Why I'm NOT Investing in property any more, and what I'm doing with my money instead!

[@kiearacelina]

“Because we’re not afraid to talk about money anymore.It’s 2021, WOMEN HAVE MONEY NOW” 😂😂😂 LOVE IT!!!!!!

[@1happyfamily775]

Best quote ever

[@Jay-Kay-Buwembo]

She the definition of an out there making it happen and successful woman.

[@stinga_]

You do realise a ring on her finger right?

[@ajike]

@@stinga_ ok? And? She has her own money as a WOMAN who just happens to be married.

[@stinga_]

@@ajike There's no such thing as own money if you're married. Plus most successful people have partners .

[@bijoudeaux1]

The flip side to it, is that citizens/indigenous people (like me) can't afford to buy land or a house in their own country because investors are buying them out 😭. CAPITALISM.

[@nickstyles2943]

Which country are you from?

[@poppea7742]

I’m so thankful for this comment!

[@reneab117]

Yessssssss EXACTLY

[@LewisBrain]

Same is happening in the uk. In wales valley boys and girls are moving out. As greedy Londoners are buying all their property’s for air B&B. Many locals have been forced out of their villages. 95% of some areas haven’t any locals left it’s full of tourists.

[@ashleyrp2007]

This is the truth. Here in the U.S.

[@originaldarlin]

Patricia: I'm not investing in property! Patricia: I'm buying up all the property in Ghana and Portugal! And yes, we want a video all about investing in emerging markets. That would be super interesting!

[@dreamchaser5758]

Our Rich Journey KZbin channel explores the Portugal market

[@ziklagvalerie7057]

@Pinned by The Break please stop scamming

[@Chiblie7]

😆 thanks for this quick summary! & yes we want an emerging markets video!!!

[@maia6883]

she will be contributing to the housing crisis, it's nothing to be proud of

[@conexos2007]

And Portugal it's in crisis😅 it's not growing

[@ThatBranB]

Yes giiiirl breakdown the various streams of passive income options. You've done great and it's beautiful to see growth and evolution.

[@stopato5772]

bewarned! SPAM ALERT.

[@acharich]

🔥🔥🔥

[@MRSSuperForevaa]

Being from Portugal, we are now in an era that we have A LOT pf people in waiting list to buy house that cost a 650 thousand to a million, and we have families of 10 living in a two bedroom houses because they can’t afford the prices that the owners are asking.. very sad reality.

[@ShuiKuks]

Agree! I'm from portugal also, and don't think I'll ever be able to buy, simply because richer people buy so much for investment and amp up the prices to have those insane profits. Its really discouraging

[@SabzKhumalo]

Until there is restrictions on how many properties each person can own, poor people will stay living in poor conditions. Do like my country people, erect a shack next to their over priced houses

[@nickstyles2943]

Sorry to hear about the housing situation in your country. Which part of Portugal are you guys from and what type of housing is needed most? Would new build apartments work well? Or will building affordable houses work best? Which areas have the least amount of affordable homes. What areas are natives moving too if they can’t afford to buy in areas they want. Thanks in advance

[@estherkasozi4202]

Why is a family of 10 living in 1 house? Why do people have 👪 of 10? If you have a low income Why have so many people to house and feed?

[@MRSSuperForevaa]

@@estherkasozi4202 I’m talking about adult people earning 600€ per month and have to join incomes with husband and parents to pay a house for all of them..

[@julies48a]

"Risk makes me itch". Love it. Thank you for your honesty and making investments less complicated.

[@mmconceicao]

This is great but sadly the housing prices in Portugal are excessive because of external investors, not allowing the portuguese people to buy property because its to expensive.

[@charcarnhughes]

It's the same in the UK, we get Russian and Chinese investors who buy property here and rent it out

[@haute03]

@@charcarnhughes Same thing in the US. In NYC especially. Many will just purchase apartments as an investment and leave them empty.

[@christinabartonart1072]

Investing in property is the reason why the housing market is so extortionately expensive. Buy-to-let landlords have bumped up the price to the point where over 3 million families cannot afford to buy a family home for themselves. Diversifying and investing your money elsewhere is one of the most ethical ways to become "financially free", instead of exploiting tenants.

[@cjwuch]

Thank you for this

[@88ashjen]

Yes agreed!

[@volitionspark2686]

Thank you.

[@ajike]

Absolutely agree! We've been unable to buy since we moved to a new state cos of this crazy prices.

[@FrancesHiggs]

You are so right, thank you for voicing this

[@allthehui]

the point about allocating a % into your own ideas is actually so simple, yet so genius! taking this one to heart

[@acharich]

💣

[@evelot70]

Yes to breaking down your passive income streams/in-depth discussions please 🙌🏾😌 loved the video Patricia

[@shardiacharles6788]

Yesss 🙌🏾

[@ayannagradymba5959]

Yes to breaking down passive income streams!

[@BlackRose-uh2po]

Second that!

[@alvarob2443]

Ive got bad experiance on investing in international property, ive got two properties and it is a hustle to find the right management for them, it se3ms that there is always something and there is so little you can do when you are far away, for me its a never again experience

[@SaintOrCinema]

Especially if you don’t speak the language. Soooo many English people see it as a get rich quick thing and end up haemorrhaging money

[@dearinsomniadontletthebedb9237]

@Pinned by The Break stop scamming people

[@alyssajordan3775]

This is such great information. Hungry for more. I'm young (in my 20's) just starting to make my own money. Invaluable!

[@graingetoon2930]

Simplest explanations of each concept I’ve ever heard and the most informative. Well played.

[@fiercegifs]

Yes Patricia please give us the further breakdown of streams 🙏🏽 your content is golden 🙌🏽🙌🏽🙌🏽

[@sincerelysandi]

I’m done with investing with property and not looking for any longer! It’s a money pit and too much stress and stress is not my jam, peace is! There are other ways to create income. Can hardly wait to sell this one!

[@minervajoy]

Loved this video! ❤️ Yes to the video detailing the multiple income streams you have AND yes to a series on international property hunting!! Would love to see the proces of being landlord overseas. How do you make sure you’re not scammed etc.

[@gillianthompson6867]

Wow. Patricia is so smart and helpful🥰♥️

[@thankgoditsjuma]

We're both women in our 30s we're both Aquarians, of Nigerian descent, and have similar educational backgrounds. One difference is I'm a bit of a "late bloomer" and that's okay, because 32 is not that old. Patricia, you're such an inspiration and the definition of "I'm every woman". This particular video reminds me of the lyrics from The Story of OJ, " y'all think I'm bougie, I'm like it's fine, but I'm trying to give you a million dollars of game for $9.99"...women are the now and the future♀️❤️

[@simplylola1679]

🤣🤣🤣🤣 its the “its 2021, women have some money now” for me. 🤣🤣🤣 i died!

[@godsgirl7201]

Lol

[@thecrypto5340]

The more money a woman has the less option she has to find a guy who is on her level. Thats the truth.

[@peacheskong2245]

Women literally managed land and houses... Like even before the emancipation which makes this even funnier.

[@Thebillielola]

So happy you did this video. I've been watching you for 11 yrs seeing in labor with your 1st child. She grow is so amazing

[@mimizara5846]

This video was everything, Patricia please create a video on all of your income streams and how you developed them?

[@zraj3433]

If you're no longer investing in properties in UK..wouldn't there be even more challenges investing in properties overseas?

[@not-even-german4892]

Who will manage that.... It will be even more challenging.

[@not-even-german4892]

@Pinned by The Break scam. Bye.

[@nickstyles2943]

Challenges = great opportunities = £€$¥

[@parisbear6062]

International property is interesting. My understanding is a number of countries limit the amount of money you can take out of the country including return on investment from property sales.

[@felicia_rm]

Damn, it just hit me. The colour of your accent wall symbolises wealth, money, opportunities and growth!!!! Way to go, Pat 💚

[@CryptoJackk]

Wow not seen any of your videos before but they are excellent, great job 🙏

[@samaraclark8477]

Is the plan to reapportion the 2.6 million invested in London property across the new investment approach? Or is the current London portfolio staying and this new approach will just be the approach going forwards?

[@yoyoyazzy]

Patricia please can you talk about where to invest at the moment if savings accounts are so low and you don’t have enough capital for properties! Or talk about short v medium v long terms investments you like

[@Katy_crawford]

Index funds

[@lovelifelovemusic26]

What index funds are you investing in? Thank you so much for this video! Xx

[@msgeorgejourney]

Preach Sister, 'cause not everyone feel comfortable/wants/can househack. Rentals is not the be all and end all to Financial freedom.

[@jazmineex7642]

PLEASE do an international house hunting video or something!!! My favorite thing to watch was house hunters international! And I’m also trying to buy property internationally 💗💗

[@ijonuigbo7417]

Watching house hunters international is like therapy for me ❤

[@rutasudmantaite9751]

Really interested to see what stocks you pick if you want 5% risk. In a market crash (which is inevitable) even great companies loose easily 30% and can take years to recover.

[@stopato5772]

is 2.6m, the debt free amount of your portfolio, or the value of the assets including debt?

[@t800-t4c]

Portfolio

[@damilolaagboola8470]

Have you tried Serviced Accommodation Property Strategy , it's far more rewarding than single let or Hmo?

[@daphinebelindah9645]

Do you mind elaborating more on what these are?

[@liaunterberger2068]

😊great video...I wonder when you started thinking about this...I am 21 now and still figuring out my way of keeping/saving my money....2022 will be a great year hopefully...❤

[@not-even-german4892]

Investing in properties is the right thing in the beginning. People don't get fooled. Afterwards you can diversify your portfolio in bonds. Risky. Properties located in key areas always grow money.

[@not-even-german4892]

@Pinned by The Break scam.

[@TheRootedBlueprint]

Im Moment kaufen in Deutschland? Ganz übel. Icj frag mich, ob man da noch mitmachen sollte

[@not-even-german4892]

@@TheRootedBlueprint hallo du😊. Für ein Eigenheim kann man immer kaufen vorausgesetzt du investiert in einer guten Gegend, wo du immer wieder schnellstens verkaufen kannst. Schönen Abend.

[@TheRootedBlueprint]

@@not-even-german4892 ich hab vor 10 Jahren gekauft und verkaufe jetzt - das war mega schlau. Damals war es spottgünstig, heute geht es für viel Geld weg. Aber nun neu kaufen? Die Preise sind ja der Wahnsinn

[@not-even-german4892]

@@TheRootedBlueprint Hände weg. Nicht kaufen. 😊😊😊😊. Verkaufen aber du darfst nicht ohne 1 Eigentumswohnung oder Haus bleiben, als Altersversorgung. Es ist zu riskant ohne aufgrund der schlechten Rentenkonjunktur in Deutschland.

[@nehchimirabel2346]

Patricia Bright Thank you for educating us about money and yes to breaking down your passive income.Thank you so much.

[@CatarinaMangel]

Yes, come here to Portugal. It's very in right now, there are more and more foreigners buying property here and even moving here for their retirement because the weather is good and so are the prices so investing here would be an excellent idea 🇵🇹🇵🇹🇵🇹

[@tribejamette872]

Your international property investment ideas are very similar to mine. Emerging markets are a great idea.

[@crystalcrawford2317]

im with you ive been focused on REITs index funds stock and making dividend income I'm not in a rush for property

[@bogdanditu11]

Finally someone speaking truth with a down to earth mindset! You re awesome!

[@mia-indialaing927]

Yes Patricia! Going international now! Love to see the growth! Also, if you haven’t already look into Bonds as a way to generate passive income

[@maia6883]

she will be contributing to the housing crisis, it's nothing to be proud of

[@darlosmurf]

So will you keep the properties you own or sell them to fund these new investment streams. Just out of interest.

[@gmarie3082]

My question exactly

[@chiosvlog]

Exactly my thought too

[@not-even-german4892]

No oooo do not sell.

[@tejimogu]

Patricia please clarify ….

[@blackminnie]

She wont sell now as she has only just brought. Not good investing if you buy and rent out property for just a couple of years... she won't have seen growth and most likely would lose money if she sold.

[@periwinklepeach7]

Would love to see more about your income streams and international property hunting! And how accessible is international property investing into these emerging markets? How much travel is required?

[@aesinam]

You won't need to travel much if you get a reputable company on the ground helping you

[@acharich]

@@aesinam 🔑🔑🔑

[@tinawelch2545]

Hi Patricia! Would you consider doind a video on determining when someone can afford to splurge / buy luxury things?

[@MyWorldofFragrance]

I'm really enjoying the transparency, Patricia. I've learned a lot from you 🌹

[@acharich]

💯💎💯

[@miladawolf8271]

Patricia has blessed us with a new video! ✨ Couldn't agree more with the point about investing in yourself!

[@AMCTKate]

Love listening to you speak about business. It's very insightful.

[@AfricanDee]

Love to see you investing in Africa.

[@mikkim7275]

If investing in property raises the prices…. Why would it not do the same thing in Africa?

[@sweetspice9120]

@@mikkim7275 because there is a lot of room for growth in africa

[@gayletroko6908]

Love this Patricia! Thank you so much for the breakdown of percentage allocation. This is a great practical guide for me on what to invest in. More of this please. Xxx

[@moneybee]

Yes to the index funds! I'm a huge fan of their passive nature and diversification! Really great breakdown as always! Loved it! 😊

[@HR-lt1nv]

Hi there, can you please recommend what site or company you use for index funding? Xx

[@richild3967]

@@HR-lt1nv I was going to ask the same thing. It’s not clear how to buy them

[@TheMonkiBrothers]

I’ve just asked the same I’ve just searched and how do you even know if there legit etc 🤷🏼‍♀️

[@OhemmaRaychh]

@@HR-lt1nv If you are employed and have access to a savings plan, look into the types of investments offered asides from plans like pensions. Your employer may match your contribution amount. However privately, some insurance companies like Sunlife also provide access to invest and save through Index funds and more.

[@luluedw]

Index fund investing seem like my speed 👵🏾 Your videos are a treat thank you for your constant inspiration ♥️

[@deebell1638]

This is so important to share. Thank you, Pat.

[@Jan25122007]

Hi Patricia! Yes please to an in-depth video on various streams of passive income and emerging markets. Thank you for being open about your financial journey. It's really helpful.

[@MyWayUp365]

More about international property! Thanks Patricia 😊

[@naughtycookie3314]

Have a look at Madeira island in Portugal property wise. A lot of opportunity here.

[@jinxedovo2228]

Yes to a video on passive income streams please 🥰🙌🏽

[@empoweredlifebyesthertv1200]

So true, Im getting fed up of it all as well. You cant evict tenants easily , the repairs. Bad tenants , dont get me started

[@Abasi.Amin242]

What do you think about investing in mortgage notes?🤔

[@empoweredlifebyesthertv1200]

@@Abasi.Amin242 is that in the uk

[@Abasi.Amin242]

@@empoweredlifebyesthertv1200 US.🇺🇸

[@Belvalovette]

Loved this video Patricia! thank you for sharing! Could you please make a video about your income streams and how you created a passive income?

[@Cuttiegirlsu]

my hobby is watching successful women sharing their wealth of knowledge and not being ashamed or guilty or feeling the need to gate keep because they want to see all women succeed.

[@CarolinaMartinez-rp4ht]

Where have you been my entire life?! Thank you sharing your knowledge with us!

[@simplylola1679]

Absolutely loved this video. @ Patricia your facial expressions and tone was such a vibe.

[@MshedPotato]

You and Graham are my favorite KZbinrs! ♥️♥️ Thank you for sharing this!

[@czxherrjamias2704]

Thank you for making videos. You are teaching young women to be more independent in their lives. I've never been so grateful.

[@Bvrld]

“It’s 2021! Women have some money now!!” 🥳

[@melimevivzla]

Yes please! Show us more of your money moves girl ✨👏🏼🌸and thank you for sharing your learning ventures with us 🙌🏼💕

[@jamesarcher5193]

Hi Patricia, when you say for instance 5% of your income on individual stocks do you mean like 5% of your monthly income? So if you make £1000 a month will you be putting £50 into stocks?

[@amys3291]

Love this. YES to every video you idea you mentioned!!! I’m here for this.

[@UdoADHD]

8:30 girl, even the people who care about it and love it got duped by FTX so RIP to your 5%. I think it’s something that you have to hold long term and just totally forget about it hoping it trends bull for your life time 🤷🏾‍♀️

[@katienolan9266]

Another brilliant video! Love your honest approach and insightful content Patricia!!

[@biancajones]

I’m so happy to have found this channel!! She’s amazing✨

[@user-qt8zz1fg3p]

whAtsp messaging 💬⤴️..................

[@roraio]

Patricia, if you ever watched 'A Place in the Sun' you would have seen that all properties in Spain, Portugal etc. devalue within years and when you decide to sell a property you bought 5 years earlier, you lose tens of thousands of pounds!!! Do your research first! No property market is as invincible and solid than the UK property market!!

[@sunshineinabottle]

Breakdown your income streams THEN and NOW please patricia! LOVE THIS CONTENT

[@SaintOrCinema]

Thank you! For proportions, is this 50% of your actual income, or just 50%/5%/15% of the money you have spare to invest? Or is the idea to actually divide up your profits in this way? Because what percentage is for your actual living expenses/bills/personal life? X

[@chimdi]

Love seeing you transition to financial KZbin, there's so much money over here and you deserve all of it 😍

[@dreamchaser5758]

Ooooooo....fancy seeing you here ☺

[@chimdi]

@@dreamchaser5758 hahaha KZbin recommended because they already know I'm going to be balling 😂🤑

[@LucyTegegne]

This is her channel where she only talks about finances and money...i think she started it like a year and a half ago😍

[@goku-pops7918]

Could you talk more about emerging markets investing

[@TheMonkiBrothers]

Hey gal , so what company / app is best to use to buy index funds ? X what about money Farm ? X

[@kennyethanjones.]

Loving this growth. I'm excited to hear all about these international investment properties. Also, please give us the breakdown of NFT's!

[@niecylanae33]

International Property Hunting & Index Fund Content !! So excited !

[@Bivivaki]

Yes to Patricia being back!

[@angelpilot9081]

It will be great to see a video on which places are upcoming abroad property investments. Definitely interested in that

[@stockupwithlarryjones1201]

Modern man is not the man who goes off to discover himself, his secrets, and his hidden truth; he is a man who tries to invest himself in something beneficial for the future..

[@linastone9532]

I'd love it... if you do the video on investing properties internationally! Love your videos and your advices! Looking out for that video too..

[@tarieC7]

Yes please we would like to see the breakdown! Thank you Patricia

[@naijarealty247tv5]

This is very insightful and educative. And yes to investing in emerging market like Lagos in Nigerian, this places will generate high return on investments within short period and then with flexible payment plans.

[@christellchesney6107]

@ Patricia definitely invest in Property in Guyana, South America. Its an imerging market especially now that we have oil!

[@KushathaK]

Tell me more

[@Realtalknewyorkwithjanique]

I’m proud of you! You are an inspiration to many 💕

[@angelicatrino2498]

Sometimes its a question of does it make you happy or does it make you wanna get up in the morning.

[@lazaneemiller3938]

Yes Auntie Pat, we would LOVE a video of you talking about your income streams. We’re trying to join the winning team early💕

[@RandomVideosFirst]

Very insightful ive been in funds like vanguard life strategy fund 100%/80%, VWRL And VUSA aswell as the Scottish mortgage trust for the last 18 months and gains have been between 60-100% (covid has helped). Hold some individual stocks too. REIT Real estate investment trusts are also a good way to invest in to real estate.

[@tara.nicoleee]

We want to see passive income for just starting up. Business set up wise pretty please and thank you

[@gnvw]

Love your videos! Keep empowering women and so glad you're thriving!!

[@djennykal.1612]

Thank you sharing this insightful video with us Patricia !

[@channelwalters1955]

Where can you buy index funds?

[@Snipersounds]

FINALLY a channel that tells the raw truth! Thanks so much!

[@Isiebeauty]

Please do a video of your journey starting to investing international properties!! I’ve always wanted to do this & it would be so nice to go through it with ur subscribers

[@favored4life]

Love this! We'll be visiting Portugal this December. I've seen some gorgeous villas.

[@anabrandaotorres]

Hi 😉i m a real Estate in Portugal 🇵🇹, if you need welp im the rigth person

[@chrissyannsway]

Love this channel. We’re not afraid to talk about numbers.

[@lilyput121]

So helpful! Thank you for always being transparent with your viewers

[@DanaDaynuhDane1]

This is so good! Will you talk about term vs permanent life insurance and when you don’t need life insurance anymore?

[@acharich]

📝💭

[@angiek9474]

Which apps can we download for index funds please?