YNAB For Beginners - Updated Start Guide (2022)

A step-by-step guide with EVERYTHING you need to get started with YNAB. This YNAB tutorial will walk you through every single detail of setting up your budget and getting ahead with the app.
YNAB Getting Started Beginner's Checklist: nick.ck.page/ynab
YNAB Affiliate Link for a free trial: mappedoutmoney.com/ynab
Get personal 1:1 help from me here: mappedoutmoney.com/coaching/
YNAB Credit Card Guide: • YNAB Credit Card Guide...
All my YNAB videos: • YNAB Tutorials: Everyt...
YNAB Setup In The Middle Of The Month • YNAB Setup In The Midd...
While I love YNAB, unfortunately, it can be pretty confusing. A lot of people will sign up only to get quickly frustrated and then give up never to return. I admit, YNAB definitely has a bit of a learning curve at first. But that's what this video is for.
I'm going to walk you through everything you need to know about 'You Need A Budget'.
In this video I'll cover:
0:00 - Intro
0:19 - Two things before starting
1:26 - Creating A Budget
2:00 - Setting Up Accounts
9:19 - Ready To Assign
10:43 - Category Structure
20:53 - Setting Targets
29:31 - Underfunded & Income
31:00 - Different Paycheck Cycles
33:00 - Assigned, Activity, Available Columns
35:30 - Assigning Your Dollars
40:20 - Why you can't assign future dollars
42:40 - Colors in YNAB
43:50 - Daily Routine
48:44 - Credit Cards In YNAB
51:50 - Weekly Routine
53:45 - Monthly Routine
This tutorial truly is everything you need to know. I hope you learn something and be sure to leave a comment with any questions you have.
______________________________________________
My Website: mappedoutmoney.com/
Podcast: podcasts.apple.com/us/podcast...
FOLLOW ME Facebook: / mappedoutmoney
Instagram: / mappedoutmoney
Twitter: / nickdtrue

[@mappedoutmoney]

Download The Checklist Here: nick.ck.page/ynab Timestamps: 0:00 - Intro 0:19 - Two things before starting 1:26 - Creating A Budget 2:00 - Setting Up Accounts 9:19 - Ready To Assign 10:43 - Category Structure 20:53 - Setting Targets 29:31 - Underfunded & Income 31:00 - Different Paycheck Cycles 33:00 - Assigned, Activity, Available Columns 35:30 - Assigning Your Dollars 40:20 - Why you can't assign future dollars 42:40 - Colors in YNAB 43:50 - Daily Routine 48:44 - Credit Cards In YNAB 51:50 - Weekly Routine 53:45 - Monthly Routine

[@saragunter1678]

I don't see the routine checklist link anywhere. Can you point me in the right direction?

[@kathymclean2468]

I never get an email for a download. please help

[@kevinvanhorn2193]

That link doesn't work -- it just redirects to the website's home page.

[@mappedoutmoney]

@@kevinvanhorn2193 Thanks for the heads up, try this one here: nick.ck.page/ynab

[@freya7084]

You probably don’t remember me. I came to you in 2019 desperate with huge amounts of debt (£38k). I’m happy to report that I will be debt free in 2023 :)

[@mappedoutmoney]

Amazing Freya! I do remember you. And I'm so proud of all that you have accomplished. Thanks for coming back and sharing :)

[@amyelynch1]

I think it’s funny how many of us are not beginners, but enjoy your videos and are happily watching anyway. I was so happy to see this notification pop up!

[@mappedoutmoney]

Haha thanks Amy! I really appreciate that. So glad you enjoy the videos.

[@MosaicSouls]

Yes! I overlooked YNAB years ago, and chose Mint. I would have preferred YNAB. Now using it and I love it. And thanks to Nick's videos, I'm slowly becoming an expert. I love watching your videos, please do an update for 2024!❤ Getting my girlfriend, also a former Mint user, to use YNAB and to watch your videos.

[@YNABofficial]

Great video, Nick! Thanks for helping so many YNABers everywhere! ~BenB

[@mappedoutmoney]

Thanks so much Ben, that means a ton!

[@michellemees8286]

Nick! Because of YOU I’m almost at 2 years on YNAB! I’m so grateful for you and your videos so I could stick with it until it clicked as I was truly going it alone. I appreciate you and Hannah!

[@mappedoutmoney]

Hey thanks Michelle! I’m so glad that the videos have been helpful for you. Congrats on the two years, that’s awesome!

[@stop08it]

Same here!!

[@Bekon241]

@@mappedoutmoney Hi this app can be configured for Polish Banking or currency? Polish language support? After 1 month is blocked for use or have restricted funcionality?

[@mraldi123]

Started 4 years ago and setup my budget with your first video. Now I saw your new video and even as a YNAB veteran I could learn some new stuff and tweak a little bit here and there. Really appreciate your work! Many many thanks!

[@PaulaBrahanCan]

YOU ARE A GIFT! Thank you so much for helping me transition from the paper envelope system to YNAB. I watched and paused your video a zillion times as I set up my YNAB system and I am so thankful and grateful to you for this amazing step-by-step guide. I would never have been able to get such a solid start from the get-go without you. I can't wait to watch your other videos!

[@esper2142]

Your teaching style and thorough description of setting up a basic budget is EXACTLY what I needed to use this software correctly. I've used YNAB for almost 10 years now to balance my checking account, but have NEVER used budgeting. That is until I discovered this video. Wish me luck! THANK YOU!

[@joyeakodu810]

This is a goldmine. Thank you for taking the time to create the video series on this. I finally feel like I have hope to actually live by a budget.

[@Suemersch]

You are my savior, Nick! I have been so frustrated with YNAB since I started a little over a month ago. Your video helped me so much in understanding the basics. Thank you for the generous content you provided! I spent the afternoon watching this & reworking what I entered last month. Even without using the system completing, I have chosen not to purchase a few things - while they would be nice - would not have helped me reach my goal.

[@HaSpeedHa]

I got tired of issues with Mint and went looking around for different alternatives. You basically sold me on YNAB as I already was using a zero-sum budget (which was hard in Mint sometimes) and your videos have helped me to get setup in YNAB to a place I am happy with. Thank you so much for your videos.

[@katef6611]

I am one of those learners that needs to learn in a step by step approach. I started last year and gave up because I just couldn’t grasp the concept for some reason. I am currently going through cancer treatments and the fear of the cost, travel, tons of copays, and possible loss of time at work while living pay to pay scares me more than the cancer. I knew I needed to get myself on a budget breaking the living paycheck to paycheck cycle. I am SO happy I found you. I am signed up w YNAB but need to watch any and all videos that will help me fully understand the “concept “ if that makes sense. I’m sticking to it this time thanks to your videos.

[@deborahmatney811]

Thank you so much for this! I subscribed to YNAB in January, made a ridiculously detailed initial budget, floundered around searching for tutorials but stuck with it and HURRAY it is making so much sense now.

[@pointministries]

Nick, I cannot thank you enough for this video. I am a financial coach who has consistently channeled my clients toward a different budgeting tool. Last week one of my new clients insisted on using YNAB. Ugh! I have looked at YNAB for days trying to figure it out and got nothing but stress over it all because I found it cumbersome and not at all easy to understand. I found your video today and you make YNAB clear and understandable for me. Thank you! I feel like I can at least have a semi-knowledgable conversation with my client this week because of this video. Definitely will be checking out your other YNAB videos.

[@mappedoutmoney]

Thanks Leah! So glad it was able to help you and your client. I appreciate you taking the time to comment :)

[@kilo.sierra]

Yessss NICK! I watched your YNAB videos around 2-ish years ago and JUST got back into YNAB this week (judgement free zone). So excited to see that you've released a new/updated video that will help guide me through this journey (again.. judge not) because you were the only one able to make YNAB make sense to me originally.

[@mappedoutmoney]

No judgement here Kilo, so glad to hear that you're getting back to it! Hope the videos help!

[@jroysdon]

Great video. New YNABer starting a month ago (but long-time electronic enveloper user). I wanting to make sure I get all of the basics. Note to anyone watching in 2024 and beyond: Targets have changed a bit, so this video has old info. The concepts are still the same, but the names and options have changed.

[@pennymiller9175]

Wow, I just started YNAB yesterday afternoon and it's quite a massive, complex program (to me, anyway). However, I figure if I put the time and effort in to master it, I should reap the benefits. So glad there is an abundance of helpful information available. Every time I rewatch a video, I discover a new tidbit.Thanks to all the presenters for their efforts to lead us newbies through the underbrush so we can eventually breathe the fresh air above of financial self control.

[@alexiahay9354]

Thank you so much! I liked YNAB but the amount of times I had to restart my budget because I didn’t know what the heck was going on… After watching this video I finally understand how to use this tool and I’m flying with it. I really appreciate you taking the time to make (and update) this content

[@teris8416]

So excited to see an updated video! I have watched and rewatched the older YNAB videos when I have a question or am thinking through how I want to track something. Not a new user, but always good to hear the basics again!

[@mappedoutmoney]

Awesome Teri! Thanks for watching and glad you’re excited for the update.

[@madeleine5972]

I started using YNAB in Oct 21 and being a type A personality tried to account for EVERYTHING so that I became overwhelmed and once the extra spending of Xmas began I just gave it all up and stopped tracking completely. Now come Feb 22, I have plucked up the courage to start again and with a new budget and watching your videos and following your check lists I feel back in control that I can do this. Hearing you say -'keep it simple till you get more familiar with the software' has stopped me overthinking and feeling like it's all too hard.Thanks Nick, your videos are so clear and cover many of my questions.😊

[@mappedoutmoney]

So glad to hear that Maddie! I totally get the over complication, and I'm glad to hear you're going to keep it simple. That will help more than you know. Just keep on going :)

[@arlenesantiago2376]

This is me too! I think I must’ve had YNAB for 4 yrs now but never really used it. I got so overwhelmed and just decided to throw in the towel. Until somebody from the YNAB community in IG commented that there’s You Tube resources for beginners so here I am again. Wish me luck!

[@ConstructiveBookkeeping]

@@arlenesantiago2376 I have started over so many times including this time. I am going step by step with creating this new budget. I love that Nick came back with this updated video. It has made a significant difference with the way I am setting it up. The key for me is taking my time and not jumping ahead. HOWEVER long it takes, it takes. LOL

[@arlenesantiago2376]

@@ConstructiveBookkeeping Baby steps and we can do this 👍

[@mikebilek1810]

Excellent video breaking down everything!! I'm going crazy trying to set up my first YNAB budget and you're insight is making it much more manageable!

[@slingload]

Thanks for doing this video. I tried YNAB about a year ago and I gave up because it was overwhelming, and I didn't understand some of the basics in a way that makes sense in my head. Your video helped break it down and simplify the process so I'm going to give it another go.

[@confettiangel]

This is brilliant. Without your guide I would have given up, but you've helped make it all so clear and simple for me! Thankyou

[@kathiede5748]

Thank you! I joined YNAB in November but put it aside over the holidays. After watching many videos I jumped completely onboard in the middle of March and I love YNAB!!! Going into April I was perplexed with the extra money in my grocery category from March that rolled over into April and how it affected my new April target. It was driving me crazy! I just watched your video this morning! I will be totally changing my non-specific date categories to the "Monthly Savings Builder" set up!! Thank you!!🤯😊

[@NettieFIRE]

You’ve been the mentor to many old-YNAB’er; me included 🙋🏻‍♀️ (but I starred watching you for travel stuff 3 years prior to diving into YNAB; I actually used another Australian budgeting application tool at that time). So glad you planted that seed for me so that, when I had outgrown my budgeting app in March 2020 (just prior to early retiring) I remembered your old YNAB recommendations and demos. Thank you. 🙏🏻 Ps - I like the simple approach to the inactive category in this updated start guide. One click for hiding and unhinding when viewing reports; no need for them to hold their prior category heading. Solid simplification. 👍🏼 I’ll be stealing that one 😉

[@mappedoutmoney]

Hey thanks Annette! Congrats on the retirement. That’s awesome. And glad that inactive category helped you out!

[@jenp5870]

Incredibly helpful beginner video! I have been working with my YNAB account for a few weeks and really struggling to get started. This video was exactly what I needed and I learned so much! Thank you Nick!

[@IsometricSandwiches]

The explanation of why you cannot budget future dollars really helped a lot. It is really the only way to not overspend

[@RusselGosu]

Literally just started yesterday, using your last beginners tutorial! My timing couldn't have been better. Thanks for the incredibly useful content.

[@mappedoutmoney]

Nice! So glad the timing worked out :)

[@smileoften884]

So glad I found this. I was truly ready to give up on YNAB because I always do well with my first paycheck but once the second one comes in I manage to mess it all up. This was so helpful. Thank you so much. Im ready to tackle this again.

[@arcanumtrojan]

Great video! Thank you for taking the time to put it together. Even as an experienced YNABer I was sitting here with my budget open implementing some of your tips. I loved your explanation of how YNAB handles credit card transactions, very well presented. One reason I prefer to keep a savings account is to maintain a level of fraud protection. The majority of our annual insurance premiums (home, car, & life) occur in December/January right along with spending for Christmas and school tuition for the spring semester. Having these funds build up in checking bares some level of risk (albeit fairly low), so I've opted to keep excess funds in a separate savings account. Keep up the great work!

[@mappedoutmoney]

Thanks Ryan! Appreciate you saying all of that and glad you found the video helpful. I totally understand your desire for the savings account. That makes a ton of sense and if it's working for you, then it's good to go!

[@jel3726]

Awesome thank you, i used to use ynab years ago, but due to having to manually import all transacitions in the uk, moved away from it, with uk banks now supported trying it again and your video was a great refresher and explained clearly what i want to achieve without having to read lots of material thank you so much !

[@hinakilioni9470]

I’ve been watching you for years and I fell off the YNAB boat but I’m getting back on…and YOU are the first person I thought to look for to get me back into the swing of things. Just wanted to share my appreciation for you and your videos. Continue to inspire others like you do me, homie. And AMAZING UPDATE! Just in time for me haha. Mahalo 🤙🏽

[@mappedoutmoney]

Hey thanks Hina! So glad to hear that this updated video was helpful for you! Glad you're getting back into the swing of it.

[@caseymoser3995]

THANK YOU for this!! New to YNAB and this is 100x better than all the YNAB videos I tried watching to learn.

[@Sunny14136]

Wow. This was a terrific video. Thank you so much! I'm brand new to YNAB, and I followed your video just now to set up my first YNAB budget.

[@Sunny14136]

Wow! This is an Excellent video. This is the second time I've watched it. This gives me a great foundation with which to start my YNAB budget.

[@DaTurkeyslayer]

Mint migrator here, and this is by FAR the best resource I have found to wrapping my head around this. This is exactly how I want to manage and treat my money, so thank you so much!

[@MarieZh]

This was very detailed and helpful. Thank you for sharing!

[@YasarHabib]

I've been on again off again 'YNABING' for 8 years. I start. Give up. Repeat. Today I sat down and watched your video in about 3 hours. Pausing. Replaying. Setting up my budget. Thank you so much! I can't explain how much this video means. Thank you Thank You Thank You.

[@sealteamz6]

Thanks for this! I just got YNAB a week ago and saw some old reddit posts mentioning your videos helping people navigate the complexity. Been going through those and things are starting to click. Having an updated beginners guide that incorporates some of the other essentials to understand is great!

[@mappedoutmoney]

Thanks Kevin! Glad things are starting to click for you and hope this video helps

[@PotatoPower144]

I have been fumbling around with YNAB for years in a very dysfunctional on and off-again relationship. Your vids are gold! I finally feel like I know how to YNAB like a pro! Thank you! :D

[@drummyboop]

❤loved loved loved this video. Straight to the point, well explained, very efficient. Thank you a million for all this precious information. 🙏🏾

[@generalspencer]

Seriously a great video. Thank you so much!

[@BobBridgesbob]

I watched your first setup video and you replied and advised me to watch this one. Since I'm just getting started, I find this awesome! I'm taking many of your suggestions and tweaking my budget as I go. I'm just a few days into YNAB, but already excited to see how this can help me long term. Thanks for a great video and all the helpful insight!

[@mappedoutmoney]

Awesome Bob! So glad you checked out the update and that it was helpful for you.

[@carolinesanchez522]

Wow thank you SO much for this great beginner tutorial! Just got it all set up and you made it so clear and easy. I used to do this all manually in excel. Can't believe I didn't know about YNAB sooner. Thanks. Off to watch all your videos :)

[@chops2616]

Thanks sooooo much this was so helpful and you are an excellent teacher.

[@gtpiker07]

Bro, this is INCREDIBLE! I am just getting into YNAB now and I am excited after watching your video. I was a frustrated Mint user who couldn't wrap my hands around finances with that tool. I am grateful it shutdown and guided me to YNAB. Thank you for this incredible guide.

[@brandook3648]

I just started using YNAB today, and this video was massively helpful to get me to understand the software. Thank you! Subscribed.

[@jenniferkaump6620]

Thank you again!!!!! I keep watching because I keep learning!!!!!

[@its_trenner2900]

Wife and I finally put all out money into one account and I feel this app along with your process will be a great tool to set rules and boundaries for our spending habits to help keep us on track. Thank you for the video and I look forward to diving into the rest of this play list!

[@heathers.6390]

FANTASTIC video! I can't thank you enough for taking the time to create this content for us new YNAB users. Great job! So very helpful!

[@emiliecookie]

Great video, this was very useful and motivating, thank you!

[@JodiFrances]

This tutorial is amazing! Thank you!

[@Letitbee22]

Thank you! This was very helpful!

[@dustinhxc]

THANK YOU SO MUCH! You are extremely efficient at explaining this program!

[@Meven2001]

A really thanks from France. I just started and was a little bit confuse between credit cards and account. Great video

[@xoxoCAE]

I spent my Saturday watching your video and creating my budget. I had this app some time ago and deleted it bc it was wildly confusing. You did such an amazing job breaking it down and giving your own tips!!! I can see my money in a way I never have before. Thank you x10! 😆

[@mappedoutmoney]

Hey thanks! So glad that this gave you what you needed. Happy budgeting :)

[@gretahelphrey7842]

This video was so helpful! I’ve used YNAB for several years but have never really maximized its budgeting benefits. I’m inspired by your clear, concise checklists to start this Jan. 2022 with a new budget.

[@mappedoutmoney]

Thanks Greta! So glad that this video was helpful for you :)

[@juliesummerfield9784]

I love your videos on YNAB Nick! I am not a beginner but still watching happily!

[@mappedoutmoney]

Thanks Julie! That means a lot. I really appreciate that!

[@thestuckey6]

I am new to your channel but have been using YNAB since 2018. My accounts are way off (from your other video) now I know why. Now, I am in a "binge" to be ready to "make a fresh start" but I also want to cry at making a fresh start.... But I appreciate you so much!!

[@michael_harren]

THANK YOU! For this video - super helpful as I am getting things rolling with rethinking my budget!

[@emoryneely9308]

Wow, what an incredibly helpful video. Now I'm actually excited to start budgeting!

[@mrsoto75]

Awesome video, THANK YOU!!

[@mr_phamtastic]

this was extremely helpful thank you so much!

[@kylemcfarlane3515]

This is so helpful thank you!

[@DrAngelaLHarris]

Great video! Just downloaded app - very helpful!

[@angelman1123]

Just joined YNAB, and found this video extremely helpful as I get started. Thank you!!

[@keilanovoa]

Thanks for the explanation on the difference between "Needed for Spending" and "Monthly Savings Builder". Def went back and changed my targets so I can start building a cushion in my budget.

[@tkoillusion]

Now I love YNAB! Was about to go to another product. Thank you for this tutorial.

[@ontheotherside4611]

I want to thank you for all the timestamps! I am a baby YNABER having to leave Mvelopes aftr 20+ years. This is helping me so much!

[@shravanrajagopal9432]

Thank you, this demo was very helpful in onboarding on to YNAB! 🙌

[@manuelmora6167]

Great video, really helped me understand the mechanics of YNAB better

[@deriegle]

I clicked that notification so fast. Love these YNAB videos from you Nick.

[@mappedoutmoney]

Thanks Devin!

[@mariapatrick4263]

So glad to see an upload!!

[@mappedoutmoney]

Thanks Maria, been too long :)

[@Mydarianj18]

Finally! I’ve been waiting on an updated guide.

[@mappedoutmoney]

Hope it helps!

[@bretkennedy3270]

Hi Nick, I just started wtih YNAB again and this has been super helpful.

[@flawlessbyfaith]

Best explanation beginner video yet!! Thank you so much

[@krisziefflie]

Thank-you very much for making this video. This is exactly what I was looking for and MORE! Greatly appreciated, Nick.

[@mappedoutmoney]

So glad it helped Kris!

[@laurengramlich1384]

Amazing video. Helped me so much as a beginner

[@trisys2000]

Nick, fantastic content, I've been watching your entire playlist for YNAB, and I'm loving it, I've tried several times in the past to get YNAB up and running well, and for the first time ever I feel like I have the tools and the understanding to commit and actually do it well. My wife and I are on board and will continue down this path. A couple of questions: 1. Do you plan on doing a video that talks about net worth and balancing assets and liabilities in YNAB? 2. Do you plan on doing a video that addresses things like HSA spending accounts, money would obviously come into those on a semi-regular basis, and would be part of RTA money, but they would be restricted to only approved spending types/categories. Just wondering the best way to track this. Again thank you for your wonderful content.

[@ebertmahon8939]

Thank you so much for this informative video. I am about two years from retiring and really wanted to get a handle on eliminating my (dumb) debt and your tutorial was excellent in giving me a great restart to using YNAB to its fullest. I have tried many times using YNAB, fell away, and came back to it again. Your walk-through is the foundation I needed to see. I watched this at least twice before beginning my restart. Peace.

[@mappedoutmoney]

So happy to hear this was helpful for you Ebert! YNAB is an awesome tool for retirees. So hang in there and I think you'll really really like it.

[@thouyang9314]

Thanks Nick.. I have used YNAB for one entire year now and love it. I successfully got started on YNAB from your first video.

[@mappedoutmoney]

Thanks Thou! So glad that the video was helpful for you. Really appreciate you watching.

[@cucumberingin]

Thank you so much for this detailed tutorial! I'm new to YNAB and following along your tutorial clears a lot of my confusions. Can't wait to watch more of your videos!

[@mappedoutmoney]

So glad that was helpful for you!

[@deathfishfilms8318]

I think it is the first video of one hour I follow ñaying attention. Really valuable ontent mate, thank you because I gave up YNAB several times.

[@amandastoermer3706]

Nick, thank you for the thousands of people you are helping, including me. Your videos are the best!

[@mappedoutmoney]

Thanks for watching Amanda! So glad that the videos have helped you.

[@QuestGoblin]

Very useful for a first time user! Thank you!

[@TheTurtleWithATopHat]

My notes: 8:26 Starting balance should not be the "available balance" on your bank account. You want the posted/cleared balance (that doesn't include any pending transactions). 36:45 Look at the video about credit cards 37:23 "Because the available column is like a mini checking account for that category." Great explanation! 43:50 - Daily Routine

[@gimmebbq]

Great videos Nick, I have been using YNAB for four years now and still find myself learning this from you! Do you have an updated Categories + Category Groups list that you would share since since you moved into a house? Thanks and keep up the great work!

[@JosephHopkins-yl2zr]

this video was amazing and i strongly recommend it to people who dont really understand money or this software. it starts a lil slow but he really breaks down all the process so you can really understand! 10 out of 10

[@BrigetBoyle]

This is great! Thank you so much

[@mundoin5583]

thank you for this video I just started learning YNAB today, you made it look very easy, it was a concise guide and straight to the point. Great video!

[@mappedoutmoney]

Awesome, so glad that the video was helpful for you!

[@siegelpmp]

Thank you for this great update. I've been using YNAB now for a few months and it's been very helpful, and that is in great part to your videos. This new one covered topics I'd not used before or had forgotten about.

[@mappedoutmoney]

Thanks! I'm glad to hear that the videos have been helpful for you and the new one covered some other things you hadn't used before. Appreciate you watching.

[@NoahKershaw]

This should be required-watching for all new YNAB users. Thank you!!

[@gramsta836]

This video just changed my whole entire thought process for how I do money. Thank you sir, as you most likely just changed my life. I've been paycheck to paycheck, in debt, all the above, and finally everything is starting to make more sense.

[@mappedoutmoney]

Thanks Austin. Excited to see you break that cycle!

[@sam-4423]

Love this mate! Missed seeing your videos.

[@mappedoutmoney]

Thanks Sam! Hoping to be more consistent with videos this year.

[@bittersweetjess]

I have started and stopped YNAB multiple times, but I after watching this video, I finally get it!! Thank you!!

[@mappedoutmoney]

That’s awesome! So glad to hear that it was helpful for you.

[@designthedays]

Your original 2018 video is what FINALLY got me to use and understand YNAB! Thank you!!!

[@mappedoutmoney]

Absolutely Colin, so glad it was helpful for you!

[@lani8722]

me watching this at a real beginner with $96 in checkings and 300 in savings.... i've always planned my budget on a scrap piece of paper so i could loosely remember my priorities but this. will definitely help me a lot more

[@rosevines]

Thank you so much. Using YNAB's tutorials left me befuddled. You have cleared up everything (except about reimbursable expenses, but I'm sure if I dig around I'll find that you've covered those elsewhere.) Very appreciative of your knowledge and sharing.

[@LindaMoroun]

Wow, I have started and quit ynab staying with mint so many times. This is the best help I’ve seen on ynab. Using this video to start again. Thanks for this vid.

[@mappedoutmoney]

Glad it helped Linda!

[@mug3nworld]

Thank you sir! Started YNAB a few days ago and I was shocked to see you in Jan 2022!

[@mappedoutmoney]

Thanks Mathee! Glad the videos have helped!