What No One Tells You About Early Retirement (The Truth)

[@Riggsnic_co]

The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

[@kevinmarten]

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

[@Jamessmith-12]

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

[@JacquelinePerrira]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@Jamessmith-12]

Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@JacquelinePerrira]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@HodgeChris]

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

[@brucemichelle5689.]

Things are a bit strange right now. Inflation is making the dollar weaker for buying things like basic needs, but it's getting stronger against other stuff. So, stuff like stocks, houses and precious metals aren't doing so great because folks are putting their money into banks for safety but I'm worried about my retirement savings losing value fast.

[@carssimplified2195]

Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $400k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.

[@PatrickFitzgerald-cx6io]

Thanks for replying, You seem to know much, How did you go about it and can you recommend an advisor like yours?

[@brucemichelle5689.]

Colleen Rose Mccaffery” just check her out. It's possible to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.

[@PatrickFitzgerald-cx6io]

I appreciate this tip. It was easy to find your coach's webpage by looking up her name online, She seems proficient considering her resume.

[@AdebayourQuadri]

Acquiring a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $160K for some time now, but my major challenge is not knowing the best entry and exit strategies. I would greatly appreciate any suggestions.

[@rodrigok1220]

Mutual funds are good as it’s diversified and spread out over multiple companies and multiple industries. To me, I’ve always found it extremely risky to buy single stocks. I’m no expert, but that’s what I’d probably do.

[@steamknife1]

VOO and chill. Just buy $VOO and sleep well.

[@RhondaLawson014]

This 2024, Don't set this year financial goals without consulting a financial advisor. Their expertise ensures a solid plan for success. Building wealth involves developing good habits like regularly putting money away on intervals for solid investments

[@DavePatrick901]

Thanks for the advice! Im new to financial planning and wasn't sure where to start. Any tips on finding a reliable financial advisor or resources to guide beginners?

[@EricMoore158]

Investors should exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields

[@AngelaHunt290]

Risk management should always come first, the reason many traders lose money is not simply due to inexperience or a lack of knowledge of the market, but because of poor risk management

[@RhondaLawson014]

​@@DavePatrick901I completely understand the impact of the new year on financial decisions - it's transformative. While I've found success in investing, especially with the guidance of my advisor Timothy Eric Meek, I still appreciate the solid foundation i had. The principles align with the core values of financial discipline

[@ArnoldWilliams092]

What's the best approach to capitalize on the current market conditions? I'm deliberately on whether to diversify my $150k stocks portfolio. What strategy should I employ

[@MargaretMargaretKarjala]

For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My husband and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.

[@jonas77718]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@KatyMccullars]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@mark75700]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@KatyMccullars]

I definitely share your sentiment about these firms. When I was starting out, I checked out a couple of freelance investors online, so you could do the same. I personally work with “Stephanie Kopp Meeks ”, and she's is widely recognized for her proficiency and expertise in the financial market. With a comprehensive knowledge of portfolio diversification, she is acknowledged as an authority in this field. Most likely, her deets can be found on the net, so you can confirm yourself.

[@mark75700]

Insightful... I curiously looked up her name on the internet and I found her site and i must say she seems proficient, wrote her an email outlining my objectives. Thanks for sharing.

[@GillerHeston]

I am in my early 60s and retired at 53. Lots of people gave me pushback because they had difficulty grasping the concept of not working if you don’t have to. I looked at my life as stages. I earned everything I have now through a lot of hard work, but I owe it to myself to “stop and smell the roses” in my final stage of life. In my case I left the country after I retired and live in Latin America. It allowed me to get away from all the negative things happening in America while appreciating my new environment. I have yet to meet anyone who regrets retirement.

[@michealliam8189]

Nice way to retire. For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.

[@joshbarney114]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@rogerwheelers4322]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $775k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@FabioOdelega876]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@rogerwheelers4322]

I definitely share your sentiment about these firms. When I was starting out, I checked out a couple of freelance investors online, so you could do the same. I personally work with “Colleen Janie Towe”, and she's is widely recognized for her proficiency and expertise in the financial market. With a comprehensive knowledge of portfolio diversification, she is acknowledged as an authority in this field. Most likely, her deets can be found on the net, so you can confirm yourself.

[@LeeParkchu]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I'm used to just buying and holding assets which doesn't seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I'm really worried about survival after retirement.

[@RoseBalerus]

True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you'll need to be consistent and restructure your portfolio frequently.

[@GibsonJames-gr3on]

In my opinion, it was much easier investing back in the 60s but it's a lot trickier now, those making consistent profit in these times are professionals reason I've been using an advisor for the past 5 years to consistently build my portfolio in preparations for retirement.

[@OwenFlex]

My partner's been considering going the same route, could you share more info please on the advisor that guides you?

[@JasonAmir-qo4uo]

My CFA NATHAN TRAVIS COOK a renowned figure in his line of work. I recommend researching his credentials further. He has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@JasonAmir-qo4uo]

You can get his details and on GOOGLE and send him a message. But remember you have to watch your spending for a while

[@VICTORIAJordan-s5w]

My inheritance, a whooping 1m has grown only 4.72% in the past 12 months. In this bear environment does investing w/ a brokerge account under a custodian outperform a 401k? should I seek a pro to grow my funds on brokerage acct or still hold? I have 5 years to retirement. Happy to discuss.

[@EdwinHawkins-eg7ob]

Mine was 8.16%, I used to dca into etfs but I reconsidered the strategy since I am still way behind after the massive downturn since Jan last year

[@VICTORIAJordan-s5w]

I don’t want to touch it despite dwindling savings and losing both my jobs. I wish to grow it aggressively if I must draw it down, hence my question.

[@AnnaMoore-]

Private investing is the best way to go about the market right now, especially for near retirees, I've been in touch with a wealth manager, netted 370thousand the last downturn, made it clear there's more to the markets than we average joes know.

[@KarenDavies_]

Be careful not to be lured into the market too soon, this current situation has really opened my eyes to the importance of a good mentor on KZbin or elsewhere knowing what he/she is doing.

[@RayJones-sp7ee]

who is this manager you use? I lost over 35000 already this year, I’m in need of a planner going forward.

[@NotyourBusiness-urto6]

I find myself at a crossroads, uncertain whether to liquidate my $150,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current market.

[@MrGravity304]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@MiddleclassAmerican-7220]

Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately $950k that same year. In reality, all I was doing was getting professional advice.

[@freedomisEexpensive-08]

How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success

[@freedomisEexpensive-08]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@michaelgordon3241]

100k in KLIP =4k to 6k/month

[@Esmeraldalunamaria]

inspired content!! Every small contribution towards your retirement is like planting a seed. Nurture it wisely, and when the time comes, the tree of financial security will bear the sweetest fruits. spend more and invest less before your retirement.

[@Anacleta-titarobles]

I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income.

[@Anacleta-titarobles]

Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my main colleague at work.

[@Anacleta-titarobles]

My first experience with Mrs Theresa Cann gave me the assurance and confidence that has made me to invest without fear of losing, I really appreciate her efforts and transparency.

[@Loganemily31]

Last year, I found wonderful reviews like this on Ms. Theresa Cann, I contacted her because she needed multiple sources of income. My first investment was £2000 after 7 days, my accumulation of profits exceeded £11,095

[@Maribelhamilton.]

With the guidance and help of Mrs. Theresa Cann, I have achieved my dream of being financially stable.

[@EvanQuiel4]

I guess it may be time to start taking profits. Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

[@caroamira]

Unfortunately, most people don't get this, the majority is after chasing tops/bottoms where they fail & get out of the game.

[@caroamira]

Therefore, in the current bear market, we should pay more attention to the risk rate of the market. We must control the risk to a minimum and maximize the profit. It is best not to blindly enter the market.

[@marenschmitz]

@@caroamira Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we average just don't know.

[@EvanQuiel4]

@@marenschmitzwho is this individual guiding you? I lost over $19,000 just last week, so I’m in dire need of a financial-planner.

[@d_all_in]

You can tell its a scam thread before you even click into the replies

[@faithrussel9384]

Thanks for increasing my knowledge in personal finance, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it.

[@marinascholz9963]

Congrats on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas.

[@faithrussel9384]

@@marinascholz9963 No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with Claire Martha Magalhaes to create a long-term investment strategy, and she assisted me in managing my investments while I focused on my job without any concerns.

[@marinascholz9963]

@@faithrussel9384 Thank you for your advice. It's challenging to find a reliable investment advisor, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.

[@faithrussel9384]

@@marinascholz9963 I work with *CLAIRE MARTHA MAGALHAES* ,who is based in the United States. If you would like more information about her, you can conduct a search online.

[@abhagauri9381]

@@faithrussel9384 Thank you for talking about your financial consultant. I will definitely look her up and try to get in touch with her. I have realized that relying solely on KZbin videos and attempting to manage my finances on my own hasn't been very effective.

[@daviemanuel688]

I am new to the stock market. Every stock that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the stock opportunities so far for the tech stocks.I believe having 75K yearly income would be a good investment so I want to plug all my savings into the stock market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good stock to buy and losing all the good opportunities

[@daviemanuel688]

@Mark Reeves Hi , please who is the expert assisting you and how do I reach out to them?

[@daviemanuel688]

@Mark Reeves Thanks for sharing, I just looked her up online and I would say she really does have an impressive background on investing

[@felixdean5919]

Great video, Early retirement requires careful financial planning and saving. You need to have a substantial nest egg to sustain your lifestyle for potentially decades without a steady income. It's essential to consider factors like inflation, unexpected expenses, and potential market downturns. Likewise having an professional expert like Mr Jeffrey Alby Holmes.

[@omarguadalupe1131]

That’s right. Early retirement might mean spending several decades without a regular income. It's crucial to plan for a longer lifespan, potential healthcare expenses, and economic uncertainties that could impact your financial situation.

[@hughiesacheverell]

Sir Jeffrey Holmes investment platform has provided me with invaluable financial guidance and support. His expertise and insights have helped me make informed investment decisions, leading to significant growth in my portfolio.

[@jacksonrodrigez4310]

@@hughiesacheverell It's fascinating to hear people in the same area discussing Jeffrey and his investment platform. The fact that multiple individuals have firsthand knowledge of his platform and speak highly of his services suggests a strong presence and a trusted reputation.

[@emilypatrick973]

Who is this man everyone is talking about, and how do I reach out to him? I'd like to give him a chance.

[@felixdean5919]

Search about him

[@mmabagain]

Beware of fake conversations promoting some wealth guru. Just report them as spam.

[@advancetotabletop5328]

Best part of retirement: SLEEPING (and resting) WHEN YOU NEED TO! (: No more waking up for work! I take care of my elderly parents until 3am, so at 4am, I can get on the treadmill for my exercise, and not worry about going to work the next day! (;

[@HughJass-jv2lt]

Niiice!

[@kevinsheeler6]

If you don't know what to do when you retire you are not ready to retire! It's like going out on the dance floor with a pretty girl and having no clue how to dance!

[@ChrisInvests]

Good point! You need to be prepared in more ways than one.

[@jcm9356]

'The retiree has all the time in the world to spend money...': this is the quote all should hear. Good content.

[@ChrisInvests]

Glad you liked it! Thanks for watching.

[@dakotadak100]

Unfortunately, ones life expectancy starts dropping very sharply for every year they work past age 50. The exception is entrepreneurs, business owners, and executive positions. There really isn't much of an option but to retire asap after 50 years old.

[@penntuckeybackwoods8201]

I retired last year at 62 I'm always busy I have a garden and chickens and I go fishing and hunting nearly everyday

[@brandoncomer6492]

I spent a year and a half unemployed living off savings at one point. At no point did I ever get bored or want for a job, and I was utterly content either filling my time with hobbies or just doing absolutely nothing. I'm pretty sure God made a mistake, I was meant to be born a trust fund baby. Anyway that experience made me realize that work isn't part of my identity and ever since then I've been working extra hard and saving religiously to get to the point where i won't have to work at all while I'm still young enough that I can really enjoy it.

[@denzel1877]

Lol, that's awesome, How old are you?

[@arigutman]

Retirement can come as soon as someone earns passive income and enough of it to simply make a decision to stop working if they want to.. FIRE is not necessarily about not working, it is about the option to do and moreover to BUY time back.. Dividend growth investing and other passive streams helped me move out of the USA and begin my travels... makes me wealthier than ever.. and no I am not retiring any time soon!

[@33Jenesis]

I retired at 57. I didn’t do anything daily except watching YT, cooking 2 meals, and swimming for months. After that incubation period, my mind did venture into doing things i used to do like backcountrying and making jewelry.

[@davidfolts5893]

Best financial content on KZbin! If benefitting from watching, leave a comment to help creator reach more folks!

[@donaldlyons17]

The best thing to do is get a higher paying job than one has the ability to spend alll the resource on. Saving does not work when people have to buy equal to or more than they spend!!!

[@ChrisInvests]

Glad you like it, David! Thanks for watching 👍

[@johnnyboyvan]

Get a pet and you will never have much free time...lol Meow, woof, tweet.

[@MicahBuzanANIMATION]

As an artist, I don't ever want to retire. I want to be financially stable and technically "retired" in the sense that you don't HAVE to work for income, but I enjoy creating so much that I hope I never stop working.

[@advancetotabletop5328]

I retired early and can say: - Make sure you know how to get insurance. Thankfully, Obamacare has standardized much of health insurance. But go find an insurance agent now to discuss ALL the different types of insurance you may need when you retire. - Remember the Matrix? (: Have a part-time job or some other work to keep you *stimulated* and in contact with the outside world. - While you‘re still working, invest in real estate to become a landlord, or start your own business, hopefully something that creates assets you can interest or pass down to your children. Ageism is real and you can’t fire yourself from your own job. Working for your parents adds something to the resume, and the college essays and interviews!

[@teddyruxpin7876]

obamacare... bwhahahaahahahahaha

[@jayehum5019]

There are some odd bits of advice here. I realise that some people may regret retiring early and want to go back to work. The last thing I'd ever consider advising someone in that position to do, if they haven't successfully done so before, is to start their own business. It is a very stressful and financially risky thing to do. As someone who has retired early, I don't find it difficult or boring to fill my time with interesting things to do. Find new friends, by all means but the way Chris is talking, sounds like noone has friends who aren't their own age. I have friends both older and younger than myself. I volunteer a couple of days a week and have enrolled to study visual arts part time. Also, most retirees I know have grand children they love to spend time with. I definitely don't use my time spending. This is, for the most part, a ridiculous suggestion. I think this guy might be a little too young to appreciate how little time we have on this planet and if work isn't your passion, and you're in a position to retire, do not waste time waiting for the 'right time'.

[@cwheremonster8870]

I retired at 50. It took over 25 years of planning. Friends, colleagues, and family always ask me the same thing, “but what will you do, won’t you be bored ??” I’ve learned one important fact: Boring people are often bored in retirement. So make sure to build a life you want to retire to. This could mean a lot of things to a lot of different people. But if you never had any interests, projects, or dreams before retirement… you may surprised to discover that retirement will NOT magically solve this.

[@Sunsuperman]

When they say you will be "bored" is them simply saying that to try to make themselves feel better with the fact that they can't retire or may never be able to retire. It's because they need to imagine something negative about the other person's life because they won't be able to achieve that same financial independence. It's something called copium.

[@michaelgordon3241]

The new job becomes managing risk in investments. Money will always be a concern. You need to manage the nest egg and you can certainly see your portfolio grow and shrink. I withdraw 1.3% to 1.8% of my portfolio value monthly since Jan 1. My only suggestion to those looking to retire on the dividend portfolio=save 12 months of dividends as a cash buffer against adverse market moves. Had I saved just the first 7 months of dividends, my portfolio would be 4% from its all time high instead of 13% from the high

[@ChrisBird1]

1.3% monthly ? 15% per annum?

[@RetrieverTrainingAlone]

Excellent! We retired in 2019 at age 62. We were surprised how little we needed for a happy retirement in terms of withdrawals from our 401-k. With more time, it is nice to wait for the sunrise before going on a morning run and having the time to run for 2 hours. It is also nice to avoid crowds by grocery shopping early morning, fishing weekdays instead of weekends, etc.

[@ChrisInvests]

Do you think you'll be bored when you retire?

[@IssaRaeOf10S]

No, because work is like this for most people. Same old thing and not fulfilling after many years

[@912912patriot]

No

[@andersonlegacy3136]

No, as a money guy financial mutant I planned with the end in mind. Enjoyable hobbies and education will keep me active and entertained.

[@adoniskomplex91]

I was unemployed for a year and had large breaks (9 weeks) during my studies and I can tell you, after exercising 5 times a week and watching movies and series day in and out, having no routine is horrible. Although I'm investing as much money as I can, I don't think that not working at all makes me happy. I think, I'd study again but this time something completely different and without any rush.

[@johnnysimes5082]

Dave Zoller at Steamline said everyone knows what they want to retire from, but not everyone knows what they want to retire into. That's my problem right now. I have many interests but not sure that's entirely what I want to retire into.

[@dorissteve912]

The stock market has been a really tough one this past year, but I watched an interview on CNBC where the anchor kept mentioning " karina mattis ". This prompted me to get in touch with her, and from August 2022 till now we have been working together, and I can now boast of $540,000 in my trading portfolio.

[@jessicamamikina7648]

That's right, getting in touch with a consultant during the pandemic was how I was able to scale through the crazy stock downtrend.

[@jamesmaduabuchi6100]

That's massive. Can you please connect me with your personal broker, I would love to work with her

[@dorissteve912]

Like I said earlier , her name is karina mattis , and you can reach her via her website.

[@dorissteve912]

Just run a search on her name, and you would see all you need.

[@jamesmaduabuchi6100]

Thanks for the info . Found her website and it really impressive

[@d_all_in]

2020 was the first year that I made more money with my investments than I did with my time.

[@ChrisInvests]

If only we saw the same returns in 2022

[@EricMoore158]

Regardless of whether you're a Wise person, it's best to consult a professional advisor right away. As a business owner in the service industry as well as an ebay reseller of all product categories, I can attest to the fact that we are in a severe recession and that everyone is running out of money

[@ChuckHolland-i4b]

We are going to test retirement with my wife first. She wants to take care of the grandkids while they are toddlers. If it goes well and we can swing it, then ill check out at 62.

[@naar7192]

We will be in the RAT RACE forever!!!🙈😠😠😠

[@TM_Stone]

Your comment section is filled with scammers, wow.

[@splod44]

Nonsense Early retirement is the best thing ever , and no you do not get sick of a life of leisure. It is fun to wake up happy and stay that way as there is no stress . Boredom is for boring people

[@ChrisInvests]

Pretty broad statement

[@splod44]

@@ChrisInvests Yes but true life is great

[@robertneville2022]

Don't fall into the drinking and sleeping all the time trap

[@postskeetclarity]

aka how boomers boom

[@samben6597]

cant wait to retire early, I have plenty of things to do, im sure I wont be bored

[@604h22a]

Great job and great work by both the artist

[@ChrisInvests]

Thank you 🙏

[@rlionheart8657]

No matter when you decide to end working life there will always be risk. Yes, your health may decline at 62 but the same is true at 67 and for sure at 70. The only issue is the total funding in reserve and how long it will last. Time is a commodity that can never be replenished. Income can be generated at any time even in you 70s. SS will go up with the annual COLA. Funds can grow if invested to do so. When you withdrawal the decline is not linear depending on what the markets are doing. There will always be risk no matter when you decide to end working life.

[@thiaco6203]

I am looking forward to doing NOTHING! Just gonna enjoy being a crazy dog mom, catching up with Ladies who lunch leisurely, and doing all the things I never had the energy to do because I was working!!! Gonna catch up on all the tv series and movies I missed cause I was working! Yeah, I am a sports addict so I will be playing in a couple of daytime leagues. FORGET working-being on someone else’s schedule, putting up with crazy people who have meltdowns, etc. FREEDOMMMMM!!! Oh, did I mention bomb threats? You can’t pay me to return!!!

[@theflightsimulationexperie6894]

The best advise anyone could give about retirement is don’t retire from something, retire to something.

[@ChrisInvests]

Absolutely 💯

[@blktester]

One of my life goals was to retire before 55yo. I succeeded. I expected a much slower lifestyle and enjoying a good amount of time not doing anything. Friends asked me when told them I was about to retire "what are you going to do?" My reply was whatever I feel like doing. I learned a bit of wisdom after retiring "Success is getting what you want and happiness is wanting what you get." After nearly 10 years I have to confess I'm overjoyed. The freedom I have and the control I have over everything I choose to do is unparalleled to my expectations. I'm an introvert (not excessive) so I have no problem eating out alone even though I've discovered the joy of cooking, I don't have an issue going to a play, movie or other events by myself because of the freedom I have to see what I want, do what I want and for as long as I want. I've taken over my investments instead of using a broker and utilized my finance degree to maintain and insure my financial freedom. In all, if one plans for it, early retirement can be very up lifting. Preparation is the key.

[@ChrisInvests]

Glad it's working out for you. Thanks for sharing.

[@matthale5526]

Can I ask a personal question? Do you feel that your approach to finances & work, and driving towards such a significant goal of early retirement, is the reason you're spending so much time alone now? I ask because we all only have so much time in the day, so usually for finances to work out so well, you'd have to sacrifice relationships, or your health, or sleep!

[@blktester]

@@matthale5526 Only in part. I'm at my core an introvert. That's why I have few friends, I've never enjoyed popularity having experienced it to some degree in my 20's. Also, I have always been rare among most people in that I planned and or set life goals in my late teens. One of goals was to be financially independent by 50yo. As time passed I realized that most people don't concern themselves with the question "what will my life be like at 40yo and beyond." As I grew more financially stable an unanticipated circumstance became clear. Several of those that were considered friends began to see me as an ATM. My self confidence refused to allow me to be one. Even my romantic interests saw me as a cash cow although I thought I was living modestly. One asked me after 3 months dating "why do you live below your means?" Even family would borrow money and never repay it. This reminded me of something I read in my 20's "as you climb the ladder of success there will be those you will have to leave behind because they won't e beneficial to your goals. " So I chose me over them.

[@matthale5526]

@@blktester Thank you for sharing mate. Well done on your success but also for knowing yourself & your worth outside of money.

[@blktester]

@@matthale5526 In addition, I stated planning is the key. When I was working every Sunday I cooked meals for the week ahead, I was a legal professional and prepared what I'd wear for everyday of the coming week and got to work 20min before to eat breakfast at the office. After grocery shopping early on Saturday's the rest of the weekend until Sunday evening was free time, sometimes I sleep and other times I had fun. When I went on vacation it was full replenishment time for leisure, fun and additional sleep and me time. Plan your work and work your plan.

[@michaelg3911]

Retired 2 years now and the best advice I can give is get off your butt!

[@PremusRed]

> Only so much golf you can play You underestimate my power!

[@ChrisInvests]

😂

[@frankthetank5013]

More videos Chris! 👍

[@ChrisInvests]

Working on them Frank! Thanks for watching.

[@dangeles95]

Good stuff. I work in healthcare and see older folks, some happy, some miserable. Most retired. I’ve picked all their brains and come up with a plan. First. I have been planning to be able to retire when I’m 55. If I work longer, fine. But my que to leave work is when my first grandchild is born. It’s a new and very rewarding job. I also plan on going to work part time at a running shoe store or become a XC coach. I’ll be just fine. 😎

[@dodgerblue7381]

I can tell you first hand that everything mentioned in this video is true.

[@ChrisInvests]

Glad you found it to be accurate

[@dodgerblue7381]

@@ChrisInvests I had to retire a couple of years early due to health issues. Now that they have subsided I signed up with a temp agency but, have not had much work. All of my friends still work. I have a lead on a part time job that. I am interested in. That way I have something to do and also my free time.

[@ChrisInvests]

@@dodgerblue7381 I hope it works out for you

[@dodgerblue7381]

@@ChrisInvests Thank You. If not I will just hang out with my wife for as much of the summer as I can. Fortunately, money isn't the issue. Boredom is. Take care

[@FrankPapadakis]

I want to retire from the "corporate world" by 45-50. At that point I want to be financially stable to the point where I can do whatever I want to in regards to "working" and not be concerned about my income. Basically find something that I truly enjoy doing even if it pays 1/6 of what I am currently making and not be concerned about it because I have a good chunk of change invested / saved.

[@ChrisInvests]

Great goal, Frank. Thank for sharing.

[@Donkeyearsa]

I broke my arm years ago and was not allowed to return to work from my doctor for 13 weeks. Oh it was great at first getting up when I felt like it and doing what I wanted when I wanted. But as the weeks passed it got more and more boring. By the time the 13th week came around I was begging my doctor to clear me to return to work as I was going out of my mind with boredom. I got enough inheritance money that I can retire now but I know that just in a few months that I will be so board that I will be biting at the bit just to return to work just to stop being board out of my mind. Before I got the inheritance I would work as many extra days as I could to make extra money. Now post inheritance I don't want any extra days at all. (I work 12 hour shifts 7 days every fortnight as a truck driver.) A few days of sitting around the house doing nothing is great months on end doing nothing is as boring as all hell.

[@FrankPapadakis]

get some hobbies man, lol.

[@victoriarodriguez3985]

I will forever be indebted to you you've changed my whole life continue to preach about your name for the world to hear you've saved me from a huge financial debt with just little investment, thanks so much Mrs. Debbie Stover

[@Alexwilliamskenneth]

Wow, amazing to see others who trade with Mrs Debbie Stover, I'm currently on my 5th trade with her and my portfolio has grown tremendously.

[@waylonforgue8789]

this is not the first time i am hearing of Mrs....Debbie Stover and her exploits in the trading world but i have no idea how to reach her.

[@marizaparthy3591]

Despite the economic downturn,I'm so happy☺. I have been earning $26,000 returns from my $7,000 investment every 13days.

[@victoriarodriguez3985]

​@@waylonforgue8789 You can communicate with her on telegam with the user name below

[@victoriarodriguez3985]

investwithstover💯

[@HughJass-jv2lt]

😆😆 I'm trying to go "part-time" in another *5 years.* Going to move to a cheaper country, and spend my days sleeping-in, watching Netflix & exercising/riding my bicycle. ❤😜❤

[@ChrisInvests]

Wishing you the best 👍

[@aliyunko9689]

Despite the current economic uncertainty, now is still the ideal moment to make investments.

[@Billionswitch]

When should I invest? That's ironic, though, given my stock market losses over the past four months total more than $47,900, which is the largest since I began investing. Now, everyone believes it to be a gambling issue.

[@Bianca.rantzsch]

@@Billionswitch Right or not, I had previously encountered a similar issue. I sincerely thank God for bringing me into contact with investment expert adviser Maria Teresa Tyler, who I met by chance or perhaps as a result of my many mistakes. Since then, I have boasted of having over $65k in less than a year after losing more than that unsupervised. I only had to assign tasks and study at my own pace.

[@maryalchester]

@@Billionswitch The issue people always have is the unapologetic urge to want to do it yourself forgetting there is a process. Direction and basic knowledge cannot be skipped, that’s why you get caught amidst the market noise (consolidation) or ignoring certain important factors that move each assets. The markets are more than technicals and stocks are majorly responsive to the fundamentals.

[@Billionswitch]

@@maryalchester For newer investors like me, it's always great to hear from a person who has gone through all the loses andd yh yh I know loses are inevitable but It's unnerving to see your portfolio go from green to red but even if I were to pick a market? What would you advise?

[@maryalchester]

@@Billionswitch Coming from a long term passive investor in different assets, stocks are a lot more safer and high income yield compared to other assets on the financial market. With the right analysis, a good stock pick is an edge up for the future of not just you but your entire family. Not to brag, but I got over $200k in my portfolio and this is from less than 9 months or maybe a little more, following the right steps though I've held for ages...haha.

[@eplugplay8409]

Give me 4 mil now, I'll happily retire and spend most of my times on hobbies and focus on raising my kids.

[@GrnXnham]

I've seen both sides of this. It really depends on each person's personality whether or not they will be successful retiring early. Some people love it and have ZERO problems adjusting. Others struggle like it's described in this video. I have observed that people who associate most of their self worth with their job, tend to really struggle retiring early. IOW, those who live to work, struggle. Those who work to live, do not.

[@jimbojimbo6873]

Youre right If im retired i wont get laid

[@ordinaryhuman5645]

A doll might be preferable to gold diggers who are only interested in extracting money from you.

[@dominicdaniel2242]

🌹 𝕡𝕣𝕠𝕞𝕠𝕤𝕞

[@clairvoyant2010]

Very well put! Most people don’t realize this bitter truth till it hits them. You have covered all the points well

[@ChrisInvests]

Exactly! Thanks for watching!

[@LilT2o00]

I have the opposite problems as in this video. I'll never have the money to retire, but I'm the one who'd have things to do outside of work. Every time I've been between jobs (the longest being a year) were the most relaxing, least stressful moments of my life and not once did I roll over and go "wow I'm so bored, I'd rather be working right now" (doesn't hurt that I've hated every job I've ever had and that work in general makes me want to yeet myself off a building; but here I am still in min wage land so I'll probably be doing that until I die)

[@bold2013]

Figure out how to enjoy challenging things and your life will be better in all seasons

[@donaldlyons17]

@@bold2013 he already does t like it so no it will not work. Some people hate working so it will always be an issue.

[@bold2013]

@@donaldlyons17 well to people like that I say enjoy the bed you made for yourself and don’t complain.

[@donaldlyons17]

@@bold2013 the bed is already there by design but designing a different bed is the issue because there are a lot of factors to outcomes and everyone will not end up with nice beds odds are already against that!!!

[@bold2013]

@@donaldlyons17 so what. control what you can control. Like getting a job and being diligent to save/invest.