Why Are Big Banks Cutting Home Loan Rates NOW?

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Personal Finance with Ravi Sharma

Personal Finance with Ravi Sharma

Күн бұрын

Пікірлер: 166
@ThisDadCan
@ThisDadCan 3 күн бұрын
Couldn’t be that too many people are not eligible for a home loan while rates are high. Could it be that banks are struggling and want to sell their products? No, no, it’s never that simple! 😅 banks are trust worthy they don’t have their own agenda
@S-Works_Zach
@S-Works_Zach 3 күн бұрын
💯 of course banks are forecasting cuts. They want people to get excited and sign up for more debt. 🤦‍♂️
@DanielM-pm9hf
@DanielM-pm9hf 2 күн бұрын
Not this again! Last time you said they were coming down in March 2023!
@AussieZeKieL
@AussieZeKieL 3 күн бұрын
I’m on 2.99% until 2027
@sydney8382
@sydney8382 2 күн бұрын
Wanna a medal?
@jonathanprinsloo717
@jonathanprinsloo717 2 күн бұрын
Bs
@alit868
@alit868 2 күн бұрын
I’m on 1.98 till 2034
@ryanbruh752
@ryanbruh752 2 күн бұрын
How lol. I thought I timed it quite well mine came off 3% last July. I've only had to pay the big rates for 6months now
@Gingerrr-lz9jm
@Gingerrr-lz9jm 2 күн бұрын
I'm on 0.00% till 2070
@ross7423
@ross7423 3 күн бұрын
I came off 1.94% fixed through covid and now paying 6.4% and have just refinanced with Macquarie for 6.09% variable and expecting to have it drop to under 6% again this year.
@S-Works_Zach
@S-Works_Zach 3 күн бұрын
So Macquarie jacked rates by 0.3% then dropped by 0.14% … right 🤣
@d.j.z.j
@d.j.z.j 2 күн бұрын
Agree
@d.j.z.j
@d.j.z.j Күн бұрын
Like black Friday sales
@greggoldberg1518
@greggoldberg1518 2 күн бұрын
They aren't selling as many home loans because of the high levels of rental and mortgage stress in the market right now I think so are just trying to stimulate sales. It is a surprise though, I didn't expect to see further rate cuts until the second half of the year. Unemployment is rising though so it may effect the RBA meeting results.
@AyseOzlem-n2y
@AyseOzlem-n2y Күн бұрын
Adaxum’s focus on real-world applications makes it a standout project. Joined the presale today!
@MeliaUmit
@MeliaUmit Күн бұрын
Projects like Adaxum are rare. Locked in my position today, and I’m feeling great about it.
@robi19able
@robi19able 2 күн бұрын
Yes mortgages are dropping and banks are bagging up home loans before recession occurs which is their safety net and goodbye to your homes if you can't afford the payments in the recession.
@EnderEylem
@EnderEylem 14 сағат бұрын
Feeling great about my decision to join the Adaxum presale early. This project has massive potential.
@barbe6503
@barbe6503 2 күн бұрын
My broker has been calling.. really trying to get us to refinance. Should we hold off till Feb?
@Sianbudgets
@Sianbudgets Күн бұрын
When would you suggest would be the best time buying our first investment property using our equity as deposit soon or in a year or two?
@Roundman955
@Roundman955 3 сағат бұрын
When you can find the right property and can afford it … watch the 10year yield and wait for a downtrend to appear again
@FerdaSerkan
@FerdaSerkan Күн бұрын
Got my position locked in during the Adaxum presale. This project is a no-brainer!
@Chris-q3m6g
@Chris-q3m6g 2 күн бұрын
Any plans for your book to go to Audible?
@ISAIASDallas-y6h
@ISAIASDallas-y6h 14 сағат бұрын
The presale bonuses for Adaxum are a great incentive. Locked in my ADX tokens early!
@TunaYasin-p6h
@TunaYasin-p6h 2 күн бұрын
Adaxum’s focus on innovation is what sold me on this project. Got my ADX tokens today.
@ibrahimKonuralp
@ibrahimKonuralp 14 сағат бұрын
Adaxum’s combination of DeFi and E-commerce makes it a standout in the market. Got in early!
@KristalSteinberg
@KristalSteinberg 14 сағат бұрын
Whales are quietly accumulating ADX, and I’m glad I got in before the big wave.
@NereidaDodge
@NereidaDodge 2 күн бұрын
The Adaxum presale is a perfect entry point for early adopters. Locked in my ADX tokens!
@TatyanaLieberman
@TatyanaLieberman 2 күн бұрын
Projects like Adaxum don’t stay under the radar for long-glad I joined the presale today.
@KalenderUmut
@KalenderUmut 14 сағат бұрын
With Adaxum’s innovative approach, this project could easily dominate the market in the coming years.
@Sr24255
@Sr24255 Күн бұрын
No way ,keep dreaming May be only 15 base points then up 30 base points just election kick
@CasandraCasey-z6q
@CasandraCasey-z6q Күн бұрын
Adaxum’s innovative approach to E-commerce integration is a game-changer. Joined the presale today!
@DOUGLASArmendariz
@DOUGLASArmendariz Күн бұрын
The potential for Adaxum in the E-commerce space is massive. Glad I got in during the presale!
@YavuzTuba-n6q
@YavuzTuba-n6q 14 сағат бұрын
E-commerce and DeFi integration is the future, and Adaxum is leading the charge. Locked in my position today!
@bluejaymediaperth4188
@bluejaymediaperth4188 2 күн бұрын
RBA will be watching AUD in coming months and unemployment
@AnneHunter-o2n
@AnneHunter-o2n 2 күн бұрын
Adaxum’s approach to bridging DeFi and E-commerce is brilliant. Got in early with my ADX tokens.
@DarlenaSewell
@DarlenaSewell 14 сағат бұрын
Adaxum’s presale is buzzing worldwide.
@GwennKelsey
@GwennKelsey 14 сағат бұрын
The Adaxum presale is gaining traction fast. Glad I secured my tokens before it’s too late.
@THERONIverson
@THERONIverson 2 күн бұрын
Adaxum is setting new standards for the industry. Glad I joined the presale when I did.
@CeydaSemih
@CeydaSemih 2 күн бұрын
Adaxum’s focus on real utility is impressive.
@philthomas7140
@philthomas7140 2 күн бұрын
Mate, Australia is cooked.
@MetaSoto-s5c
@MetaSoto-s5c 2 күн бұрын
The Adaxum presale feels like a solid investment opportunity.
@LONDinh-h7g
@LONDinh-h7g Күн бұрын
Adaxum delivers value, not just hype.
@JEWELBarahona
@JEWELBarahona 2 күн бұрын
Adaxum looks like a strong long-term play with its unique use case.
@TugbaBilge-u4s
@TugbaBilge-u4s Күн бұрын
Adaxum presale is worth exploring. Love ADX
@ZelihaHasan-u9y
@ZelihaHasan-u9y 2 күн бұрын
E-commerce and ADX make sense.
@BilgeErsen-b9k
@BilgeErsen-b9k Күн бұрын
Got into the Adaxum presale after reading their whitepaper. The future looks promising!
@SiddikaEda
@SiddikaEda 2 күн бұрын
ADX: early stage, huge potential.
@PhungCalhoun
@PhungCalhoun 2 күн бұрын
Adaxum is starting to make waves.
@GEOFFREYLemon-p8t
@GEOFFREYLemon-p8t Күн бұрын
Adaxum is attracting big players for a reason. Glad I joined the presale before it’s too late.
@MehriYasemin
@MehriYasemin Күн бұрын
Adaxum’s presale is a golden opportunity. Grabbed my ADX tokens just in time!
@BrittanieShea-e3s
@BrittanieShea-e3s Күн бұрын
Adaxum’s presale bonuses made it an easy decision for me. Locked in my position early!
@SILASRuth-m5c
@SILASRuth-m5c 2 күн бұрын
ADX tokens are selling fast for a reason-this project is a game-changer.
@snowconecyndrone
@snowconecyndrone 3 күн бұрын
I've been paying 1.98% up until 3 weeks ago. Now I'm paying 7.92% because I moved overseas 😬 but it's okay I planned for it
@nsalt7
@nsalt7 2 күн бұрын
My worst nightmare as someone who has also since moved overseas 😂
@GLENNPaz-u4c
@GLENNPaz-u4c Күн бұрын
The Adaxum presale has been smooth and straightforward. Grabbed my ADX tokens with no hassle!
@sportsfamily4569
@sportsfamily4569 9 сағат бұрын
So much spam here!
@SunaAtilla-e6w
@SunaAtilla-e6w 14 сағат бұрын
Adaxum is shaping up to be one of the most promising projects this year. Feeling good about my investment.
@joshb8233
@joshb8233 2 күн бұрын
Unemployment is still too high. May is the best window if there is one . How many times did we see economists say "there was not going to be a rate rise" and there was one. Be careful nothing you are showing indicates anything of a cut. I'm fortunate to get data from first hand sources that is sent to the ABS. I don't know what is coming but based on what I have seen there will be no cut this year,and if there is one it will be 50 basis points in September
@DashAU
@DashAU 2 күн бұрын
I agree, there is still alot of money going around
@joshb8233
@joshb8233 2 күн бұрын
@@DashAU that is what i see too. If things were bad then retail spending would plummet and we would see empty stores. I have yet to see that, indicating there is money still around. The other factor is that there is a buyers market now happening for propertty, so if you didn't get in then you will be waiting a while.
@DashAU
@DashAU 2 күн бұрын
@joshb8233 depends where you live it's not a buyers market here in perth, although it is softening, a rate cut would ruin prices here even more (as in send them up)
@Jake.steve3658
@Jake.steve3658 2 күн бұрын
😂
@olympiakoschrysler8201
@olympiakoschrysler8201 3 күн бұрын
First :)
@kyungjundavidchung
@kyungjundavidchung 3 күн бұрын
Second🎉
@EsenDicle-j5v
@EsenDicle-j5v 16 сағат бұрын
Adaxum’s presale is worth exploring. Love ADX
@ReenaNation
@ReenaNation 2 күн бұрын
Presales like Adaxum don’t come often. Don’t sleep on this one!
@CRUZLebron
@CRUZLebron 2 күн бұрын
Bought ADX during the presale. Solid project so far!
@JulienneUrrutia
@JulienneUrrutia 14 сағат бұрын
Adaxum is flying under the radar, but the potential here is undeniable. Secured my ADX tokens early.
@BeyzaEbru-n3n
@BeyzaEbru-n3n 14 сағат бұрын
Adaxum ADX combines innovation and utility.
@JORDANCullen-z9z
@JORDANCullen-z9z 14 сағат бұрын
Whales are taking positions in Adaxum, and I’m thrilled to have joined the presale before the big wave.
@LAMARCall-p9d
@LAMARCall-p9d 2 күн бұрын
Adaxum’s unique value proposition makes it a must-have for any serious investor. Joined the presale today.
@BunyaminBetul
@BunyaminBetul 2 күн бұрын
Just joined the Adaxum presale-this project has massive potential for long-term growth.
@BetulTeslime
@BetulTeslime 2 күн бұрын
ADX is shaping up to be one of the best-performing tokens of this cycle. Locked in my position early!
@ChristianShearer-c7i
@ChristianShearer-c7i 14 сағат бұрын
Adaxum: Smart choice, big potential.
@OrhanMucahit
@OrhanMucahit 2 күн бұрын
The Adaxum presale is almost over-grabbed my tokens just in time!
@TulayHandan
@TulayHandan 2 күн бұрын
Adaxum is looking like one of the better new projects out there.
@NIGELAckerman
@NIGELAckerman 14 сағат бұрын
Hi everyone, just grabbed my ADX tokens in the presale-Adaxum’s roadmap is one of the best I’ve seen!
@CharitaYounger
@CharitaYounger 2 күн бұрын
ADX Adaxum presale is almost over!
@BlondellMora
@BlondellMora 2 күн бұрын
ADX could be a game-changer.
@LemanBurcu-u6z
@LemanBurcu-u6z 2 күн бұрын
The combination of DeFi and E-commerce makes Adaxum stand out.
@BonitaSweeney-t6l
@BonitaSweeney-t6l Күн бұрын
Just locked in my ADX tokens during the presale-excited to see how Adaxum evolves.
@JERRELLGuerrero
@JERRELLGuerrero 2 күн бұрын
Solid utility backing ADX’s potential.
@MucellaSelim
@MucellaSelim Күн бұрын
Adaxum unlocks E-commerce potential.
@MaragaretReed
@MaragaretReed 2 күн бұрын
ADX: low risk, high reward.
@RICHARDSisson-u7j
@RICHARDSisson-u7j 2 күн бұрын
Adaxum combines DeFi and E-commerce.
@BarisGulcin
@BarisGulcin 14 сағат бұрын
ADX Adaxum is set to disrupt the market with its innovative E-commerce solutions. Locked in my presale tokens today!
@SerkanSerdar-q9i
@SerkanSerdar-q9i 16 сағат бұрын
Adaxum’s tokens are flying fast!
@IRADell-d5l
@IRADell-d5l 14 сағат бұрын
Feeling great about my early investment in Adaxum. This project could easily be one of the top performers.
@DARELLChapa
@DARELLChapa 2 күн бұрын
ADX is a solid bet.
@TerriIrvine
@TerriIrvine Күн бұрын
Adaxum tokens are flying fast!
@SezginTevfik-z2z
@SezginTevfik-z2z 2 күн бұрын
Early investment in Adaxum feels smart.
@MalorieDotson
@MalorieDotson Күн бұрын
ADX tokens are flying under the radar for now, but that won’t last long. Secured my tokens today!
@SedaNuh-z5p
@SedaNuh-z5p 2 күн бұрын
Happy I got in early with ADX.
@HandanUmit-q2y
@HandanUmit-q2y 14 сағат бұрын
Feeling confident about my ADX investment after reading Adaxum’s whitepaper. This project is solid.
@TODDCottrell-d2e
@TODDCottrell-d2e 2 күн бұрын
Adaxum could see a major breakout soon.
@TugceOktay-o7c
@TugceOktay-o7c 14 сағат бұрын
Adaxum could explode post-launch!
@ALVARODemarco-r1e
@ALVARODemarco-r1e 2 күн бұрын
This presale has legs-Adaxum could deliver real gains.
@MaryellenMathews-t6j
@MaryellenMathews-t6j Күн бұрын
Adaxum is set to disrupt the E-commerce industry. Grabbed my ADX tokens before prices skyrocket!
@CRISTOBALDukes
@CRISTOBALDukes 2 күн бұрын
ADX presale is going strong!
@KELLEYWhitmire-e1m
@KELLEYWhitmire-e1m 2 күн бұрын
ADX tokens are selling out fast! Act now before you miss this opportunity.
@Sianbudgets
@Sianbudgets Күн бұрын
When would you suggest would be the best time buying our first investment property using our equity as deposit soon or in a year or two?
@MustafaPinar-q5h
@MustafaPinar-q5h 16 сағат бұрын
The potential for Adaxum in the E-commerce space is massive. Glad I got in during the presale!
@BARNEYChristy
@BARNEYChristy 16 сағат бұрын
Adaxum’s innovative approach to E-commerce integration is a game-changer. Joined the presale today!
@TODReinhardt
@TODReinhardt 16 сағат бұрын
The Adaxum presale has been smooth and straightforward. Grabbed my ADX tokens with no hassle!
@MargotMckeever
@MargotMckeever 16 сағат бұрын
Projects like Adaxum are rare. Locked in my position today, and I’m feeling great about it.
@SeyfiMumun
@SeyfiMumun 16 сағат бұрын
Adaxum’s focus on real-world applications makes it a standout project. Joined the presale today!
@LeonorPagano
@LeonorPagano 14 сағат бұрын
Feeling great about my decision to join the Adaxum presale early. This project has massive potential.
@LoritaSteele-t8q
@LoritaSteele-t8q 16 сағат бұрын
Got my position locked in during the Adaxum presale. This project is a no-brainer!
@YaseminMehmet-i5t
@YaseminMehmet-i5t 14 сағат бұрын
E-commerce and DeFi integration is the future, and Adaxum is leading the charge. Locked in my position today!
@DENISMobley
@DENISMobley 16 сағат бұрын
Adaxum’s presale bonuses made it an easy decision for me. Locked in my position early!
@BusraHalil-y2l
@BusraHalil-y2l 16 сағат бұрын
Got into the Adaxum presale after reading their whitepaper. The future looks promising!
@ReyhanGokhan-qd8ih
@ReyhanGokhan-qd8ih 14 сағат бұрын
Adaxum’s combination of DeFi and E-commerce makes it a standout in the market. Got in early!
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