You HAVE to see this: Medicare Advantage Doctors EXPOSED

[@jgriff19861947]

I have never had Medicare advantage had plan N and never could get in touch with an agent or hear from one for years, started a few years ago and watched all your videos they are very honest and caring made the switch to your company easier to get in touch with someone and got a better price per month and at least I see you on KZbin, thank for all you do to help people.

[@melissaa152]

Thank you Christopher for caring and fighting for the Medicare aged population! You are a blessing!

[@ChristopherWestfall]

Thank you!

[@Barbiedoll1959]

I worked for Health Plans for 30 years!!! It was well known that the crappy Doctors went and worked as HIGH paid Medical Directors at Health Plans. SAD. but so TRUE. That is why me and hubby are keeping our Medicare and going with a supplement!!! Keep up the GREAT Information and I will try to pass it on!!!

[@Shelley-j2y]

30 years, huh? How come no one in your field ever stands up for the truth? That's the problem in this country, people turn a blind eye to receive a paycheck. It must be nice to have inside information.

[@Dave-hd7zf]

The sad thing is, no one will do anything to correct these atrocities, that's why I have always condemned health care for extreme profits. The American way, all about the money and will never change.

[@Liberty-tn3rs]

Yes correct.

[@Shelley-j2y]

I have to agree with you. The politicians all line their pockets with bribes from big pharma and big insurance. Both run this country.

[@debistanley2791]

Yeah, and the window is eerily short for the number of people on Medicare

[@stanley8574]

Both my parents were on regular medicare till they died. I never had any procedure or treatment denied that they needed.

[@kaygrace5250]

Well, things have changed, since Covid, it has nothing do with Regular Medicare, my doctor's office that have been going to for 9 years, has always approved anything for me I ask. But since Sept. of 2023, I was informed that no one can call his office themselves anymore, the Hospital that own my doctors office has a 3rd Party inside of the Hospital you have to call if need an appt besides your regular appt that has been schelduled. You call them, tell them the problem and they call your doctors office and then your doctors office calls you back. I don't like it and the same thing if you need a referal to see a specialist, you go through another 3rd Party for that, also. Then they send you a letter telling what specialist to call that has been approved.

[@Savannah-ed4rv]

These are horrifying stories and as a 30 + year registered nurse I can say that most doctors really wanted to help people in the past, but today they go into medicine for the money. And just because they're smart and they can get through medical school doesn't mean that they are a talented doctor. It's very sad that the medical profession is now being seen as a way to become a millionaire or multi-millionaire and not to help people with their illnesses. Can I blame ALL insurance companies for that because they changed the entire landscape of how Medical Care was paid for

[@arvettadelashmit9337]

I'm staying with Medicare. This has turned into a dreaded once a year time of confusion (and unwanted mail). "If it sounds too good to be true, it usually isn't true."

[@sueharris6616]

WOW! Christopher! You just took this to a whole other level. I so appreciate your research. How on earth did we get to this point? Why hasn’t Congress been involved before this they want involved in everything else. Oh let me guess “follow the money”

[@christinestephenson1742]

Congress doesn't care because they have their own insurance. Not like us peons.

[@djkk464]

I've had 3 doctors flat out Lie about me and my mom. I nor my mother want to die and so I'm going to do the best I can to have the best quality of life I can. Unfortunately health care is NOT about the patient anymore!!!!!!!!!!!!!

[@ChristopherWestfall]

Not managed care.

[@kaygrace5250]

Its about them making money not about health care, its been changed to keep you sick if your are 65 yrs and older, they want us to die and not draw our social security we paid into all of our lifes.And then they just keep it, our families can't get it either, If I knew this when I started to work at age 16, I would not have ever paid a dime into it.

[@Jupiterjudie]

While watching this video, you brought up a subject close to me and my surgeries. My doctor, orthopedic, spinal neurosurgeon, had to fight from the operating room and yell at the insurance company and tell them if they didn’t pay for the second half of the operation they would pay to take care of me for the rest of my life because I had all the dishes removed the day before, and he was going to put the pins and screws in that day. I am blessed to have had a surgeon like that. He did 6-10 hour surgery on my back and I can still walk.

[@ChristopherWestfall]

Good doctor!!

[@NatureScapesStudio]

These insurance companies have hit a gold mine with the number of older people today who have been led to the coffin by the medical cabal. I used to trust my dr. But not anymore. The last 3 years have taught us a lot about how they can’t wait to dispose of us. After of course they have made the maximum $$ on our sickness. It steams me that I have to pay 1/4 of my SS just to have access to nothing. That doesn’t count the 1/3 that I pay for what I actually need to stay healthy that they won’t cover. I’m blessed that there is two of us who so far have been able to keep up. But it scares me because my husband has had cancer for 8 years that so far hasn’t progressed beyond the initial stage 4. Not thanks to any dr or treatment but to our own research and perseverance to overcome it. Especially when I KNOW there are off program treatments that could cure it that we can’t afford.

[@Rebecca-s5c]

Chris, this is excellent!! Thank you.

[@Johnt3XVI]

Excellent presentation Chris… Your passion for this topic is certainly palpable.

[@ChristopherWestfall]

Thank you kindly!

[@kasha4892]

You are the most upfront agency of all. I forward your information to those who really need to understand “Dis” Advantage Plans. YOU were super helpful to me. I have Medicare resulting from Disability. You looked at all the plans (ridiculous cost), but your information made me challenge my previous employer. They were REQUIRED to allow me to continue to use my current plan the as my supplemental. Thank GOD, you hade me ask the right questions…. I am under 65. You were clear that the rules were different. There is no doubt, when I reach 65 in 2 years. You are the only one that I will be consulting….. So MUCH mis information out here! Keep doing what you are doing. Putting together a plan now to address Senior Community to better understand their options. May reach out to you for Authorization to include your KZbin information. Thank you…Thank You… Thank You!

[@Savannah-ed4rv]

Your story is interesting because I am also on disability, but I had to stop working when I was around 50 years old. I was on COBRA for healthcare for about 18 months but after that I was bumped off. I'm curious about how your employer was required to continue your coverage. I'm thinking maybe it's different in different states. I live in Michigan and I don't know if it's a lot different than any other location. Thank you.

[@jleechadwick]

I don't like the scar I have from my gall bladder being taken out years ago, but I'll take that over what happened to that poor woman. I will not go back to a Medicare Advantage plan. Insurance companies should not be making those decisions, unless they are doctors.

[@bettierusso5410]

Unbelievable! I spent over 30+ years in Critical Nursing, L& D, NICU, and Pediatric Trauma. I have watched the US medical care pendulum swing from absolutely one of the BEST in the world, to being absolutely horrible in just a few short years. Why? The old adage holds true: $$$ is the root of all evil. The best in the world right now is Singapore, followed by France in a dead even race in ratings. Next is the UK's NHS. All of these systems are provided "free" ( but your taxes as a citizen cover the costs, as we know Nothing in life is free). The US falls far behind on the list of many "3rd world civilizations". I thank God for your channel and your blessing to all of us who have been forced by our government to go onto Medicare at all, let alone the US Gov. lying to us, making many Seniors live in destitution. I believe GREED is at the root of the decline in our healthcare because of insurance companies' CONTROL, and the Government allowing MILLIONS of ILLEGAL ALIENS to come over the border, give them FULL medical coverage, Free Food Stamps, Free Credit cards, Free Cell phones, Free housing with complete disregard for the US Constitution and it's real standing as " the LAW of the Land". It states that a person must be a FULL US CITIZEN to receive this aid. It also states that they must be a Citizen to be able to legally VOTE. The Gov. has completely disregarded this law. No one has sued the Gov. on grounds of a violation of the Constitution. We cannot keep hospitals and doctors ' care at a high level when they are losing so much $$ to people who do not pay into the system in any way. It floods the hospitals and people who worked their whole life are having to be denied care because it is given to people that are not citizens and do not pay for it. It is supply & demand. Hospitals cannot foot the loss of supplies, pay the overhead, and keep up giving free care to those who don't pay for it. It will implode if allowed to continue. Big Insurance, Big Pharma, and control of the Drs. are killing millions and the Government is in on it. Just look at Dr.Fouchi and the pandemic....all created in a lab without our knowledge, and they make Trillons $$. Thank you Christopher for standing up for us. May God help us all and Bless you and your company for standing strong.

[@AlexandraNevermind]

Thank you Christopher. Your work is much appreciated.

[@ChristopherWestfall]

You are very welcome

[@l.t.8472]

Excellent informative video. Thank you, Chris.

[@ChristopherWestfall]

Glad you enjoyed it!

[@TinkerbelleToes2010]

Thank you so much Chris. It is very much appreciated the time and effort you put in to protecting seniors. You deserve a raise! 💖☺

[@judiechamblee9581]

Mr. Westfall we love you!!! You are the smartest man ever..thank you for all you do for health insurance

[@danaodom1010]

Retired RN, I am heart sick over greed driven callous medical care. Buyer be aware.

[@ChristopherWestfall]

Thank you!

[@TheFreeman4955]

I’m turning 65 this year and thank God for your KZbin channel and for you getting out this information!

[@Risingstar0324]

Hey, United healthcare is using those same AI rules to deny care for Veterans. United healthcare manages the Patient Services decisions for the VA.

[@jdenino6022]

that's disgusting.

[@Savannah-ed4rv]

Evil..

[@user-jc6ok6cf7m]

Good work, thank you for the information. M

[@ChristopherWestfall]

My pleasure!

[@hanneweber9211]

Why doesn't the government stop this nightmare?

[@user-nj9nl5uy6d]

Bless you for your courage and integrity.

[@catalinawoody6954]

When you pay next to nothing for something, expect to get next to nothing in return. I checked on Medicare Advantage plans in my area, Plans ranged from $0-$68 monthly premiums, I should automatically not expect too much. Insurance is not going to want to pay out and Doctors are not going to want to spend too much of their energy on you. Now I know why I am seeing signs posted in Doctors Offices stating they no longer accept Medicare Advantage Plans.

[@kaygrace5250]

I paid for Medicare out of my weekly check for 30 years, so don't say I didn't pay nothing to get Medicare, I don't qualify for Medicad, I get to much SS, so I took the Medicare Advantage but I did qualify to get Medicad tp pay the monthly payment and State Program to get my drug coverage. I get 24 dollars per month through Senior Snap Program for Food, thats all get as for as help. I didn't know that Medicare Advantage wasn't Medicare at all anymore, I haven't had any problems getting anyhting approved, I went for a calcium score test and was told by my heart doctor that a 4 cm tumor showed up in my left breast, that was on a Thursday, call my doctor on Friday morning, he told me to be there Monday morning at 9 am, He got on the phone and pulled some strings and I had a appt with the Breast cancer center in 2 weeks, Went and they did all the test and then I seen a Cancer doctor who told me the MRI Scan was wrong and there was no tumor no cancer. SO I haven't had any issues but I just found out that everything has changed for 2024, so I will call my Insurance and start asking questions and see. I will change as soon as I can if need to. If I have no Medicare now, its not my fault, they didn't tell me. This should be Illegal if true.

[@ritameek3353]

Gods blessings to you your family & work family “Christopher Westfall”. ♥️🙏🏼❤

[@pennyhinson4949]

I am 67 on the Advantage program and went to the local ER after a dog bit my hand and ripped a big open wound. I waited 4.5 hrs in pain with a towel wrapped around my hand in the large waiting room. Finally they wanted me to run my hand under a faucet to clean the wound. They finally came in to I guess decide to how they were to close it. ONLY 2 stitches to close it wrapped up with gauze. I ask the Dr. if they would use the butterfly strips with strings to close it and leave a minimal scar. Nah. You wouldnt believe what another male Dr said. "That's something the hospital can't afford." That statement just blew my mind. I had just listened to your podcast on u-tube about problems about lack of care to medicare advantage patients. I did give back a review of the care I received but let them know just how many hours I sat in pain. And the discrepancy of use of bandages, sutures, butterfly bandage to keep wound closed for health concerns.

[@bjohio79]

Good reason to keep these basic medical supplies at home!

[@mecheledean]

I am so thankful to you because you have educated me and opened my eyes and ears about these insurance companies and doctors and I know what to look out for now due to my sick husband and for myself. THANK YOU AND GOD BLESS YOU and all the honest people out here.

[@americansfirst9679]

Life in prison… has taken too many lives

[@deehull6917]

Thank you for all you. Yes very dangerous doctors out there almost killed me too

[@maria2400]

I’m so glad I found this channel.

[@kathywilkins1148]

Thank you a thousand times for your help with my Supplement and prescription coverage Insurance ~ I haven't had any claims so far but it's a comfort knowing that I'm covered with good insurance.

[@doesthismakesensetoyou]

Chris I believe if a client requests a supplement and the agent convinces them to do advantage plan and they cant get medically needed care --that is an e and o lawsuit in my opinion.

[@joannebriggs5055]

Well done

[@MarieCarlton]

There is no surrogate for the far reaching help and education you provide. A thank you is not enough. Your bravery to speak up for us has no comparison.

[@ChristopherWestfall]

Thank you!

[@Liz_678]

Have Medicare and I am keeping it!!! Have a supplement too. Never had a problem. Too many loop holes in advantage plans.

[@katrabert1942]

Amazing video, Chris

[@ChristopherWestfall]

Glad you enjoyed it

[@susanboger7874]

Thank you Chris ❣️

[@ChristopherWestfall]

You are so welcome

[@lindawhitcomb6939]

A lot of these dr go to Canada , who doesn’t have a process to check on usa violations

[@RitaWachs]

My niece had a heart attack and waited seven hours for tests. My husband went to a hospital ER and was left there for 2 days unattended. Had bedsore.

[@humble72]

Keep up informing folks

[@humble72]

I so like your input and your research on our behalf.

[@shna2018]

Restrict all insure company to use word "Medicare" and "advantage"

[@terrydillon9323]

Doctors and Hospitals are scary anymore. There are some good ones I guess, but it is risky, and then there are the goofy insurance companies, boy what a joke our health care system is.

[@susanjohnson9255]

Great information your sharing. Bless you for your video's.

[@doesthismakesensetoyou]

Chris have you heard about the medicare provider sends claim to medicare and medicare declines needing the claim to be appropriately sent in. Medicare gives the provider 12 months to clean up claim. In the meantime the client gets a bill for MORE than medicare would have paid and tell the clients if they dont pay the bill in 30 days it will go to collections. This is so wrong. The client has no idea unless they have a caring agent that medicare would have paid this claim if it had been done appropriately.

[@hanneweber9211]

But the US government allows these denials.

[@greyholcombjr.9623]

I will recommend your agency to my brother when he becomes Medicare eligible later this year.

[@humble72]

And they bombard us with these add by the hour on the hour

[@lindadavis5668]

Medicare Advantage Plans have shown food ads to struggling families to entice them in. Literally a carrot approach to food insecure people. Then they bite the bait because food looks great, but little do folks know what awaits them. When people beg you to buy something, and cram it down your throat, better believe they are going to screw over them. They lie, con, entice, and hammer it home hourly.

[@hanneweber9211]

So who oversees all these doctors?

[@dede.terrebonneterrebonne9914]

I am on Medicare advantage but still paying my Medicare premium How could I not be on Medicare when I am paying every month for it

[@ChristopherWestfall]

That's the way it works.

[@MAMADEENC]

What advice do you have for vets that are already enrolled at the VA who will be signing up for medicare?

[@ChristopherWestfall]

TO CALL US.

[@sunnymagnuson1809]

We have a lot of these types of physicians in Nevada

[@jessiemartinfostersr.6067]

MEDICARE ABANDANS PATIENTS , ANASTHESIAOLOGIST KNOCKEDOUT UPPER AND LOWER TEEEH , DURING A HERNIA OPERATION .. DR'S ,HOSPITAL , AND MEDICARE WOULD TELL PATIENT WHAT HAPPENED ...NOTHING HAS HAPPENED TO THIS DAY ... ALL TEETH TURNED BROWN AND STARTED BREAKING OFF AT GUM LINE ..

[@hanneweber9211]

But some of us cannot pay a supplement plan. My income just dropped by almost two hundred dollars. I am stuck with this terrible advantage plan.

[@sheliagore6541]

Thank you for your uploads of your video. Can you please do one on lifetime fitness? They are telling people what time they're able to go to the gym if you have renewed actor through. Medicare advantage this is what united health care... Thank you. I hope you can do a video on this here. It wouldn't in to effect January the first you only able to go into the gym between 9 AM. And 3 PM. If you have medicare advantage thank you

[@slyvester4443]

I was in the medical field. As an respiratory therapist. I have seen one guy that brought some patient to have an MRI, THE MAN WAS ON A VENTILATOR. THE RT LEFT AND NEVER TURNED THE VENTILATOR.ON THE MAN DIED. HE NEVER SHOULD HAVE BEEN WORKING THEIR, OF COURSE THEY NEVER TOLD THE FAMILY. PEOPLE PUT IN CODES THAT THE PATIENTS NEVER GOT. THAT MADE ME QUIT TO QUIT. ANOTHER MAN CAME TO THE ER, THE DOCTORS ORDERED ALOT OF TESTS, THEN HE LOOKED AT THE CHART AND SAID DONT DO THOSE TESTS HE HAS NO INSURANCE. IVE SEEN TO MUCH SHIT TO DO IT ANYMORE

[@WonkyWomanLife]

I cant even go to dr now,with a high max,I have no idea how I will pay for this mess.

[@humble72]

Saved them and what is his yearly bonus!!!

[@terrydillon9323]

Do you think also though that the large hospitals overcharge people and Medicare for their services. They are owned by all kinds of investor groups and are out for the profit also , these hospitals bring in all kinds of outside people to do tests etc. and charge huge prices for their services, in the past these services were provided by the hospital staff not outside companies. Our whole system is a mess. We need a non profit system like Canada and other Countries where people don’t go bankrupt.

[@WonkyWomanLife]

What do you sign up for then,if you have chronic issues?

[@ChristopherWestfall]

Depends on what issue. We have more than 15 companies and know their Underwriting well. SeniorSavingsNetwork.org/underwritten

[@carold9351]

I have to sign up in a few months. 😡

[@ChristopherWestfall]

SeniorSavingsNetwork.org/openenrollment

[@marshaclark1398]

Any information on Archwell Clinics?

[@ursalaoutrageous9249]

I remember my 76 yo mother, back in 1998 saying, “My doctor told me that Medicare will no longer pay for my heart medication. He was upset because he said the alternative they allow won’t work as well. I hope I don’t die.” Her health deteriorated over the next three weeks and she died in her sleep.

[@karendolumba6007]

I knew it!

[@left912]

I will be 65 in 2 years, so I've started studying Medicare. I work at the hospital. I personally interview patients which they have. 99% of the patients say "Advantage". Is it real? I live in Texas.

[@ChristopherWestfall]

It is real, and a real pain if you're sick. Always happy to help.. you can get accurate info in your case when you're six months away from Turning 65. SeniorSavingsNetwork.org/openenrollment 1-800-729-9590

[@left912]

@@ChristopherWestfall Thanks for the reply. Now, I've discovered that my husband is totally confused with Medigap and Advantage. His friend had a hernia surgery. He paid only $200 + something for the surgery. He had "Advantage". So, my husband keeps asking me how much the premium of Advantage. I say zero, and he gets more confused. My husband just received Medicare Card with only Part A. He will be covered as long as I work. So, we are good so far.

[@WonkyWomanLife]

How much is the supplement

[@ChristopherWestfall]

Depends on your age and where you live. SeniorSavingsNetwork.org

[@dede.terrebonneterrebonne9914]

Is Humana and people’s health also under the advantage plan. ? Also my Medicare payment is take t out of my check every month. I am on Medicare Advantage How can I no longer have Medicare when I am paying for it every month. Thanks in advance for the answering hope to have.

[@ChristopherWestfall]

That's just the way it is

[@dede.terrebonneterrebonne9914]

Is peoples and Humana also under the advantage plan

[@EvelynSchmechtigCochran]

Can you address what you find out about Kaiser Permanente Advantage Plan. I have them now and would be easy to keep but not if coverage is worse.

[@ChristopherWestfall]

Search the news

[@EvelynSchmechtigCochran]

@@ChristopherWestfallokay.

[@jessieboston6381]

If person chooses a medicare supplement when a person when they first sign up for Medicare at the age of 65 can united Healthcare change, it on their own after 3 or 4 years by manipulating the wording on the card over a few years. During the period in which we can change October 15th to December 7th I never change anything. I received a letter stating if there are no changes there was no need to contact the company that I would receive my new card. I notice the wording changed from a supplement ppo to a texas advantage ppo plan. Is this legal I never talked to anyone about changing my plan at all. It was done by the company

[@gright5904]

I hope to see the answer as I have never looked at my card.

[@ChristopherWestfall]

No, they can't. They CAN, however, trick YOU into signing up for the "all-in-one" Plan with one phone call.

[@bythepiece]

I'm sure your company is very busy but can you give us an estimate of how long it might take before you contact people who request your help. I need to make a change and applied last week. So glad you have this way to help us. G F White

[@ChristopherWestfall]

As soon as possible.

[@shna2018]

If nessary recalculate medycare tax.

[@lesleysears9808]

When one is disabled you just get Medical Advantage Plans.

[@ChristopherWestfall]

Covered here - depends on your state: MedicareOnDisability.com

[@deborahjoyvalentine6180]

🎉 Are Advantage Plans rooted in Obamacare?

[@miessy9633]

Medicare Advantage started in 2003 under George Bush when he began the part D drug plans. It was a giveaway to greedy insurers, IMO. Obamacare doesn’t regulate Medicare at all.

[@Michelle-yw1lv]

Oh , Please !

[@jasonhoughton2929]

Seems like a conflict of interest.. these doctors could have a vendetta against. All pacents because of there past ..

[@spitfirered]

💯💯👍👍❤❤✔✔

[@humble72]

How about they hire reviewers who will determine if you can get the medication and have no medical training or medical experience. I know someone scary

[@becky580]

I guess youtube did'nt like my emogi. I m always shadow banded or deleted. And I hardly ever comment . Why , Does youtube hate me so much. I do not cuse ,or hate anyone but youtube doesnt want me to comment , Why? Am I being discriminated against?