Why I'm SMASH Buying $10,000 of SCHD (Early Retirement)

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Marko - WhiteBoard Finance

Marko - WhiteBoard Finance

Күн бұрын

Пікірлер: 427
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
Receive a Free Bonus from moomoo trading app (available for users in U.S, Canada and Australia): j.moomoo.com/00wF8c 🔥 WhiteBoard Finance University - Join My School Here: ⮕ www.wbfuniversity.com
@brandonj.9638
@brandonj.9638 9 ай бұрын
Hi Marko, quick question. Does the portfolio visualizer take into account dividend growth over the years? For example, schd's dividend yield is 3.63% but it's dividend growth has averaged 11.39% over the last ten years. Is the calculator's total return based off those yearly dividend increases? Or does it just calculate it based off a static number of what the yield was when the shares were purchased and then leave it at that? I am very interested in back testing several dividend funds with rather large cagrs where this distinction would make a big difference. Thanks.
@james.atkins88
@james.atkins88 Жыл бұрын
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2014 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable in investing, so I just have my investing currently in index funds mainly Too but have been putting a lot into Schd the past few months. I don’t know if that's the optimal strategy, but psychologically it is very set it and forget it, and prevents me from obsessing over individual stock performance.
@edward.abraham
@edward.abraham Жыл бұрын
I’m thinking of doing the same but not sure if I should use different brokerage accounts, Just curious. Pros and cons?
@hunter-bourke21
@hunter-bourke21 Жыл бұрын
Instead of using different brokerage accounts to purchase index funds or individual stock, compare your age(s) and how much time you have estimated till retirement, you can also opt to consulting/working with a fund manager/advisor for an “optimal strategy” to outperform the bear market.
@rebecca_burns14
@rebecca_burns14 Жыл бұрын
@@hunter-bourke21 Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.
@hunter-bourke21
@hunter-bourke21 Жыл бұрын
@@rebecca_burns14 Sure, the investment-advisor that guides me is "Julia Ann Finnicum, she popular and has quite a following, so it shouldn't be a hassle to find her, just search her.
@veronica.baker1
@veronica.baker1 Жыл бұрын
@@hunter-bourke21 Thanks for this tip. I did my own little research, and your advisor looks advanced and experienced. I wrote her and dialed her twice but she didn't pick up so I scheduled a phone call.
@Hannahbenowitz
@Hannahbenowitz 4 ай бұрын
The market trend can turn around very quickly. In fact, the indexes often switch from a bear market to a bull market when the news is at its worst and the mood of investors is at its lowest point. I read an article of people that grossed profits up to $150k during this crash, what are the best stocks to buy now or put on a watchlist?
@PennyBergeron-os4ch
@PennyBergeron-os4ch 4 ай бұрын
In particular, amid inflation, investors should exercise caution when it comes to their exposure and new purchases. It is only feasible to get such high yields during a recession with the guidance of a qualified specialist or reliable counsel.
@JosephineKenney
@JosephineKenney 4 ай бұрын
True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.
@HildaBennet
@HildaBennet 4 ай бұрын
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?
@JosephineKenney
@JosephineKenney 4 ай бұрын
Sonya Lee Mitchell is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets
@JosephineKenney
@JosephineKenney 4 ай бұрын
‘Sonya Lee MItchell’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@jessicamoore3093
@jessicamoore3093 Жыл бұрын
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
@alexyoung3126
@alexyoung3126 Жыл бұрын
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@alexyoung3126
@alexyoung3126 Жыл бұрын
The name of my investment advisor is "Lisa Angelique Abel." She is a true genius when it comes to diversified portfolios, which make portfolios less susceptible to market downturns, and has a strong reputation in her area. You may already be familiar with her name; a Newsweek article gave me the information I needed. She is someone you could Google.
@zoeytank2921
@zoeytank2921 Жыл бұрын
A number of the most well-known market analysts have been expressing their opinions on how bad they anticipate the upcoming downturn will be and how far equities may have to go in light of the impending recession and the fact that inflation is still far higher than the Fed's 2% target. I'm trying to build a portfolio for my kids that will be worth at least $850k, but I need guidance on what investments to make.
@trazzpalmer3199
@trazzpalmer3199 Жыл бұрын
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
@graceocean8323
@graceocean8323 Жыл бұрын
@@trazzpalmer3199 I agree. I've been talking to a coach named Maria Juliana Ramirez for a long now, mostly because I lack the knowledge and energy to deal with these ongoing market circumstances. I made more than $220K during this slump, demonstrating that there are more aspects of the market than the average individual is aware of. Having an investing counselor is now the best line of action, especially for those who are close to retiring.
@graceocean8323
@graceocean8323 Жыл бұрын
@Finest Bear Hug It's run by Maria Juliana Ramirez, who I learned about and got in touch with thanks to a CNBC interview. Since then, it has served as the point of entry and departure for the games we have emphasized. A search on the internet can be done if tracking is necessary.
@mcginnnavraj4201
@mcginnnavraj4201 Жыл бұрын
I'm literally holding onto straws right now, so your tip couldn't have come at a better moment! I plan to call her after doing a quick internet search for her.
@Raymondjohn2
@Raymondjohn2 Жыл бұрын
You cannot cut your way out of recession you've got to invest your way out of recession, the Conservative party are in the dark ages on policy they've got to think again. My primary concern is how to maximize my savings/retirement fund of about £170k which has been sitting duck since forever with zero to no gains.
@usieey
@usieey Жыл бұрын
A strategy to protect against inflation is through the U.S stock market, especially the S&P500 & various ETFs. Investors must know where to put their money and how to distribute it in order to protect it against inflation while still making a profit, especially during a recession.
@maga_zineng7810
@maga_zineng7810 Жыл бұрын
The truth is that people are finally waking up to the fact that our systems are breaking down in thousands of different ways all around us. Personally, the financial market seems like the only way to go with my long-term horizon (accumulated about £557,000 in earnings since May 2021), but if you don't have that time luck, it's a tough market out there down almost nowhere feels safe!
@Mohaimam316
@Mohaimam316 Жыл бұрын
I've known I've wanted to start investing for a few months but just haven't been brave enough to start due to the market so far since mid last year. I have 60k i want to transfer into an s&s isa but its hard to bite the bullet and do it. £557k is a huge milestone , Please whats your strategy ? i will love to have an insight.
@usieey
@usieey Жыл бұрын
Yes, a Fidelity financial advisor named "Catherine Morrison Evans" put an end to my fears about investing, and after making more investments, I was able to reach the high six-figure mark in less than 3 years. A licensing advisor satisfies the necessary security criteria; hence, reimbursement is guaranteed if I'm dissatisfied with the service, so I'm much better off hiring one.
@Mohaimam316
@Mohaimam316 Жыл бұрын
I just copied and pasted her full name on my browser, super impressed with what I've seen so far. thanks for sharing!
@thalessouto4327
@thalessouto4327 Жыл бұрын
SCHD is my favorite ETF… my Roth IRA is 1/3 based in this ETF as well.
@richardm654
@richardm654 Жыл бұрын
If you want bond like returns, just keep cash in short-term treasuries or a holding fund like SPAXX in Fidelity. It pays 4.49% for cash. Also, I will do cash secured puts since SCHD dividend isn't until around 6/23. Then make sure I own shares before then. Don't forget covered calls for extra returns.
@rightwingsafetysquad9872
@rightwingsafetysquad9872 Жыл бұрын
You can get exchange traded CDs yielding more than that. Assuming you don't plan to touch the money for at least 9 months, you can get 4.75-5.00% depending on the terms you need.
@Zaerki
@Zaerki Жыл бұрын
We have reached the point where this seems like great financial advice, huh.
@WLyons9856
@WLyons9856 Жыл бұрын
@@rightwingsafetysquad9872 the problem with the CD is your money is locked though and it only pays out at maturity, SPAXX calculated interest daily and pays out dividends monthly, compounding at a better rate. CDs are garbage
@brandonplank4233
@brandonplank4233 Жыл бұрын
Dude . I've been investing for 2 years and I watch all the KZbinrs and I've never heard of a prospectus. You are brilliant, I've often wondered about these documents and if they're available. You earned a sub brother. I will find a prospectus for all my positions! THANK YOU !
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
I appreciate that!
@PhilSommer2
@PhilSommer2 Жыл бұрын
Having recently gained more knowledge about personal finance, I've subscribed to your channel. I want to commend everyone who's tirelessly working to earn a living while also building wealth during this recession. At 45, I'm retired, along with my 51-year-old husband, and we're debt-free. Our plan is to relocate to Thailand. Thanks to our frugal and financially savvy lifestyle, as well as our commitment to saving and investing in the financial market, we've been able to generate passive income even in this recessionary period, allowing us to sustain our desired lifestyle."
@AlinaWinkler233
@AlinaWinkler233 Жыл бұрын
Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Last year, I hesitated and failed to take any action until the year concluded. However, this year, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties.
@PhilSommer2
@PhilSommer2 Жыл бұрын
No problem at all! If you're seeking to earn substantial profits from your investment, I would suggest determining your investment horizon and implementing a long-term plan. I worked with *'Jude Ryan McDonough,'* to create a long-term investment strategy, and he assisted us in managing our investments while we focused on my jobs without any concerns.
@AvaAdams-ly7vu
@AvaAdams-ly7vu Жыл бұрын
Thank you for your advice. It's challenging to find a reliable investment advisor here, and I appreciate your input. Seeing the successes you've achieved through investing, I would love to have access to your investment advisor's information if you wouldn't mind sharing it.
@LeonWilk2
@LeonWilk2 Жыл бұрын
Ngl Personally, I feel fortunate to be one of the many people who have had the opportunity to work with *'Jude Ryan McDonough,'* Thanks to his advice and expertise, I have been able to provide for myself and lead a fulfilling life. Nolan is a highly competent and trustworthy advisor, and I am truly grateful to have him on my side. It is not easy to find someone who is not only knowledgeable but also has the necessary skills to manage investments effectively. I feel indebted to him and will continue to offer my support and prayers.
@EnebeliFelix
@EnebeliFelix 10 ай бұрын
Thanks for the recommendation, I will write to him to start my investment
@ThatCho
@ThatCho Жыл бұрын
Great video. SCHD is a long term buy. It's part of my 3 ETF portfolio right now.
@STROODLE18
@STROODLE18 Жыл бұрын
Nice!! Two weeks ago I bought 250 shares and am looking forward to the growth and dividends. Thanks for the breakdown.
@carlosbolden1303
@carlosbolden1303 Жыл бұрын
Love this channel. I have been following you for several years now.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
Awesome! Thank you!
@BiesingerFIREJourney
@BiesingerFIREJourney Жыл бұрын
Great vid! We also love SCHD and are investing in it too 😊
@toranaga1969
@toranaga1969 Жыл бұрын
Your are one of if not the best guy on KZbin
@JWH808
@JWH808 Жыл бұрын
Thanks for the review of SCHD. I bought shares of VYM, VIG and SCHD after watching your video about dividend investing. Currently have $16k of each.
@humphrey
@humphrey Жыл бұрын
thanks Marko! smart.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
Thanks Humphrey!
@WLyons9856
@WLyons9856 Жыл бұрын
50% VOO / 25 % SCHD / 25% VIG this is my 3 fund portfolio in both my Roth and Brokerage. Sticking to the strategy for 30 years and not budging.
@davidbrooks8809
@davidbrooks8809 Жыл бұрын
You have a lot of overlapping
@davidbrooks8809
@davidbrooks8809 Жыл бұрын
SCHG is great and cheaper
@WLyons9856
@WLyons9856 Жыл бұрын
@@davidbrooks8809 Not really, VOO & VIG have a 44% overlap, however, VIG downside protection supports VOO. VIG & SCHD barely overlap as with SCHD and VOO. Market weighted matters a lot more than actual funds held.
@WLyons9856
@WLyons9856 Жыл бұрын
@@davidbrooks8809 ITs cheaper for a reason
@curtisdavis8594
@curtisdavis8594 Жыл бұрын
Thanks for update.
@ExEvolutionGaming
@ExEvolutionGaming Жыл бұрын
I picked up 449 shares @ 69.5 :D
@Zennofobic
@Zennofobic Жыл бұрын
nice, 300 @ 71
@CIAragDe
@CIAragDe Жыл бұрын
The Psychology of Money is a good book for all those interested in reading or listening to this book 📚.
@CIAragDe
@CIAragDe 5 ай бұрын
@whatap-marko_whiteboard what are you talking about ?
@TheWizard856
@TheWizard856 Жыл бұрын
Getting into dividend payers, international (with em tilt), and gold/oil myself. If things are going to be flat and countries moving off the dollar this will be the way.
@johnbarros7280
@johnbarros7280 Жыл бұрын
Marco es El hombre. Definitely going to buy some!
@kab59592
@kab59592 Жыл бұрын
Marko! I have been DCA into this fund exclusively in my Roth for about a year! Great vid per usual
@ericwilde4583
@ericwilde4583 Жыл бұрын
fantastic video I have 1670 shares of SCHD in an IRA and 959 shares of SCHD in my dividend portfolio. SCHD has improved significantly more than the general market. In my opinion, QQQ/VTI/VOO have more potential for growth. My dividend from SCHD on 12/12/22 was already DRIPped back into SCHD. I'm happy that my portfolio has finally reached the seven figure level, and my FA Susan kay Mack, who manages all of my investments and makes sure I outperform the market, deserves praise.
@nataliehinnes5221
@nataliehinnes5221 Жыл бұрын
The thoughts and ideas here are remarkable
@ddhrsa
@ddhrsa Жыл бұрын
Thanks broski
@en3mes
@en3mes Жыл бұрын
Great content as always. Wish i discovered SCHD much earlier. Currently at 200 shares
@mattsarff2793
@mattsarff2793 Жыл бұрын
Get this man to 1 million subs!
@wbdharris
@wbdharris Жыл бұрын
Don't do what KZbinrs tell you what to do....shows us all the reasoning we should do and why SCHD is a good buy...
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
It's up to you to figure out what to do with your money. It's also up to you to figure out which KZbinrs actually know what they are talking about versus charlatans and grifters in the space...
@wbdharris
@wbdharris Жыл бұрын
@@WhiteBoardFinance this is why I've been following you for years! Your car buying advice video was the first one I saw. Still holds true, just had a talk with my wife last night on how much cash is on hand to buy and how bad it would be to finance with these rates right now.
@tomsettles6873
@tomsettles6873 Жыл бұрын
Please read my comment above. SCHD needs to tighten up its div screening rules. Ford paused their dividned all of last year and just got added to SCHD. WTF ??? I'm sending emails to the fund managers every day demanding they change sceening rules to kick out any stocks that don't pay annual rising dividends every year for last 5+ years. Probably should be 7-8+ years.
@cro38363
@cro38363 Жыл бұрын
Why are you watching then??
@wbdharris
@wbdharris Жыл бұрын
@@cro38363 I watch new content from Marko? Not sure what your point is
@dr.lefort1596
@dr.lefort1596 Жыл бұрын
Let’s get updates back on that SEP IRA
@9876karthi
@9876karthi Жыл бұрын
All those years SCHD had high holdings in Banking and Finance stocks. After SVB and other banking issues they made considerable changes in the holding, now BFS is not the high holdings... let's see whether it makes any difference.
@WellsWellss
@WellsWellss Жыл бұрын
Nice video. Like it.🎉
@Papafraank
@Papafraank Жыл бұрын
Thanks for the insight on this fund, added it to my Roth IRA account!
@evanguarino2514
@evanguarino2514 Жыл бұрын
its 13% financials with low tech exposure, tech is up relatively high compared to the rest of the market YTD, and due to the banking crisis which is why it is down, in my opinion great opportunity to buy.
@makdaddy8399
@makdaddy8399 Жыл бұрын
Bought a few ETF's a year ago based on what you did.....down 46% so far.....better luck next time I hope.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
that not possible because I only own/talk about blue chip ETFs. Maybe you have my channel confused with other KZbinrs who promote penny stocks and flash in the pan companies.
@iaskosam
@iaskosam Жыл бұрын
Which one is that? I find it hard to believe. Anyway 0.06 is a great price, any UCITS grade etf costs much more let alone one that could be close to SCHD in structure - that could go to 0.4. So low cost is important when in Europe.
@papapickett7267
@papapickett7267 Жыл бұрын
Marko is my boy. I feel like Ive known him forever. He just has way more money than I do.
@cruz5327
@cruz5327 Жыл бұрын
$SCHD all day every day 😏love this BIG money move BIG Marko! I've been dollar cost averaging into this for the past year after learning about it and plan to keep on keeping on. One day will make my own big money moves
@FrontBrandon14
@FrontBrandon14 Жыл бұрын
Previous video: "My DCAing is legendary, you heard it here first folks!" This video: "YOLO-ing time! Who wants to join me in throwing 10k into a single ticker?" XD
@justingrubbs4622
@justingrubbs4622 Жыл бұрын
“I had a bunch of money and just wanted to get rid of it.” ….what?! I wish I had that problem👍
@Keto_Mike
@Keto_Mike Жыл бұрын
I don't understand how Ford got into schd
@mfw5744
@mfw5744 Жыл бұрын
Love your vids. Interested in your thoughts on Compound Real Estate Bonds.
@tomsettles6873
@tomsettles6873 Жыл бұрын
SCHD does not require its stocks to pay continuous or growing dividends. Look at Ford. I own 3,000 shares of SCHD but am now very concerned about the loosy-goosy dividend rules in its stock selection. I will probably be selling at least half my shares and replacing with DGRO, another div etf, or my own home-brew group of 60 mid and large cap stocks that I screen for fcf payout ratio, debt, continuous rising divs over last 5 years, and eps. I think that SCHD rode the wave of 'everything going up' in last 10 years and may not be the best etf for divs and stock price growth in next 5 years as US faces japan-like economy and stock market. Please read the actual selection rules. SCHD will hang on to stocks that don't raise their dividends.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
We literally read the prospectus in the video.
@tomsettles6873
@tomsettles6873 Жыл бұрын
@@WhiteBoardFinance So how did Ford get included ? SCHD index claims to require 5 years increasing dividends and 10 years of dividends. Ford suspended their dividend for 6 quarters, 2020-2021-1Q2022.
@rahul57761
@rahul57761 Жыл бұрын
Marko, first of all great content as always. Private fund investing is becoming attractive these days. See if you can cover the options in one of your videos
@SAA528
@SAA528 Жыл бұрын
I have post notifications on and aren’t getting notified 😢 The only way I knew you posted a vid is because of the email Thanks for the great content and multiple notification methods 😂
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
thank you! This is frustrating to hear unfortunately!
@travismartinson1813
@travismartinson1813 Жыл бұрын
I like SDY better than SCHD because it is more equally weighted and has a better dividend growth rate. It is also filled with dividend aristocrats. SCHD is a close second, though, because it has a higher yield and lower expense ratio.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
SDY is good but that 0.35% expense ratio is killer
@jordanbatka4556
@jordanbatka4556 Жыл бұрын
SCHG SCHD combo
@derekcole4197
@derekcole4197 Жыл бұрын
hat game is strong
@fokker4uify
@fokker4uify Жыл бұрын
I have SCHD, but also have GNR for natural resources play. Both have nice dividend growth.
@MsExmen
@MsExmen Жыл бұрын
Thank you for bringing this ETF to light! Did not know about it. Do you have any videos or could you do a video about how to rebalance a portfolio? I have a lot of ETFs that I believe overlap with each other.
@thare2597
@thare2597 Жыл бұрын
I do own some schd. It's a low cost, great fund. My concern is looking at the top holdings, insiders are selling much more than buying. Great video as always.
@Celticmedicineman
@Celticmedicineman Жыл бұрын
Thoughts on selling covered calls on SCHD to increase share accumulation and any worry about Schawb? Love the content.
@lisanedwards5019
@lisanedwards5019 Жыл бұрын
Great st ream, as always. I appreciate the level-headed approach you take to the news and the markets. Crypto currency and NFTs will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my crypto investment just by implementing Laura Jane’s daily trading signals and tips. .
@bongkoklee1294
@bongkoklee1294 Жыл бұрын
I wanna learn more about this and get to trade. How do I get to discuss with her?
@lisanedwards5019
@lisanedwards5019 Жыл бұрын
she's active on TELEGRAMS with the name above.👆👆.
@will.yoshizawa4789
@will.yoshizawa4789 Жыл бұрын
I've been hearing some good remarks about her lately and I gave it a trial. it's amazing how she easily makes me understand the crypto market activities
@margarettepurvis476
@margarettepurvis476 Жыл бұрын
It’s been three weeks of celebration in my home after a first successful withdrawals Laura Jane
@baque229
@baque229 Жыл бұрын
Well said I just got my 3rd withdrawal this morning from same coach
@DK-pr9ny
@DK-pr9ny Жыл бұрын
Keep in mind SCHD's performance compared to VOO, etc is skewed quite a bit due to last year's sell off. If you run the numbers without 2022, SCHD has historically underperformed many other ETF's. I see it underperforming this year also with it's big ties to financials.
@DK-pr9ny
@DK-pr9ny Жыл бұрын
@@lmilostr Yep. All these KZbin channels are on the SCHD bandwagon because of last year. Gotta look ahead!
@jgg204
@jgg204 Жыл бұрын
Yep everyone pushing dividends.
@BrianNC81
@BrianNC81 Жыл бұрын
What do you think of blending in some JEPI and reinvest dividends?
@trailblazers222
@trailblazers222 Жыл бұрын
Cash secured put 100% especially buying a 100 shares or more.
@kevinfestner6126
@kevinfestner6126 Жыл бұрын
I just added to my schd. TY
@c.c.2763
@c.c.2763 Жыл бұрын
Informative as always. I have been DCA’ing into SCHD for almost a year now. This may be my sign to smash buy😉 Thanks again Marko!
@cryengine_x
@cryengine_x Жыл бұрын
backtested to 2012 against my old reliable voo and, they were basically the same with an ever so slight edge to voo lol. never mind.
@billstidams6658
@billstidams6658 Жыл бұрын
Would like to see you do a vid on xylg..qylg.. rylg… the new 50/50 funds.. good dividends plus growth.. all hype? Or good investment?
@joshlawless7496
@joshlawless7496 Жыл бұрын
I'm looking to invest extra money into SCHD, SCHG and VGT. I can't invest through Charles Schwab, because I have to purchase shares. I just want to invest $100, 200, 300 or whatever a month or some weekly amount. I have heard pros and cons with Robinhood. I do see that you use M1 Finance. I'm looking for ideas? Thank you.
@josenetro7480
@josenetro7480 Жыл бұрын
Great video Marko do you use any stop lost on this investment?
@jhonnyluciano8685
@jhonnyluciano8685 Жыл бұрын
Enjoy your vacation 🎉
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
Thank you!
@FPLIQ
@FPLIQ Жыл бұрын
SCHD seems attractive IF you’re an American. Doesn’t the 30% dividend withholding tax hold back this ETF for non-Americans?
@sshumkaer
@sshumkaer Жыл бұрын
There almost no difference between the two I'd say either or is good investing
@lancebrown8823
@lancebrown8823 Жыл бұрын
I picked up 380 shares of SCHD.
@Ipeacocks
@Ipeacocks Жыл бұрын
Don't you worry that SCHD has only ~11 years of history? I mean that's relatively young in terms of age compared to VOO or so.
@srkskool
@srkskool Жыл бұрын
Hey Marko, Do you recommend SQQQ as well at current levels?
@cesarvalencia2324
@cesarvalencia2324 Жыл бұрын
Will you using the remainder of the 100k in SCHD in the future? I was thinking of doing something similar, but was asked why I wouldn’t just put it all in VTI why would I do dividends instead of just growthstock? Why do some people not want dividends stocks?
@kevingipson5356
@kevingipson5356 Жыл бұрын
Basically boils down to strategy or where you are on your investing time horizon. For folks far from retirement (20+ years), growth is normally the focus. As you near retirement, most abandon a growth strategy and transition into dividend to creating a steady stream of passive income throughout retirement without having to liquidate their shares. Hope that makes sense. Many will take a large nest egg they’ve accumulated in the growth years to purchase high yield dividend stocks that supplement retirement income.
@cesarvalencia2324
@cesarvalencia2324 Жыл бұрын
@@kevingipson5356 wow thanks for the clear explanation yes I am 41 currently at want to start a brokerage doing all the tax advantage investments but feel I need a brokerage account. Thank you.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
It boils down to growth vs income. The beauty of SCHD is you get both of those historically speaking.
@cesarvalencia2324
@cesarvalencia2324 Жыл бұрын
Also Marko is it ok to purchase SCHD in a fidelity account? Thanks
@Mend3zzz
@Mend3zzz Жыл бұрын
Is there a Fidelity equivalent to this?
@MrDarkBM
@MrDarkBM Жыл бұрын
Gotta drop a like if your putting your own money in something you preach.
@bobespnza-la7030
@bobespnza-la7030 Жыл бұрын
I’m in SCHD. I’m only mad that I didn’t start sooner!!! 😩
@jonathanwinston9958
@jonathanwinston9958 Жыл бұрын
Hey Marco. Why would you buy a dividend fund which would force a taxable event during your high income years?
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
These are qualified dividends no different than a capital gain tax
@orpharachel9368
@orpharachel9368 Жыл бұрын
started investing when I was 27, mostly through sweat equity. I just turned 33, and this last month was the first time that my passive income broke $100,000 for the month. This is solid advice! DO IT!
@orpharachel9368
@orpharachel9368 Жыл бұрын
​@KelvinJames-mh9piNot at all, having monitored my portfolio performance which has made a jaw dropping $473k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market. I must say it's the boldest decision I've taken since recently.
@orpharachel9368
@orpharachel9368 Жыл бұрын
​@PamelaShagayaThe Adviser I'm in touch with is ‘’David Jeffery Herman’’, He works with Wealth Management llc and interviewed on CNBC Television. You can use something else. for me his strategy works hence my result. He provides entry and exit point for the securities I focus on.
@misternobody9801
@misternobody9801 Жыл бұрын
I add $3k-$4k of SCHD each month and buy on the middle Wednesday around the 15th. Would you recommend DCA’ing daily or weekly instead of once a month?
@scotttracy9333
@scotttracy9333 8 ай бұрын
I'd do daily if you're not being charged per trade
@captainblando
@captainblando Жыл бұрын
I have auto deposits in to my retirement account
@2023Red
@2023Red Жыл бұрын
3.23% dividend is inadequate today.
@goodman5350
@goodman5350 Жыл бұрын
My investment strategy, which is to focus on sectors that are a future priority, hasn't changed. I still trade/invest in crypto and NFT
@fragrance4656
@fragrance4656 Жыл бұрын
Greetings, I have seen positive reviews of this Anne for about the fourth time now, I think I will love to give it a try.
@vincentgrepo3328
@vincentgrepo3328 Жыл бұрын
Is there a fidelity account similar to SCHD?
@slopotato
@slopotato Жыл бұрын
🥲A toyota corolla will be 50-60k in 20 years.
@ThePatrickHoban
@ThePatrickHoban Жыл бұрын
Is there any benefit to buying SCHD in a Schwab account versus buying SCHD in a Fidelity account?
@bolamoses4955
@bolamoses4955 Жыл бұрын
i think so
@nickjarman5626
@nickjarman5626 Жыл бұрын
Your content is very much appreciated. Thank you
@deedeew4040
@deedeew4040 Жыл бұрын
I bought SCHD last year and I am down just a little.
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
being down a little after buying most thigns last year, I'd say you're in good shape :)
@johnniejacobs3199
@johnniejacobs3199 Жыл бұрын
Thanks Marko, I have been thinking about this one. But I've been concerned and second guessing, the assets i've been putting in my taxable account versus my IRA, just don't want to run into a larger tax bill. In your opinion is this still a good fit for a taxable account for someone that has 10-15 years till retirement?
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
You should research qualified versus non-qualified dividends. SCHD dividends are qualified, meaning they are taxed as capital gains and not ordinary income. Big difference especially if you in a higher tax bracket.
@turdfurgason8476
@turdfurgason8476 Жыл бұрын
Why not put it in your Roth?
@bigtonytiger
@bigtonytiger Жыл бұрын
Marko do you use Loom for video editing?
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
No but I do use Loom for other things
@viktorwolfe8333
@viktorwolfe8333 Жыл бұрын
How many shares of SCHD do you have now?? Also, can you show us your Schwab page with all of your investments? I think that would be interesting to see.
@HEC892
@HEC892 Жыл бұрын
Is 72$ a good price to buy ? I see it’s kinda in a box between 60-80
@Dividendflywheel
@Dividendflywheel Жыл бұрын
Dollar Cost Average into the ETF. In the long run it will not matter. Trying to time the market is very difficult.
@Dividendflywheel
@Dividendflywheel Жыл бұрын
An alternative strategy is to use limit orders to buy half of your position. Then buy the other half on a predetermined date every month.
@Dividendflywheel
@Dividendflywheel Жыл бұрын
Example: Place a Limit order to buy 10 shares SCHD at $65. Keep this order active till it’s filled. While you are also buying 5 shares every 2nd Monday (regardless of the price)
@HEC892
@HEC892 Жыл бұрын
@@Dividendflywheel savvy I would like to eventually own 100 shares , your plan is solid . I was thinking to buy 5-700 a month until I hit the 100 total shares
@Mach141
@Mach141 Жыл бұрын
I’m in VYM because you recommended it. Guess it’s time to switch it up.
@masoncnc
@masoncnc Жыл бұрын
I smashed sold at 74
@shooter.mcgavin
@shooter.mcgavin Жыл бұрын
Why live off dividends when you could kill the market right now? Dumb 🤷🏻‍♂️
@forsakenV12
@forsakenV12 Жыл бұрын
8:27
@meganvo09
@meganvo09 Жыл бұрын
❤❤❤
@nickmoutdoorfun3263
@nickmoutdoorfun3263 Жыл бұрын
I am gonna buy 10K in tacos instead! LOL
@StalledAbyss839
@StalledAbyss839 10 ай бұрын
Bro, you're on Robinhood and investing in a dividend fund that yields less than a Money Market fund and who's share price is negative YTD. LOLz!
@WhiteBoardFinance
@WhiteBoardFinance 10 ай бұрын
Robinhood? Zoom out. Yield + Growth. This is a multi decade hold. LOLz!
@torobololo
@torobololo Жыл бұрын
Robinhood? my brother stay away from them they are crooks
@aromanmcse
@aromanmcse 9 ай бұрын
Isn't a father the same thing as a parent? 😅
@jl6301
@jl6301 Жыл бұрын
Could you also sell calls for premium with SCHD with all the positives it offers?
@ssing7113
@ssing7113 Жыл бұрын
U can. Be careful if it gets triggered and you don’t know how to adjust. I mean that you could get taxed on capital gains..
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
yes
@Bobventk
@Bobventk Жыл бұрын
The amount of bad advice in this video is concerning
@WhiteBoardFinance
@WhiteBoardFinance Жыл бұрын
What exactly was the bad advice?
@arseniclullaby87
@arseniclullaby87 Жыл бұрын
...... his account is down $28 lmao
@I_like_turtles_67
@I_like_turtles_67 Жыл бұрын
Have you looked into ABR? it's been on a fire sale. Starting yield in the 15% range. I bought 100 shares as a speculative play. I dint own SCHD but it's a great ETF.
@Compounddeznuts
@Compounddeznuts Жыл бұрын
Love the videos! Loading up on small value this year
@tradekings5433
@tradekings5433 Жыл бұрын
Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .
@PhilipMurray251
@PhilipMurray251 Жыл бұрын
Exactly ! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn
@Robertgriffinne
@Robertgriffinne Жыл бұрын
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
@PhilipMurray251
@PhilipMurray251 Жыл бұрын
Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.
@Robertgriffinne
@Robertgriffinne Жыл бұрын
I am guided by Kate Elizabeth Amdall . I found her on a CNBC interview where she was featured and reached out to her. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care for supervision..........
@PhilipMurray251
@PhilipMurray251 Жыл бұрын
I just checked her out and I have sent her an e_mail. I hope she gets back to me soon.
@stephaniebender8319
@stephaniebender8319 Жыл бұрын
The second time I've seen your video, it's good. I do invest in dividends, but they increase slowly and steadily. I'm 45, with a $300,000 investment account, and aim to retire at age 60. My objective is to raise $2 million. I know it is possible since I see traders making thousands of dollars each week. Just gotta do it the right way
@KlausNoob
@KlausNoob Жыл бұрын
There are a lot of strategies to make tongue-wetting profit especially in this down market, but such sophisticated trades can only be carried out by proper market experts.I recommend retaining the services of a portfolio adviser.
@brianacostafuller9365
@brianacostafuller9365 Жыл бұрын
@Bob J Very good tip, I just looked her up and left a message on her website
@polotrucker1345
@polotrucker1345 Жыл бұрын
$300k you should be making $3k+ per month already, why $2m? 🤷✌️
@kietro8319
@kietro8319 Жыл бұрын
@@brianacostafuller9365 Sure, Jan.
@ap50
@ap50 7 ай бұрын
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