Why Does OPM Need 6 Months to Process My Retirement Application?

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[@markc8160]

I retired on 30 Dec 23, OPM received my packet from DFAS on 11 Jan 24, interim pay issued 23 Jan 24, and my retirement was finalized on 2 Feb 24. No military buy back or any break in service, a pretty simple application.

[@whiskeymike8702]

That’s good to hear. I’ve heard some horror stories of it taking up to 9 months.

[@angrypossum2152]

Pretty much same timeline for me (30 Dec. retirement). I was totally impressed by how fast OPM was. I did not expect it based on what the general consensus seems to be...

[@Retired_Life_1]

I retired Jan 12. I recently received info from OPM indicating that they will send more info regarding interim payment starting Feb 1 and and should receive first interim check March 1. I had access to TSP two weeks after retirement and took a withdrawal.

[@alexanderbailey8914]

Wife just retired back on 12/31/23 and received her interim payment on 2/7/24. She just received her password to logon to OPM website. Currently reviewing her status. Also, leave payment after 2 pay periods.

[@morganjen1962]

@@whiskeymike8702 Two coworkers had to wait 9 and 12 months to get OPM to finalize everything for them.

[@behindenemylines3361]

No one has EVER accused the government of being too fast.

[@arequina]

As of 2/5/24, my file was assigned a specialist by OPM. I retired on 12/29/23. So far, Dallen has been on point with his statements.

[@66pacesetter]

That's why I'm retiring at the end of August. Not the end of year

[@EatLeadPal]

I received my first full retirement check 6 weeks after OPM received my package. It doesn't take long if you fill it out correctly the first time.

[@PlanYourFederalBenefits]

That's great!

[@AB-NJ]

Retiring any month other than 12/31. Too many at once and OPM workers take Leave around the Holidays just like everyone else.

[@happysaddington6488]

I retired from DOJ on November 30th, 2023. My retirement case was finalized on Groundhog Day (2-2-24). I received the balance of my Annual Leave on December 23rd. My first interim payment was on January 3, 2024. The next interim was on February 1. I'm supposed to receive my first TSP withdrawal . . . tomorrow! I mean, it's happening so fast, I can hardly keep up with it! Admittedly, my case was pretty simple: One agency, no military buy backs, full survivor benefit, and NO DIVORCES!

[@AB-NJ]

Very similar to you but I retired on 9/22. My own Agency saved my retirement application but forgot to submit it!

[@PlanYourFederalBenefits]

I hope you enjoy your retirement!

[@1Mannco]

@@PlanYourFederalBenefits "Long story short, lol"...Talking about divorces, if you're single at your retirement and it's been about 30 years since you divorced, will it still be a hassle with what OPM wants from you or do you have an idea about that. Hope it's not a dumb question. Just heard you mention it and the comment above and I said 'oh cra_' ..I don't want any hassles with any of 'that'..if possible. Thanks!

[@1127brighton]

I retired from the post office at the end of December 2023 and got my first check on 2/1/24. My retirement was fairly simple though, no military service, no health insurance into retirement.

[@arequina]

I retired on 12/29/23. I received a partial payment on 2/1/24.

[@kevind814]

Always hear about the OPM backlog. I figured it was a first come first serve deal. There's probably a big surge in cases at the end of the year and I'm hoping by retiring mid-year, the turnaround might be quicker.

[@chocmilk10]

I’m thinking the same thing.

[@celticmco5672]

The process is not terrible for most. Dozens I saw processed in 4 months max. You get AL payout and access to TSP within 30 days and temp annuity in 60 days. If you call early OPM is actually very helpful (need your CSA claim number first though or they cannot do anything). There is the occasional bad story but usually because there was an issue with multiple agencies/spouses/military time etc. Just make sure you have ducks in a row!

[@WrvrUgoThrUR]

Thanks. I did know about the annual leave and TSP access

[@PlanYourFederalBenefits]

Thank you for sharing!

[@Dave-sw2dm]

I am going to use all of my annual leave, comp-time, travel comp-time, and credit hours before I retire. Got a great raise 6 months ago and we got a decent COLA this year. 3 more months of High 3 added to my 36 months will be the gift that keeps on giving through retirement. I have savings and can withdraw from TSP if they take extra long.

[@David-cv3bp]

I hope you don't think the recent pay raise will give you that more unless you haveyearsto go

[@Dave-sw2dm]

@@David-cv3bp hard to give up $20,000 more a year.

[@David-cv3bp]

The raises can not be worth $20,000 more dollars . The math does not add up. @@Dave-sw2dm

[@ultrarnr4454]

LOL - Great video, you must have read my mind. I just spent all morning with OPM and my agency trying to find out where my retirement was. OPM said they had nothing on me and I freaked out. Found out its in the process and currently with DFAS who has to submit it to OPM.

[@PlanYourFederalBenefits]

Thank You for commenting!

[@mrt.9040]

You can avoid the TSP wait by retiring early in the year say January. Take a taxable distribution from TSP deposited directly into your bank account for the amount you would pull for the whole year. This gives you the bridge funds to wait out the process and TSP withdrawals if you have a financial institution and accounts established for the withdrawal to land only take about 7 to 10 business days. You do have to pay the 20% tax withholding but you will true that up when you file your tax return at the end of the year or you can adjust the withholding from your pension if you believe you are in the less than 20% tax bracket.

[@BigJohnM]

That is awesome. I just had lunch with a guy who retired a year ago. It took him 8 months to get his full retirement amount. He was not prior military either.

[@javiersmith2216]

Will i need an electronic copy of my EOPF? I have a hard copy but i dont have an e copy on personal computer or other devices.

[@joser3184]

Retired USPS in June 2020. Took until March 2021 to get properly paid. Eight months. Luckily I had planned for this and had savings plus the max amount of annual sold back to cover. It helped with taxes in '20 due to the big reduction in income but it screwed up taxes in '21 due to increased income plus the back pay payment.

[@PlanYourFederalBenefits]

Great job preparing for the worse! It can be a very hard transitioning stage sometimes. Thanks for sharing your experience.

[@alwells7629]

Mine experience was a disaster. 9 months no $$. I was told that it was taking so long due to a divorce 20 yrs prior. Whatever. When I left work and tried to call HR they said you're retired call call OPM...I tried to call OPM and eventually I was told you're not in the system yet, so we can't help you. I spent hours on hold waiting to speak with a person and finally got someone who could offer some assistance.

[@ultrarnr4454]

Same thing happened to me (literally today). I emailed everyone in my agency HR and a supervisor of a supervisor emailed me back letting me know that it was in the system and that it does take awhile to process. I guess mine is stuck as DFAS waiting for them to forward it to OPM.

[@PlanYourFederalBenefits]

Wow, that's quite a wait!

[@larriveeman]

outdated/nonexistent electronic systems, individual agency systems can't interface with OPM systems and employees not knowing the regulations, and underfunded OPM personnel. In private industry this would be unacceptable and there would be pink slips. I worked for the feds for 40 years and I've seen some very incompetent employees, also some very good ones. I was a senior manager (GS-15)

[@PlanYourFederalBenefits]

Wow, that's an impressive career!

[@rm7236]

I’m 60 years old, planning to retire Dec of 2026, thanks for all info you’re giving on you tube.

[@noshooz21044]

Mine took 66 days from my date of retirement of 30 Nov 20 to get out of interim status. I was lucky, my personnel rep encouraged me to move my date back from 31 Dec to avoid getting in the mad end-of-the-year rush. A former supervisor of mine retired at the end of last year and is still waiting to hear from OPM.

[@PlanYourFederalBenefits]

Wow, I'm happy to hear that it was so quick for you!

[@miguelmayorga6455]

Also no supplemental until your full pension is received, I believe….

[@morganjen1962]

This is correct.

[@PlanYourFederalBenefits]

It takes about 1-3 months to receive a partial pension. And like you said, you will have the complete supplement of your pension at about 3-6 months. If you would like more information on pensions and retirement, here are more resources: hawsfederaladvisors.com/fers-pension-articles/

[@sammondaw]

I retired oct 31, 2022. Finalized in 4 months. Interim in 2 months. Have monry available to hold you over.

[@LatinRoses]

That was my situation too

[@PlanYourFederalBenefits]

Congrats on your retirement!

[@LatinRoses]

@@PlanYourFederalBenefits Thank you 😊

[@sammondaw]

@@PlanYourFederalBenefits thanks!!

[@FourSeasons04]

My official retirement date was Jan 1, 2022...I received my first full pension and retroactive payments in Nov 1, 2022. I submitted my retirement package in Oct. 2021 and it was as basic as it gets (one agency, single, no military, no breaks in service). I believe the processing times have significantly improved, but many of us who retired in the latter part of 2021 through mid 2022 experienced severe wait times.

[@PlanYourFederalBenefits]

Wow, I'm sorry it took so long!

[@WaybackRewind]

I don't understand the 6 weeks for TSP access considering we have access to it already and money can be withdrawn at least once a month. Can't you just take a lumpsum withdrawal right before retirement?

[@PlanYourFederalBenefits]

This is a great question. If you take money out of the TSP before retirement age and without OPM approval, there may be a tax penalty. I don't know your specific situation but, if you would like more help with the TSP, here is a link to more content: hawsfederaladvisors.com/tsp-investing-articles/ Or, if you want to make appointment with us to give you personalized feedback, we are always happy to help: hawsfederaladvisors.com/work-with-us/

[@WaybackRewind]

@@PlanYourFederalBenefits thanks for the reply. I should have stated for a person 59 1/2 or older we can withdraw from the TSP at least once a month with no tax penalty. The money is in my bank within 3 days. After retirement the rules change of course, I guess this 6 weeks is how long it takes for that change to become effective? But at retirement age there is no tax penalty for withdrawing from TSP, that concern seems overblown. Seems like I could just withdraw a couple of months worth of funds to hold me over until the interim payments kick in?

[@michaeldavis6792]

Wife just retired 12/30/23. Everything completed in 39 days. I retired in 2015 took less than 6 weeks to completion.

[@PlanYourFederalBenefits]

Fantastic!

[@michaeldavis6792]

We really appreciate you and your KZbin channel. I share it with every Federal worker that I know! Keep up the good work and thank you

[@DesignBuildFixReview]

How does this delay work when they are pulling FEHB and other deductions beforre you get a check?

[@morganjen1962]

You're still covered under your FEHB. Once everything is finalized, OPM will deduct your monthly premiums from your amount they send.

[@DesignBuildFixReview]

@@morganjen1962 That's good news saves a lot of heartache. I wonder how they calculate taxes taken out? I read they take out 20% that's too high a bracket for me.

[@Fedupgarbageguy]

@@DesignBuildFixReview When you submit your application, you can complete a new W-4P form. Otherwise, I believe OPM defaults to married with 3 dependents.

[@MrZumbrota]

That was helpful to have a general timeline of when each step happens.

[@PlanYourFederalBenefits]

Thank you for commenting!

[@jacquelinemartin8175]

Retired end of August 23, no interim check until November- still waiting on calculations - what a mess (LEO/Firefighter ) retirement, still waiting

[@David-cv3bp]

That's about right. You didn't come off payroll until sept

[@1Mannco]

@@David-cv3bp So what time of year ..or month do you think would be an ideal time to retire.

[@WrvrUgoThrUR]

The government is one gigantic silo of other smaller silos that don’t communicate effectively with each other. It’s really a human problem as opposed to a government thing. But this is very helpful information.

[@Royale_with_Cheeze]

I retired from USPS at the end of April 2022. My first (estimated) payment from OPM came to me on June 1. A couple more estimated automatic payments and then the actual amount thereafter. No snag at all.

[@PlanYourFederalBenefits]

That's great to hear!

[@Royale_with_Cheeze]

@@PlanYourFederalBenefits Yes. Smooth as could be. I have another question about Thrift Savings that maybe you could help me with. I have a very handsome sum in the TSP. It's all in G to safeguard it. Even since retiring, not contributing to it any longer, it still earns interest to the tune of 25K per year. The current interest rate is below 1%. My question is, eventually I will have to withdraw it and pay 20% federal tax. That's unavoidable. Would it be wise to withdraw a nice chunk of it now, pay the 20% tax and put it into a 5% CD? I want the security of not losing any of it but want to earn more than the current less than 1%. Also, for asset protection purposes, a lawyer advised me to turn it into an annuity rather than life-expectancy withdrawals. Any knowledge on that? Thank you so much for your quick replies and tutelage.

[@b.coxemba6799]

I retired August 02, 2021 and received my first interim payment September 1, 2021. But I didn't receive a full check until April 01, 2022.

[@whatchaholden]

Is the process quicker at different times of year? For example, if I retired in September, would they be able to process my paperwork faster than if I retired December 31st?

[@PlanYourFederalBenefits]

Yes, factors such as tax season or policy changes can affect how busy OPM is. But, its hard to predict exactly how busy. It would be better to apply as early as you can in case it takes longer than expected.

[@charlesgoodine8960]

Because the USG is inefficient!

[@davidparker5345]

The USPS just wanted to make sure if you missed the message they sent you over the length of your career you would get one more chance to learn THEY DON"T GIVE A POO ABOUT THE EMPLOYEES PERIOD signed a retired mailman

[@NANCO1999]

Retired 1/27/2023, got my lump sum for unused leave a month after retirement and interim payments in March 2023 and finalized payment in April 2023. Submitted application about 4 months before retirement date with no mistakes/ no complications.

[@PlanYourFederalBenefits]

That's great to hear!

[@oktorb]

What is the difference between retiring from the Army and retiring as a federal employee? I recieved my first full check 1 month after retiring from the Army. Why is it different? It is still the federal government. It makes no sense. I have less than 5 years to get it figured out.

[@Clewis2023]

Because the Army is simpler. Also many more I assume retire from fed side

[@ceecee-thetransplantedgardener]

I have over 3 years until I pull the plug and feel I will be prepared. But - when you regain access to your TSP - I assume one can withdraw if needed? Just curious about that aspect.

[@saravosler6494]

You never lose access to your TSP

[@David-cv3bp]

You don't yet tsp access until 0PM gets your file to tell them

[@Sutc-x6h]

18 days or so later, I received a letter "When Your Employment Ends..." from TSP. Understood wait time to be 30 days after retirement. Waited until retirement finalized rather than add issues. Contacted Branch Mgr. - bank, secured acct. # contacted TSP in steps to move funds.

[@Sutc-x6h]

Oh. Moved to Tradition IRA for later use. Check w bank for transfer fees!

[@PlanYourFederalBenefits]

Yes, when you retire you have access to withdraw from your TSP. Just be careful with the tax implications... Here's a video to explain a little more: hawsfederaladvisors.com/watch-this-before-taking-a-tsp-withdrawal-this-year/

[@md-crab7379]

If you get a Vera/vsip, how long till you get the vsip payout

[@kevinclark1482]

If you signed up for VERA or VSIP with a separation payout, how long does that portion or money take to get?

[@morganjen1962]

I hear it's because nothing there is digitized. It's all done by hand, with paper. Not digital. Like they've always done it. I retired 31 December and got my first interim payment 1 February. My payroll department and ABC were very fast. I'm just waiting on OPM's adjudication.

[@Fedupgarbageguy]

You do realize that we're talking about paperwork from 30-40 years ago for millions of people, before the age of scanning and PDFs and optical readers, etc. Who in their right mind would pay a staff of thousands to manually start scanning or entering this paperwork?

[@markdillard4422]

I retired from USPS Oct. 31st. Case was finalized in 8weeks,😛

[@daisylvoe2061]

When did you get the letter from OPM?

[@markdillard4422]

I dont't remember exactly when I received the letter but interim inuity was exactly 4 weeks and finalized inuity was 8 weeks. I was notified by email. Back pay for interim inuity was direct deposited just prior to the email.@@daisylvoe2061

[@violabrown1459]

Were you able to pull from TSP

[@PlanYourFederalBenefits]

I'm happy to hear that!

[@boatlover1875]

That wasn't my experience, maybe I had a great HR department. Got my terminal leave check the next pay day after my last check and got an estimated payment the next month and one month later started getting my calculated check as well as a minor shortfall from the interim payment.

[@TM-ui9gt]

Thank you for this. How long does it take SSA to get their payments out?

[@PlanYourFederalBenefits]

You're Welcome! With social security, it depends on whether or not you're ready to receive it. The minimum age to start your social security is 62. Even if you've retired, it does not make the social security supplement automatic. If you feel that it is the right time, you can apply to receive it through the Social Security Administration. Once you've applied it may take a couple of weeks to process and receive the payments. Here are videos about social security that might be useful: hawsfederaladvisors.com/social-security-articles/

[@md-crab7379]

The government does not want to speed up the process to payout, but the irs wants their money on time or you get penalized, should be a requirement that you submit a rough estimate 1 year prior to MRA so opm will be ready

[@Fedupgarbageguy]

OPM doesn't get your package until your agency's payroll department completes their process, including final check, annual leave lump sum, etc. And your agency won't do anything until you're physically out the door. Otherwise, it's re-work for everybody.

[@ChrissyKillillay]

Retired 4-2023. Finalized within 5 months but with incorrect pay. Agency's estimate correct but opm never followed up with me or my agency on the pay discrepancy. Im at 10 months without full pay. Opm now says it will take another 6 to 12 months to get my full pay. No divorces, just worked on executive and legislative side which is calculated at different rates. My worst nightmare! 😢

[@PlanYourFederalBenefits]

I'm sorry its taking so long! I hope they can review it as soon as possible!

[@margaretfranck1795]

Retiring end of June. Fingers crossed no longer than 6 months!

[@Delicate-Sound-of-Thunder]

How long does it take to get SS Supplement? I retired 30 Dec at minimum age, got annual leave and partial retirement paid but not sure when the SS supplement kicks in.

[@PlanYourFederalBenefits]

Great question! Even if you've retired, it does not make the social security supplement automatic. If you feel that it is the right time, you can apply to receive it through the Social Security Administration. Once you've applied it may take a couple of weeks to process and receive the payments. It's hard to find a perfect time to receive social security but if you would like personalized help you can schedule an appointment with us: hawsfederaladvisors.com/work-with-us/

[@et1016]

I retired on 31 Jan 24 and am getting my pay out from unused PTO on Friday 16 February.

[@PlanYourFederalBenefits]

Wow, that's great!

[@chauthi1191]

How much time to get Retirement claim number that will begin with the letters CSA (Civil Service Annuity). ?

[@Fedupgarbageguy]

Mine was about a month after OPM received the package from my agency's payroll department.

[@javiersmith2216]

I plan to retire in 1.5 years. Right now I only have a hard copy of my personal file. Do I need an electronic copy on my personal computer or other places?

[@PlanYourFederalBenefits]

Great question. It would never hurt to keep an electronic copy of any of your files.

[@davidcarter1492]

I am assuming you will be able to see all the information that is used for the final calculation, but I am curious if there is an appeals process in place if you feel they missed something.

[@PlanYourFederalBenefits]

Yes, there are still ways to change or fix missed information.

[@gregherman9662]

What is the process to fix wrong calculations? I submitted the error 6 months ago and still nothing.

[@vickiewilkins1579]

I retired Sept and received my check December 1.

[@PlanYourFederalBenefits]

Thank you for commenting!

[@bleebu5448]

If you are retiring in the middle of the year, beware the tax issue if you take the leave balance, and don't adjust your TSP accordingly. I speak from experience, I retired in July, and got the lump sum. I didn't adjust my TSP to account for the 6 months of not contributing, and receiving the lump sum (which was about 20K) Now, I have to pay an extra few thousand dollars in taxes. Ouch. The other thing to watch for is if you were prior military and took terminal leave. If there is overlap in your start of civil service and terminal leave, that time is not credited towards your civil service.

[@ETjim]

That's why you use your annual leave before you retire. Receive the same amount of pay with added service credit, a/l, s/l, tsp match as well. I retired last July 1st, saving enough annual to get paid for the July 4th holiday. Having to only work 2 days a week for the months of May and June was the only hardship I had to suffer.

[@bleebu5448]

@@ETjim In retrospect ... You are right. Should have just started burning my annual and sick leave until the end of the year. But needed to get out because I felt I was being discriminated against due to age, whether real or perceived.

[@PlanYourFederalBenefits]

Thank you for sharing this!

[@Fedupgarbageguy]

Sorry, but I don't understand your comment about taxes from your lump sum. You may have had a larger amount withheld from your lump sum, but when you file your taxes, that'll all be considered ordinary income at your marginal tax bracket and it'll all even out in the end, i.e, maybe a refund. I agree with your TSP comment. Contributions to TSP can only occur through payroll. So if one knows they're retiring early or middle of the year, it may be worth considering front loading the TSP contribution.

[@md-crab7379]

Submit a request for an estimate 1 year ahead so opm has already done a rough estimate

[@teeduck]

You can withdraw from your TSP immediately though , correct?

[@PlanYourFederalBenefits]

It would depend on your age and whether you are still working for the government. Sometimes you can take out funds from the TSP without OPM approval. If you would like personalized help you can schedule an appointment with us through this link: hawsfederaladvisors.com/work-with-us/

[@conner1354]

Mine is going to be a huge mess. I asked for an estimate and ugh. I paid my military deposit. I have prior service and it is already a mess and I haven't retired and don't plan on retiring for another 9 years.

[@David-cv3bp]

Usually 5 yrs before retirement estimate.you need to request your review of officialfile

[@jessemarkle5413]

Should be criminal. Hands down.

[@felipericketts]

Can you apply six months ahead of actual retirement so you don't experience the payment gap? Will probably be consulting with you when my time comes. Thanks for the info! 🙂

[@whiskeymike8702]

I don’t think it works like that. I know my agency doesn’t forward anything to OPM until after the employee retires.

[@sammondaw]

@@whiskeymike8702 you are correct based on my experience and research.

[@Sutc-x6h]

I worked on my package 8 months prior with 3 other employees who retired the same year. 2 of us had different issues. Most important make sure to check FEHB if you want to keep it. Make sure your agency has your OPF before you agree to leave!

[@felipericketts]

Thanks to all for the feedback!

[@Fedupgarbageguy]

The truth is nobody will actually process your application until you actually walk out the door on the last day, but your retirement specialist will have it ready with all the signatures. The next business day, your specialist will send to your agency's payroll department. They will process your last paycheck and any annual leave lump sum in it's routine cycle. I believe they will certify your final Sick Leave hours. After all that, they will send the package to OPM, via US Mail. That is the first time OPM will see it. Hope that clarifies...

[@TateReggie]

Thanks!

[@KdKlips1890]

Thank you!!

[@PlanYourFederalBenefits]

Thank you for commenting!

[@DesignBuildFixReview]

I also want no money taken out for taxes, I don't want them estimating my tax as if I were getting paid during working time. My tax burdon is going to be much smaller in retirement.

[@David-cv3bp]

When you retire you complete a new w-2

[@PlanYourFederalBenefits]

A huge consideration for taxes lies with the type of TSP you have (Roth or Traditional). Here is a video for more information on how taxes work with TSP withdrawals: kzbin.info/www/bejne/l3PRp4pojMaSnMk&ab_channel=HawsFederalAdvisors

[@joseromero9933]

Thank s for sharing

[@markmurrell1894]

Your health coverage is still good during this transition, right?

[@b.coxemba6799]

Unfortunately the government is slow. In my case OPM back pay my healthcare insurance premiums to the date of my retirement. But I had to cover all health issues. You will not have proof of insurance until you receive full retirement checks. The good news is doctors will reimburse your expenses minus any co-payments and deductibles. Luckily I had the money. This process takes a while. You'll be responsible for paying your dental insurance during this time.

[@marknussbaum8394]

Yes. Health coverage is continuous through the process. I had the same concern about health care as I think you do. I retired from Federal service mid August 2023, I got completely through the transition by early October. My interim payment started coming in early December, about 3 weeks after my retirement. My retirement wasn't complicated and I didn't retire at the end of December, which is when lots of people retire, resulting in a slug of work that takes OPM a while to work through. I'd heard from multiple co-workers that retiring in December resulted in the longest wait time for full transition. Overall I had a very good experience. Good luck to other new retirees.

[@gpdoyon]

Two YEARS before I retired I was advised to send in my Divorce Decree Declaration a year or more before my actual retirement. I was amazed at the silly amount of time it would take to process this. Well, I did as I was told. I submitted the documentation two YEARS before I retired. I got a response back one YEAR after my application. They said I made a mistake on the form. Fine. I re-submitted and received a response back ten MONTHS later saying that my divorce decree was missing a page. What? Sure enough, the City Clerk left a page off. Well damn. I resubmitted three months ago and am still waiting for my full civil service retirement pension. In the meantime, I am receiving only $54 per month. Objectively speaking, doesn't anyone think that that it should take 6 months to a year to get the pension you earned? Answer: NO! But, like the Mr. Haws said, if you make ANY mistakes you will screw yourself.

[@PlanYourFederalBenefits]

Wow, I'm sorry to hear that! I hope this third time around is a little faster.

[@gpdoyon]

@@PlanYourFederalBenefits Thank you! At least I saved plenty of money up for just this sort of situation. By the way, another good video!

[@rockfish6834]

If you are 62 you can access your TSP any time. You do not need to be retired.

[@tvmac1262]

You don't need to wait til 62.

[@rlloyd69]

FERS Supplement timeline?

[@morganjen1962]

You'll get it when your retirement is finalized by OPM.

[@Ron-N-Ellen-Adventures]

I retired on December 31, 2023, and haven't received anything yet.

[@violabrown1459]

What about your annual leave pay.

[@Ron-N-Ellen-Adventures]

@@violabrown1459 nothing yet.

[@Ron-N-Ellen-Adventures]

@@violabrown1459 I did talk to OPM two days ago, and was told it could take up to 2 to 4 months.

[@Ron-N-Ellen-Adventures]

No AL pay yet either.

[@matsumoto9244]

Why is Social Security not in this conversation?

[@erickarnell]

SS is a completely different office than OPM.

[@matsumoto9244]

@@erickarnell Correct, SS has nothing to do with OPM. My thought was that an eligible retiree could start drawing SS while waiting for OPM to catch up. My agency is reporting they have a two-month processing delay and OPM is reporting up to a five-month processing delay. They recommend having savings on hand of at least 7 months to cover that period.

[@David-cv3bp]

@@matsumoto9244 not everyone who retired from Federal Gov is eligible for SS when they leave.

[@PlanYourFederalBenefits]

Although I don't really mention Social Security in this video, I have many others that do. If you're interested, here's all my videos about Social Security: hawsfederaladvisors.com/social-security-articles/

[@russthompson4296]

Prime example why to always have a 6 month emergency fund...

[@behindenemylines3361]

I bet the civilian side doesn’t move this freaking slow, this system is unacceptable.

[@David-cv3bp]

The civilian side does not have, retirement anymore equal to government

[@Gzluweez]

Because government is broken.

[@jessemarkle5413]

So. We gotta do what we gotta do until they do their jobs...wow

[@jessemarkle5413]

You need your money asap when it's dag gone due to live. Percents my rear, slow process boo hoo. Do your jobs opm. Wasn't this big of a problem years ago. Ridiculous

[@saravosler6494]

We would have loved six months. Ours is over one year at this point and we still don't have it. Don't be a reemployed annuitant. They don't know how to calculate those.

[@wvdogmom2]

Thanks for the heads-up!

[@PlanYourFederalBenefits]

I'm sorry its taking so long! This can be very frustrating especially for retirement.

[@wvdogmom2]

Any advice for re-employed annuitants? I'm coming up on the 5 year mark of returning to service.

[@deedeechant9792]

The system is so flawed on so many levels. It's almost as if there is a deliberate attempt for you to incur penalties and miss deadlines at different stages. It should not be this complicated.

[@PlanYourFederalBenefits]

It can be very frustrating sometimes.

[@esteban1487]

more than 6

[@chrisdyson9611]

Anyone retire from DHA?