What Is The Worst Credit Card? | Criselle Morales

Hi everyone! Thank God for another day. Our video is all about the Worst Credit Card but first we will see what is good about each before we reveal the worst.
Please watch 'til the end. Also please like share and subscribe.
#Citibank #Eastwest #PNB
Tap the Link for application to Citi Credit Card
www.citibank.c...

[@RainLoversChannel]

Yung PNB Mabuhay Miles nyo po inapply nyo po or bank initiated po dahil may savings account po kayo sa kanila?

[@CriselleMorales]

Hi Wynona 🌸 I did apply for it. 🙂

[@janetan4905]

Hi maam,ask ko lang po kung safe po ibigay sa agent ung 16digit # ng cc..kung mag aaply po aq ng bagong cc..

[@joebryanvilla6253]

Good pm po .. ask q magkanu annual fee sa pnb? Thanks for response

[@eyndyel]

SB Next MC sakin Maam Criselle hehe. 💕 For the love of Mastercard 😍

[@CriselleMorales]

Hi EYN!🙋‍♀️ Thanks for dropping by! 🙂

[@RRTVEntertainmentPH]

Hi Ma'am Criselle, I Really Love Having A MC As Well Because Of Its Color and Perks They Offer. But I Would Highly Suggest To Have At Least 1 Visa Or More, Because I Already Had A Trauma Experience From My Friend Of Using A MC When We Went To Bangkok, Thailand Back Time. All Of His MC Hindi Kinain Ng Cards Niya, So Luckily, I Have Visa Card And I Have No Credit Cards Pa Nun And Na Max Out Yung Card Ko Bec. Of My Friend. Sksks 😇

[@CriselleMorales]

Hi RRTV! Whoa! That's one noted exoerience of you and your friend. Thanks for sharing. VISA!!! 😃

[@akosiraph]

maam may annual fee ba yung eastwest ganyan din yung card ko paparating

[@CriselleMorales]

Hi Raph!🙋 Wave siya on the 1st year. Pero my AF na siya on the next year. If you maintain a good standing you can request for the waving of it's AF.

[@oscarbauto2357]

Hello po maam. Be carefull den po sa three digits ng CVC po ng card nyo. Thanks!

[@CriselleMorales]

Hi oscar!🙋‍♀️ Thank you for the reminder 😊

[@oscarbauto2357]

@@CriselleMorales no worries po 😊 baka po kase makuha nila ung card number, exp date at CVC at the back of cc, pwede na po sya gamitin ng iba lalo sa mga online purchases po. Since ung friend ko nagwowork sya sa Amex, madami daw po ganung kaso

[@arnonvon]

Mgkno ba credit limit ng mabuhay miles?

[@CriselleMorales]

Hi arnonvon!🙋‍♀️ Ang mga Bangko or issuers likely consider things like your household income, employment, monthly expenses and source of income. Dian sila nabe base sa ibibihay na CL sa isang client. Also credit history can affect it 😊

[@robertcahinde4210]

Same tayo 3 na din cc ko.

[@genesistumamao2479]

Basta sa akin markado na si security bank..worst bank ever. Eastwest and union bank easy to open..generous and easy to transact with..cant say for bdo since newly open account pa lang ako. And yesterday I opened another savings account to pnb naman lol..

[@CriselleMorales]

Wow! Wonderful Genesis. Good for you. 😀

[@genesistumamao2479]

@@CriselleMorales you're right..wala naman talaga disadvantage ang cc..in fact its a privilege given by the financial institutions...matinding financial discipline nga lang talaga dapat

[@CriselleMorales]

Very true Genesis. Discipline is our focus.Determine our needs. Avoid peer pressure to spend. We need to pay off our credit card debt in full every month. If we could also open a savings account and save a set amount every month helps. . Thank you for agreeing Genesis 🙂

[@genesistumamao2479]

@@CriselleMorales very true..at this point Im more of like opening savings account to different banks lol..save save save.. For CC...definitely using it as well for spending basic needs i.e groceries and utility bills lol..sayang naman ang points and rebates especially UB lazada cc...super love ko sa online purchase..pero pag mga wants lang siguro I think using cc is a bit dangerous lang talaga especially kung wala ka naman talaga pambayad lol..

[@CriselleMorales]

You are right. Its a cliche but true. And focusing on what you said, using cc for one's wants is really of a bit if not a whole lot danger. O, em, gee. Lol! 😂

[@christophertan04]

Again mam reminder Cover niyo nlng po yung Card number specially yung CVV … for your security po … always cover yung infos sa card

[@CriselleMorales]

O, yes! Thank you for reminding!

[@christophertan04]

@@CriselleMorales thank po sa mga vlog/ reviews niyo po sa mga Cc

[@CriselleMorales]

@@christophertan04 Thank you more!

[@louieramos1265]

Maam after ko makuha un PNB zelo ko, what best another card na pede ko nman kunin na no annual fee for life din sna and this time my points and rewards na din sna when swiping and mababa lng un minimum spend to earn points ???

[@CriselleMorales]

Hi Louie!🙋‍♀️ Promo ngayon ni BPI is the Amore Cashback Card, no AF for life plus 5,000 cashback kung maka pag spend ka ng 60k in 180 days. Ok din si M Free ng Metrobank may discoounts, free gifts and great deals sa Card na ito. 0% interest sa appliances, gadgets, hospitals, tuition fees and installments from 3 mos to 24 mos.🙂