補充及更正: 1. 新FIG 海外收入制度的 Temporary Repatriation Facility Rate. 只是首2年12%. 第三年會升為15% "The Temporary Repatriation Facility rate will be 12% for the first 2 years and 15% in the final tax year of operation." www.gov.uk/government/publications/tax-changes-for-non-uk-domiciled-individuals/reforming-the-taxation-of-non-uk-domiciled-individuals 2024-10-31 2. 之前片中提及 Married Couple Allowance 會按CPI 增加。但我講的時候是用了Marriage Allowance 的£1,260去描述。這是錯誤。實際上在 2024年秋季預算案中並無提及 Marriage Allowance會調升。我已把該部分片段刪減。 2024-10-31
@kongyinyeung87810 сағат бұрын
感謝小魚爸如此詳細又快手地做總結,太強了,唔多見有英國人有做d咁既總結,多謝你😂
@SmallFishBa9 сағат бұрын
謝謝支持
@BillWong5 сағат бұрын
No, I watched a local's KZbinr said what happens to this budget. Of course, he speaks in English, not in Cantonese, but I still appreciate what SmallFishBa has done.
Thanks for sharing !!! Very useful information !!!
@davidyu567811 сағат бұрын
多謝分享!
@Sarumanthewhite8886 сағат бұрын
小魚爸 very impressive sharing of the new financial budget 2024/25, thank you very much!
@SmallFishBa5 сағат бұрын
Glad you liked it!
@irisfung531912 сағат бұрын
謝謝你在財政預算案內容詳細的解釋。thank you your effort❤🙏
@SmallFishBa9 сағат бұрын
謝謝收看, Iris.
@kathylai47359 сағат бұрын
多謝少魚爸的用心解說,很清晰,對大家都有很大幫助🙏🏻
@SmallFishBa8 сағат бұрын
謝謝鼓勵, Kathy.
@terrimu16787 сағат бұрын
Thanks for your video. Yes it would be great if you could do an episode on how to be a non dorm please (is it 10 years or 20 years?). A lot of locals are planning to leave the UK and I know we need to plan ahead. Thanks
本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇 以我所知係會計。因為佢嘅定義係計全球物業 "it will not be the only residential property worth £40,000 or more that you own (or part own) anywhere in the world" www.gov.uk/guidance/stamp-duty-land-tax-buying-an-additional-residential-property
本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇 Hi Joe. 稅務年度. 所以對唔同人, 有可能係三年幾, 有可能係4年幾.
@maximngan288010 минут бұрын
我想問下,如果父母不是BC,而仔女係BC,在咁嘅情況,父母離世,子女收到嘅遺產,需否交遺產稅?🙏🙏
@XiaodongWang-qt9oy11 сағат бұрын
Thank you for teaching me regarding sipp. May I ask if I have a workplace pension like NHS pension, am I qualified to open a sipp account after I retire from NHS? If I save up to £3600/ year, does government top up another £2880?
@SmallFishBa8 сағат бұрын
I am not a tax or financial adviser. The following is purely my personal understanding, not professional advice 👇 Hi Xiadong. SIPP is entirely up to you. You can open a SIPP account anytime regardless whether you have NHS DB pension or not. Even a child can have a SIPP account. The tax relief is if you contribute 2880 relevant UK income, HMRC will refund 720 to you, which makes it 3600.
@cwchan89807 сағат бұрын
As a businessman, I would say the budget did keep people away from investing in the country. UK is not a country of high growth, while LP put all the financial pressure to the biz owners, no way for investors to consider investing here. In long run, without new investments, the result will be high unemployment / low income, and everyone would rely on the government.. Is it a country we want?
@SmallFishBa7 сағат бұрын
I mostly agree with you. Also, LP fiddles the fiscal rule to borrow much more money than before. They always talk about growth, but many of their policies increase the cost of investment which make investing in UK less attractive.
@cwchan89806 сағат бұрын
@SmallFishBa LP aims at keeping the country poor and eventually their support base will enlarge
@elfho349 сағат бұрын
好感覺到啲措施好嫌貧妒富。
@edmond571312 сағат бұрын
Gilt yield 繼續上升,息口對預算案嘅反應?觀察會唔會持續上升,英國銀行,係咪真係可以,減到息? 唔減開支,我諗都冇乜其他出路!政府開支控制得唔好!
@SmallFishBa9 сағат бұрын
工黨政策係再借多啲錢去增加開支... 我隻 Gilt ETF 真係多得佢唔少..
@felixchan6568 сағат бұрын
請問Gilt interest 是否無論跟誰買(for example, HSBC HK, HSBC Singapore ),都當UK income,冇4-year FIG regime (Foreign Income and Gain ) relief, 要比Income tax ,仲冇哂 allowance ?
本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇 Hi Cham Cham. 照現時 propose 嘅 policy 去睇係。 "The new regime will provide 100% relief on foreign income and gains for new arrivals to the UK in their first 4 years of tax residence, provided they have not been UK tax resident in any of the 10 consecutive years prior to their arrival (4-year foreign income and gains regime)." www.gov.uk/government/publications/tax-changes-for-non-uk-domiciled-individuals/reforming-the-taxation-of-non-uk-domiciled-individuals
@terencechong93046 сағат бұрын
多謝整理及解說,好清晰!但我有個疑問係關於 Higher SDLT for additional dwellings,照字面解釋的話,咁我開間新公司去買物業,咪唔駛俾果額外2%? 🤔
本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇 Hi Agnes. 首先,英國遺產稅制度,唔係睇你有無 UK Passport。新的 FIG 制, 係睇你成為UK Resident 嘅年期。去世前20內有10年是UK resident 就要全球資產被納入遺產稅計算。所以無論喺有無UK Passport, PR, ILR, 係無分別。至於係咪 UK Resident, 住183日只係其中一個條件。住少過183日都可以係 UK Resident. 詳細條件可睇 Statutory Residence Test: www.gov.uk/government/publications/rdr3-statutory-residence-test-srt/guidance-note-for-statutory-residence-test-srt-rdr3
@chansan39936 сағат бұрын
Hi 小魚爸你好,請問「首4年稅務居民年期免海外入徵稅」是否維持不變? 謝謝。
@SmallFishBa5 сағат бұрын
本人並非稅務或財務專家,以下純粹我個人理解,非專業意見 👇 Hi Chansan. 是. "The new regime will provide 100% relief on foreign income and gains for new arrivals to the UK in their first 4 years of tax residence, provided they have not been UK tax resident in any of the 10 consecutive years prior to their arrival (4-year foreign income and gains regime)." www.gov.uk/government/publications/tax-changes-for-non-uk-domiciled-individuals/reforming-the-taxation-of-non-uk-domiciled-individuals
You can claim Married Couple’s Allowance if all the following apply: you’re married or in a civil partnership you’re living with your spouse or civil partner one of you was born before 6 April 1935
Thank you for pointing this out. Married Couple's Allowance was uprated but when I said it, I said Marriage allowance which is wrong. In fact, marriage allowance was not mentioned in the budget so I bet it will not rise. So, I have cut out that part in the video to avoid confusing people.
@SmallFishBa7 сағат бұрын
@@kongyinyeung878 謝謝你。 原來我打字係啱,但講時以為係 Marriage Allowance. 但實際上Budget 入面無題過Marriage Allowance. 所以我都係删咗嗰部分,以免誤導人.
@saml74499 сағат бұрын
好似for inhertance tax, 有permanent home in UK, 都會subject to this tax?