Why "3rd Party" Car Insurance Causing Concern Among INDIANs?

[@LabourLawAdvisor]

Loved the video bhai ❤

[@Biturbomedia]

Big fan here!

[@GlitchySam]

On 25 January I met with an accident. I was on my bike Yamaha R15 and a Scorpio Classic hit my bike from behind, resulting in a bruise on my left leg and a broken taillight and side cowl mudguard exhaust damage. But the Scorpio driver was nice enough to take me to the hospital and paid medical expenses and gave me 2000 for bike repair, which was not enough. I had Acko comprehensive insurance they calculated the bike repair cost ₹9,089 and Acko pays ₹5,224 through UPI, my share was ₹3,865. If we subtract ₹3865-₹2000, we get ₹1,865. Got injuries, pain, and expenses of ₹1,865 because of someone else’s fault. 😅 Thank God I am alive here to write the longest comment in my life. 😂

[@JAY________D26]

But why did scorpio car doesn't provide insurance to you ,rather than taking 2000₹ you should have opted for insurance claim from the driver

[@nobodyisperfect2754]

When it was fault of scorpio driver. Why you had to pay insurance share?

[@hk-dq3oi]

bcz he didn't file an fir it was out of court settlement

[@GlitchySam]

His insurance was expired

[@ashwindixit3673]

In India bringing polics and FIR is mandatory or else people with help of friends will hit each other vehicles and claim bonus just to get new body parts. Such scams can happen in India you know we are indians😂😅

[@sohamranadepersonal2733]

You have raised so important points! The State capability is miserably low, but it wants to interfere and exercise coercion everywhere in citizens' lives.

[@shivamsolanke4660]

Everybody has desire for control on others including politicians that's why Vishwaguru is so reluctant to reform the law and order.

[@itsmepols]

Anything legal in here was a joke, is and will be a joke in the future! Sorry to say this but a fact is a fact!

[@brajesh0203]

Actual fact. Brands tend to make it as a base slab and not see it as proper safety protocol. Not only 3rd party insurance is a scam but also many are there as the front abs only.

[@thegodkira3953]

How is future prediction a fact lmao

[@shivamsolanke4660]

It is Joke because our Politicians never care for people, they only care for power and money, if they wanted to reform the system they would have done it long before.

[@sahanimukesh]

Hamare yaha yesa hi hota he😂

[@Arun14741]

​@@thegodkira3953because ye india hai yahan na ab tak kuch change hua na future me change hoga

[@dreams_through_camera]

Insurance in India often feels like daylight robbery. Take the Pulsar NS400 as an example: its ex-showroom price is ₹1.82 lakh, but the on-road price skyrockets to ₹2.30 lakh. Out of this, insurance alone costs a staggering ₹22,000 for just one year of zero-depreciation coverage. And that’s just the beginning-every year, you’re forced to pay these exorbitant premiums, with no tangible benefit unless you actually make a claim. It makes you question whether the system is designed to protect you or just burn a hole in your pocket!

[@shivamsolanke4660]

Some say White Skin Man was simply replaced by Brown Skin but the system is same.

[@dreams_through_camera]

@shivamsolanke4660 exactly 💯

[@samkool3008]

It's designed to serve the interests of insurance companies. 😢😢

[@princefriendship]

राम राज्य है। मजे करो। 😊

[@McLOVIN_69]

Dude I own a duke 390 since 2018, never paid more than 8000 per year. Even my car insurance doesn't cost over 18k.

[@adityagauba630]

Yahan india mein toh Medical Insaurence ka bhi claim nahi hota full cashless 😂😂😂😂😂😂😂😂😂😂😂 car Insaurence toh dur ki baat

[@sameerghogare7293]

On claiming or using own damage insurance not only NCB is lost on next insurance, but the insurance premium of next year insurance is also increased. Company increases premium on a presumption that because u have crashed car in the previous year, u are likely to crashed it again.. and this increase is significant. Like 50% increase

[@navneet-dubey]

But mine decreased after making a claim

[@PriyanshuV8]

💀​@@navneet-dubey

[@kinshuksoumya4386]

Thank you so much for this video.... This is really a concerning matter.... I didn't knew that to claim 3rd party insurance the process is so long.. I simply don't understand why do we have to go to police and court... What the heck is this system 😢

[@vadhgaswapnil4264]

Then what is the solution for this, we have to think. Discussing and having concern is good but what about solution.

[@hk-dq3oi]

otherwise people will start making false claims

[@zexe.694]

7:09 Appreciated! Showing this types of amazing channels instead of another stuff

[@sanjyotnikale23]

Anurag salgaonkar is currently killing it, ngl bro needs to stay underrated for good

[@mitularora1149]

Butterscoth gang

[@farmaiye]

nowadays there is one more componenet "Compulsory Personal accident cover for Owner Driver". I think this will also turn out to be useless in real life situations. Politicians keep finding ways to milk money.

[@M16-mini]

Another Huge consideration: Leave the country for the best insurance claim

[@rahul_khairnar]

I have a 10 year old Hyundai Verna. I have only claimed insurance damage for 1 year. But for past 10 years I am being charged 10k as Insurance premium even tough the IDV is reduced to ₹2 lakhs. There is hardly any benefit of No claim bonus.

[@mohitgoel6067]

Taxes to US Europe jaise hain. Services Mars aur Jupiter wali hain.

[@shubhamtiwari2396]

Let me tell you something related yet absurd. My parents gifted me my first bike PULSAR 150 & the first insurance was done for 3 years 1st party and 5 year third party by the dealer (insurance company bajaj finance). The 3 year ended in 2021. I renew the insurance 1st party by same bajaj finance. Then in 2022 i came back after my insurance ended to bajaj they rejected doing insurance saying that policy has changed and any bike above 125cc will be considered as sports bike and there is no policy for any bike above 150 cc in our company because there were so many insurance clame coming from bikes of 150 cc and above. So i went to SBI for insurance in 2022 they did the insurance and then in 2023 got the renewal done but in 2024 the have jacked up the prices of insurance for first and third party stating the same reason that bajaj did in 2022. I dont know what to say now. 😅😅

[@santoshwhy2943]

Brother salute hai aapko jo auto industry ke sabse badi nakami ya kami ko saamne rakhne ke liye . Hum sabko is video ko nitin gadkari ko x par tag karna chahiye. Thanks 👍

[@jhandzindagi1307]

Mai USA me rehta hu yaha agr koi accident hota hai tho koi issue nahi hota bas doo log apas me baat krke solve kr lete hai.

[@PepperShepard]

Just like mature people are expected to do.

[@Avinashd22]

Hamare logo civic sense ki bahot kami hai ,ye sab se badi problem hai😢

[@Dexterj8704]

Koi civic sense kum nahi hai bus log dheele hai aur police corrupt. Humare City me jaha jaha online challan hai camera se gazab ka rule follow karate hai wahi log.

[@Avinashd22]

@Dexterj8704 Isi ko civic sense kahte hai bhai,logo ko apne basic duties ka gyan hona aur use follow karna is civic sense 🥲😅😅

[@tumse_na_hoga2053]

@@Dexterj8704 Public follow their leaders.. Leaders are supposed to lead examples.. They need to show the way.. Do you really think that's actually happening??

[@thewanderer1246]

They are the first generation automobile owners

[@butcherexx79]

City me civic sense honi chahiye par sab apne accord se hi nahi karege, humko apne aap ko pehle elevate karna padega toh hi hum amaze kar paye ge dusri countries ko

[@nishad0079]

13th September 2024, My dad got in an accident due to an imbecile who was on his phone in a slow moving traffic he blamed it on my dad that he “braked” suddenly. The car (Volkswagen Polo) was totaled from the back and sustained damage on the front too , it was sandwiched between 5 cars (2 in the front (Renault Triber and a Dzire Taxi) and 3 in the rear (the Škoda Slavia who was completely at fault right behind my Polo, an Innova crysta and a Mahindra Bolero Tempo) the same order at the time of the accident). I told my dad to go for a third party insurance but he said it would be a hassle and decided not to file a FIR and that guy just ran away cause we had a dash cam on the rear too (His car was also totaled from front and back (a Škoda Slavia)). My car came somewhere last month due to the first party insurance company delaying to confirm the claim and going back and forth while valuing the total cost…we have a broken insurance system in this country and India has one of the most unsafe roads due to imbeciles like this on the road. By god’s grace nothing happened to anyone involved in that crash but what gets on my nerves is what if there was a biker involved in this crash and that fact infuriates me so much.

[@Manik_khanna]

5k ka license ban jata hai

[@himeshmaheshwari1823]

​@@Manik_khanna true, license banane ke related Sare process strict aur recorded honi chahiye, isse do fayde hai:- paise de ke pass nhi honge, aur agar paise na dene pe fail kare koi to uss footage ke upar complaint issue karwa sake. Aur aisi chize centrally monitor honi chahiye, on ground officers aur jo sab monitor kar raha hai uske bich me koi interaction nhi hona chahiye. Lekin ye sab hone ke liye paise chahiye jo tab hi milenge jab saare politicians alloted paise ko khane ke jagah usse use kare as intended.

[@nishad0079]

@@Manik_khanna I went through a 30 day training+2 weeks of Personal Training total somewhere around 8-9k after driving school just to acquire the skill and the confidence to keep everyone safe near me when I’m behind the wheel…I guess most of the people don’t care about their actions in this country.

[@gunlord5161]

From personal experience..At fault party se jitna ho sake on spot nikal lo..fir own damage claim kro(itna nikalo ki no claim bonus jitna waste hoga utna recover ho jaye)

[@unorthodox-g9s]

You're absolutely right, if the insurance verifies and settles claims via third party insurance claim, then most of the road rage could be avoided.

[@antoniistark16]

India mein kuch change kerne ke liye bhot ladna padta hai. Aur Indians aalsi hai, adjust kerlenge, awaaz nahi uthayenge. Hum jaise kuch logg ise badalne ki kosish meh lage rehte hai aur kuch farak nahi padta. Sab ek saath nahi ayenge tab tak kuch nahi hota. Par Indians aapas meh ladte rehte hai, Religion, Political Party, State, Language par. Taxation, living conditions, laws ko change kerne ke liye naam matra logg ladte hai.

[@normalstranger6482]

@antoniistark16 "Hum jaise kuch log ishe badalne ki koshish me lage rehte hai" Apne kya kia? Detail me bataoge?

[@nitinravi8400]

Kuch badlega nahi yeh desh may. Koi bhi aaye kuch kahenge, kuch karenge. Sab may se kaun kum bura ho, unhiko chunna padega. Ye desh ko chodo, bas jhelna bund karo.

[@antoniistark16]

@normalstranger6482 Multiple awareness campaigns ki, on ground level. 3 consumer court cases lade aur jeete, multiple social media platforms pe bhi awareness phela rahe hai.

[@normalstranger6482]

@ good yaar, apni community me invite karoge?

[@prathameshbhor7926]

Very nice video. It should be added in case study for UPSC aspirants.

[@bhuwanchandra2066]

This topic is so important and no one is talking about except you

[@sunilverma-ep9ey]

I felt the need to clarify some points mentioned in this video, though most points made here are valid and the lack of infra or lengthy processes in settling claims cannot be justified, but lets just have a fair comparison with facts 1. In india all insurance companies have knock on agreement which means both the insured in accident will claim from their own insurance, if one of them doesn’t have a comprehensive cover, it results in loss for that party. 2. The premium paid on car insurance in USA is almost 12 times the premium paid in india for same cover and same idv,may be more. Ive done comparison. 3. There is no punitive action on people causing accidents in india, most of the cases are not even registered if there is no death reported. The culprits pay same or even lesser amount on renewals in some cases (cut throat competition) 4. If anyone thinks insurance companies are looting people, just check the results of any general insurance company, all of them are making underwriting losses. 5. A lot of reforms are needed in insurance industry, involvement of judiciary in any case results in delayed justice and a ton of interest paid by insurance companies. 6. If everyone followed rules the accidents can be reduced very drastically. And trust me people follow rules when they are penalised for their mistakes. I work in insurance company but i ve also been victim of same fate twice, someone hitting my car from rear and me losing no claim bonus two years in a row, it sucks 😂

[@i_ujjwl]

I recently purchased Tata Punch on 1st of Jan! And crashed it on 9th of Jan! And I left my car for insurance claim and servicing on 12th of Jan... And today is 28th Jan but no response they neither allow me to see my car! Neither they're telling the situation of my car! I was planning of Fronx but for safety point of view and something that calls as feel factor i go with punch... Now I think th3 service of Tata is really worst! And I'm pissed of it

[@Atdtlrs]

You have eveey right to see ur car. How can they not allow you? Every service centre allows customers to see their cars

[@SuryaAshte]

IDK who or what's causing this delay but it's frustrating how our system is so corrupt and still keeps helping other ungrateful countries when it's own citizens are neglected.😡

[@aryanchauhan510]

Yes bro never purchase tata it has the worst after sale service

[@SuryaAshte]

BTW I got my Punch in Feb 22 and the car is good but it's service centres work like our rusty government offices. One serious advice as a Punch owner, never complain or criticise any service centre or it's employees, they'll cause unnecessary problems and ensure that your Tata account is black marked to ensure you get pathetic service that no matter which tata service centre you visit.

[@flyingproofficial]

My father has a Tata nexon ev, he used to own a Tata manza aswell, he bought the nexon thinking maybe they have fixed their after sales service now, it's still shit, they changed battery twice and took a total of 1.5 week everytime they changed it, and after arguing and calling district manager they decided to change the whole battery instead of just cells, everytime he goes to the service center he comes back with a new fit and finish related problem, tata has literally nothing going for it other than safety and now the Dzire is safe so hopefully suzuki brings a few more safe cars, if they do tata will be pretty much over

[@AnandMishraMPI]

Bilkul sahi bole 11 saal case lade pitaji tab jakar insurance company ne claim diya tha National insurance

[@ImPCPlays]

Wtf Legal fees wagerah bhi di thi kya insurance company ne ya wo aapki jeb se hi gaye

[@allno2849]

☠☠

[@mobabot]

FINALLY someone made a video about this for the Indian market!!!!

[@94_prateek]

Life is very hard in India if one goes by the procedure to get things done, you need to know people in places or shell out extra money. Thanks for addressing this topic! Like always, great content.

[@tusharyadav1391]

8:51 most important Aad-on 'Return to invoice '

[@parth25995]

Usse kya hota hai?

[@doptimist2087]

Hey bro, purana bikes par zero def add on karr sakte hain?

[@tusharyadav1391]

@@doptimist2087 nahi bhai most probably first 5/3 year tak hota hai

[@tusharyadav1391]

@@parth25995 agr vehicle total loss me jata hai toh insurance company apko pura Paisa dengi jitne ka apka bill hai vehicle ka Without this add on insurance company kuch percent kam deti money

[@tusharyadav1391]

@@parth25995 insurance company wale janbujhkar nahi batate ye add-on or loss customer ka ho jata hai

[@akshatwalia9030]

Bhai haan Aisa Hi Hota Hai Hamari Gadi ki chaabiya kho gayi thi jiski wajah se new keys order karwani padi aur ye jo service centres waale hote hai ye kuchh amount pre-pay karne ko kehte hai . humaare case mei ₹1000 pre pay kiye gaye thhe aur uske baad service centre waalo ne kaha ki aapka ₹1500 ka aur payment banega jo ki total ₹2500 hua lekin jb keys order hogyi aur coding bhi hogyi car ke ecu ke saath toh service centre waalo ne aur ₹2600 maange jb ki vo total amount ₹2500 bol rahe thhe. Fir maine jaakr centre mei baat kari toh pata chala ki vo labour charges boht zyada daal rahe thhe toh vaha par unse thodi behes karke ₹2000 aur dekr aaya mai jo ki total ₹3000 hua toh bhai ye bhi concern hai ek jaha pr fizool ke labour charges daalkr paise nikalwa lete hai

[@bawankuler541]

You should have suggested one more point… Everyone should install a Dashcam (front & rear) in their car.

[@nadaf48]

Sahi hai bhai. Insurance system change kar sakte hai. Mager trapotat ministery ko ye video deklena chahiye. Our insurance company bi insurance system change karlena chahiye.....

[@Hydra_culture]

Bhai LLA bahut informative video banate hain aur aapke Jaise hi logon ko inform bhi karte hain aap bhi bahut acchi video banate Ho informative video banate Ho ☺️☺️

[@kaustavroy3356]

Bhai Issey toh better hai ki usi waqt jisne aapka nuksaan kiya yani ki third party usko wahin on spot dhulaii kar do, aatma ko full shanti mil jayegi

[@Pankajchahal3005]

Dhulai tab kro jab akad dikhaye vrna kisi sharif ya shant insan se batchit se hi matter niptalo

[@punkedcrap]

​@@Pankajchahal3005 jiska insurance claim reject ho jaye wo fir khud sharif nahi rehta or na wo jo reject karta hai.

[@hemantt_]

road par aggressive hona sabse stupid decision h, m khud police me hu but road par polite rahi jab tak ki saamne Wale ne galti jaan bujh k na ki ho, aur dash cam jarur lagaye

[@pratikqr1132]

Fir bhai murder ke case se kaise bachenge

[@vijuvlogs]

Dhulai toh Karlo lekin Third party claim toh nahi Hota

[@AnuragKumar9971]

Had a great experience with Acko. They covered damages which were not related to single accident but multiple incidents where one was due to my fault. Satisfied with their service overall

[@missingpatel7349]

FIR likhwana sabse bada sir dard hai

[@animeshsinha1633]

Extremely relevant content. Thanks a lot to make the effort to make this type of beautiful content.

[@pranavvyavahare5473]

I generally don’t subscribe to channels. But kind of topics you are taking is really great. Keep it up brother.

[@Aemitherockstar]

Great Initiative 👍 We should get the same benifits as other countries after paying heavy taxes and gst and insurances.

[@avgawande]

Now that’s what I call great content 🎉

[@niteshshyoran]

bhout hi jyada informative and detailed video hai

[@Randomsoul-bk7yj]

Thanks for this type of real issues videos 🙏

[@MrUpSide90]

Very good video !! and this point is critical . nitin gadkariji should implement this rule

[@rudraraj6376]

someone finally spoke, "our nakamayab insurance companies" thanks a lot bhai..big fan

[@dr.prashantmitra3044]

Very sensitive topic. I appreciate your efforts.

[@pranavrode56]

your videos are very good and detailed. Thank you for this informational video 😁😁

[@Ashique455]

In Canada, I’m paying 30000 per month for my car insurance. It’s expensive, thus, it’s efficient

[@myselfyuvi]

In india we pay 18% GST on entire insurance premium. Govt eats that money and does nothing, thus, it is expensive yet inefficient

[@dr_naVed]

Well done. Very informative video

[@MotorClaimExpert]

" Bro.. In India, vehicle damage caused by another party does NOT require you to file a claim with the at-fault party's insurer or go through a complicated process of FIRs and court visits. I hope you will correct the information in your video immediately so that people wont get misguided. ✅ Here’s the correct process: Under the knock-for-knock agreement, vehicle damage claims are settled by your own insurance company through the own-damage section of your policy-regardless of who is at fault. 🚗 Third-party insurance, on the other hand, only covers legal liabilities like bodily injury, death, or property damage caused to a third party (not vehicles). FIRs are typically required only for major accidents or injuries, not for vehicle damage claims. This agreement ensures faster claim settlement and avoids unnecessary disputes between insurers.

[@romihbk]

Bilkul sahi baat hai !!! Law change hona chahiye!!! We need vehicle law reform

[@mritunjayvishwakarma4721]

I never miss any of your video i love your channel😊🎉❤ in real world motor insurance in india itself is a scam most of the insurance policys,terms & condition are mostly out of insurance coverage of especially those parts which r highly vulnerable to & easily get damaged in accidents😅😂

[@flyingcroc8521]

Thank you for the video. Very informative!

[@heavyDriver320]

This is a very critical issue that you have pointed out today. Thank you sir.

[@hardi9588]

Its very important issue in the auto industry and transportation department, you can start some pole or vote that you can tag to transportation ministry. It will very helpful for the public awareness.

[@BishalSarma-jj1ul]

Really grateful for the video 🎉

[@subrajitnayak2649]

Very valuable information. A big and valid point.

[@samiuddinkhan5958]

Thanks for a very practical and informative video.

[@onlinegourav]

sir finally got a great informative video from u after a long time

[@drarunaj]

To be honest, I have kept aside 2L in FD's just for an emergency regarding my car... Its financially better to spend from my pocket than to waste my time on courts..

[@PrateekRathor]

Awesome video. 🔥🥂

[@aniketjain2317]

Thank you for covering this topic

[@MohdSameer-jw3ti]

By God's grace never have been an serious accident with another vehicle in the last 13 years of riding/driving, but this was very informative. Also agree on third party insurance, that is the only thing we used to buy just to avoid legal fines, but over the years I have realized it's importance.

[@missingpatel7349]

Bhai bahut important video banaya hai aapne!

[@vijaybhatt9638]

Superb informative video boss 👌👌👌👌

[@doglovers814]

The most important add on i feel is Invoice print, which is really beneficial in case of Total loss. You should also add that

[@HobbiesNTech]

Respect to you for covering this topic

[@hemant_midha]

BIG THANKYOU ki aapne India ko unke khokle systems batae

[@phantomreturns153]

Very nice Video, keep rocking 🎉🎉🎉🎉

[@deepsandeeep2204]

Good job, keep it up

[@vrushalii412]

One of the important point raised ....

[@panchananpal4282]

you have made super point, the Govt. made such insurance manditory but with so much red flags ,looks the Govt is hand in hand with insurance companies who are minting free money...

[@debanjanaichsphs9658]

Thanks for bringing this 3rd Party Insurance scam to light. Once a bike broke a signal and hit our car from the side near the front fender and when I check the bike didn't even had a 3rd party insurance. He pretended that he was hurt and thus the police just gave his side and let him go. So we had to pay like 5k for the damages that was completely someone else's fault. On top of that the police didn't take any action about the fact that he didn't have 3rd party insurance. And just because you're in a car and get in accident with a bike or a pedestrian the blame automatically goes to the car driver in India. No wonder so many people try to leave India as soon as they have enough funds

[@Iamrajput019]

Huge fan of your work bro

[@shubhsstudio]

You should be advisor for Minister of Road Transport & Highways.🙌🙌🙌

[@venukrithish007]

Exactly the topic we need to talk about. When I first discovered the 3rd party process, I was shocked it was so difficult to make a claim when it wasn't your fault. You're forced to take first class insurance.

[@subhadipdutta9272]

Our Government is busy increasing taxes, but when it comes to public benefits we have absolutely nothing.

[@infinitymarketing3410]

Law and judiciary in India is a Joke

[@beingeo]

Thanks bro. Much appreciated.

[@Its_your_Viraa]

Very good video must send to government

[@tanmoybiswas1341]

Best video you ever made

[@foodiemehfil]

Very good bhai 👍 ❤

[@StrikingCommoner]

Aapne dil ki baat kar di... India mein 3rd Party insurance act laana chahiye with updated rules.

[@satyabrattripathy9663]

Finally someone talking about this issue.

[@shubhamgangwe]

This was so important topic. Wanted to learn that

[@Gpa9720]

Brother content day by day 📈📈🗿🗿❤❤

[@Asjad_ke_Aashiqui]

Bahut helpful law hai bhai, saudi m v yahi low h

[@jeetbhattacharya]

Can you please guide us about second-hand insurance or Insurance coverage options for someone who has already bought their vehicle? Most showrooms have a tie-up with a brand of insurance provider, and we customers get trapped in them and end up having to switch after a few years. This results in a loss of NCB and coverage amount for the vehicle. If you could look into this as well, it'd really be helpful. Thank you for this video; as always, it was beneficial.

[@fonerangers3017]

0:07 Bike Waley sey paisey loonga, already did 5 years ago.

[@watccr]

7:07 Anurag Salgaonkar finally getting recognized 😄

[@Petrolheadbureaucrat]

Our road transport Minister should see this

[@n7807]

Please make video on type of insurance & which one is better

[@Rasaayana]

Very good topic....

[@Brown_Hoax]

Adding a clause related to police, court etc. in any service, is a direct message from the policy makers to discourage you from opting that service.

[@vjc1584]

जब सरकार ने वाहन बीमा को अनिवार्य बना दिया है तो कोई नियमन क्यों नहीं है? भारतीय दयनीय व्यवस्था 🤬

[@rahuljain5980]

Reinstatement clause (restore to original value)is also useful.

[@sumandey9967]

Yes I am from insurance legal. Scam is very real

[@LiveFossil]

Then suggest a middle way out

[@hariomsingh0307]

​@@LiveFossil yeah😂

[@dark_knight439]

​@@LiveFossil Leave this country 😅

[@dreams_through_camera]

any suggestions to escape from this ?

[@sumandey9967]

Use Dash Cam for both Back & front side. It will help to avoid false cases and win your case.

[@KoshikPanchal]

India m sabse bade accidents to party 🍺 🎊 k baad hi hote h🫠 fr kya third party aur first partt🥲 wha police ka koi support nhi h toh baki sab toh bhul jaao

[@malaypangtey]

Very well put video

[@princefriendship]

8:47 Engine cover nahi liya but accident me engine damage ho gaya to kya normal insurance me claim nahi milega?

[@Orion_tiger]

Why Gadkari does not reform this ? Insurance companies are making thousands of crores in premiums but return nothing.

[@amritbhowmick8310]

Very very informative