Woman Stopped Paying on Car She Totaled | Part 2

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Judge Judy

Judge Judy

Күн бұрын

Пікірлер: 827
@VIpanfried
@VIpanfried 2 жыл бұрын
If someone needs to borrow a downpayment, regardless of what they are buying, they need to rethink the entire thing.
@getin3949
@getin3949 2 жыл бұрын
She had no business buying a car when she didn't even have the down payment.
@therose__
@therose__ 2 жыл бұрын
Right! Just straight ghetto. She seems like the type to finesse and then try to act dumbfounded
@therose__
@therose__ 2 жыл бұрын
Right! Just straight ghetto. She seems like the type to finesse and then try to act dumbfounded
@stillthekid333
@stillthekid333 2 жыл бұрын
@@therose__ truth is the defendant got finessed into taking out 2 loans on 1 car.
@EH23831
@EH23831 2 жыл бұрын
Yep - but also, don’t sell a car to someone who can’t afford it! Greed on the car dealer’s part 😒
@spikefivefivefive
@spikefivefivefive Жыл бұрын
It never ceases to amaze me how some people always see themselves as victims when in reality they are the perpetrators.
@Rocanala
@Rocanala 6 ай бұрын
Amen
@DonGrigorianFishing
@DonGrigorianFishing 2 жыл бұрын
I would NEVER publicly admit as a defense “I was too stupid to know what I was signing”…specially when the acknowledgment was only one paragraph! My God that’s soo embarrassing!!! 😮
@john.jai.sullivan
@john.jai.sullivan 2 жыл бұрын
😂😂😂😂
@canileaveitblank1476
@canileaveitblank1476 2 жыл бұрын
She was taken advantage oooooof.
@Feed-My-Mind-Not-My-Ego
@Feed-My-Mind-Not-My-Ego 2 жыл бұрын
She wanted that car desperately using poor judgement when it came to the contract.
@JamieM470
@JamieM470 2 жыл бұрын
She kept giving angry-face too. She's used to getting away with not paying what she owes. She's probably got a few repo's in her future, and she'll blame everyone but herself when it happens.
@TyHarrodTX
@TyHarrodTX 2 жыл бұрын
@@canileaveitblank1476 🤠😂😹🤣
@dkc4092
@dkc4092 2 жыл бұрын
Ugh. I hate it when people act stupid AFTER they sign contracts and then blame it on you...........
@ThePrimeMinisterOfTheBlock
@ThePrimeMinisterOfTheBlock 2 жыл бұрын
You need a no nonsense judge to shut down the bs
@amberlance3221
@amberlance3221 2 жыл бұрын
People should remember, you have 2 ears, 2 eyes and 1 mouth for a reason. This woman would not stop with the excuses 🙄
@Bobloblaw42024
@Bobloblaw42024 2 жыл бұрын
So you have no problem with the vulture capitalism?
@ThePrimeMinisterOfTheBlock
@ThePrimeMinisterOfTheBlock 2 жыл бұрын
@@Bobloblaw42024 I'm not a disaffected malcontent, no
@Bobloblaw42024
@Bobloblaw42024 2 жыл бұрын
@@ThePrimeMinisterOfTheBlock huh?
@PowerDiva
@PowerDiva 2 жыл бұрын
Does the defendant actually believe saying 'I didn't read anything I signed' is going to win her the case? She kept saying that as if it actually means anything.
@trekgirl65
@trekgirl65 2 жыл бұрын
cause she cannot read loan agreements. takes the car and runs.
@malbarlow4991
@malbarlow4991 Жыл бұрын
there are too many stupid people in thesecases
@kuuttinen
@kuuttinen 10 ай бұрын
Well, nowadays being an idiot can get you alot of money so kind of makes sense. Like "I ate this laundry detergent because it didn't say Do Not Eat", so basically people are rewarded for being dumb or not using common sense.
@betterfad3d
@betterfad3d 10 ай бұрын
😂😂😂😂😂😂
@CarolineWolterHall
@CarolineWolterHall 2 жыл бұрын
It’s so crystal clear the defendant stopped paying the loan back, the instant she totalled the car. She knew full well what she was signing. It was a clear and concise easy to read paragraph. She’s just playing dumb to get out of her responsibility and took advantage of the plaintiff. Period! As always, right call JJ.
@adjustableWench
@adjustableWench Жыл бұрын
too bad the playing dumb didnt work
@LMAOINMEMPHIS
@LMAOINMEMPHIS 4 ай бұрын
why would she still pay after insurance paid it off dumbahh
@BestoftheBest-oz4ei
@BestoftheBest-oz4ei 3 ай бұрын
@@LMAOINMEMPHIS You playing the dumb card like the defendant 😁
@skinnyslims5327
@skinnyslims5327 2 жыл бұрын
The person who would’ve never been able to get a car if it weren’t for the plaintiff said “I was taken advantage of” the entitlement of some people is unreal.
@jazzyj6640
@jazzyj6640 2 жыл бұрын
That’s why you READ before signing.
@shapiroshekelberg604
@shapiroshekelberg604 2 жыл бұрын
She probably can’t read.
@keithgunvordahl
@keithgunvordahl 2 жыл бұрын
She's 'afraid' to read... She might have to pay her bills!
@corrinealexander885
@corrinealexander885 2 жыл бұрын
oh she read it lol
@travet1000
@travet1000 2 жыл бұрын
I think she knew exactly what she was signing. She totaled the car and played stupid after that.
@RJWaynerium
@RJWaynerium 2 жыл бұрын
Say that louder for the college students signing up for their loans
@jennyb5721
@jennyb5721 2 жыл бұрын
The person who borrowed the money had no business buying car if she was signing papers she didn’t know about
@BNR_248
@BNR_248 2 жыл бұрын
Yea I agree, but car dealerships are also very pushy. I feel like she was taken advantage of to an extent. They also always add random fees and percentages, i remember when my Dad was buying a car the contract in fine print said 7.5% finance, but we were told it was 5%, when we questioned it, they said that 2.5% is to cover the loan fees or some rubbish. The total repayment was 19,950 as opposed to 15550 which we originally calculated. I have no doubt in my mind she was told some baloney
@mindimartian9821
@mindimartian9821 10 ай бұрын
@@BNR_248 That is not the case here. This girl took accepted personal loan in order to take out a car loan and was ungrateful to the person who made that possible. The brief contract was very specific and clear.
@mgloriousone9823
@mgloriousone9823 2 жыл бұрын
"If I had knowledge of this I would've never signed this"... meanwhile the contract is literally 2 paragraphs.
@MindSetReset
@MindSetReset 2 жыл бұрын
😁😁
@iykeharrison9161
@iykeharrison9161 2 жыл бұрын
I don't think she is aware of how ridiculous she sounds.
@corrinealexander885
@corrinealexander885 2 жыл бұрын
right lol
@konye618
@konye618 2 жыл бұрын
Needed a car, got the car then plays stupid
@autobotdiva9268
@autobotdiva9268 2 жыл бұрын
Full sentences
@butlertube
@butlertube 2 жыл бұрын
Defendant is a perpetual victim, never her fault. Glad JJ saw that.
@gmshadowtraders
@gmshadowtraders Жыл бұрын
BLM mentality!
@orionb5217
@orionb5217 Жыл бұрын
@@gmshadowtraders dumb comment
@Wtfe2024
@Wtfe2024 Жыл бұрын
@@orionb5217 EXTREMELY dumb comment.. 👍
@tikheadtokhead
@tikheadtokhead Жыл бұрын
White privilege 😅
@tikheadtokhead
@tikheadtokhead Жыл бұрын
@@gmshadowtraders fact
@TVKia
@TVKia 2 жыл бұрын
Girl that paper was very clear and to the point…
@erikamcknight4360
@erikamcknight4360 2 жыл бұрын
That contract was very well written
@stephanier1000
@stephanier1000 2 жыл бұрын
"I was taken advantage of" the delusion in that woman. 🤡🤡🤡🤡🤡🤡🤡
@iamjphnycc5933
@iamjphnycc5933 2 жыл бұрын
Delusion how???????? She clearly was manipulated into something she couldn’t afford..
@jenniehughes6927
@jenniehughes6927 2 жыл бұрын
They took advantage of each other.
@jag86648
@jag86648 2 жыл бұрын
You keep defending a full grown adult with the defense of ignorance. Nobody made you sign documents. The dealer didn't drag her into the shop. Of course both parties are looking for a benefit when they enter a contract. That's the name of the game. You don't knowingly enter a contract to be in a worst position. The defendant wanted a car. The saleswoman wanted money. Simple. Anytime there's an exchange of goods, it's for benefit. Taking advantage is not correct because it implies the plaintiff did things maliciously. THE CONTRACT WAS PLAIN SIMPLE ENGLISH!!!!
@amandaz9762
@amandaz9762 2 жыл бұрын
My jaw dropped a little bit on that one. Wow.
@gtsound12
@gtsound12 2 жыл бұрын
She was taking advantage of.. would you loan a stranger money if you had nothing to gain? She wanted her commission and $300 for a one month loan. Plus I guarantee if that car was not totaled she would have got the dealership to repo it for her money.. she probably does it all the time to people who don’t know any better
@trekgirl65
@trekgirl65 2 жыл бұрын
Defendant is not as dumb as she pretends to be. She knew what she was doing, trying to get a free car and not pay all of the loan back. Even when a car is totaled in a wreck of your fault, you still have to pay the balance. And they do add interest.
@bravo2966
@bravo2966 2 жыл бұрын
The old 'play stupid' defence that has never worked ever. She knew she owed the money, no question at all.
@destinyphillips1461
@destinyphillips1461 2 жыл бұрын
The fact that she came into a dealership with $980 wanting an $11,000 is very stupid and based on fact that she totaled the car a less than a year later I can definitely believe that she did not read or probably even care what the lady was saying to her she was ready to jump behind that wheel as fast as possible.
@bravo2966
@bravo2966 2 жыл бұрын
@@destinyphillips1461 Oh there's no doubt she's an idiot, but she's an idiot that knew full well she owed the plaintiff the money.
@jenniehughes6927
@jenniehughes6927 2 жыл бұрын
@@destinyphillips1461 They used each other.
@j3pelfrey
@j3pelfrey Жыл бұрын
I am not so sure she was playing.....
@simply_miki
@simply_miki 2 жыл бұрын
Reading is fundamental. This is why education is important.
@linapesz313
@linapesz313 2 жыл бұрын
she is just playing stupid to not pay...
@Lovesoapy
@Lovesoapy 2 жыл бұрын
Not negligent, just stupid 😂😂😂
@keithgunvordahl
@keithgunvordahl 2 жыл бұрын
@@linapesz313 'Pre' Judge Judy, playing stupid has served her well.
@pandorahalfdanarson5171
@pandorahalfdanarson5171 2 жыл бұрын
Both plaintiff and defendant border on the dishonest. You don't sell a car to a person who does not have enough money for a down payment, period. And you don't stop paying back a personal loan only because you no longer feel like it.
@Joshuastem5622
@Joshuastem5622 2 жыл бұрын
Wow, the plaintiff had a very clear and simple document.
@WarGrowlmon18
@WarGrowlmon18 11 ай бұрын
There was only one person who got taken advantage of here and it was NOT the defendant!!!
@shamaoliver7989
@shamaoliver7989 2 жыл бұрын
This is why it's important to read whatever paperwork someone gives you before signing. The defendant has no excuse if she didn't agree with what the papers said then she should have not signed it. She was trying to make excuses to not finish paying just pay the woman and be free! I don't like the plaintiff for some reason, but the defendant still has to pay.
@tubester4567
@tubester4567 2 жыл бұрын
The defendant knew exactly what the situation was. Ignorance is not a defence anyway. She wanted the car, she started making payments, then stopped when she destroyed the car. She would have played the poor victim to get sympathy and help, then she just shit on them. Its a dumb move anyway. All she had to do was pay the $1400, then she would be free and clear to get another car. Instead she burned her bridges and burned her reputation. The defendant is probably already at the next car yard trying to finagle a car and using this situation for more sympathy.
@michaelmarquez6133
@michaelmarquez6133 2 жыл бұрын
The plaintiff took advantage of her
@kylenielsen5341
@kylenielsen5341 2 жыл бұрын
It was probably an illegal loan. The interest rate is way too high and illegal in most states.
@travet1000
@travet1000 2 жыл бұрын
@@tubester4567 My thoughts exactly.
@travet1000
@travet1000 2 жыл бұрын
@@kylenielsen5341 If their is a contract it is not illegal. The Defendant is an idiot.
@briannefowler
@briannefowler 2 жыл бұрын
Omg! Her defense is literally to throw up her hands and say “Well I didn’t know what I was signing so…” 🤷🏻‍♀️
@outsidewithjames
@outsidewithjames Жыл бұрын
"Because I was taken advantage of." I bet she didn't feel that way when the woman loaned her the down payment, so she could get a car to begin with.
@01denese
@01denese Жыл бұрын
10% is a bargain. It could have been 29.99%
@julietteoscaralphanovember2223
@julietteoscaralphanovember2223 2 жыл бұрын
Why would someone who works as a salesperson selling cars give a customer a personal loan?? Are they related?
@destinyphillips1461
@destinyphillips1461 2 жыл бұрын
Naw the plaintiff benefits off of it
@lynne709
@lynne709 2 жыл бұрын
In the comments section of part one, some people said that shady car dealerships will loan a customer a sufficient down in order to fool the finance company into approving the loan application. To avoid the appearance of fraud, the dealership will have customer sign documents describing the funds as a personal loan from the salesperson to the customer.
@BadChicsClub
@BadChicsClub 2 жыл бұрын
@@lynne709 this is true
@sweetsweet81
@sweetsweet81 2 жыл бұрын
Reading....and comprehension....is fundamental. If you aren't sure, ASK.
@kylenielsen5341
@kylenielsen5341 2 жыл бұрын
The defendant is probably right in the last things she says. 10% interest for a 1 month loan is over 100% APR. Usurious loans with interest rates this high are illegal in most states.
@NewWesternFront
@NewWesternFront 2 жыл бұрын
even personal from one to another?
@kylenielsen5341
@kylenielsen5341 2 жыл бұрын
@@NewWesternFront Especially personal from one to another, because individuals don't have all the certifications to be a profit-based lender.
@anthonya2349
@anthonya2349 Жыл бұрын
Correct, I was asked for substantial loan, burrower said pay $1,000 per week. I said okay but for that amount I need my attorney to write up a document. He said put $975 as $1,000 puts it too close to 16% triggering usury law. funny part about it is a credit card company can charge way over that.
@nawgee
@nawgee Жыл бұрын
no one forced her to not read the terms. no one forced her to sign the dotted line. no one forced her to buy a car she didn't have the money for. no one forced her to not show up in court with no proof that she made the payments she claimed to have made. the best thing you can work on is learning how to hold yourself accountable. . .
@samanthaacosta3067
@samanthaacosta3067 2 жыл бұрын
She knows what's she's doing😏Acting like she didn't know or don't owes😑 See how she talk.
@edwardjames6070
@edwardjames6070 2 жыл бұрын
she had attitude the whole time.
@bnatrl88
@bnatrl88 Жыл бұрын
@edwardjames6070 no she didn't 🙄
@nebby8127
@nebby8127 2 жыл бұрын
The plaintiff is so ANNOYING. I just can't. I would never have bought a car from her after just having a conversation with her.
@N5Mystique
@N5Mystique 2 жыл бұрын
Really? How? Why?
@startinajackson606
@startinajackson606 2 жыл бұрын
Exactly the plantiff is sickening
@thebigorangecouch6261
@thebigorangecouch6261 2 жыл бұрын
She was awful! That whole nodding and pursed lips thing was so annoying I skipped to the end to see the judgement.
@805fillmore
@805fillmore 2 жыл бұрын
I find the defendant annoying, she thinks she could take advantage of a nice lady.
@emeraldemerald6459
@emeraldemerald6459 2 жыл бұрын
Yet she financed the down-payment to a leach? You're probably exactly like the leach.
@BallLifeisBetter37
@BallLifeisBetter37 2 жыл бұрын
I find it crazy how many adults go to dealerships, sign anything just to drive off, then play victim when they don’t honor the agreement. That’s called being an arrogant asshole.
@janus9824
@janus9824 2 жыл бұрын
0:58 This is why reading is fundamental. Read before you sign and understand what you are signing but she still dont get it even in the end at 3:02
@ec6443
@ec6443 2 жыл бұрын
She clearly was too busy looking for future baby daddies in school instead of paying attention to teachers and learning.
@MariamaBahOffiicial
@MariamaBahOffiicial 2 жыл бұрын
@@ec6443 of course you have to mention “baby daddy’s” when it’s a black defendant. Your kind is so practicable 😂
@ThePrimeMinisterOfTheBlock
@ThePrimeMinisterOfTheBlock 2 жыл бұрын
What you seem not to get is she was just bullshitting
@nekajones595
@nekajones595 2 жыл бұрын
@@ec6443 why was this comment needed
@ec6443
@ec6443 2 жыл бұрын
@@nekajones595 why not princess? Does it hit too close to home for yourself? Neka? Wtf is that?!?! That's the sound my ass makes at the end of the day when I put on pjs. Did your parents not love you to name you something so stupid?
@shellbellexx3
@shellbellexx3 2 жыл бұрын
The defendant was not “ignorant” of what she was signing. She knew the lady was lending her money for the down payment and she was required to pay it back by the agreed upon date. She figured since the car was totaled and her insurance paid of the finance company the plaintiff wouldn’t waste her time trying to collect the remainder and she was wrong. She isn’t ignorant she is just an ungrateful person who doesn’t take care of their responsibilities. Her whole defense was bogus. Then she had the nerve to act indignant too…how sad. It’s too bad the plaintiff didn’t have a penalty clause on that agreement with the maximum allowable percentage added on for every day she went past the payoff date.
@johnh3733
@johnh3733 2 жыл бұрын
Imaging going to court and your defense is "Your honor, I'm too stupid to know what I was doing"
@tanyapoulin5880
@tanyapoulin5880 2 жыл бұрын
Defendant like a lot of people don't get what it means to finance a car. Without that down payment she loaned her then she wouldn't have been able to get the car. She's not realizing that you don't get down payments back and she took out 2 loans. One with the finance company and one personally with the plaintiff. That car could be working or totalled right now, wouldn't matter. You don't get a down-payment back on a finance contract lol
@baileylocklear5975
@baileylocklear5975 2 жыл бұрын
Just for my own clarification as a new car buyer soon, when you say “you don’t get your down payment back” what do you mean? Like if I was to put down 10,000$ on a 20,000$ car and finance the rest. If it was totaled you only get the finance portion??
@tabbyc3970
@tabbyc3970 2 жыл бұрын
I just don’t understand why is a stranger cake sales person giving loan to someone who cannot afford the car. So weird.
@User84030
@User84030 2 жыл бұрын
@@baileylocklear5975 The $10k is an initial lump sum payment towards the car. If you finance the rest of the cost, then you’re paying off the remaining value in increments over time. It has nothing to do with what your car is insured for. Your car will be insured for whatever value it is that year (cars depreciate in value every year). If you total it, the insurance company will give you the amount it is currently worth, which would be used to pay off the remaining payments on it (and you keep the rest)
@baileylocklear5975
@baileylocklear5975 2 жыл бұрын
@@User84030 Oh okay got it! I was a bit confused since Ive never financed a car and didn’t know what happened if you got in a wreck without it fully paid off. Thank you!!
@BusArch42
@BusArch42 7 күн бұрын
⁠@@baileylocklear5975the wisest approach is to get a rider on your policy for like vehicle replacement. That way if your car is totaled they have to get the same car for you.
@sugarcube2081
@sugarcube2081 2 жыл бұрын
2:34 "Your honor if i would'v.. If i would.. If i.. If i have.." Yeah that's a sign of lying🤣
@MrMousley
@MrMousley Жыл бұрын
''A 10% interest rate isn't even legal'' she says. Yes it is ! Someone lending you money can charge you whatever they like .. especially if you sign the contract agreeing to pay that. It was a simple one paragraph contract that she now claims that she didn't understand. What's not to understand ? She was loaned $2700.00 and agreed to pay back €2970.00 (€2700.00 + 10%)
@judycook4314
@judycook4314 2 жыл бұрын
Don’t like the plaintiff but the defendant owes the money. Also, actually getting money through wage garnishment isn’t a given either. She may not earn enough or there may be others ahead of this plaintiff.
@bubbaXzone
@bubbaXzone 2 жыл бұрын
i agree i dont like plantiff either. Just something about her that just makes me uneasy and rubs me the wrong way.
@semosancus5506
@semosancus5506 2 жыл бұрын
@@bubbaXzone she's a pretty used car salesman. She does appear intelligent and organized. I've dealt with a few used car people who are decent and some not so much. Maybe she is one of the decent ones. After all she didn't try to get any extras just what she was owed.
@trekgirl65
@trekgirl65 2 жыл бұрын
Oh honey, they can garnish paycheck till the debt is paid, no matter how much you make. Ask deadbeat parents who have child support garnished from their paychecks till they quit the job.
@travet1000
@travet1000 2 жыл бұрын
@@bubbaXzone Well because she is probably frustrated with the Defendant's BS. They probably went back and fourth and finally decided to take to Judge Judy.
@sanasa434
@sanasa434 2 жыл бұрын
The plaintiff looks like one of those creepy dolls that closes and opens her eyes when you move them.
@HungVu-vs3dv
@HungVu-vs3dv 2 жыл бұрын
She reminded me of Annabella doll in horror movies
@minkyfran8307
@minkyfran8307 2 жыл бұрын
Meanwhile , the defendant looks like she’s spent her youth eating doughnuts 😂
@bnatrl88
@bnatrl88 Жыл бұрын
@@minkyfran8307 Meanwhile, you sound like your brain lacks braincells starting at your youth 🤣
@TheJellymonty
@TheJellymonty 2 жыл бұрын
This is why they need to add financial literacy to high schools. The defendant is clearly a victim of illiteracy.
@CactusThorn
@CactusThorn 2 жыл бұрын
No she isn't. She's just a liar.
@katerinapatiniotis5598
@katerinapatiniotis5598 2 жыл бұрын
She should go back to school instead of screwing around and having babies just to get money from the daddies.
@dharmallars
@dharmallars 2 жыл бұрын
Charlie Kelly behavior
@vasilias7987
@vasilias7987 2 жыл бұрын
thats is not even financial literacy, as judge judy said that it was in plain english
@UNCOVR
@UNCOVR 2 жыл бұрын
The defendant is clearly a victim of her own negligence.
@rogerargueta5769
@rogerargueta5769 Жыл бұрын
Her defense is "I'm too stupid to be trusted with grown up responsibilities"
@The_IcemaN_723
@The_IcemaN_723 2 жыл бұрын
This is why we need to be teaching basic finance skills in junior high and senior high schools. Incredible ignorance.
@leeroyjenkins6061
@leeroyjenkins6061 2 жыл бұрын
What a mess.
@lysiaray
@lysiaray 2 жыл бұрын
She admits she signed documents without reading or understanding. Is she serious??? In this day and age... my word
@EerieVonIII8574
@EerieVonIII8574 2 жыл бұрын
Defendant is about as smart as a tube of toothpaste
@stratfordbaby
@stratfordbaby 11 ай бұрын
Some people do not DESERVE to own a vehicle.
@mojisoladeji
@mojisoladeji Жыл бұрын
A finance company will NEVER finance your down payment. EVER! The defendant is annoying.
@8213apice
@8213apice 2 жыл бұрын
The plaintiff is getting on my nerves for some reason. I don’t like her composure.
@bubbaXzone
@bubbaXzone 2 жыл бұрын
same!!! her lips piss me off her mannerisms the motions she uses and the way she talks it just ticks me off
@edwardjames6070
@edwardjames6070 2 жыл бұрын
@@bubbaXzone how about the color of her hair. very offensive.
@Tahiha
@Tahiha 2 жыл бұрын
She's a predator. She's not an honest person. She's running a racket on the job. She clearly seeks out customers who can't make the deposit and offer them high interest loans. Wonder if her boss knows or knew. And that's not to say the girl doesn't owe her. Seems the young woman thought the loan was with the establishment, not the woman herself.
@krullfamily5
@krullfamily5 Ай бұрын
Playing stupid is not a defense.
@corineusa1454
@corineusa1454 2 жыл бұрын
When the car was financed she didnt pay off the loan for the dp in 30 days as promised. The lender allowed her to make pmts. When the car was totalled she stopped paying altogether. The defendant was actually trying to take advantage of the plaintiff. Glad it didnt work out.
@AntoniusReginaldus
@AntoniusReginaldus 11 ай бұрын
Defendant claims she was the one taken advantage of at the very end of the case. Idiot City.
@TheKingsOutpost
@TheKingsOutpost 2 жыл бұрын
Alot of people can read, but don't necessarily understand what they're reading - No Comprehension.
@rogerbear5455
@rogerbear5455 Жыл бұрын
She’s too old to say she was taken advantage of. She should have walked away and not bought the car if she didn’t have enough money to put down on the car .
@ashb7846
@ashb7846 2 жыл бұрын
It's crazy how many people think, "I didn't read what I was signing/purchasing/whatever" is somehow a defense for their mistakes. I've had people at work literally say, "I don't care what I signed," when I tell them they were or were not obligated to something. Unless it's in the case of gross negligence on the other party, your personal chosen ignorance does not oblige your issues to become someone else's problem.
@stephanieyee9784
@stephanieyee9784 2 жыл бұрын
Some people are just not very bright. The loan contract she signed is One Paragraph long, written in clear plain English and Signed by both parties. The defendant would have received a copy of that contract so has no excuse if she chose to Not Read It.
@Strider_JM
@Strider_JM 2 жыл бұрын
Ignorance of the law is never a defence
@bridyyc
@bridyyc 2 жыл бұрын
Girl is in for a hard life!! However, what an interesting racket the used car saleswoman is running. She talks buyers into a more expensive car they can't afford, potential buyers don't have enough money - she personally loans them the difference at a healthy interest rate. She sells the car and gets commission on that AND picks up a 10% return on her personal investment. Not sure this practice is even legal, but would be determined by local laws.
@vohawk
@vohawk 2 жыл бұрын
My one and only purchase form a used car lot was so shady, I never did it again. What the seller did here was probably legal in her state, but like check-cashing companies, highly distasteful IMO. That said; this defendant had no intention of continuing to pay for a car she could no longer drive. She will declare bankruptcy to avoid the consequences, then go do it again. I see this all the time where I'm from.
@jenniehughes6927
@jenniehughes6927 2 жыл бұрын
@@vohawk They're both scammers.
@vohawk
@vohawk 2 жыл бұрын
@@jenniehughes6927 I agree. I think its pretty obvious too.
@tommyjones6866
@tommyjones6866 2 жыл бұрын
The plaintiff is super shady and I can't believe what she is doing is legal. She's "working" for the dealership as the person selling her the car, and she's working for the "customer" by personally loaning them money to buy the car from her. There has to be a conflict of interest there.
@larmstrong2302
@larmstrong2302 2 жыл бұрын
@@tommyjones6866 They sell their cars above the loan to value of the vehicle, so the only way to get financing from a financial institution is to have money to put down. The salesperson knows this, so they have agreements on the ready to personally lend the down-payment at a profit to them. Customers that enter into an agreement like that usually have bad credit and are desperate, so they sign. Very despicable and bad practice for the salesperson and dealership!
@cluedin
@cluedin 2 жыл бұрын
She read it and understood it completely
@SoulDelSol
@SoulDelSol Жыл бұрын
People have zero accountability. Woooow!! Shameful
@MissOtaku93
@MissOtaku93 2 жыл бұрын
You can't claim to accept responsibility in something you did and yet still use the excuse that you were taken advantage of. Cancels each other out. It doesn't work that way.
@byronbuchanan3066
@byronbuchanan3066 10 ай бұрын
This is why I don't give personal loans..... not even to family. not even with a contract.
@anndeecosita3586
@anndeecosita3586 2 жыл бұрын
The defendant isn’t the brightest bulb and the plaintiff recognized that. If I went to a business and an employee offered me a personal loan or side deal separate from the company transactions I would consider that a huge red flag 🚩 about their ethics and business practices and immediately leave. And it being a used car lot means I would run 🏃‍♀️ not walk out of there.
@805fillmore
@805fillmore 2 жыл бұрын
Why would you go to a car place if you can’t afford the down payment. Also those used car dealerships screw you over I’d rather go to a legit dealership.
@TerryOnDemand
@TerryOnDemand 2 жыл бұрын
What type of deal was thus where the salesman LOANED the down-payment😩
@seashellesbelles7232
@seashellesbelles7232 Жыл бұрын
Thank you! Why is nobody else asking this? The only thing that makes sense is if the salesperson also owned the used car dealership. Which is nuts anyway. Why on earth would a salesperson loan 5x what the commission would be for a down payment on a car to some rando stranger off the street? Something isn’t adding up.
@WarGrowlmon18
@WarGrowlmon18 2 жыл бұрын
She should've read that document which was crystal clear.
@engineer4life189
@engineer4life189 Жыл бұрын
smfh to the defendant. all the lights on but noone is there
@jennyb5721
@jennyb5721 2 жыл бұрын
I thought it was illegal for car sales personnel couldn’t loan down payment to customers
@HungVu-vs3dv
@HungVu-vs3dv 2 жыл бұрын
I think it’s legit; Judge Judy didn’t say anything
@groowanderer
@groowanderer 2 жыл бұрын
It's legit. You think it's OK for the dealership to finance a car but not an individual?
@Irod567
@Irod567 2 жыл бұрын
@@groowanderer why would an employee do that for a total stranger? This makes no sense to me.
@Tahiha
@Tahiha 2 жыл бұрын
Thank you! She's running a racket on the job
@Tahiha
@Tahiha 2 жыл бұрын
@@groowanderer she wasn't "financing" anything. She was on her JOB scouting out desperate customers to give them high interest loans so they can purchase vehicles from the dealership. It would be interesting to know if her bosses think this is "legit".
@edwindelgado8775
@edwindelgado8775 Жыл бұрын
Don't purchase things you can't afford
@quinncynicholas4850
@quinncynicholas4850 2 жыл бұрын
this is why we need better education
@markiss954
@markiss954 2 жыл бұрын
Things to NOT do on Judge Judy: Have any kind of bad attitude! Interrupt Judge Judy No evidence Back peddle on story Hesitate / stutter Act ignorant
@lovejones92
@lovejones92 2 жыл бұрын
If you have to borrow money for a down payment on a car, you shouldn’t be trying to purchase a car. That in itself was the defendant’s biggest mistake aside from signing contracts she failed to read, let alone understand what they meant before she agreed. This is just terrible and very flat out stupidity!
@ojjones7981
@ojjones7981 2 жыл бұрын
While I agree with most people here, ignorance is no excuse however, dealerships should be held accountable too. People may need a car for whatever ever reason and out of desperation sign anything to make it happen and be able to drive off. I’m not saying what the defendant did was right but why would the dealer allow their employee to “loan” a customer money? She is not that nice!! The dealer was in on it!!
@groowanderer
@groowanderer 2 жыл бұрын
Most car selling outfits do in house financing anyways, there's nothing unethical about it. If you don't want any part of it then save your money before purchasing a vehicle.
@ThePrimeMinisterOfTheBlock
@ThePrimeMinisterOfTheBlock 2 жыл бұрын
You poor fool, you will be taken advantage of to the end of your days
@moniquejohnson1822
@moniquejohnson1822 2 жыл бұрын
Never sign ANY document if you are unsure re: Each clause. You could sign away your life if you don't thoroughly understand it.
@cnorthernmbthomas3041
@cnorthernmbthomas3041 2 жыл бұрын
“I was taken advantage of” 😂
@Amber-db9cz
@Amber-db9cz 2 жыл бұрын
I 100% believe the defendant. But yes, she should have read all the paperwork thoroughly….Also I hate the plaintiff’s lips 😂
@umungus518
@umungus518 2 жыл бұрын
So you 100% believe the defendant is too stupid to read 2 paragraphs?
@ThePrimeMinisterOfTheBlock
@ThePrimeMinisterOfTheBlock 2 жыл бұрын
Foolish fool
@taylorhaze8651
@taylorhaze8651 2 жыл бұрын
The plaintiff comes across as scammy
@Julie-sl8ul
@Julie-sl8ul Жыл бұрын
Yet the defendant is the actual scammer 🤔
@Sean-qo9yu
@Sean-qo9yu Жыл бұрын
How so?
@kimberlymoxley104
@kimberlymoxley104 2 жыл бұрын
I seriously believe there's a lot of people walking around that have a processing or comprehension disorder.
@tiffanyhurts3927
@tiffanyhurts3927 2 ай бұрын
I know alot of comments are coming down on the defendant for being ignorant but the plantiff has done that type of business before to just lend a stranger $2000 trying to make a sale. The plantiff knew she could make her money back w/interest and get a commission for selling the car. Plus she was prepare to writeoff the loss of any nonpayment. The plantiff is the slickster.
@Mrs.LUNAtik_916
@Mrs.LUNAtik_916 2 жыл бұрын
She was trying to play stupid to get out of paying the loan 😵‍💫
@AshleyFromTX
@AshleyFromTX 11 ай бұрын
I love how people who are borrowing money act like they’re the ones being taken advantage of 😂
@bastidface
@bastidface Жыл бұрын
"I never would have signed that if I had know what it said." In other words, she thinks she's not responsible for legally signing for something she didn't read and comprehend. That has to be the stupidest, laziest excuse ever.
@artistjoh
@artistjoh 2 жыл бұрын
A/ Person with morals: I totaled the car. It is going to be a pain paying on a car I can't drive anymore so let's increase payments to pay it off sooner. B/ Person without any morals: I totaled the car so I ain't gonna pay for something I can't drive anymore because the loan crashed along with the car. C/ Defendant: I pick B.
@user-fv3ew2mk8b
@user-fv3ew2mk8b 22 күн бұрын
"I signed a lot of papers that I knew nothing about"😂😂😂😅😅😅
@shapiroshekelberg604
@shapiroshekelberg604 2 жыл бұрын
Zero responsibility
@MelissaHogwood
@MelissaHogwood 2 жыл бұрын
Girl if you paid, just go to your bank and get proof there.
@zacharyhartje4892
@zacharyhartje4892 2 жыл бұрын
This defendant gave ridiculous answers. Taken advantage of? Are you kidding me????
@RJWaynerium
@RJWaynerium 2 жыл бұрын
"oh that's a lot of paperwork I signed that I don't understand" sounds just like these crybabies who have outstanding student loans begging for forgiveness
@skateforgirl2099
@skateforgirl2099 2 жыл бұрын
The defendant is a dolt.
@christhefish11
@christhefish11 2 жыл бұрын
“Because I was taken advantage of” No you just don’t want to pay her back and now that the car is totaled you don’t think you have to. Glad you lost. Pay up.
@corneliuswesley6617
@corneliuswesley6617 2 жыл бұрын
My 12 year old daughter can understand that contract
@danoneall4013
@danoneall4013 2 жыл бұрын
Women want to be treated as adults but then you have this defendant Women claim they are responsible & independent.... then there is this defendant With women, it is NEVER their fault. Always someone else's. Most take absolutely NO accountability & take NO responsibility to their actions
@jessieg925
@jessieg925 2 жыл бұрын
I was taken advantage of..... smh
@kitkatt24
@kitkatt24 Ай бұрын
I don't understand these people who come in and tells nothing but lies. They are terrible lies also.
@inethacousin6297
@inethacousin6297 Жыл бұрын
Whyyyyy don't these people get receipts???
@mnmrmai8299
@mnmrmai8299 Жыл бұрын
The defendant is playing ignorant.. Girl, you couldn't read a simple paragraph before signing?! Yeah right.. Scammer..
@manuelamootsy6871
@manuelamootsy6871 Жыл бұрын
STOP BLAMING SOMEONE ELSE FOR YOUR ADULT LIFE NEGLIGENCE!!!!!
@rr6477
@rr6477 Жыл бұрын
Don't you love when you help somebody out and then they cry victim and say that you took advantage of them
@Ptay0000
@Ptay0000 2 жыл бұрын
The defendant was lying through her teeth.
@TheKing-kt8tv
@TheKing-kt8tv 2 жыл бұрын
I hope her future employers never see this video. This video shows that she does not pay attention to detail at all. Also, 10% isn't very high on a month-to-month basis. Credit cards are 25-35%
@NZ19
@NZ19 Жыл бұрын
The perched lips and the lack of blinking by the plaintiff will give me nightmares tonight - with that said, she is 100% right and is owed the money she loaned the defendant.
@lenardsmith4394
@lenardsmith4394 2 жыл бұрын
Always read documents before you sign
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