What is the Credit Analysis profile in a Bank? | Scope & Role | CA Gautam Gambhir

#creditanalysis #banking
Credit Analysis profile is a hot opportunity among the finance community.
Here I have shared the "WHAT-WHY-HOW" of Credit Analysis.
I have worked with a Private Bank(Among the Top Banks in India) in Business Banking as a Credit Analyst.
If you are an MBA, Fresh Graduate, or a CA & are looking to make a career in Banking Industry or associated areas, definitely watch this video.
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Let me know what do you think about the video or your story around it in the comment box.
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[@capiyushjain5952]

This is not the first time we are seeing Gautam Gambhir talking about credit 😅

[@vishalagarwal2544]

I've completed MBA in finance & also got selected for the profile of credit analyst in a financial institution. I understand this role as you explained. Thank you🙏🙏!!!

[@hritiksharma9978]

Congratulations broo from where have you done mba?

[@hritiksharma9978]

Congratulations broo from where have you done mba?

[@HumourusLAV]

Gautam Gambhir looks quite diiferent now... Last time I saw him playing cricket, he looked way more aggressive and muscular! Didn't know he left politics

[@Litajasmine]

WAIT WHAT? you mean he's the cricketer?

[@kushalsingh467]

Very informative video. Good work brother.

[@deepaktiwari4478]

Nice video and almost covered everything 👌👍

[@abhinavraj4015]

In Nzl series 2009 u done pretty well

[@vaibhav_A1]

I Really appreciate the way you explained 🤝

[@drishtigarg7642]

Is there any difference between credit manager and credit analyst??

[@urvishah4572]

Same question

[@supriyaverma90]

Same question

[@prathmeshsawant7179]

Credit analyst will not be doing underwriting of loans. Credit analyst will not engage in other stakeholders within bank for documentation and disbursements. Credit analyst job is limited only to give opinion about proposal with internal rating which he will present to committee with business team ( Relationship manager). Credit manager role is similar to relationship manager.

[@abhishekdhiman5196]

@@prathmeshsawant7179 RM job is totally sales job

[@Rekha-rv3jn]

How to become credit analyst ? Which course and what are basics to do become to do course ?

[@mdm9389]

Do you know now?

[@kajalverma3318]

Thanku you

[@mohsinchhipa5621]

Thank you so much

[@nandishdoshi782]

sir Now i am qualified CA..which is better job In Bank sector or CA firm..? i have multiple attempt....so now what to do can I just suggest me...

[@devmishra5219]

Hii Gautam Gambhir sir.. thanks for 97 in wc final❤❤

[@pooteen2043]

😂

[@mundrakeshav22]

I am a CA Final student and also pursuing FRM L1. Is this a good option to take up?

[@motivationalomnifariouscha4631]

Plz answer this

[@sangaviarasu6893]

Do speak only in eng so that everyone can understand. Iam not familiar in Hindi

[@saidhanyakumarm9995]

I have started watching this video becos he is explaining in English only. Then he started to mix hindi... got frustrated 😢😢

[@somebodythatyouusedtokn0w]

Don't you think He can make videos the way he wants and besides aren't South Indian forcing people of North India to learn their local language (these days it's all over the internet) who are there working because of their jobs.. So why not you guys learn hindi

[@PraveenSharma-gm7mj]

Please respect Hindi..

[@saidhanyakumarm9995]

@@PraveenSharma-gm7mj here no one is disrespecting the hindi

[@ankitapandey6720]

Well.presented👍

[@suparnaneglur519]

What are the exit opportunities in this role?

[@user-zz3st6wv1b]

Great information sir

[@vloggerbross5173]

Thanks for sharing 🙏

[@abhilashm9054]

great video, I have applied for the post, credit assessment officer in ANZ SUPPORT SERVICES IN INDIA, I am begging for guidance, i love this job role and I need it. I am currently pursuing an MBA in finance final year.

[@ayushivishnoi2911]

Hello sir, I might be in the same boat as you. Please guide me too.

[@mohammadtamimibraheemi4974]

Thanks a lot

[@mohitm8381]

Are the profile of credit analyst and credit manager same in banking sector? What is the salary package offered for freshers for the role of credit manager? Plzz reply

[@akashdeepkumar751]

Credit analyst and credit manager having same working of credit underwriting but analyst cannot sanction the cases whereas manager has decision making power.

[@shikhardahal1568]

Cricket chodke CA bangaya? 😂

[@jayeshtemkar8020]

Its too helpfull

[@shailpallavi9641]

Helpful

[@abeerahmed830]

Awesome

[@aryaravinderravinder5519]

Without approved interest certificate don't loan from any, Save a copy of interest certificate for future and judicial, लोन लेने से पहले interest certificate अवश्य ले, नहीं तो फ़्रॉड होगा, सावधान, precautions to fraud

[@user-lb9kt9fz8k]

How is home loan credit manager role for CA?

[@sachingadale7603]

I did my MBA in Marketing and I am from Engineering background l. I got the job of credit risk manager in a top bank in India. Any tips to clear basics of finance?

[@shreeharisanap3046]

How? can you please tell me

[@infinitygaminglive19XX]

RBL bank - retail credit dept (executive trainee) in agri/RVF profile (rbl) after mba (average college/amity) worth joining ctc6 lpa ?, Dont want sales/ customer support like profile, please help.

[@harmansingh9857]

Is financial modeling is compulsory

[@sirajnag5627]

Sir I am a non commerce student and I am preparing for this job interview kindly suggest me a course for this job? Kindly reply please.

[@HimanshuSharma-if5ue]

Hello sir... currently I am working as a credit officer in HDFC Bank and i want to become a credit analyst in future..... Can you please guide me regarding how can I achieve this position and recommand me some courses to become same in future.

[@rashigupta7337]

Hey do you recommend this profile to others ? I am offered this profile in hdfc bank in campus should I go for it?

[@HimanshuSharma-if5ue]

@@rashigupta7337 Yes you should You need to have good calculating mind. If you have then you may accept this offer.

[@monikaagrawal7280]

@Himanshu sharma I also got shortlisted by Hdfc bank in campus. Can u plz guide about what type of questions can be asked for credit profile ?

[@HimanshuSharma-if5ue]

@@monikaagrawal7280 If you are previously experienced then they will ask you such type of questions based on your experience. But if you are fresher they will ask you questions such as what is FOIR, IIR, LCR and LTV. Also questions related regarding credit verification such as if you give loan from your side to any person what expected questions you can ask. How will you analyse the credit worthiness of any person. That's not a rocket science just be calm and answe questions which you know very well and if you say that I don't know that's okkk after all they understand that you are fresher.

[@monikaagrawal7280]

@@HimanshuSharma-if5ue Okk..Thankyou ☺

[@Henry-sz4pk]

One more Gautam gambhir 😮😂

[@suscribebuddy9313]

♥️♥️♥️♥️

[@viveksrivastava662]

Can you tell any job oriented credit analyst certification?

[@insania574]

Hi sir can CMA become a Credit Analyst

[@caman1]

Maybe in pvt Bank.

[@yashprajapati4176]

Nice

[@dishagoenka8016]

Sir I am a CA FINAL student and a CFA level 1 passed. Am I eligible to apply for this role?

[@parthraghuwanshi6668]

Hey disha can you share your experience regarding CFA with me ?

[@dishagoenka8016]

@@parthraghuwanshi6668 Study hard and practice as much as possible.

[@mausenpai215]

@@dishagoenka8016 lol I'm assistant manger in HDFC credit team with just bms in finance. I started as an associate 1yrs ago.

[@dishagoenka8016]

@@mausenpai215 Can you disclose about your package and your course of elevation at job with time?

[@mausenpai215]

@@dishagoenka8016 Started with 2.5lakh, Got 25% hike during Appraisals and it reached somewhere 3.19lakh. Later i switched and got 40% hike, now its 4.70lakh.

[@whitedaffodils5046]

Can a masters in economics degree holder also become a credit analyst?

[@vivekm7971]

No you need to do 24 courses

[@whitedaffodils5046]

@@vivekm7971 whats that? Can you elaborate please

[@balsantosh953]

Mujhe no de do mera no hai

[@pkggallery4586]

👎

[@utkarshgupta3040]

Thanku 😊

[@CASagarJha]

Thankyou