Why YOU Need an Apple Card in 2024

[@GregsGadgets]

Guys, I need your help, if 10 of you sign up for robin hood gold I can get a GOLD credit card: t.co/Veb07f5CxK IMAGINE the possibilities! AN APPLE CARD AND A GOLD CARD!? This is a rare opportunity for me! IT NEEDS TO HAPPEN!

[@yevheniisoboliev6092]

I didn’t help you, but I own that card already :) the best one!

[@alexbigkid]

Not sure you should deal with RH. The company screwed over its customers few times already.

[@gebertfamily]

One of the best features is to be able to dispute a claim right on my phone. I had a situation with a hotel who tried to over charge me and refuse to correct it but apple took care of it in seconds and credited my account immediately.

[@Tigerous]

Good luck disputing when your phone is stolen or somehow hacked.

[@PCs454]

@@Tigerous then use your laptop bruh

[@drift318]

word is chase is going to take over for goldman, since chase already handles a lot for apple. So im keeping my apple card. It's been the best one i've used to date.

[@mariettadashcam6857]

I also heard synchrony

[@valg.3152]

We will see.

[@ToboeKey309]

Chase has denied the partnership with the apple card and it's a big risk for chase so yeah that's never going to fuckin apple American Express also said hell no 🤣🤣🤣 apple sux and a liability so chase and amex will not take that risk in losing money

[@kelvindean]

If Chase takes over, you know, we could see the Apple Card being split into different tiers: • Platinum: $500 - $1,999 • World: $2,000 - $4,999 • World Elite: $5,000+ It is possible that customers may lose some benefits if their credit limit is lower than $5,000.

[@18Gamerpro]

4.50% now. Just grew for a 3rd time. It’s now competes with the other high yield savings accounts out there

[@OkiDingo]

4.40% now

[@lindadurost5108]

Simple enough…pay in full.

[@OkiDingo]

@@lindadurost5108 we are talking about APY, not credit card interest.

[@Lastskykey]

@@lindadurost5108the op was talking about saving account yields.

[@hofkingpin3216]

@@lindadurost5108????

[@beaniemac]

The apple card by far has the easiest interface of any credit card. That said, I have another card that pays me 2.63% on every purchase, which I use on almost everything. I do use apple card for the merchants that pay 3% and will use it when they have double cash back periodically. The apple savings account is good as well. Especially with the two recent interest rate increases. I'm currently sending money to my apple savings account and using it as an escrow account to pay my property taxes and home insurance every year instead of letting my bank hold my escrow money.

[@Christian_Luczejko]

People, the man has spent 160-220k USD on that card to get that $5k money back.

[@casualgam3r19]

Best card ever. 👌 got one last year. Never look back. Pay in full.

[@ToboeKey309]

Really? 😑 it has no fuckin perks

[@jragon9215]

@@ToboeKey309it does, you should watch the video again and listen.

[@ImaSpace_Cadet]

Theres way better cards

[@mmad3130]

IF you pay your full balance each month. Don't miss it, since my interest now is over 27%, that's insane.

[@jeffd2001]

I love the Apple Card! I use it for all my daily purchases and pay it off in full, and use the cash back rewards to pay off other stuff. Hopefully they find a new bank to partner with so the card sticks around.

[@Ghoxtfire]

easy to use first get a iphone lol

[@aaronqueen55]

He explained this is a terrible daily card. Go get chase credit cards. You can get the chase freedom unlimited (cfu) and that does 1.5% points. Then you eventually want to hold onto those points so when you get a chase sapphire preferred card (csp) you can move those points from the cfu to the csp so you can transfer those points to airlines or hotel stays. Earning points for Cashback is not the way to go. Earning points for travel and hotels is the way to go.

[@MWSfan18]

​@@aaronqueen55Unless you don't travel, obviously.

[@1KingFisher]

@@aaronqueen55most people don’t spend enough to really earn enough for travel cards. I have one and spend about $45-50K annually on my credit card and after nearly three years I have enough points to go on one small trip. The people you see on social media using points to take extravagant month long trips spend exorbitant amounts of money to earn those points. I like that I get 2¢ for every dollar I spend with the Apple Card. It’s uncomplicated and is more useful that a small trip here and there.

[@er1115]

@@aaronqueen55chase doesn't give me 3% back off Tmobile cellphone bill which is close to $1000 per month as its a business account. And they give me 2% most of the time with apple pay. Yes I do pull out my venture x or sapphire for other things. But Apple card is great for some things.

[@sallyharris1093]

I have the Apple Card and love it, especially the fact that it has the benefit of cash back that will automatically be transferred to the savings account which, by the way, has a high interest rate. Didn’t know about the T-Mobile 3% deal so I just switched my bill to be paid by Apple Pay.

[@shadebarranco3781]

Love my Apple Card too

[@douglasmontgomery6315]

T-Mobile just recently started charging $20 to pay with credit, so I switched back to ACH. Guess T-Mobile didn't like paying the fees

[@sallyharris1093]

@@douglasmontgomery6315 😯

[@fritzgeraldboezemjr.7741]

@@douglasmontgomery6315 Set up ACH, but pay with your Apple Card before the due date. No $20 charge and you get your 3%!

[@sspringss2727]

@@douglasmontgomery6315really, where’s the news of this.

[@CHAOS_6E]

I’ve had it for 2 years. Best “catch it all” card. If one of my cards doesn’t get at least 2% back, then I’ll use the card. It’s mostly used for gas until I find a better card and to buy apple products.

[@christopherhenderson2773]

If you don’t mind citi bank, I’m enjoying the citi custom cash for my gas purchases

[@nolaboigee]

My top daily cards are Cap One Venture and the Apple Card. Surprisingly, one thing I found out in Thailand is that many places don’t accept Master Card there.

[@jamesthompson3099]

I have both the Apple Card and use the savings account. The savings account is also free of any fees and allows unlimited free withdrawals each month. I don't withdraw. 👍 My iPhone is now my bank.

[@GregsGadgets]

Awesome!

[@caihuang137]

How do you withdraw?

[@jamesthompson3099]

@@caihuang137 When I want to withdraw I hit the “Withdraw” button in savings, select my bank and send it. As I said, though, that is my savings so withdrawals are extremely rare.

[@harrisonbannerman]

Goldman Sachs dropped Apple last month because the Apple Card isn't profitable, so that definitely means it's the best card for consumers. Unfortunately I don't see the apple card existing long-term if it continues to unprofitable for whatever banks partners with Apple.

[@benjaminlehman3221]

Worst case is Apple makes a bank. They already loan money for the pay later Apple Card feature. However I can only imagine the annoying paperwork and other requirements to become a bank

[@WhittyPics]

It will take them at least a year for Goldman to get out of the deal

[@Kuolitee]

"best card for consumers"? Maybe when it comes to features like how it encourages you to pay your balance off in full, sure. However, it is far from being the "best".

[@techinrl9869]

Not all banks are the same. Goldman caters to corporate users and saw the Apple Card as a way to get into consumer banking, something they have little experience with. Whoever takes over the Apple Card (AMEX mentioned as an interested candidate) might have a different experience. If there was no way to make money, no other bank or credit card company would be showing interest.

[@bien9582]

Apple CANNOT let the Apple Card die. They will find a solution. Apple Card is not going anywhere!

[@SunshineFL]

I like that you can add up to 5 users of the same card with spending limits as you are responsible for all payments.

[@adamr4198]

I really like my Apple Card too. As a word of warning you can’t have a joint high savings account. So if disaster strikes and you are unable to access your account (dead phone or YOU are dead) it could be a challenge for your family to access the money. Greg when you said you deposited $20K into account I felt both a thrill and my stomach drop. 😅

[@MsKG-nl5ot]

Apple has a feature to nominate a person in the event of death they get access. Even if phone dies… everything is in the cloud

[@MsKG-nl5ot]

You just have to set it up and print a copy

[@adamr4198]

@@MsKG-nl5ot Access to your iCloud account but also access to your bank account?

[@stevo_700]

Apple: Apple Pay almost everywhere Walmart: 👀still not using it yet

[@Ninjaplayer7999]

Walmart wants us to use Walmart Pay instead of Apple Pay and Google Pay for some reason. 🙄

[@yusefinc1096]

@@Ninjaplayer7999fees. Walmart pay is their own credit card processing system

[@nxb00]

​@@Ninjaplayer7999the reason is that walmart has to pay 30% transaction fee if someone is paying via Apple pay or Google pay

[@itsjuliescottyay]

@@Ninjaplayer7999Amazon is the same way.

[@Snicker433]

Really? We've had tap and pay here in Australia for over 8 years. Everywhere... Even Servos... (Gas Stations.) And... vending machines...

[@KingTechHD]

It’s been the easiest & highest interest cc I have BUT has a very low limit. Can’t even buy an iPhone 😂 denied limit increases. They even denied my wife who has better credit & less debt. Weird

[@GregsGadgets]

That's crazy

[@Ozzymandius1]

My partner has a credit score of 650 and they’ve increased his balance twice in three months. It sounds like both you and your wife have a bad credit history. Regardless of your credit score and amount of debt, any delinquencies in the past can heavily impact your ability to own a card. My partner is 10k in debt , has had his bank accounts for 20+ years because his parents set it up in youth, and has never missed a credit card payment.

[@bryanboobaby]

Yeah they won't give it to people like us that's how it is you have to be rich 🤑

[@chessdude67]

I have the Apple card but I’m holding off on doing anything with it right now because they’re about to split with Goldman Sachs? It’s been on the news I’m a big fan of your channel. I don’t see why you’re recommending this right now when I’m pretty sure you know this is happening. I’m waiting to see who they partner with and what’s going to change. There was talk that they were going to partner with Chase. I have a large amount of money just sitting in a regular savings account and I would love to do this, but I want to know what’s going to happen this year with them splitting and possibly going with Chase bank. Take care.

[@WFORacer]

Mine has a $40K limit. They raise it by $5K every year. All CC companies use a set formula. Pretty straightforward.

[@jonathanellison7066]

I’ve had my Apple Card since August of 2022. I now have a $4,750 credit limit I do like the card and it has a lot of great perks especially for Apple Pay. I do wanna be able to maximize the earnings and I haven’t paid no interest on the card at all either since I pay the balances off in full even though I have to break it up in pieces with other bills and the savings account is nice as well but I don’t use it that much.

[@Jeannemarre]

Wish we had it in Switzerland, but obviously with the amount of banks we have here and how much money they would lose they are completely blocking Apple from doing it

[@Ozzie4Para]

I don't understand how these credit card companies choose to reward people with excellent credit with high APR rates. I've had my Apple Card since day one and I my credit is in the 800s. But yet my Apple Card rate has always been something stupid like 22%. Only reason I have and use it is when I go out to eat. I use my Apple Card to pay because I never worry about someone copying the number from my card because there aren't any numbers. Otherwise my fancy metal white credit card would be useless to me.

[@henny212]

The Apple Card has fascinated me since day 1 with its features that it offers. Unfortunately it's still not available to me in Australia but I would get one as soon as they offer it. Great video Greg, very informative as usual 😃

[@JohnnieV]

They don’t point you to the minimum. It’s a very transparent circle slider that TELLS you how much interest you will pay if not paying the balance.

[@Love2Cruise]

Have the card, but I rarely use it. It’s great for people who don’t have a full understanding of how credit cards work.

[@sharonb.9128]

Great video. I love how the Apple Card shows you how much more interest you’ll pay the more you don’t apply to the principal.

[@WhittyPics]

The Apple card rewards and interest rates aren't that competitive. If Goldman Sachs isn't making money, they must be handing out credit to those that aren't worthy of it. My PNC Visa has better rewards. I use different cards at different places.

[@yusefinc1096]

Very easy card to use. I have had it since June 2023. Got $75 cash bonus for spending $75 at Ace Hardware for work. So it was essentially free cash. I don’t use the card that much. Maybe 20 transactions a year. Never had a balance over $150 in a month. I usually only use my cards for dining/eating out and my Savor One card gives me 3% CB unlimited.

[@Techjunkie51]

I got my iPhone 15 on my Apple card. Just got it on November and pay 200 a month on it, no interest, and I don’t have to pay AT&T any ridiculous extra fees cause I have a prepay account for 35.00 a month. I get the same features for 35.00 on prepay as I did paying 80.00 for a regular phone plan.

[@beneachus4901]

Unfortunately I’m approaching near perfect credit and I still can’t get one of these because my credit isn’t old enough yet😢

[@jondavid4747]

Physical swipe only pays 1% and it’s a Mastercard so doesn’t work at Costco. Until these things change I’ll stick with my Fidelity Visa which pays me 2% on everything and deposits the cash into my cash management account which pays me 5% interest

[@itsjuliescottyay]

I bought my new refrigerator on Apple Pay, then paid it in full at the end of the month and got my cash back. 🙂

[@TheParot161]

The Apple Card interface is terrific. Especially for understanding what I owe (or would owe). Also, an excellent card if fraud ever occurs. I mistakenly bought something from a scam company and Apple Card flagged the transaction and denied it. Fast forward five months and the scam company tried to charge my Apple Card repeatedly. Each time it was blocked and Apple Card issued a new digital card with zero hassle.

[@amsevo712]

I also use the Apple Card. Just signed up for the savings account!!!! Great video!!!!

[@sshea1222]

I also really enjoy the Apple Card, I would argue it would be a great beginner card without the cash back features just because it shows new users how interest rates work. The trick to using any credit card is treating it like cash. If you can’t pay it back in full at the moment of purchase, you shouldn’t be buying it at all.

[@504cool]

If used wisely the card is a game changer. Essentially you can literally get paid for every transaction that you make, then have it roll over into a High Yield Savings account where it accrues interest.

[@X-7-Ripper]

I disagree with the statement that it’s not someone’s fault if they don’t know how interest and credit card work. It’s entirely their fault they if they have access to the card documentation and the internet, where they can easily learn.

[@GregsGadgets]

You're right but, the credit card companies can also be more transparent about how the process works. They have all the data and obviously know how much you'll be charged in interest.

[@investmentanalyst779]

@@GregsGadgetsthey are very transparent. It’s required by law. Everything is clear as day right on the signup page. They even give you highly detailed statements outlining everything. They even do the calculations for you if you don’t make the full payment. 3 different scenarios. Everything is very very very clear. If you’re an idiot, then you’re just an idiot. No amount of documentation will help you. Those people fund my free trips around the world. They also give me a juicy return on the banks credit card ABS program. Thank you!

[@darrengilbert8467]

Americans are generally extremely financially ignorant unfortunately

[@kazama850]

@@GregsGadgets or they could take responsibility

[@therkadn]

So it's someone's fault for not reading all the fine print in a thousand page document?

[@bastcat8]

So my daughter was on a trip. She has a debit card for her spending money. Her card was locked because she was in a different state. I was easily able to get her on my Apple Card so she has money. I also was able to put a spending limit and a monthly limit on the card for her and then I can block her being able to use the card with just one click.

[@L33john]

In 3 years I’ve never used the physical Apple Card. 1% back using the card. It’s still in the card board it came in. I do like how they show the interest calculator though.

[@velanche]

Thanks for the video! I watched it earlier this year, and now I've just been approved for an Apple Card. Now, I'll start to work it with the cash rewards and the high-yield savings account; so smart and without a lot of hassle. Look forward to using it, and again appreciate the info!

[@imashwinikr]

Here is one more subscriber. KZbin showed me your video, i was searching for apple card review. 👍👍👍

[@GregsGadgets]

Thank you, and I hope the video was helpful!

[@phonepup06]

And if you have the savings account the rewards can just go right into that high yield savings account. Almost like acorns, in a way

[@anonymousdogg1559]

Apple Card is most likely going to convince more people to spend rather than save. Uber/nike/Uber eats is all unnecessary spending doesn’t matter how you put it. Caleb hammer would say get the card for the savings account and chop up the card, don’t use it until you have a fully funded savings account and actually have the money to payoff the debt. Also DONT SPEND CREDIT ISSUED MONEY UNLESS YOU HAVE IT IN YOUR BANK FOR GOODNESS SAKES

[@heyimjvy7026]

You sound EXACTLY like Saul Goodman (sometimes lol) Love the content!

[@MikeThomasDrumss]

I have it and love it! I just worry about the future of the Apple Card and its rewards as Apple part ways with Goldman Sachs.

[@GregsGadgets]

I'm not too worried. Apple will find another it's a really popular card.

[@cbomik1]

@@GregsGadgets How could you know that?

[@lewissky8069]

​@@GregsGadgetsit's popular for consumers but that doesn't mean it's popular for the bank. No Bank wants to have a relationship that doesn't benefit them. The only reason Goldman Sachs got into this unfavorable terms and condition with apple is because they were trying to break into the consumer space. Goldman Sachs just deals with big institutions and investors they were trying to break into this retail section.

[@RITPA]

There are much better 2% cards and 5% higher yield savings. The only reason for this card is the convenience of them linked together.

[@artificialstyle998]

Surprised it took so long for someone to mention this. The Apple Card is a pretty basic bare bones card. Sure it’s better than something like a secured card but there’s definitely better cards from chase, Amex, capital one and US Bank

[@robnelson6545]

You also get 3% in an apple store

[@RITPA]

@@robnelson6545Cards that only applies to few retailers is too limiting. For example the Venture X gives you 2x but the points are worth about 1.85 cents each = 3.7% for travel. More value than 3%. Plus Venture X gives you cellphone protection if you pay att/verizon on card, that means you don’t need applecare.

[@RITPA]

@@robnelson6545 Capital One Venture X card earns 2X but the points are worth more (so compare around 3.7% on travel). If you pay your wireless bill with the Venture X you also get cellphone damage protection. Saving you hundreds on applecare. Apple card is too limited to only 3x on limited retailers.

[@mrwhite1127]

How often are you really shopping in the apple store though? @@robnelson6545

[@schadlarry]

I got the card just for the card. Everything is descent but they could make it easier to use the earned Apple Cash for a statement credit. When the card first came out you could set that to happen automatically. Now you can't and it's not that user friendly to do so.

[@jmcmonster]

It’s okay as a catch all card for purchases that don’t meet bonus categories on other more beneficial cards, or maybe for people that don’t understand how to manage credit. US Bank Altitude reserve is 3% cash back on every mobile wallet purchase. Those points can also be redeemed at 1.5x for travel, which then turns into effective 4.5%. I still like the AC, and will keep it around, but many other rewards cards are out there with better returns.

[@504cool]

This is one of the best videos I've seen Greg, I'd been trying to research this but everyone else making videos about the card hates it because they're trying to get you to click referral links to products they're offering.

[@wazupmydawg2009]

this is objectively a terrible card. literally one of the worst cards out there. If apple didn't pay greg, that means that greg knows absolutely nothing about math, basic numbers, and should definitely not be doing anything related to finance.

[@504cool]

@@wazupmydawg2009 help me out here. Elaborate, give me your rationale.

[@MayTheSchwartzBeWithYou]

@@wazupmydawg2009 You’re either clueless or just plain trolling.

[@MayTheSchwartzBeWithYou]

@@504cool He’s full of shit.

[@jorgeespinozalira7241]

Thank you for all the advice I subscribed!

[@jorgeespinozalira7241]

I also liked this video

[@angelasmr8818]

I have the Apple credit card and I absolutely love it, I always pay my balance and it’s sad that because some people don’t pay their balance it has became unprofitable and so no bank wanna issue it.

[@lewissky8069]

Actually it's the opposite. When people don't pay their balance the bank makes money off the interest you charge. The problem with the GS deal, Goldman Sachs was making money off of any interest. Also all the people who are buying Apple products got maybe a year or two of interest free loans. Time is money. So when Goldman Sachs had to pay up front for all the Apple products people are buying they weren't able to use that money to loan it to businesses and other people. A small business loan could probably let them somewhere between 10 to 15% depending on the terms and condition.

[@valg.3152]

I pay mine off every few days. I treat it like a debit card. 😊

[@angelasmr8818]

@@valg.3152 me too! Once the transactions have cleared I pay them off! 😁

[@timmyturton1035]

Is it still not available in the UK ? 🤔

[@mackpersonal8520]

My think is should I wait till they resolve and find someone else because what will happen when they part ways all the rewards go away and can get completely different rates good or bad

[@kljamison]

I’m going to look into the savings account thank you for letting us know!!!

[@geoc1]

I'm using the Apple Card to buy the Vision Pro. My credit karma shows me I'm short on accounts open/closed and can lower my utilization rate (even though I pay my balances off every friday). Opening a car will lower my credit age history . Mine is currently 15 years , it'd probably lower it by a few years. Plan is to open the card, soften the blow of 3500 over the course of 3-6 months, pay zero interest and get 3% cash back on apple products. Then close the card after Vision Pro paid off after 3 months or so.

[@Byte_J]

Another benefit is that Apple and Goldman DO NOT share your purchasing data. From the privacy policy: “Goldman Sachs, Apple Card’s issuing bank, and Mastercard, Apple Card’s global payment network, receive your Apple Card transaction information, but do not share or sell your transaction information to third parties for marketing or advertising.”

[@alexisguevara8693]

😂 it feel great and feel nice . Honestly you can apply for a better credit card deal . Other banks cards offer better cash back and also offer 12,18 and 21 month free of interest.

[@wadeharmon8931]

Thank you for all the info. I have a question . if we were trying to budget a weekly amount. Could I just load $700 a week on there and use that as a budget. as opposed to paying as we go?

[@Urban_LP]

Would love to have one but it's not available in Canada at the moment. Hoping it will change in the future...

[@Who.264]

what if I get it but I only use it for shopping and I don't overdraft my card, would I still have to pay on the card?

[@Brantastic07]

I do believe there are interest calculators online & apps

[@Shado965]

I wonder why you can't download that app. On ipad generation ten

[@hummersd]

How did you get such a high credit limit?! I have a great credit score and have a third of a credit limit you do.

[@Rudebwoy64]

I’m going to need a redo with this car not going to lie I I messed up the car end up closing, but I paid off everything so am I able to get the card back?

[@Ben-wc8go]

I like how all my purchases show up with what store I went too. It’s very convenient

[@g.t.richardson6311]

What is so amazing about that? I’ve had credit cards since 1984, every statement in the past or looking online shows what store or purchase I made Usually includes a phone number too

[@Ben-wc8go]

@@g.t.richardson6311 True, do you have an Apple Card? Maybe try it out and see what the wallet looks like and how they break down what you buy and how they categorize each retail or service you use. Like going to target and Walmart they are grouped to together so I can see what I spent that month. Even entertainment and Restaurants too.

[@anthonyvillena5136]

Is the Apple Card available in Canada?

[@RamPrasad-gg3cs]

Does 3% also applicable on Apple Pre Order (Like upcoming iphone 16) ?

[@Charlos92]

Yes

[@PaulTimothy]

it's an incredible feeling to be able to single handedly fund my credit card company. interest rocks!

[@ItsJustMeStevie]

Thanks for this video. Curious to know if it’s 3% back for every dollar you spend or in total purchase? In regards to HYSA, 4.35 is pretty standard with what I get with Amex. It’s 4.6 at Sofi.

[@1KingFisher]

I’m getting 5.25% with UFB direct. It’s an online only bank though and the app isn’t as smooth as Amex. Definitely worth it though. UBF is a subsidiary of axos bank, if you’re wondering.

[@fatso79750]

What about the taxes from that saving account do you end up paying a bunch in taxes?

[@kevinaz67]

Where do u find the savings account to open it

[@angelc7984]

What about transfer balances?😊

[@kenlowey1]

I'd love one, alas here in the UK not available

[@Joshwaee]

hello! where’d you got that iPhone wallpaper at 7:48

[@raymondchang4428]

It seems like the Citi Double Cash is better?

[@kendregab7328]

Does Samsung have a card like this? I don't have an iPhone so I'd be interested in Samsung's program if they have one 😊

[@tallfreakfaves]

Having an apple credit card also allows you to have their Apple Savings account with 4.35% interest. I've never had high monthly dividends like this before!

[@beaniemac]

Lol it's interest, not a dividend. But I get your point

[@Zima_Blue]

Wallpaper link?

[@Samano101]

I just found out about the savings account thanks to you. I use my Apple Card to pay my T-Mobile bill every month( I have a debit card on file for autopay discount just pay early with my credit card every month). This will in the long run make me a decent amount of money.

[@GlobalEverythingTv]

Dam thanks I didn’t know they give you a discount for autopay.

[@brentriley3890]

Sorry, I am new to this. Is this a credit account and a savings account? And when I use the Apple Card, does it take from my savings, or it just uses “credit?”

[@Faroesx]

It’s a credit card and a separate savings account!

[@LivelyHorizon]

Can you get the card anywhere and use it any country

[@DavidPacJr]

I was going to apply for one but I think I’ll stick with the Walmart card. I get 5% cash back online and it’s a capital one card

[@davidkeithwilliams4593]

I love the card. The savings account has a decent return.

[@emmavonderheyde1436]

I have Apple Pay but how would you get the actual Apple card

[@jeffhale1189]

Thanks for sharing. Blessings on your day!

[@cxAdam]

Just want to note for my friends here, Walmart does NOT accept Apple Pay, anywhere. Almost every single other store does - so the flat 2% is not bad.

[@beaniemac]

I have the BOA customized rewards card, which I have set for online shopping paying me 5.25% cash back. When I set that card up for Walmart pay thru their app, I get that high cash back amount in store by paying with Walmart pay.

[@doctorb6773]

@@beaniemachow do you have 5 percent i only get 3

[@beaniemac]

@@doctorb6773 because I'm platinum rewards tier status which gives you an extra 75% bonus on 3%, which comes out to 5.25%

[@Xachremos]

Walmart Canada does take Apple Pay. However we do not have Apple Card here, so there's that.

[@cxAdam]

Lol! @@Xachremos

[@gphysco]

I was young back the and took it for granted 😢close it with a balance and became charge off now I try to applyv4 years later and still says I have an account open I’ll probably never be able to have an Apple Card again 😢 , Lesson learned now…

[@fatso79750]

It will come off your credit after seven years unfortunately I know because it happened to me and now it’s like it never happened

[@firefight5864]

Sadly it is not available in the uk😢

[@karimfazulzianov8851]

Great video! Won me over. Thank you very much🔥

[@CanonPaulHamilton]

Don’t think it’s available in the UK :(

[@drag0n4ever]

I would use this card more if the physical card gave 2% cash back.

[@andrewillingworth]

Is it just in the us 🇺🇸? Cos I can’t see it in the uk 🇬🇧 wallet app

[@sinjersable]

Android phones are used much more widely outside the US, so there is little need for an Apple Card (or even an Apple phone!).

[@spink1000]

None here in Canada I would love to get one

[@kamranurrahman6434]

That’s the saddest part being neighbours to US as well 😢

[@gorambo]

I'll tell you why I don't use the Apple Card, cause they charge for international use and currency exchanges. Correct me if I'm wrong.

[@naoyukili1144]

US Bank altitude reserve easily beats this with 4.5% on Apple Pay

[@tim_t]

I wish this was available in the Philippines.

[@davidjacobs6244]

Maybe they should have rolled it out to more countries than JUST THE U.S. ? Then maybe it would have been more profitable for the partnered banks.Not that I would have got one anyway.

[@sevysev]

I subscribed! Thanks for the info ❤

[@porkchop8131]

Great video. Wish I could apply for an Apple Card

[@JesusGarcia-en3pj]

Goldman Sachs. Yes sir, it is important for the poor to feel important. That’s at least a thinking of the ones who run Goldman sachs and others like them you know who I’m talking about.

[@MangoMic]

I wish it would be available in Germany😢

[@Jimfromearthoo7]

Apple Card not bilingual yet sorry🥲

[@josephcasillas914]

Walmart by my house in AZ does not have apple or google pay

[@BlondeLeoLion]

All Walmarts do not accept any wireless payment options.