WILL PHILIPPINE BANKS FAIL?

Are you curious about what really happened with the closure of US regional banks Silicon Valley Bank and Signature Bank, and the flash acquisition of Credit Suisse by UBS? Have you been wondering about the cause of the recent global banking turmoil? Are rate hikes to blame? In this video, we delve into the details and provide insight into the events that led to these significant changes in the banking industry.
But the more important question is: Will Philippine banks fail? Will it face a similar fate?
Join our Chairman Rex Mendoza and gain a deeper understanding of the complexities of the global banking industry, and how it can affect our everyday lives.
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#siliconvalley #creditsuisse #bankrun

[@IronmanLIIII0]

As an American expat living here in the Philippines, I can tell you I feel safer keeping my money in a Philippine bank rather than a US bank at present. I also get a much higher interest rate on my savings account here than the US.

[@friarnewborg9213]

Beware the Hidden Risks!

[@aishatjimoh4510]

I've been trading with her for months now too and all my trades have been going well

[@kristen374]

Telegram👇

[@kristen374]

@Incommore

[@morrisella3065]

I'm surprised to hear that some people here are using Mrs. Anna trading strategy! I met her 2 months ago and it was a great pleasure to work with her. Bravo to be part of his winning team.

[@ernestofrancisco7486]

With your explanation, you just raised the trust and confidence of the Pilipino depositors. Keep on doing your advocates. Thanks.

[@MadScientist2]

Sa mga ordinary person siguro na clueless sa mga banks maniniwala pero sa mga taong my alam talaga sa ngyayare sa economic world its a nono 😂 apat nga lang na banko sinabe niya anim na nga nababanktrup na bigbanks e in just a weeks 😂 at yung sinasabe niyang wag maniwala sa twitter e si robert kayosaki nagsabe na bilyonaryo kanino ako maniniwala sa bilyonaryo o sa financial experts na hindi naman bilyonaryo syempre sa bilyonaryo 😂

[@MadScientist2]

Oh ito abangan mo Deutsche Bank next na 😂 oh wag pa den kayong kabahan ah ☠️

[@ugmangdamlag7328]

@@MadScientist2 Your Mad?

[@MadScientist2]

@@ugmangdamlag7328 nagpapaliwanag lang 😂

[@kristen374]

Telegram👇

[@bepitan]

philippine banks have to be one of the most cautious in the world when it comes to lending money, always demanding collateral and very quick to chase outstanding debts.

[@lolitabitanga8923]

Am glad the banking system in Phil is doing well...gives us more confidence

[@zensvlognotapro]

Marami na din po kasing financial institutions na kalaban ang mga banko meron ng mga apps na we can receive and send money. Uso na po ngayon na kahit zero maintenaning balance may debit card ka na . Marami po ang mga dahilan like technology. Opo tama po maraming nag focus sa tech. Yes madali po ang transactions nowadays due to digitalization . Yes ang banko po dapat good standing, pagandahin ang services .

[@Ray-kk2ir]

I'm the kind of person who gets easily bored and moves on after 10-15 seconds. Pero so far, lahat ng videos ni Mr. Rex Mendoza, surprisingly, natatapos ko kahit more than 1hr pa. I think one glaring reason is the connection he makes when he speaks. The clarity of his words and the mix of languages used, minsan malalim na tagalog pa, awakens one's interest to watch until the end. In fact, hinde ko na namamalayan ang oras. I have a new favorite channel now and that is Rampver!

[@ronaloufamular6506]

Thank you so much Sir 🙏 GOD bless you more Sir. Damang dama namin ang laki ng puso mo para sa lahat ng mga Pilipino. You are a living hero Po❤

[@mabuhayangpilipinas3530]

Isa ako sa nakinabang....totoo po yan Bago nagsara ang isang banco nung nagkaroon ng crises sa Pilipinas, Naopen ang mga foreclosed lots at isa ako sa mga nakabili ng lote. After 10 years, binenta namin ang lote at kumita 100 times na siyang ibinili din namin ng unit dito sa US

[@ourdailyprayer8804]

Well explained..Dati Ako taga banko 25 yrs Ako nag work in one of the famous bank dto sa atin..

[@gravekeeper4601]

I might be unaware, but I never heard from my parents that a bank run has happened in the Philippines. Just to be ready, I think we need to just maximize our deposits by 500K in one bank and then deposit to a different one. This is to maximize the PDIC 500k insurance if this happens.

[@mickiteoxon]

True, be aware of it and even if the banks failed know how much you will be insured guaranteed by the PDIC.

[@rxampageaxe4216]

Actually, nagkaroon na ng bank run dito sa Pilipinas nuon. Yung Urban Bank at Banco Filipino. But they're not really major banks. They're just thrift banks.

[@MadScientist2]

Your unaware lmao my bankrun na ngyare dito sa pilipinas hahahaha my optics yang us banks sa pinas kahit nga maganda economy ng pilipinas ng nakaraan sa pse sumabay pa den sila sa inflation ng us e😂

[@peterdeetg]

WEF controlled 5 huge corporations want SVB, Signature et al banks to closed. That's why. 😁

[@jamesrupeth7976]

Bitcoin is really profitable at this stage.

[@vincedelima7515]

ang ganda ng pag ka explain mo sir , highly appreciated . ginawa mong simply ang complicated topics.... Bond .yield ..hedge fund.. mutual fund.. bank system etc .pa simply na klaro ang pag ka explain

[@alexandermejia8906]

big thank you sir mendoza sa inyong very comprehensive na explanation...

[@markrolandmabagos9575]

Thank you sir Rex Mendoza napakaliwanag ninyo mag explain pati mga technical na hihimay himay ninyo

[@SusanBunyi-e4s]

Very informative!! Thanks for explaining it well.We have to trust the Lord and our banking system will not collapse.Let:s pray that the Lord would protect our banking system.

[@mgakatagay4179]

Maraming maraming salamat po! Marami akong na tutunan sa inyo! Napaka galing nyong mag paliwanag..

[@constantinomaamo482]

Thank you sir. I have never seen someone as passionate as you are in what you are in teaching.

[@mariontamiko6547]

Salamat❗️⚘️ Subscribed na po❤

[@sportsanimeearnai]

Thank You po for your knowledge and wisdom. Well explained ❤

[@ramonramon4146]

superb explanation of banking system!!! Just on time since matindi ang paparating na changes sa banking system ng US and maybe to the rest of the world as well..Thank you sir for the education !!! Keep it flowing !!!

[@jnac8857]

Haay sana direct to the point na,but to stress that what ever happens to the world market is felt globally, kaya nga mas maganda mag ingat at wag mag rely sa banks too much, if you have noticed ATMs are usually out of service since nag pandemic...ask yourself why this has been a trend.

[@gloriaarguelles1680]

Good Is good n he will never let it happen to us here in Phils. God bless everyone.

[@mrs.mariloun.sandique]

Thank you sir Rex for the simplified explanation of the current banking events! Always looking forward to your videos! Salamat po ulit!

[@jepoynaraja5318]

Sana lahat ganito kalinaw at kasimple magpaliwanag.. 👍

[@imeeyoshinaga8465]

Salamat po sa magandang paliwanag di n po kami ng aalala

[@OmengTawid]

Great explanation!. Thanks boss Rex

[@angelinamontealto8635]

THANKS A LOT OUR AMAZING GURO,FOR VERY CLEAR EXPLANATION,

[@josebrazilvencito]

Very good and simple explanation sa very complicated issue....thanks po a lot...

[@tradingjourni]

Thank you for explaining what happened and Yung pagsagot nyyo ng deretyuhan.

[@Random-ld6wg]

very good layman's explanation. I'm US based but was wondering about the spread between Phil treasury notes ( 2 yr 6.017%) vs average Phil bank interest rate (5.75%). real estate max is 10% allowed but where are the other assets in reserves invested in, i am assuming Phil t bills, what maturities? the Phil central bank like other countries central banks are still increasing rates. at how much of an interest spread will it become attractive to a retail and or institutional depositor to withdraw their money and buy treasuries directly which is the factor in the collapse of the us regional banks mentioned. how easy is it to buy t bills individually or through money market funds in the Philippines? as mentioned govt treasury notes are good quality assets IF held to maturity but any bond's mark to market will always do poorly in a rising rate environment.

[@danterodillo8085]

Thanks po po simplifying the Banks and financial system here in our Small But Learned Banking system thru Central Bank initiatives

[@Colstan]

Thank you for this timely info. But sa Pinas medyo remote dahil magulang sobra ang comml banko sa Pinas. Except of course if may corruption like what rcbc did sa educ insurance nila and filed bankruptcy to run away from their obligation and remain rich until now, after pinaglaruan iyon processo. But for other banks, they are very conservative, magulang pero hindi corrupt. That's my take.

[@jayomaempirechanel4069]

Very healty discussion..thank you sir..

[@Fr4nciswh0]

Thanks for this informative article. Kaya rin po nag sara ang mga banko sa U S at Europe ay dahil po sa fractional banking system na sinosonod whereby if a depositor has deposited 100 USD the banks are legally allowed to lend 90 USD out of that deposit kaya kung may bad news sa isang bangko at nawalan ng tiwala ang mga depositor/s kaya nagkaroon ng bank runs. The system is bound to fail its just a question of when and when is already unraveling now and Europe is nxt and so on. God for id, this could be a worldwide phenomenon. I would like to ask if safety deposit box is safe? Which I doubt.

[@EliyanahAmber]

Yan po ang tamang explanation at lalo po naming maintindihan ang kalakaran Ng banking system. Subalit yang archegos na yan ay maliit na player lng yan, mas dapat bantayan ang galaw ng mga state ruling shadow organizations. Sila Po Ang nagdedekta sa kabuoan di lng sa economic sectors. Sa nangyayari ngayon mula nung nagkapandemic, talagang intent nila magkaroon Ng "major global crises (in plural form)" dahil alam nating nagkaisa lahat mula mainstream media to gov't officials naging iisa lng bukambibig nila. At lahat Ng kumontra, sisirain nila. Ngayon, tandaan Po natin lahat Ng banking system Kasama na satin, hawak Po Yan Ng central bank. Ibig sabihin pg may order Yung organization na "it's time to start the one world government" yan po ang time na kailangan mgkaroon Ng major global crises. Tandaan natin na lahat Ng mga central banks sa buong mundo ay hawak Ng iilang tao lng. Sila Yung mga tinatawag na global elites gaya Ng Rothschild family.

[@mmmm0077]

I subscribed !😁 really like these kind of topics

[@cheapagoy3167]

WoW malinaw ng explaination marami akong natutunan, maraming salamat po.

[@zenaasis3293]

Thank you. Very informative. God bless the Philippines.

[@isabelaloc1953]

Thanks for the very detailed explanation Boss Rex ..

[@nitrospec]

Our economy is service driven, no way banks will fail. Filipinos love to hang out in malls, travel locally and stay in hotels, SMEs are healthy, therefore banks won't fail. Not to include the OFW remittances.

[@Mrjasperejasper]

excellent sharing..thank you

[@arielsantos4959]

This is good!!! But I'm in the office, lunchbreak is over, I'll continue this at home tonight...can't wait =)

[@pivigarrido1365]

Trust and confidence is the bank slogan but it is best to deposit only up to 500 thousand the insurance of Pdic. Word of advice do not trust too much.

[@arianjavier33]

Mr rex mendoza lng Sakalam 💖

[@Genesis_Anuran]

Ang galing! Ang details, sir looking forward sa feedback nyu sa rate cut. GDP thesis thank you

[@HyperBots]

naging simpleng kwento lang si SVB, galing mo sir rex. God Bless Always!

[@kawaiiLorenz1995]

Sa mga tinatamad pakinggan ung intro punta agad kayo sa 26:25 . Hahahaha! Not use if this was used for webinars pero sana po ay bagohin nyo po format. I think a 10-16 minute video will suffice to explain the topic. Broad topics should be explained in a separate video and link can be added to the related videos.

[@thetoolatebucketlist]

The comment that everyone needed, but didn't ask for. Thank you

[@jdnny7616]

No bank failures in the Philippines, no worries.

[@alanyosores5642]

So lumalabas na mass matalino ang Mga pilipino bankers kaysa ibang Bansa🤣🤣🤣🤣

[@amelitavillanueva6440]

Thanks for the information

[@raymundosalvador2220]

Panalangin Po natin hindi mangyayari ang ganyan dto sa Pilipinas✌️🇵🇭❤️

[@Jeremiah2030]

Ok lang... DYOR ka na..

[@LaGranja728]

Thank u Sir Rex for this video.. The best po tlga kyo mg-explain.. And tama po kyo evrytime n nonood ako dito s RFF pra kong ng-aaral ng MBA😍👏..

[@karenjoybatoy4789]

Fist time viewer here. As a student, I've learned a lot from your explanations sir. Super informative! Thank you so much, sir.

[@florentinosebastianjrjhun2535]

Us and Europe difference they are more invested in bond and in directly investment the problem paper money and digital.... no actual

[@jhunvicera3472]

i just subscribe now thank you for your info

[@mariasolidum1779]

Thank you for knowing your Channel

[@oscarfrancisco5860]

Buti nalang meron tayong nagiisang Rex Mendoza.Thank you Sir Rex. I am always informed and aware because of your videos. #KaRFF

[@criseldabuenafe5084]

Thanks for this valuable lecture/information regarding the banking system.. especially the positive situation here in the Philippines..👆

[@janicerecamadas7378]

Very Informative. Thank you for making it understandable po.

[@yuminalarosa1590]

Salamat din po sa napaka linaw nyung paliwag sir.. Godbless po

[@327gloria]

You did it again, Boss Rex 👏👏👏👏Thank you Boss Rex for a very clear explanation.

[@elenapadua9202]

Thanks much po Sir Rex ! Much appreciated.

[@mmmm0077]

The best explanation. Many thanks. I was almost thinking to withdraw my savings when I heard news about American banks closing. Tama ka,it's easy to move money online nowadays, at saka very unpredictable ang market kaya nakakatakot ding basta ka lang mag invest.

[@marlonlilian9828]

Thank you so much Sir! God continue to bless you and all that you do!

[@junfernandez9288]

Thanks for Your Wonderful Information. TO GOD BE THE GLORY AND HONOR WHO MAKES THE PHILIPPINES BANKING SYSTEM IN GOOD SHAPE. THANK GOD FOR THE KNOWLEDGE AND GUIDANCE THAT HE IS PROVING TO OUR FINANCIAL INSTITUTIONS. BLESSED IS THE NATION WHO TRUST AND HONOR THE LORD AND ALWAYS PUT GOD FIRST ABOVE ALL .

[@prorp1101]

Very comprehensive explanation Sir! Thanks so much. At least nabawasan ang psychological burden ko🤓🤓🤓

[@amalialoraine]

Grabe yung info na nakukuha namin sa channel na to. Just so great!

[@Rambo123-s8o]

Thank you so much Sir bank holidays are the incubation of my nightmares.

[@elmarkjohnmandapat1606]

Thank you for sharing your wisdom Sir Rex! We appreciate you! salamat sa pag-educate sa amin :) God bless po!

[@manangandes7500]

Thank you Sir Rex sa infos. and learning.

[@lynnesotto777]

I AM THANKING THE LORD FOR YOUR VIDEO. I HAVE BEEN SO WORRIED. YOU CANNOT IMAGINE. GOD BLESS YOU!!!

[@gilbertbayron5870]

Might also add fractional reserve banking, aka magic money that added to the circulation of currency thus, decreasing its value.

[@rayanysulat564]

Salamat sa mga ganitong video...mabuhay po kau!!!!

[@archieabong]

This is very informative and presented in a way na madaling maintindihan for someone who is not well verse in the banking industry or even in finances! Mabuhay kay sir!

[@jessiegalia1118]

Thank you!!! Very helpful i've shared your video to family and friends!!!

[@noski33]

Ang galing ni Rex magpaliwanag! Idol talaga!

[@jexter22]

This deserve a million views

[@carloyarcia2166]

Very well said. Thank you for the info and very comprehensive analysis 👍

[@josephjaypaalisbo1877]

Ganda naman ng discussion sir Rex😍🥰

[@zenaidasumugat7234]

I don't think our banks will collapse the way other countries are because we have sufficient gold reserve that backs up our existing banks....

[@mygulay1018]

US s no1 in Gold reserve, yet banks are closing down. Pray na lang tayo

[@MadScientist2]

Anung gold resevers hahahaha walang gold reserved yang mga banko hahahaha 😂😂😂😂 pinagsasabe niyo kaya nga nagpiprint yung feds us dollar para mabailout nila yung mga nababanktrup na bigbanks e hahahaha

[@MadScientist2]

@@mygulay1018 pray😂 hahahahaha okay pray ka lang as if naman pagnagkaroon ng default at hyperinflation gagana pa den yang pray mo yung mga nagpray sa mga nagsaradong banks in just a weeks nasaan na 😂 oh ito bago mabankrupt yung svv nagdump mga ceo nila ng million$ sa stocks nila 😂 coincidence ba ? Hahahahaha walang pake sainyo yan try niyo research yung sinabe ni robert kayosaki sa media na nagiinterview sa kanya about banks ng maliwanagan kayo kanino kayo maniniwala sa financial experts na hindi naman bilyonaryo o sa bilyonaryo hahahahah pick your poison

[@mmmm0077]

Walang malaking gold reserve ang US. Ang mga ginto na nasa kanila ay pag aari ng iba't ibang bansa. If ever they have, all looted from other countries like what they did in IRAQ. They have been illegally printing dollars without the back up of gold. Kaya nga ang lahat ng mga petrolium products ginawa nilang back up by dollars aka petrodollars para mag stay na powerful ang pera nila dahil walang back up na gold. With the rising BRICS (BRAZIL, RUSSIA, INDIA, CHINA, SAUDI ARABIA AND OTHER MIDDLE EASTERN COUNTRIES) promoting all oil products to be backed up by gold, magiging delikado ang USD dahil lahat ng countries na yan ay oil producing countries. For me it's safer to keep the peso than dollars. Kasi may ginto ang Pilipinas.

[@mercedesebert629]

​@@MadScientist2 Tama ka, kaya nga medyo nalilito na US dahil sa BRICS .

[@dragolingspapu5820]

Sir Rex, very educational po. Thank you very much and may God bless you always.

[@tolitzalos2148]

Thanks boss Rex for this very informative topic. God bless po

[@restitutogarcia4332]

Very simple and easy to digest bro Rex Mabuhay Po kayo.

[@nanyunie]

Best video nakita ko sa YT. Thanks sa explanation

[@daniloymasa3295]

THANK YOU VERY MUCH SIR..... YOU ARE HELPING US ALL BANK DEPOSITORS TO UNDERSTAND ABOUT THE REAL BANK SITUATIONS IN OUR COUNTRY and AROUND THE WORLD....YOUR INFO GREATLY HELPS US ALL and AT LEAST ENLIGHTENED MANY OF US ABOUT OUR MONEY....THOU , WE STILL NEED TO BE ALERT. ALWAYS...SEE and WATCH DAILY .....EVENTS THAT MAY CHANGE BY 24/7...THEN MAKE OUR MOVE FAST TO GET OUT OUR DEPOSITS...AS FAST AS WE CAN....

[@rickysuarez1965]

Great analysis of the situation as always.

[@reymilladatv]

Grabe!! ang Galing Prof.

[@sephirothcrescent1502]

i learned a lot. thank you sa info po sir :) nag-aalala ako nung una pero ngayon hnd na po :)

[@gilbertbayron5870]

Thanks for simplifying Casino Keynesianism.

[@amadorluz7117]

What will happen if fiat economy will now be set aside? And infuse gold economy which is stable and exchange rate is become 1:1? In other words the value of gold will mostly likely trends to go up rather than downward? Is this possible?

[@JeesviTV]

Where can I find financial institution that can finance my energy system mechanism? I am looking forward to, that someday somehow as this system can produce as much energy as needed; by our country, or by any family, company, or individuals; financers would surface loans without collateral of all sort.

[@khalilrasalan329]

Thanks for breaking it down samin sir Rex and rampver!

[@krjohnxyz]

usd pa man din ang fiat reserve globally,pag bumagsak to,hyperinflation to matik,pwedeng sa land or crypto maglipatan mga assets,parang nauulit na yung history different ERA lang pero same result,thank you po sa another info♥️

[@jonathanlamostre293]

Thank you sir Rex,watching from Largo Florida U.S.A

[@vicpabustan7798]

This is a valuable, clear, and crucial content. Thanks, Sir!❤

[@marievicyoung9703]

How about insurance company? Probably they have exposure to technology companies in the US

[@alexpizana6816]

Thank you very much Boss Rex🙏🙂 and RampVer Financials

[@emiconstantino2699]

What do you say on the the 40B USD exposure of the Phil Govt to US treasury bond?

[@FuturequestTechLLC]

Good explanation sir. I applaud you for that. But there are other things too that wasnt mentioned. Like we dont have any information on the external debt exposure of our local banks to outside creditors, because they are denominated in dollars. We all know interest rates have risen up in the past 2 years, so is the debt they owe to external creditors. We dont know what international bank they owe it too. or how much exposure they have. Also, I think the rise in loan in the country was not due to capex or new investments, but rather a lifeline or creditline extension to existing bussinesses to ease out the effects of the pandemic and inflation. Now banks to charge additional ATM fees to add to margins and also Repo markets for cars are on the rise too, which are tell tale signs. Here are just my $ 50-cent concerns that we should look into.

[@veronicamuller7650]

What advice can you give for those whose deposits are on short term or long term ones

[@FuturequestTechLLC]

@@veronicamuller7650 Im not a financial consultant. I dont give financial advice. B.Y.O.B

[@normastafford9716]

Question ??what about an investment in private corporation like San miguel corporations , are these investments safe at present banking condition ???

[@byahetyovlogs9362]

salamat po mas madaling maintindihan ang paliwanag nyo God Bless

[@esteladelarosa9804]

Thank you, Sir Rex! Well explained. Very timely! 👍

[@refreshsootherelaxsleep4090]

But you don't mention the de-dollarization movements of most countries in the world, especially the BRICS+ and SCO member countries. Could you answer this?