me😞🙏

[@pushpabapna8911]

7 mhine hi bhra he

[@SandhyaRani-ys4mi]

Mera naam Sandhya Hai Mera ilayachi Hai main LIG Chala kar Chhod Diya are Sal mera naam Sandhya hai main uthana chahta hun Kaise milegi

[@asissom398]

Is this applicable for money back policy also?

[@Sheshu806]

Sir is there any minimum paid-up SA

[@dhakad6541]

After paying two years premium if you stop paying payments of premium then your SA is paid up ,if you stop of premium before two years then your policy is lapse and get nothing ,in paid up value you get some amount 30% -90% of your paid premium, if you want your money just after 2 year then you might get around 30% of your paid money

[@adithyadash2198]

@@dhakad6541 bhai main meri policy ko bas 5 month hi hue hai ,kya main surrender kar sakta hu?

[@shadabhussain1844]

if i am unable to pay the premium then what amount i get after maturity when i paid two premium.. Can i convert my policy to paid up value. reliance fixed saving policy (traditional) policy term- 15 years premium paid- 10 years.

[@bkpiyushprasad9886]

Sir mera kya hoga

[@raghukashyap2911]

Paid up value me kese convert hogi

[@sanjayrawat2208]

सर ऐसा एलआईसी बताइए सस्ता भी हो ऑल लाइफटाइम टर्म प्लान

[@SADDAMHUSSAIN-uj8ov]

अगर एक साल पॉलिसी चली हो और किसी कारण से बन्द हो गयी तो तो क्या एक साल का जमा पैसा वापस हो सकता

[@chandansahani1191]

L I c ajent 420 hay to

[@GurdeepSingh-ny5xq]

Sir meri lic ki policy 5 laakh ki hai 15 saal takk dena hai...mere 5 saal poore ho gye hai.....one year 40.000 hai.....5 saal baad muje 1 laakh aaye hai.....10 saal rah gye hai....meri payup kitna hogga

[@rahulchouhan-qi3dt]

Konsi h bhai

[@sanjayrawat2208]

Sir sahi lic kya hai

[@mritunjaykumar6027]

Duplicate bond Jaise banwayein policy 200000 ki hai

[@durgeshkmr286]

Lic ak bakwas policy he Kuchh nhi milta isme

[@shyamkishorerajak2998]

Jankari hidi mai likho