Why You Should Get A Credit Card!

[@ASneakerLife]

If you want to be notified for every video and get discounts for merch drops: mailchi.mp/34bf23ca1171/mikethecompass

[@LuisLopez-hb3ok]

What if i go over the 10% limit of my card’s max but pay off the entire balance monthly Will my score go down?

[@featherpony]

Title says to get a credit card. Thumbnail is not a credit card (is a charge card). Someone who doesn't know the difference is trying to teach.

[@lindawale9850]

Best vendor with proof Am happy I come across *Thomasaza* On telegram much love I have for you 💯🤝 best vendor ever. been a third time of investing Bitcoin of $500 and earn $8000 as profit within 5days, He sells CC, Fullz, Bank, Drops and Dumps at Affordable price with high balance...

[@TalksWithTJ]

Credit card used RESPONSIBLY can definitely be useful tools to build credit. However, lack of will power, discipline and a financial plan lead many to making money for the banks by owing interest every single month because the statement is not PAID IN FULL each time to eliminate interest. 1. Determine what you want to use your card for. 2. Have cash already on hand for full amount of item/purchase. 3. Charge to card. 4. Pay statement in full once it arrives. 5. No interest accumulated BUT history of on time payments and use of credit line on report now. 6. NEVER charge what you don't have cash on hand for that moment - great way to stay out of revolving debt. Thanks for always touching on different topics Mike!

[@Thatboymigs]

I listened since your 1st Credit card video back then. Now i got a great credit score of 780. Thanks Mike 🙏

[@dailygrinders89]

Same slightly less but on my way I'm at 763 now but I want that 850 just gotta get the age of my accounts up that's it and I'm there

[@santiagoangulo9431]

Same I have 758 currently

[@lindawale9850]

Best vendor with proof Am happy I come across *Thomasaza* On telegram much love I have for you 💯🤝 best vendor ever. been a third time of investing Bitcoin of $500 and earn $8000 as profit within 5days, He sells CC, Fullz, Bank, Drops and Dumps at Affordable price with high balance...

[@biggest_bro420]

Mike teaching what they not teaching at school no 🧢 😤

[@lucasjohnsonhall4289]

Yeah just this year they made Personal Finance a required class at my hs and we are discussing this topic exactly. It is one of the only non core subject required classes I'm on board with.

[@LifeWithJo_TV]

@@lucasjohnsonhall4289 we have to take businesses management, economics, government & college transition in order to graduate

[@lindawale9850]

Best vendor with proof Am happy I come across *Thomasaza* On telegram much love I have for you 💯🤝 best vendor ever. been a third time of investing Bitcoin of $500 and earn $8000 as profit within 5days, He sells CC, Fullz, Bank, Drops and Dumps at Affordable price with high balance...

[@duanetv1925]

PREACH brother! Credit is very important...that's why I devoted my entire youtube channel to talk about credit, credit cards and how to make money using credit cards!

[@bracarbone]

You boutta have 15 year olds hype beast asking their parents if they can get a credit card 😂

[@_andre007]

Exactly 💀 he thought his viewers were older but in reality they at school Rn

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@AskSebby]

Good video! Loved the emphasis on being financially responsible / not paying interest. A few other tips: 1) Set up auto-pay (life happens... exams, travel, work deadlines) 2) Pre-pay your cards (i.e., new drop and you're buying stuff to flip; pay off some of the balance before the statement closes to keep yourself in the 1% to 10% range)

[@xMexicanxK]

Ask Sebby love you ask sebby

[@thefamous333]

My man Mike dropping knowledge! Listen to this man everyone. He only scratched the surface here too, if anyone wants more knowledge, look up credit card/personal finance KZbinrs like Graham Stephan, Credit Shifu, Ask Sebby, or Brian Jung!

[@rianeagan2693]

Nice vid those glasses were fire asf too 🔥

[@Pointlessparodys]

I remember you made a video on this a few years ago so I got one right when I turned 18. Paid it off every month and then last month I moved up to an Amex. Thank you these are actually very helpful

[@tharealcoyote9399]

I’m not even at 1 min but please be careful with credit cards. I hate seeing people ruin their credit. No matter what anyone else says do your own research, don’t just watch this video and go out and apply for a bunch of cards. I have a secured credit card right now and I only spend about $20 a month on it and pay it back cause I’m building my credit. But I know Mike is giving good advice and wouldn’t want to lead anyone in the wrong direction. Keep it up Mike! 💪

[@ASneakerLife]

Credit cards aren’t for everyone they take extreme discipline

[@tharealcoyote9399]

A Sneaker Life The only reason I know a lot about finance is because my mom didn’t want her kids to have as much debt and money problems as she and my dad had. Always taught me to save, budget, and be cautious! :)

[@davidhall9338]

Love the topic Tuesday’s! I’m here for sneakers but there’s more to life than clothes and shoes. Keep up the great work !

[@Letsgetmad36]

I love these type of educational type of videos mick sweeet man

[@carlosvazquez9877]

Great video mike! Thanks for those tips, you should make more vids like this! It makes real life issues more relatable.

[@jerellivey4835]

Mike u the dude! Always dropping knowledge... and we all know knowledge is power!

[@TalksWithTJ]

Here's the thing...many are negative each month, having more month left over to account for than they do income because they don't plan any spending. That being said, just using a CC instead of a debit card means there's no boundary when that money runs out. Your account is drained, means you needed to stop spending anyway. That CC lets you spend beyond your means if you're not self aware and smart! Kids have to be mindful of that.

[@MiguelMartinez-op5wp]

Always look forward to Tuesdays! always spittn knowledge

[@capturedbymiyah814]

Turned 18 a few months ago now I’m trying to get started w the adult life and sign up for a credit card. Going with the discover secured card, only bill I really have rn is car so I’m gonna change the payments from my debit card to the credit card when it arrives and make small purchases w it like gas and food. For the past few days I been watching videos on credit card management and writing down notes so I don’t forget the main points, hope to have a great credit score 👌🏽

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@d79_fitted33]

Get them right Mike I wish I had someone tell me about that at 18-19 I’m 49 now with A1 credit keep grinding Mike be safe and have a blessed day Bro

[@isaacallen3352]

This video is so helpful, I had just talked to my mom about a credit card and now I got the reassurance I needed!

[@dopeasfh2489]

Got my first this year. Even though it’s secured one, I’ve already got some credit going.

[@dailygrinders89]

We all started there good job on getting started

[@mauricio8989]

Same bro, keep grinding

[@wisdomknowledge7426]

Me too I’m at a year.. wondering when I should try to upgrade to a a better unsecured .

[@lindawale9850]

Best vendor with proof Am happy I come across *Thomasaza* On telegram much love I have for you 💯🤝 best vendor ever. been a third time of investing Bitcoin of $500 and earn $8000 as profit within 5days, He sells CC, Fullz, Bank, Drops and Dumps at Affordable price with high balance...

[@berniemorris948]

That Costco credit card be clutch. Definitely a must in your teens and 20s

[@Mc.Knight]

Yo mike, loving the color grade on this one. Can't wait to see more.

[@ashleighperalta6406]

Mike be teaching me shit i wish they taught in my school

[@ceasarq4658]

Awesome video mike !! Needed this video

[@jamartaliaferro2241]

Why I honestly enjoy this channel

[@og-bernard2273]

My guy j cole.... lmao bro I just got into StockX and I’m about to start selling my kicks and stuff. That’s a lot for being inspiring to me. BIN SUBBED SINCE UR FIRST VIDEO‼️🗣🆙

[@armandomartinez5627]

Just the talk I needed man👏🏻 thanks for the extra info and tactics🙏🏻

[@dakotasmith1532]

This the truth! Wish my parents would’ve taught me about this or helped me. Recently learned this in my personal finance class in college

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@krookedboyz]

respect for these life lessons

[@HULK-HOGAN1]

Love your style man. This is real talk. Much appreciated

[@ASneakerLife]

Glad you enjoyed!

[@jorgeezquivel9354]

Have to say this video is good. Some people think credit cards and already think “oh you be spending” in reality it’s knowing how much you spend and being able to manage how much you spend. I’m 21 and I have 4 credit cards building credit 👌🏽great video !

[@steffkicks]

good info my guy!!! topic Tuesday is informative

[@JMexMartinez]

Mike giving out straight out life advice! Love it!

[@Poles619]

Credit is King! Educating these youngins

[@ChristopherLakeWilliams]

Great points. Quick advice. Run from 0% loans. The interest is simply added to the cost of the item and they get it all up front instead of over time. Banks don’t make billions a year giving away money. Your high credit score won’t keep their lights on lol.

[@jordanstefanick9942]

Needed this 🤞🏻 legend

[@ggmanziel6383]

Great advice. You should make more videos about finances. Just turned 20 and these videos are coming in clutch

[@arminarlert23]

Kicking game to the youngins 👍🏼 respect bro

[@taegutta8856]

Love this fam 🙌🏽 you a real one

[@stangramz6932]

Always dropping knowledge we appreciate you bro💯

[@eetswaladd]

Great vid g! Ups from aus 💯

[@lastshotjumpers7824]

Great video that's why I always check out topic Tuesday 🔥⛽🌋💯

[@arcadechris4488]

Great vid. Anyone watching this also be aware of the money you have compared to the money you spend.

[@SlyVillainy]

Lovin the advice mike!

[@Goku2956844]

you inspire me bro 🐐

[@andinojays9519]

Love this vid Mike. Keep it up !

[@dimitruscherry]

Yo who taught you about credit bro ? U were very fortunate It seems like you had the benefit to learn about it much earlier than most people in our community

[@Mister46five]

Needed this thanks 🙏

[@Myesctacy]

Best tips from mike love this ❤️

[@robertmccormick1045]

Thanks for the info!

[@tomrodriguez4191]

you're the man dawg

[@LuisLopez-hb3ok]

I have like 4 active credit cards On 3 of them I rarely go over the 10% of each one respectively On that 4th card I easily go over 15% I pay all of them on time This is good advice

[@jaliksage5072]

I thought not having a credit card was good, didn’t know how things worked so I never wanted to to be in debt. After this vid, I’m encouraged on getting a credit card now tht someone made it simple to understand thnkx bruh💯💪🏾

[@gravedigger3830]

keep it up bro 💯. love the vid

[@quietstormkel14]

This a great video for my nieces and nephews to watch

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@pitomar35]

I honestly cannot stop looking at the hair like it’s getting crazy

[@ASneakerLife]

You must be bald

[@pitomar35]

A Sneaker Life damn you saw my profile picture didn’t you

[@JeremyJones]

Mike dropping GEMS!!!

[@christophergardnerii3827]

Great video bro, you should do a video on about being 18 and what we should do to prepare for the real world

[@MajdMisleh]

Totally agree Mike. But usually the credit percentage usage you should stay at is no more than 30 percent. 10 percent is a safe number though so I feel you on that one

[@219Heat]

Got my first credit card through your link!

[@BryanBrinson92]

Keep these coming 👌🏾👌🏾

[@EEJ4K]

Thanks for the video bro

[@AikiraBeats]

Im lovin this business vids should definitely do more

[@isaac.a7039]

Thanks for the information Mike🙏

[@ACLUTCHLife]

Learnt a lot in this one video lesssgo thanks mike

[@-teddygramjaden4634]

This is litterally the video ive been needing

[@jessicablakes3131]

Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

[@kanyewest879]

I don’t like the concept of barrowing money

[@dejulien]

Yeah same, after 5 years you're gonna be complaining about being in debt.

[@sk8jon2]

Me either, but i like paying less for my car and home mortgage.

[@dejulien]

@@sk8jon2 good luck not getting in debt then.

[@tharealcoyote9399]

dejulien _ not if you do it right...

[@TrueNemoHD]

You guys know if you pay it off in full every month, so you don’t get charged interest. Just use it like you would a debit card and make purchases you would be making regardless

[@williamnguyen2392]

I like these business videos

[@fonsotrilla09]

Try and pay before the actual date they report it to the bureaus, if you can.

[@m.s4764]

Appreciate this knowledge ... just turned the big 1️⃣8️⃣ today

[@td2957]

Imani Sires happy birthday bro

[@ASneakerLife]

Happy birthday

[@myprofile175]

Big Facts, Using your credit responsibly is the difference in car rates, mortgage, even car insurance uses credit.

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@olivergonzalez1171]

Thanks bro needed this. 🙏🏽🙏🏽🙏🏽

[@jessicablakes3131]

Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

[@Jay-vl3rv]

My mom used to tell me dont open a credit card you will put yourself in a lot of debt. a year later great credit score and im the one telling her about credit.

[@robertoalvarado3507]

Thanks for the inspiration 🤙🏻

[@ASneakerLife]

🙏🏽

[@erichoward509]

Preach the truth to the young youth!!!

[@anthonymarcano6380]

PREECH MY BROTHER TO YOUTHS !!!!! Great Video !!!

[@xMexicanxK]

Also self lender is a good option

[@joshiwai]

❄🔥 always amazing content! Keep the business videos coming !

[@J_Rio11]

Tell the kids what hurts their credit score too. You don't want to have a lot of hard inquiries on your credit report... that negatively effects your score. History of your accounts also very helpful. Don't close your credit card accounts. Also, for the career focused kids out there, potential employers can and will run your credit during the vetting process.

[@thisisd2891]

You arent wrong. However, to all the young people out there who are learning. Dont bite off more than you can chew. If you are in the credit building phase, dont go more into debt than you can handle. Im talking if you cant afford to pay that balance in 1 month dont do it. People get ahead of themselves and go too far into debt and get stuck in a cycle of robbing peter to pay paul.

[@ASneakerLife]

This Is D 10%

[@jcool136]

Yup, you can say you have all the self control in the world, but all it takes is a couple "why nots" to get you underwater.

[@ThaSeshGremlin]

Yo u changed my mind bout credit cards aye bro thx for ur knowledge

[@josepalomares1790]

I’ll try to get one soon. Dope start 😂

[@jessicablakes3131]

Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

[@havad44]

You gotta get more detailed on the cards. Chase has a 5/24 rule but the best ecosystem. Amex has great travel partners. There’s so much more about credit cards that need to be explained if you want to discuss this topic.

[@ASneakerLife]

This video isn’t dedicated to specific cards just the general rules of why you need credit and how to it should be managed

[@consumeboxing]

Get a credit card for the spending power to make more money via ROI. Don't use it for the sole purpose of consuming. That balance will add up quick lol! Credit cards aren't bad but people misuse them all the time. It gives people the opportunity to buy something of value to make more money if used correctly.

[@deontejones6742]

I’ve had one credit card for like a year now. Been doing good with it and thinking about getting a second one soon!

[@jessicablakes3131]

I got my second credit card from *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

[@zack8194]

Im not even subscribed and im early but i subbed when I heard the music lol

[@Caashfloj]

Another banger💯💯

[@ImZoza]

The business videos are great even though this seems like basic info I learned a lot

[@ASneakerLife]

Whole point is to keep it basic because it really is!

[@NANCEmusic]

Run it!

[@JLiiFE]

I have 0% interest for 12 months on 1 of my cards. I recently had issues with my car and had to max that card out so i'm trying to pay that off asap. As long as I don't miss a payment, my score shouldn't be 2 bad.

[@ASneakerLife]

yeah youll be fine just try and have it paid off in 11 months!

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@kj_-oi4mm]

I still remember the first credit card video bro

[@ASneakerLife]

A lot of new info 💪🏽

[@luisfelipe2325]

I’m 22 almost 23 and I want to get myself back into college but I want to see if you can explain how student loans work

[@jessicablakes3131]

Contact *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

[@creditcard7361]

I deeply came across this trustworthy vendor i got my 2 cc from *Ericroboti* on telegram

[@zacharyvillarreal1694]

Crazy they don’t teach this in school, at least not at mine. Appreciate your vids. Keep grinding❗️🔥

[@zacharyvillarreal1694]

Also really enjoying the topic Tuesday’s❗️

[@JAYMONEY14245]

I was told to buy everything in full and never put in on your credit but your right tho bc if you use your credit card you save all the money you make through out the month and at the end of the month you take out what you owe and save the rest bc your gonna use the credit card for everything so you don’t need to take that saved cash and spend it

[@bionicwoman9884]

Great video as long as you use a credit card responsibly you can use them.

[@josephs.4813]

Though my bank if I lose my debit card I can just swipe a button on my app and it’s cancelled like that. Not saying you’re wrong about your opinion of not needing a debit card Mike but a debit card has always worked for me.

[@ASneakerLife]

im not saying having a debit card is bad im saying no reason to carry it becuase if someone steals it they have access to your funds vs credit card you have fraud protection.

[@yourmanzach2307]

i got the amex gold. a must have in my opinion. i reviewed on my channel:)

[@alexjuliasse]

I remember having a substitute teacher... lol we had an argument about having credit or not.. that guy was so ignorant 🤦🏽‍♂️

[@Shoemanati216]

Dropping jewels ✊🏿✊🏿✊🏿✊🏿