How Passive Income Helped Him Take a Career Break?

In this video, Ajinkya Latkar joins us to discuss how he decided to take a career break from his decade long stint as a consultant at McKinsey, unveiling the motivations behind it and his meticulous financial planning process. Discover how Ajinkya strategically built a passive income mechanism, enabling him to sustainably generate a enough monthly income during his break period.
Wint Wealth: fd.wintwealth.com

[@WintWealthYT]

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[@vivekwin]

Thoughtful questions 👏

[@adig478]

@wint Stop making videos like these where we just watch some person talking some random stuff. We need strategy, hard numbers, how was it achieved and the mindset. We spend time on the whole video and all we see some ex McKinsey guy talking about his life achievements.

[@Satyarathgupta]

"Do you have a retirement number - No, I have a framework" - Spoke like a true Mckinsey Consultant.....Brilliant Guy 🙂

[@krisvin7761]

I thought the same, when he said “framework”

[@kaushalverma9425]

I heard and clicked like, without watching whole video

[@investoengineer3811]

How abt some ballpark number 😂

[@sandeepjoshi8531]

I felt the same. The Interviewer sounded so dumb in asking ‘what’s the number’ - it has become such a mundane question these days to get into the judgement game - Wint Wealth should do better homework

[@kmk1245]

Bhai was a sellout . Realised it late zzzzz . Current consultant speaking

[@midascaps6921]

He is such a consultant. I got nothing out of this video still couldn't leave in between.

[@AdityaAdv]

🤣

[@rahuljain1984]

Lol

[@user-po9nc1kh6e]

Hahaha true

[@veenavikraman19]

Same 😂

[@souvikdas1534]

so true

[@tahirisaid2693]

My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire. Living within your means and living a frugal lifestyle is the first step to financial independence. I just hit the one million mark last year, cheers to everyone striving to get there someday.

[@Williamesq12327]

Wow! Congrats on that. Is it preferable for me to save money or allocate a significant amount of my salary to stocks in order to accomplish this goal??

[@tahirisaid2693]

Varied sources of income is wise and especially living within your means. My net worth is over $1M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.

[@SherillTellington]

This intrigues me. I've looked up financial advisors online, but finding one to connect with is a bit difficult. Do you mind if I ask for your recommendation?

[@SherillTellington]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@BINDERANDREAULRIKE]

5% annual return is easily thrown out there for illustrative purposes, but not so easy to achieve! Where do i put $500k cash reserve to keep cash safe for next 4 years? My concern is insolvency

[@BradPaisley56]

I think you're better off with majority investment in S&P500 and uprising equities in view of retirement cos they always outperform. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@CharleyHull-dn6nh]

When it comes to situations like this, it’s wrong to engage in a single option. I suggest diversifying into various options with high performance coupled with the experience and aid of a finance Pro will generate bigger dividends and balance volatility.Thankfully, I can attest to the success of this approach seeing my portfolio of $330k grow by 85% in 3 years.

[@EstefaniaWalter66]

Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfOlio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay finan-cially secure for over five years, yielding nearly $1 million in returns on invest-ments.

[@WilliamsTyler5]

Pls can you leave the info of your Financial advisor here, I am really in need of one.

[@EstefaniaWalter66]

She goes by ‘Melissa Jean Talingdan’.’ I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@RomeoSfait]

Stocks in the short term look more likely to move downward. I Just inherited $500k which I Look forward to invest. what stocks should I look into as a newbie to safely grow my money?

[@LancEthan]

Keeping money in the bank is like paying banks and the Govemment. Here's how it works: The bank gives out your money as loan, and charge interest obviously higher than inflation rate, and then give you, the depositor, interest lower than inflation rate. That means net loss for you. That is why I prefer to invest, and on average, my advisor makes returns that always beats inflation!

[@LancEthan]

Svetlana Sarkisian Chowdhury a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@user-cs9uv4qc7z]

The problem with this video is that he is clearly earning 1 cr+ for quite sometime. When you are earning that kind of money it can multiply very rapidly. So it is easy to give all this financial freedom gyan. Show me a non IIT Non IIM regular guy, an ordinary college graduate who has achieved financial freedom at 33 and I will be all eyes and ears. Not to take anything away from him, he worked hard in the beginning and built himself a great runway to take off. Good for him.

[@rahulreddy524]

Exactly.

[@maheshyadav4477]

I know quite a few people from BITS Pilani who have also achieved financial freedom by mid 30s. You don't have to always be from IIT/IIM.

[@vivektiwari5064]

BITS Pilani is also one of top institutes

[@RT-oz3lg]

​@@maheshyadav4477 "Barring the premier institutes" is the context.

[@agentt5475]

All of this type of videos from Wint Wealth are about people who used to earn crores and "retired". SMH.

[@CryptoPunkIndia007]

This video has intrigued me since a couple of days, and I did some math which might be helpful for people here. - 1-2 lakh passive income = Average of 1.5 lakh (Assume) = 18 lakh per year - Comes from FD, so if 6% interest rate then 3 Cr in FD - He said 40-50% in FD, average = 45% assume - so 45% of corpus is 3 Cr - So total corpus is little more than 6.5 Cr. I think this is a very comfortable career break if that is really his corpus.

[@snigdhasingh5682]

Does corpus mean total amount of money invested? I'm actually pretty new to financial stuff so I don't understand much, like liquidity etc 😅 Thanks!

[@CryptoPunkIndia007]

@@snigdhasingh5682 Yes.

[@Abhijit29]

Thanks bro

[@chandureddy5208]

@@snigdhasingh5682 Corpus is the current total value of our investments

[@ashboy7968]

@@snigdhasingh5682 Yes, its the overall pool of money set aside for this particular goal, such people also have some sort of backup like well off family/inheritance etc. so this money might just be a bridge. Challenge for India will be when more such high earners who are 0.1% tax payers decide to lie-down ( like they are doing in China), govt policies need to encourage these high earners to never leave the treadmill.

[@ishitashukla579]

Most people missed the point that dude worked 80+ hours a week for 10 years!!!!

[@Phildunphindia]

Narayan Murthy will hire him after he completes his career break 😂

[@uditjoshi1407]

Good study

[@siddhantpardeshi1204]

That's normal for MBB consultants

[@TheFourthWinchester]

Extremely common in manufacturing where they pay peanuts for the employees. Better work 80hrs in finance than manufacturing. You will make more salary even at the start.

[@NeerajRaghavendra]

​@@Phildunphindia yes for 3LPA 😂😂

[@user-cs9uv4qc7z]

This guy is saying simple things in a complicated manner. That's precisely the reason why you shouldn't hire a consultant

[@shannu1927]

That's what consultants do

[@chaz-e]

Exactly my thoughts

[@JustChill76]

Well said

[@raghunandanmutalikdesai299]

😂😂 bull's eye

[@FreeSoul-India]

true.

[@sijok.b9992]

Hi wint team pls make some realistic video with people achieving Financial freedom with 12-20L annual salary. This guy was earning 1Cr yearly. He don't need to achieve financial freedom he is already free..! Thats how u can create impact on common people

[@namitajain68]

Exactly.

[@technofete]

These kind of videos gives u amotivation to work harder in ur life if u take it in a good way. Listen to things he is saying we can also learn a thing or two and implement it in a smaller scale. He told his monthly expenses are 1-2 Lacs, im pretty sure urs isn't, hence plan accordingly

[@Tarun.694]

I dont think u can be financially independent at a 10-12L annual salary.. though u can aspire to and start saving/ investing early on to eventually get there.. and thats what these vids show

[@namitajain68]

@@Tarun.694 it is possible. I have done it. One needs to live very simply and save/ invest sensibly. And yes, I have educated and married an offspring too.

[@technofete]

@@Tarun.694 what r u talking abt, 12Lpa is a good salary. Financial independence comes based on ur lifestyle. Ik basic things u need after that it's on you 12 is not bad at all.

[@sreejitbakshi]

You can totally guess he is an engineer and worked at McK for 10 years. Such clarity of thought and execution! Brilliant!

[@mj1_5676]

Just because he's an engineer does not automatically makes him a clear thinker.😅 Such rudimentary thinking makes people fanboys and fangirls😅. It could be other way around, he's a clear thinker and also happens to become an engineer. There are thousands of engg colleges, and crores of grads come out of those each year - if all of them were being coached to become a clear thinkers then we wouldn't be here😂.

[@milindphadke12]

True@@mj1_5676

[@FreeSoul-India]

This interview is more about flaunting the wealth, instead of any strategy for passive income. A simple approach of creating FD and earning interest is made to look a lot complex. Is this the way consultant really works? The place where I stay, the one of nearby apartment building has each flat costing upward 10 CR, and there are more then 200 apartment in that society, means each one residing there would be having net worth of at least four times the apartment cost (40 CR+). There are many such people out there. It would have been good if you invite the guest who really add value in terms of knowledge sharing.

[@AmitDongre2003]

This comment is more about flaunting wealth than the video. You have 10 Cr - flaunted. The video doesn't even mention his net worth, not flaunted.

[@aspirant4427]

Do u stay at malabar

[@mrgyani]

​@@AmitDongre2003 he said, nearby apartment buildings.

[@mrgyani]

Agree, I was surprised such a low % is in MFs. But maybe he knows better. And actually 30% is not a low number at all.

[@uditjoshi1407]

Very good feedback

[@udaykanttiwari6527]

Where exactly did he mention how to earn 1-2 L. If you put inappropriate title to attract audience, you won’t last long. Be honest

[@dr.deepankerud]

the title should have been " McKinsey consultants career break"

[@vishnuekkar]

Me listening this guy carefully with 566Rs in my bank account❤

[@hariyapa]

i have eaxctly 500 less than u and m watching...

[@vishnuekkar]

@@hariyapa update: I’m at 357Rs now

[@yogeshkhatriakayogi]

What in the wholy grail trail is going on here 😂 I was motivated by the video but the comments !!

[@vishnuekkar]

@@yogeshkhatriakayogi why are u laughing? serious stuff going on here🫤

[@vishnuekkar]

@@yogeshkhatriakayogi update: Rs 227

[@sunilkamesh]

This guy is a genius....he raised one of the most crucial questions of behaviouroul finance...how much money are you ready to die with and leave behind

[@merqri]

what aspects of my job I miss more than the others, that is the takeaway to start career again. That is a beautiful and wholesome way to look at this.

[@HarmanBansod]

This is gold! I am around the same age as this guy and I'm also planning to do a career break. This gave me a lot of food for thought. One of the good videos you guys have made, thanks Wint!

[@KartikRanade]

Searched google for career break as I was laid off and forced to take a career break. This video came in the results. It made me feel slightly better. Especially the marathon comment. Thanks, God bless.

[@ChiragYerpude]

Finally, someone that uses math in a systematic way! No wonder this guy is an IITan. Love it, and the editors are doing a great job with the visualizations too! Try to bring in more people like this - it's inspiring.

[@MrDestiny527]

I am in my forties . Not as rich as this guy . I took a career break 2 months back . Planning to switch to a different industry in the coming months. At my age when you have a family and kids to look after , it isnt easy to make a career break. I took this decision due to health issues and some personal commitments.

[@SANYAMJAINSam]

This guy is mathematically genius.. he is using that knowledge in finances! Very informative video, thanks for sharing! ❤️

[@getkgp]

I think his total n/w is around 10 cr, as he said 40-50% in fd and passive income around 2L, so i guess with best of best 8% interest, he may have 3 - 4cr, . My assumption house may have 1.5cr, equals 15% of his nw,means around 10Cr.

[@jketanj]

Not very likely unless he got inheritance...last withdrawn salary of about 1 CR and work for 10 years can't get you to 10 cr on your own...

[@jketanj]

Also he said 1-2 Lakh of passive income so I think probably 1L passive income and having like 5-6 cr total net worth with some money probably from dividend etc..

[@adarshjha7883]

He left job when he had 1cr salary, started with 10L, not for all 10 years its 1 cr

[@Vishwa_D]

Yeah, I too did the same Math. His previous investments would have also grown

[@jayantdiwakar2434]

10 Cr is less yrr

[@OGTinTin]

Nice interview. I know Ajinkya from school. He has grown up through a lot of adversity, it's so nice to see him doing well!

[@SS-gz7nf]

What happened to him? What adversities ?

[@paragdhawan01]

Inflation not beating net worth bahut badiya explain kiya. Sahi funda hai. But sab ke liye possible nahi hai. Karodo paise chahiye uske liye.

[@FNGamer1337]

Very insightful video. Anyone planning to take a career break needs to watch this. The approach of inflation not beating net worth is very sensible.

[@PiyushIronMan]

Important to factor inflation while thinking about net worth - this guy gets it. Also sounds confident and clear. Nice podcast.

[@chaz-e]

So he has put his fund in FDs and is drawing 2L pm as an interest. And he took 10mins just to explain this, what a Consultant!

[@livenotlive]

Lol

[@sunilds3590]

I’m not sure since when making 2 lakh per month in passive income became a big thing to warrant a 10 minute video! Something as lame as investing in a commercial real estate will give you 8% per annum. 3cr savings invested in REIT will give you 2 lakh per annum and that will adjust for inflation.

[@souravboraderocks]

He also explained approach and reasoning of career break but you trolls missed all that.

[@tusharsworlld]

This guy's approach makes total sense. What good would a retirement number do anyway? It's not universal, it's different by lifestyle, by city, by age... Eg. Someone retiring at 35 with 3 kids in Mumbai vs someone retiring at 50 with no kids in Nashik - totally different. It's the FRAMEWORK or the approach that's important. Everyone can calculate the number for themselves.

[@OGTinTin]

Exactly! Ek ka 3Cr se kaam chal jaaye, dusre ko 30Cr kam pad jaaye. Well said.

[@AmitDongre2003]

All in all great interview! Liked the approach, most people think of career break as compromise on net worth, this guy made a framework to increase net worth during career break even after inflation. Brilliant.

[@nagarajubandi3131]

Nice podcast. Sir please tell best financial instruments available for investment in windwealth platform for. For stable income like fd for very very small investor s

[@WintWealthYT]

Hey, We offer bonds with monthly repayment options and Fixed Deposits (FDs) at a solid 9% interest rate (9.5% for Senior Citizens ), starting with a minimum investment of 1k. Whether you prefer regular payouts or fixed returns, we have options to fit your needs. Feel free to reach out to our education team via WhatsApp at wa.me/[phone] or email us at [e-mail] for more details! (edited)

[@EffectiveLearning-ek6vo]

We had a CEO who was a consultant Mckinsey. He always had an answer and never tried to understood the Line Managers perspective and problem. He also sounded idealistic and but never tried to understand the real problems and set unrealistic goals because he carried that burden that he was the best of the bests. He was fires by senior management of edtech company and but I realized that's consultants should not be trusted because they over complicate things

[@JustChill76]

Well said effective learning

[@vijaych2659]

congrats ajinkya latkar for attaining financial freedom. Good knowledge and i wish you good luck in the start up consulting. life is to follow your dreams.

[@akhildresswala]

Great insights. People should look up to these guests for financial inspiration instead of the usual crop of influencers! The format here is also very clean, no unnecessary background music and drama. Just a cozy casual conversation with people who have real interesting insights!

[@GodKnowsWhoAmI]

Likeed how he put it... i10, its a great car, it takes me whereever i want to go. Thats the purpose of a car.

[@SamitPathak-ib7rg]

Refreshing as always - the guests you choose are so inspiring! Wint Wealth has become one of my daily breakfast series on KZbin, grab a cup of coffee and listen to this podcasts!

[@shokasamba]

Clearly he has liquid cash of upwards of 3Cr to get 1-2L per month. Dont think a lot of people would be able to do that by his age but kudos to him. It is better to get someone who's taking a break very well having understood that expenses have to be curbed, and then being able to still invest to grow their corpus.

[@OGTinTin]

This comment deserves to be in the top 5.

[@harishalphaM]

His thesis with an i10 car was perfectly amazing💯

[@pendkesun92]

I feel like I am going to keep coming back to this video once every few months to get inspired!

[@lucifermorningstar1636]

Great questions and also no interruptions while the person is speaking, great interview.

[@souravboraderocks]

I am very inspired by this guest! Wint Wealth thanks a lot, great channel. Keep up the good work!!

[@karan13031986]

Writing books , investing in start ups . Does not look like a break to me but just repurposing his attention and life . This guy look very sorted which speaks about how he could come out of the moribund cycle.

[@ajinkyalatkar]

That's a nice way to put it :) I'm definitely as mentally stimulated as I was in my job, but now with a better work-life balance.

[@SukhdeoPhadnis]

Great one. Career breaks should be normalized,its very refreshing to take one! And this gentleman is really clear in his mind in planning his career break. Thabks for sharing the thoughts.

[@SarangParag]

Five stars for this interview! What a great approach of this guest, he is very clear in his mind! Also the Starbucks cups collection is insane 😃

[@VKforever1990]

Great content. Bhai is making me think about taking a career break too 😅

[@tjindia91]

Good one, explained with math. Need some more details - how do you plan to split between FDs and mutual funds and others? Is there an optimization model or formula?

[@sahilgoel5294]

i10 was the high five moment 🙌 Simply amazing That's the first ingredient of FIRE framework. When you don't buy the upper one even if you could buy 10 of them in one shot 😉

[@keshavsukhatankar]

Good learnings. I also follow a quarterly financial planning model. It's a powerful way of budgeting and reconciliation for busy people. Can be very valuable during career break. Great work, @WintWealthYT keep bringing us these varied perspectives!

[@animefreakmaddy]

He drove the interview like a veteran consultant

[@pendkesun92]

Atfirst I thought oh 1Cr salary, must be easy to take career break. But the insight on how to preserve networth after inflation during career break is a very nice and clear approach. I had to watch that three times but once I understood it, it is brilliant. Could have been explained in slightly simple words though.

[@UditTheJosh]

Nice learnings! Although title should not be misleading. He never said he earns 2 lakh passive income.

[@suyogkalra]

His career break planning and logic is robust and clearly thought out - hats off! Except one part, there are much better mechanisms to draw passive income than FDs. He should look into that a bit. Overall kudos Wint Wealth for another engaging conversation, keep bringing us these videos!

[@inderpalsingh962]

One of the few person who still talks about FDs ❤

[@kaarlaalwaan]

Amazing content as always, but the thumbnail is pure clickbait! The guy isn't making 2lpm passive income, that's the upper limit of his expenses. So, more realistically, 1.5 lpm passive income, based on his 1-2 range.

[@PramodKarkhanis]

Massive respect for this guy. Not many people can take such a well planned career break with this much clarity of mind at this age. Though i still think he can redirect some of his FD funds to MFs, that would take away some of his passive income but grow his corpus much faster. He can increase his liquid pool buffer to make up for the decrease in passive income, since the career break is only temporary.

[@paragdhawan01]

Bhai wo ZNMD ke baare mey kuch bol raha tha, tumne usko number puchne ke liye interrupt kar liya. Kya bol raha tha I am very curious uske baare mey.

[@PremKashyap]

What a sorted guy, Brilliant..!!

[@globetrotter9212]

His current networth is inr 13-15 crore

[@SaumikBandyopadhyay]

Good, robust theories on personal finance. Please ask this guest to make excel templates about his planning, his consulting experience will come in handy for that, and help many people who are in the same boat!

[@ranveersharma1666]

Yellow shirt guy intrupts in between. Please let spraker finish his part properly. Btw fantastic share ❤❤

[@Eternall23452]

Taking career break is not for broke. It is not for people who has spendthrift family. It is worth in long run.i worked without break for 17 years took break of 4 years.. again back to employment with better job and pay. Reason employer found me as a risk taker and planner.. best out of comes out when your situation is unpredictable

[@pendkesun92]

Such an inspiring person! Amazing insights and clarity of thoughts.

[@PriyankSri2011]

Good content but why is this video so randomly ordered? You should ask him why he planned to take a career break before asking him if he was worried leaving so much salary.

[@KrishBorhade]

Good interview. Nice robust career break planning advice, and good philosophies around personal finance. Guest has great clarity of mind!

[@Batman22222]

So, he didn't exactly say anything......yet said everything!!😅😅 Well done dude!👍🏻

[@AmitDongre2003]

Bro was going somewhere with the ZNMD analogy, but the interviewer interrupted him asking for a number 😂

[@SD_003]

Oh man!!! Wint video after a lifetime 🙏 Good one as always 👍

[@souravboraderocks]

"This is a marathon" waala statement is so soo true. Bande ke liye respect badh gaya sun ke!

[@nis99]

1cr salary and financial freedom is a cruel joke!

[@adityantamarapu6239]

What would be the minimum salary to achieve "financial dlfreedom" then...?

[@helloyogeshpatel]

Work till last breath

[@himanshusharma-bc5so]

this chennel is real gem! away from all noisy finfluencers, easy conversations with people who miles ahead in their life ,and talking things which really working for them.

[@bhargavreddy7038]

talks like a consultant with all those graphs

[@abhishekpawar921]

Definitely 😅

[@WintWealthYT]

Haha, he is one and it shows 😄

[@VaibhavGoelvaibhavgoel2094]

Great insights.

[@CryptoPunkIndia007]

Nice one, good insights.

[@TwitterTrendingVideos]

What is this yellow T-shirt guy's obsession to know the FIRE numbers? He's behind him for that 😂

[@ProductsHub365]

He is not compromised on lifestyle after his career break ..that won't work for every individual... It's not easy to take career break .. or if needed one should be a saint to experience that break

[@FNGamer1337]

Very true.

[@Phildunphindia]

This video is like a Christopher Nolan movie. Have to watch it 2-3 times to understand it, but when you do, it's mind blowing!

[@keshavsukhatankar]

😂 I just watched Oppenheimer and this is so true!

[@kumararya87]

thats just you. This guy is full of BS. Low on specifics high on bakwas.

[@jasssc]

After all heareing the FIRE stuff, this made my day 9:58

[@suneetlimkar]

Still drives i20 , this man truly understands how to be financially independent 🎉

[@SteadiACP]

But his wife would definitely be having a fancy ride

[@skartchan1]

End of the day this video is applicable for very highly paid employees

[@UmeshShri16]

Inspiring interview - the marathon comment is especially inspiring. A 1 year career break is just ~2.5% of a 40 year marathon career. Well said!

[@Manish.Manglam]

Great work - Team wint wealth love you guys

[@livenotlive]

Guys, he didn't even say how he earns 2lac pm? Withdrawing from liquid assest doesn't say anything, your title says, how he earns 2 lac passive and the video doesn't answer that. Why this kolavari di?

[@holypunk12]

😂

[@sukritsingh4202]

He proved out to be a good consultant 😂

[@WintWealthYT]

Hey, It's coming through FDs. He explains the mechanism in the video.

[@livenotlive]

​@@WintWealthYTopps missed reading FD in the animation, I thought it was some liquid fund. Thanks.

[@jake_runs_the_world]

10:22 "D2C ka inventory" lmaoo🤣🤣🤣

[@newbiekhyber]

This guy is a perfect example of how to make simple things complex.

[@akshitagupta3721]

Amazing learnings

[@mediahost2243]

Senior from my iit coaching class

[@rajanjaiswar3543]

This is a great podcast

[@GirishChauhan3103]

I also want to take a short career break, but my approach will be different because I do not have so much money. This guest seems very sorted and clear thinker though - the interview was very inspiring and some good learnings.

[@adis6867]

FD: Aprx 3.5Crore( Assuming all passive is coming from Fd only)

[@mrgyani]

9:52 Dude drives an i10. Incredible. Respect!

[@nayyerkhan-8902]

The guy has not take any carrier brake meanwhile he increase his buisyness 😂

[@yetravartepago5192]

Discovered this gold mine of a channel. Thank you for the great content!

[@SukhdeoPhadnis]

"This is a marathon" - that's such a great point!

[@pranaya911]

We would like to see a video which explains the transition of a guy from one financial condition to another...it will be full of lessons

[@midascaps6921]

That man is me bro

[@PrashantKumar-zu8zd]

Very good explain mathematically

[@ADutt91919]

Please upload these videos more often. Ik people are not comfortable sharing their income and expenses, but still😢

[@karanlakhaniCA]

Very helpful reference video for people planning to do a career break!

[@Vishalvijay99]

Dude wants to learn coding in his break time. I don't want to code in my work time

[@vinimay3191]

So the only learning is : a consultant's bearable career span is 10 years long.

[@seekertruth72]

excellent for sure but very high level. It could have been better ..."How he gets 2 lakh passive income combination of FD or MF swp or income from start up advisory etc . Also few guidelines ...how one can plan if wants FIRE. also ...house is not an investment.

[@chaz-e]

Real Estate grows... So he is calling it as an investment.