You'll Never Become A Millionaire If You Believe This Lie!

You'll Never Become A Millionaire If You Believe This Lie!
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Listen to how ordinary people built extraordinary wealth-and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Christy Wright, Rachel Cruze, and John Delony.
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[@RamseyEverydayMillionaires]

Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3kwqrhf

[@Peter-zv4dx]

In a single guy also 43 and im a a millionaire about the same figure as the caller. Did it all by myself . Nothing inherited. 4 properties, classic car, saving and ira. And all this while working in a factory job 9 to 5. No degree no diploma. Just high school.

[@DeionSardines]

Ty

[@saraw112]

Congrats!!!

[@ajitdhavale4183]

You are an inspiration ....congratulations

[@metaltera86]

How did you acquire property?

[@kshitiz06]

Congrats. How did you get the properties? Did you put downpayment and took a loan?

[@ZacharyBuhler]

That Millionaire study was a huge motivation to me. My wife is a school teacher and I work in the garbage industry so most people would say we are never going to become millionaires. Don’t believe the lies that people will tell you! My wife and I are millionaires! We didn’t inherit anything, and we made an average of $115k per year. This study is spot on and couldn’t be more accurate. Keep up the great work Dave!

[@j.l.salayao8055]

Spot on Zachary, great job! I'm married to a wonderful woman who has been in the teaching industry for the past 16 years and counting. Let us give the best support we can give to our loved ones who is going through difficult times in teaching field. Many failed parenting out there and it becomes the publics problem. Keep up the good job.

[@ZacharyBuhler]

@@j.l.salayao8055 I couldn’t agree more! Most parents put all the pressure on the teachers to correct their children’s behavioral issues. It’s always gonna be a problem, but if we can get some better parenting it sure will make teaching easier.

[@thomasmariani8818]

Dave lifts his study up a little too much. It’s still a survey study

[@ZacharyBuhler]

@@thomasmariani8818 not really, it’s spot on. If you follow it you’ll end up with a lot of money and there’s nothing wrong with that.

[@insideoutsideupsidedown2218]

@@thomasmariani8818 go do your own study

[@davidtodd1037]

My wife and I have been cashiers in the same grocery store for 25 and 22 years. We make $80k combined. We invest 38% of our income. Our home is paid off as of 2016 and our retirement balance is now $398,000 combined. Neither of us has ever received any inheritance. We just work hard and spend wisely. We have 22 years until retirement. If we can do it anyone can.

[@Run4Ever77]

@David Todd. Wow - awesome!! Way to go to you both...very inspiring. Just curious for the full picture - how much would you estimate your house is worth?

[@davidtodd1037]

@@Run4Ever77 Purchased in 2007 for $120k but today is worth $175k.

[@Peter-zv4dx]

Legend

[@Run4Ever77]

@@davidtodd1037 Awesome, thanks. Great job, again, and thanks for sharing your details - it is inspiring. May God continue to bless you both!

[@Run4Ever77]

@@davidtodd1037 Just re-reading your reply and it dawned on me that your house value-to-income ratio when you bought was around 1.5 ($120,000/$80,000). This matches up very well with info from "The Millionaire Next Door" book where the millionaires they studied had an original home mortgage-to-income ratio of 1.49. It is conservative and it frees up income to invest & build wealth. So great!

[@AlexanderSagal]

Dude is giving Phillip Rivers a run for his money. 12 kids?!? WHOA!

[@TheSmartLawyer]

Guy sounds dishonest. Very hard to have $800k in mutual funds in a retirement account at age 43, much less with just a high school degree and starting out with nothing. Only with maxing out sep for many years. Compounding in mutual funds to that amount even in maxed out 401k rough, especially most of the high priced junk 401ks offered by so many companies. And with just a traditional ira forget it!

[@jimhandler1129]

Did it! Sure it took 30 years, but I invested from the day of my first job. At 16 years of age I saved 70 % of my paycheck.

[@waterheaterservices]

EXCELLENT

[@markwhittaker6866]

Outstanding. Absolutely well done. Enjoy continued success.

[@sarahscroggins2793]

Proverbs 23:4 Do not weary yourself [with the overwhelming desire] to gain wealth; Cease from your own understanding of it.

[@JS-sv4ol]

Woahhhh 😮

[@jtthebrick3]

Tim: “We have 11 kids” Dave: “whoaaaaaaaaaaa!” *Antonio Cromartie has entered the chat*

[@studentsofmoney2653]

It’s all about a mindset. If you think the system is against you and you are oppressed, then you see oppression everywhere. If you think you have the ability to be successful, you see opportunities everywhere.

[@johnSmith-uz8nl]

I see oppression everywhere AND I AM A MILLIONAIRE.

[@studentsofmoney2653]

@@johnSmith-uz8nl that’s why everyone can do it!

[@johnSmith-uz8nl]

@@studentsofmoney2653 Absolutely. But don't turn your back on CRT, oppression, racism, anti semanticist, etc... Right now wit cell phones, we are seeing a lot more racism... but there is not more racism... they are just being filmed.

[@studentsofmoney2653]

@@johnSmith-uz8nl your absolutely right about that. I wasn’t really making a point about racism but I get what you are saying. When I used the word oppression I really just meant more about the people who think capitalism keeps the middle class under.

[@zulubeatsprince]

@@johnSmith-uz8nl same thing I dont care about racism or none of that. It doesn't help to keep speaking about it either. The concept is inherently dumb. I rather focus on working and changing my own life than begging a small fraction of ackward people to be nice to me.. I dont see how worrying and talking about racism makes anyone's life better imo

[@Je.rone_]

Building wealth is simpler than many people realize

[@lukesolsbery9760]

A tip of my hat to the caller, I truly wish that I had received such a message when I was 23. I was unfortunately living the mindset previously described and thus didn't seek improvement for myself. One the up side I changed that all last summer when I turned 40. I still believe that I can achieve this goal as a restaurant manager. Thank you for the sound advice. In my narrow scope of investing I am finding that it is in large part a morale/mindset game. I had thought it purely mathematic before exploring this life. I've cleared all debt, have my emergency, and am investing short term with the intention of investing in the place I work. I wish a great deal of success to be had for all those watching your material.

[@lynnebucher6537]

You can turn this around. I only had about $50K in retirement savings when I was divorced at age 44. I knuckled down and started saving 30-35% of gross pay, mostly in pretax accounts, and retired at age 59 as a millionaire with no debt.

[@lukesolsbery9760]

@@lynnebucher6537 Well played. I thank you for the encouragement. I fully intend to find myself in your position and will continue to work hard toward that goal.

[@JA-zh5xi]

So true! The system isn’t rigged. The system is complex and requires this thing called intelligence, hard work and perseverance- many people lack at least one of the three. Those that have all three usually do well.

[@Damon-qt3fw]

It's a game. We just need to play it wisely.

[@chrisharris4223]

Great video. My wife and I are 42 and are on paper millionaires just about. We have always worked extremely hard. We have inherited approx £60k in the past altogether. I bought a house early which helped us and my wife has an excellent company pension, my pension is growing and we maintain additional investments. I intend to save like crazy for the next 10 years and retire asap before the kids get too old.

[@kaizenborntowin]

6:30 Guy has eleven children and still became a millionaire! Whoa!

[@racerx6]

A million dollars in 1970 was a lot of money. You would need to have approximately six millions today to equal that 1970 amount. A million dollars today is not a lot of money.

[@jaynelson6228]

It's the idea, not the number. A million may not be much, but most are nowhere close

[@Sandiego61999]

I think Dave’s got a video about people who say a million isn’t that much anymore. Pretty sure the point was it’s still a million more than 0. Can’t wait to have my first million

[@dpeagles]

Sure. Whatever excuse you have to make.

[@racerx6]

@@dpeagles no excuses, it is the truth! Having 1 million dollars today is still a tidy sum. I grew up in the 1970’s, so a million dollars back then was worth a lot more back then too. A house could still be bought for $50,000….in Los Angeles!

[@giveme10feet]

"You gotta be a millionaire to feed those eleven kids!" - hilarious 😂 and true!

[@Azel247]

35 YO, 700k real estate 450k ETFs. No inheritance. Bought a home with 120k down, mortgaged 280k and the home grew to 700k over 10 years. Invested steadily in index ETFs and the value has doubled. Hope to reach 1 mil in cash by 40 YO. Job is registered nurse.

[@waterheaterservices]

EXCELLENT

[@FancyRPGCanada]

To me the most important thing that Ramsey does is give people hope. There’s too much hopelessness in this world

[@mandysimmons2769]

Dave doesn't say Whoah that many times in a call very often. I could feed and clothes 12 kids but not sure I could send em all to college. I guess they can. I say yikes...blessed.

[@JustinCase780]

Papa Dave's shirt had me at hello.

[@Belizean205]

Thank you Dave for what you do and have done. I am in a better situation in 3yrs vs 10 years trying it on normal.

[@cowboyroper9442]

I just crossed the millionaire threshold. I did it almost entirely with debt. My formula was to buy a house, live in it for a few years, turn it into a rental and have the tenants pay down the mortgage. I owned four houses altogether. I cashed out on them after about ten years and reinvested the profit in my next house. Today I live in an $800k home and owe $30k in total debt.

[@jeanlenor1858]

Where is the rest of the video?

[@ianpatrick23]

Absolutely love this message

[@gerauderren384]

I don't have kids. I don't want any. And that's that.

[@DaveM-FFB]

Ignoring the landmines won't make them disappear. Fact - the "system" heavily favors real estate investors and small business owners over the hard working employee. If you really want financial freedom, you should consider one or both of those paths, at least as a side gig.

[@DaveM-FFB]

@@calg7955 No - to the contrary. I'm saying that landlords and small business owners are much more likely to achieve financial freedom than W2 employees who work just as hard. Real estate investors and business owners have unlimited income potential, while employees are limited in exchanging their time for money. Also, tax laws favor landlords and business owners over employees as well.

[@insideoutsideupsidedown2218]

@@DaveM-FFB landlords have unlimited income potential? March 2020 has entered the chat:

[@DaveM-FFB]

@@insideoutsideupsidedown2218 There are many ways to be a successful real estate investor. Flip properties, Airbnb, vacation rental, duplex on primary residence, mobile home park, commercial real estate, etc. Some real estate investors did very well during covid, and some didn't. It all depends on demand, and the customer's ability to pay. I had 2 vacation rental properties for several years. I received all payments months in advance, and never had a bounced check.

[@ryankiel4895]

I want to invest in real estate when I get my mortgage completely paid, but I don't know where to start. It will take me about six years to save 50 grand after my mortgage is gone to pay cash for an auctioned rental property. I do not know anything about the business, but I want the tax write advantages and cash flow from rent.

[@DaveM-FFB]

@@insideoutsideupsidedown2218 I'm just saying that every time I hear the profile of a financially free millionaire, they are almost always a small business owner and/or a real estate investor. Although sometimes they are a highly compensated independent contractor (technically a small business owner). Almost never a W2 employee with no "business or side gigs". Tony Robbins says "find people who achieved what you want to achieve, and copy what they did". That's what worked for me.

[@CurserTV]

I prefer him over Suze Orman

[@andrem1238]

What about Greg Orman?

[@inertiaforce7846]

By far.

[@JustinCase780]

What about Greg Norman?

[@insideoutsideupsidedown2218]

Who?

[@andrem1238]

@@JustinCase780 i agree, would not mind having a few drinks and golfing with Greg Norman

[@chadwiley6917]

I hear this word or phrase "victim role" or "victim mentality state". I don't understand it. Could someone explain it to me?

[@kaizenborntowin]

Thank you Dave!

[@mikebayless4268]

Families with money have an advantage... they can help their children pay for college, home down payment, weddings and possibly working for a family business! So yes not all of them inherit money but they do receive money or assistance throughout their lives!

[@donaldlyons17]

Your quote is only fair and some receive assistance to get better jobs if they inherited nothing too. There are way to many people who are old who do not even have a million in liquid assets by the time they die. Something must be up.

[@CytotoxicTrev]

Yes. Vehicles too.

[@marcusrick3928]

Agreed. It sure is a heck of a lot easier when the family has wealth.

[@dpeagles]

Always excuses

[@miketracy9256]

11 kids. That is impressive and wonder if they are LDS?

[@TheDan233]

12 kids is a lot… Although I have heard it gets cheaper by the dozen.

[@moshammadhawaakter4866]

Excellent!!!

[@joea9222]

Tell that to the insider traders in congress

[@chazzkramer7676]

"The world is full of kings and queens who blind your eyes and steal your dreams" - Ronnie James Dio

[@deelehey2827]

We earned our wealth. It was not given to us.

[@vintagestereocollector4159]

Buying expensive house ,cars shopping,eating out ,utility bills credit cards,vacations,Gasoline,movie theaters,casino,school loans ,Personal loans Etc.This will put you in Debts forever and it will affect your health.Lots of people in United States in huge huge Debts because they wanna feel rich Sad!because they never Contended.sad!sad!

[@travelnurseadventures3225]

Graduated with “ThankYouLordy” lol

[@DonaldMohrMusic]

The inherited wealth is more common amongst Decamillionaires and up...

[@kays3599]

11 kids almost 12? No one has any excuse....

[@jimmylegs06]

11?? Dude, all that poop. Man...

[@miketheyunggod2534]

You don't pay taxes on debt and the interest is tax deductible.

[@user-fp8xc8lf3f]

You are very smart

[@Redkoolaid402]

Yeah all of the millionaires have property killing the rest of us just trying to make that first step.

[@lukevaughan259]

I wanna work with this guy

[@dmonleon24]

If you don’t participate, guess what, you get nothing

[@JohnDoe-gc1kt]

Dave with all due respect you don't work for corporate America. You can't say the game isn't rigged when you're an entrepreneur and business owner. For the average every day employee the system is rigged. That doesn't mean its impossible. It take a lot of discipline but that doesn't mean it isn't rigged.

[@lawrence-juniornalty]

"It doesn't matter how many kids you have." Um, no. Children are inherently expensive. It's like saying, "it doesn't matter how much money you spend"

[@cellogirl11rw55]

I'd like to see Dave interview Elon Musk. At one point Elon was actually homeless and lived in an abandoned office building where they ran a small company.

[@jeffs.3348]

God bless that man with 12 kids. I literally took myself to the ER

[@blackbutterfly233ify]

You went the hospital because he said he has 11 kids?

[@peterwatson5847]

Poverty to millionaires

[@SIP612]

11! Tim really likes his wife 🤣

[@matthewvinsonmpa3352]

Maybe being aware of a system steeped in rascism and how systems of oppression are layered is a tool to motivate. We still have things to overcome and pay studies show disparities. You also can't explain away the wealth gap in America.

[@libertarian4323]

He's telling you that most of the wealthy in this country started with nothing. We start with nothing and become millionaires. The stock market does not care about you race.

[@LovesGrilling]

Lets be honest. The game IS rigged against the middle class. Its stacked beyond belief. Regardless, the way to living a better life is to play the game. You will never "win".

[@gabimarie8]

The middle class has it more difficult than anyone because the government makes sure to squeeze everything out of you.

[@ryanrok3064]

The oligarchs use 3rd worlders too

[@libertarian4323]

Millions from the middle class have won, including many like myself who come from the lower middle class.

[@LovesGrilling]

@@libertarian4323 Those that graduate to the middle class become the workhorses of the country. Congratulations, you and I are cows to be milked for tax revenue.

[@libertarian4323]

@@LovesGrilling I'm not "middle class." I grew up working class, I'm now a multimillionaire. I made my first million in my 30's. By then, my job was far less important than my investments in increasing my net worth. In other words, my money was working for me, not the other way around. That should be the goal for everyone. I'm hardly unique. There a millions of self-made millionaires in the USA. The difference between us and our still broke co-workers is little more than frugality, discipline, and putting our money to work for us.

[@therationalistparty9742]

Dave it's not mathematically impossible to become a millionaire from a less than $100k inheritance. $50k inherited at age 20 is $4.4mill at 65. You could literally blow your entire paycheck your entire life and still be a millionaire.

[@johnnyfive1412]

Would have 2X or 3X the net worth if he had 2.5 kids and a dog.

[@rososhow2031]

I believe the game is rigged, but I don't care it's still fun to try and you never getting anywhere without trying to push forward. You also need to figure out the game and learn how to play which takes time. Some individuals are blessed to be taught the game early enough for them to make early strides in life. Even if you believe the game is rigged, so what since you know what are you going to do about it?

[@insideoutsideupsidedown2218]

It is not a game, it is up to you.

[@rososhow2031]

@@insideoutsideupsidedown2218 no it's the game of life. We are born with different opportunities and choices. If we all had the exact same beginning you would be right, but we do not.

[@josereyes1148]

so the 24 year old should have done it 20 years ago? Im sorry. I dont support this advice. A 4 year old should not be flipping houses. That is a bit unrealisitc. The rest is great though.

[@cooldood84]

Lets all stop and talk about that 12 kid part.....

[@Skipper_Jones]

Spoiler - the lie is that pineapple belongs on pizza

[@christophercrosby8489]

28 y/o 2.4M debt and 11.7M net worth. I’ve made 80% of my money borrowing 💰

[@plantface510]

Entitled socialists. Exactly right. Ever notice a socialist doesn’t contribute much?

[@dans3718]

A lot of them contribute zip. Well, aside from complaints and bad advice.

[@ryankiel4895]

That's because they are selfish, lazy, and just want to take from everyone else.

[@waterheaterservices]

Vote the confiscators / enslavers out .

[@petersylvestre2645]

Trump's assertions that the 2020 election was rigged actually (and fortunately) discouraged his base not to vote. Ramsey's point is valid regarding self-defeating assumptions.

[@waterheaterservices]

Counter Revolutionary Capitalist Trump nearly ruined our glorious revolutionary humanist socialist people's plans with the best economy in decades.

[@alinatamashevich3354]

Self fulfilling prophecy in action.

[@drkcyd1]

This video sponsored by Robin Hood

[@benjaminpauldimedio1683]

i do not believe these calls , nobody has money , they are all losers

[@fortyseventhronin]

"If wealth was the inevitable result of hard work and enterprise, every woman in Africa would be a millionaire"

[@jay-qy7dv]

I couldn't imagine having to work with somebody like Dave Ramsey that forces his religious beliefs and his political beliefs on his employees which I think is crazy

[@calkinsfamily2436]

Nobody has to work with him. We all have choices.

[@MrOccyc]

I guess you don’t see what corporations are doing by cramming social justice views on its employees customers. It’s in their ads.

[@ronron2312]

We are socialist as are most of our friends and most of us are socialist. There is nothing in socialism that says you can not accumulate wealth.

[@eatpigsnot]

human overpopulation is the greatest threat we all face. even if they can afford it 12 biological offspring is irresponsible. any more than two biological offspring, replacement level, is selfish in this day and age. there is more to the world than your home

[@PiXimperfect]

11 kids? 12th incoming? WOAH! That was a shock, haha.

[@darrelllee2107]

Yeah! That even shocked Dave! LOL

[@Jonezysmusiccentral]

11 kids? I don’t even want one lol

[@Clauds71]

😂

[@strangesmoke9147]

Boomers didn't have to deal with the living cost issues that millenials have.

[@fauxbro1983]

I would say "the game" is heavily built to part Americans from thier money. Dave definitely help me break the cycle of wreckless spending

[@barbieblue3336]

Reckless lol

[@jayholiday256]

Retail therapy, some much awesome stuff out there.

[@letty4558]

I agree with you. The system justs wants us in this defeatist attitude.

[@caribbeanbound8357]

@@barbieblue3336 I'm glad you corrected him. For the life of me I couldn't figure out what the message he was trying to convey

[@deepfakesforreal9487]

The game is definitely rigged. Dave wouldn't understand but if you learn how he got into real estate in the first place, you will probably understand what I mean. Having said that, one can still win (yes, even the Squid Game got a winner) or just keep your head about the water (which is Ok with a good number of people)

[@nightfangs2910]

I've met people who spend their time and energy fighting the system with every ounce of their being, instead of excepting the system for what it is and finding a way to make it work to your advantage, I think that's what keeps most people from getting ahead, standing and protesting how " unfair" this is that is if they only take that same time and energy and pour it into working on themselves they would finally relieze no one's " out to get them"

[@nightfangs2910]

@@ADUSN you can do that but the system not going to change, and your life is only going to get harder by trying to use civil disobedience, you can defeat the rule breakers, but you'll never defeat the rule makers

[@Amandaaaaaaaaaaaaa]

We are a millionaire couple ( 2 million net worth) on our early 30's. I'm a first generation immigrant who grew up dirt poor and my husband never inherited anything and worked his behind off since college days.

[@lilcajunqueen888]

Fantastic job!

[@maryhorwitz845]

Congratulations!

[@TartarianTopG]

Wow! What do you all do for a living??

[@mzgemini0006]

Amazing 👏

[@MrBrewman95]

👏

[@markg999]

It's not rocket science it starts with living below your means and Investing. Do that you'll do well financially 99% of the time.

[@minervagalvez4748]

You Can Become a Millionaire!!! If you can't YOU ARE THE ONLY ONE WHO CAN CHANGE THAT!!! BY FIRST THINKING YOU CAN BE A MILLIONAIRE 💰💰💰!!!

[@Takar100]

I really do think that optimism breeds success, and pessimism breeds failure.

[@JustinCase780]

Big time in all aspects of life and it's contagious energy that keeps one healthy. It's amazingly true and to remember every day. Also, take a minute every day to lift somebody else up with optimism.

[@Devinfrbs]

And in his case, it breeds children. Edit: I re-read my comment and note that I meant him having children not.... you know... the other way.

[@nathanshannon7974]

You get what you focus on

[@duanejackson6718]

A bank account can be empty but it's never full.

[@jasonstevens6877]

Ed Mylett talks a lot about the reticular activating system and how powerful it is to your success. It’s the same reason you start seeing blue cars everywhere after you buy a blue car. If you train your brain to see opportunity, you will see opportunity. If you train it to only look for the negative, you’ll only see the negative.

[@FatherAndTeacherTV]

I'm glad that Dave Ramsey speaks on this. This really can give people hope if they stop giving in to the belief that says that they can never be financially successful without being a certain skin color or have a specific background.

[@deepfakesforreal9487]

Easier said than done. You will definitely have a huge steep curve to climb if you come from a poor family or worse a broken one!

[@FatherAndTeacherTV]

@Johnnie Mae True that!

[@BlackMuslimConservative]

@@deepfakesforreal9487 Again, a lot of it has to do with mentalities -- both of you and those around you.

[@estyria5961]

Eleven kids... wow. Some people got what it takes to handle that many, and I'm not one of them xD

[@insideoutsideupsidedown2218]

When it is a close knit family, mom and dad have 11 incomes working under their roof

[@TheChromelover]

Since he has 11 kids, I’d say his pull out game is weak.

[@fireseeker4him]

For people who think most millionaires have inherited their wealth, where do they think the benefactor got their money?

[@waterheaterservices]

Good point

[@mykkyy2007]

I am an African immigrant and a millionaire, and yes, I had some lost opportunities due to race! I agree with Dave, but don't just ignore the experience you've never had!

[@Gregarious3]

I was blocked from a night time custodian job because the district was built up by white peoples and the were going to hire black. There was still very few black people in the city so had to get one from 25 miles away. I wanted the job to do daytime college, one or 2 class at a time due to how I learn. Like you, I did fine getting blocked due to my race.

[@mykkyy2007]

@@Gregarious3 Then you should understand why a society cannot be efficient if a group of people is subjected to the extremes in order to "make it."

[@ladysparkle6784]

My husband lost an opportunity to work on the city’s police department because he is white and they had to hire minorities. He didn’t let that get in his way he just applied to several law enforcement offices until he got hired.

[@mykkyy2007]

@@ladysparkle6784 This is why America is struggling with race relations. Everyone has a struggle, but don't justify your struggle by diminishing others. Good, deal with your struggles as you wish and move on...not everyone has to follow your resolution path😷

[@PN-ve9lf]

I hear you brother, same here. But my resolve didn't waver. Graduated college, best decision ever.

[@kheevLAM]

Correction, large families are awesome only if you can afford them. Some people are still popping them while living off the govt.

[@Corkfish1]

All you need to do is throw a few hundred dollars a month in an index fund starting in your 20s and by the time you're in your 60s you're a millionaire. I was actually surprised how easy it was.

[@mikeshaw4610]

Dave, there is a lot of conservatives that also believe the normal person can not become a millionaire. I know plenty of they. There just not willing to listen to the truth is it is different than there belief.

[@tortoisehead30]

People parrot the lies on Twitter and get a very large following that agrees the lies. It's really unfortunate.

[@vintagestereocollector4159]

Stay away from a lot of bills and you’ll be a millionaire

[@FOhlookajew]

Awh Dave! Switching up the outfit, love it! 😅

[@laterabrown-mcphee375]

Lol

[@alinatamashevich3354]

He is moving, Sharon is culling his closet. He has to wear it or she donates it.

[@adamreynolds2632]

Love millionaire theme hour!

[@Rod_91ks]

12 kids!! Almost gave me a panic attack lol

[@philipgerry5228]

12 kids will be very expensive.

[@markwhittaker6866]

😂😂😂😂😂

[@jeffjoiner8811]

Please link the research, you talk like it is a scientifically irrefutable study, yet no one has ever been able to read the methods or statistical analysis.

[@libertarian4323]

Dave Ramsey isn't doing cutting edge research here. There have been plenty of studies with similar findings. I would posit that their EDM book is little more than a rehash of "The Millionaire Next Door" that came out more than 25 years ago (and similar books). Financial and wealth management firms have come to similar conclusions for decades.

[@thetruth5635]

Woke up to this this is amazing!!

[@AustinBWH]

Good for that guy 12 Kids and still did it!

[@DiaJasin]

@@paulsmith2279 poor woman? Wasn't it her choice too?

[@Joe-jc5ol]

Her job is a full time pregnant woman.

[@TheChromelover]

His pull out game must be weak.

[@printedprops8730]

Most people that inherit money, spend it on stupid stuff and lose it because of lacl of financial education. People dont appreciate what they did not pay for/earn.

[@arigutman]

Developing a millionaire mindset or wealth mindset is the first and single handily most crucial step to obtaining wealth… the game isn’t rigged, people are just thinking with a poor man’s or victim mentality, 🙏🏼 thank you for sharing truthfully the fundamental problem with the vast majority of humanity!

[@billvigus3719]

Step 1: Have 12 kids Step 2: Become a millionaire to afford 12 kids Step 3: Send wife to Bahamas to relax because she's been pregnant for over a decade

[@tomf9292]

Millionaire here Dave… blue collar workers who spends less than we earn. ZERO inheritance. HS grad. I borrowed some to buy RE but paid off quickly.

[@miketracy9256]

Anyone working for 40 to 50 years like we and all of our friends did, living on 80% of their income and investing 10% and gifting 10%, will always become millioniares, even with taxable income well below the median.

[@duneme]

My guess, “Your always going to have a Car Payment!” (There are a lot of people that believe this!)

[@alinatamashevich3354]

People love their payments more than their cars!

[@duneme]

@@alinatamashevich3354 I think your right! People just seem to LOVE that payment!

[@kingdavid7710]

Not true, There's plenty of people who have ran up against "the game" or "the system" and still have become successful. They inherited opportunity!

[@darex0827]

The system is out to get you. To succeed, you need to see the deceit of the have everything now credit card, car loan, and finance everything pushed by corporations etc. Play the long game, let everyone else fail miserably and complain about it in "retirement".

[@codygordon59]

If you have to be 180 before you are a millionaire what's the point.

[@andrerodriguez7603]

I worked part time jobs all my life. I didn’t work a full time job (40K a year) till I was 54. Got laid off at 63. I took all my 92K (401K) plus my IRA 60K and bought 100% of Tesla stock. 2-1/2 years later I’m at 1.764 million. Research in stocks, and past mistakes in stocks taught me not to listen to Nay Sayers. I’m holding long for at least 6 more years. Tesla will be a trillion dollar company by that time, since there will be no real competition till 2030. Only Chinese EV makers will be competition to Tesla before that time. Tesla and China will dominate the EV sector in the future. Still time to invest in Tesla. After it gets to 1200 per share again in 2022, it will do another 5-1 split. Than back to 600 a share by 2023.

[@PInk77W1]

How do I buy Tesla stock ? I’m 60 have zero debt and my home paid. I have $30k n the bank and Make $54k with no bills other than food and utilities. I have no clue how to buy stock

[@timclark4195]

Be very careful. It's not just Chinese - BMW, VW, Mercedes etc are not far behind Tesla at all. They're a lot bigger than Tesla though. They will be real competition for Tesla by NEXT YEAR, not 2030. Tesla stock relies on more than just the American Market. You've done well so far it seems, but I doubt it's the right time for others to follow, that ship has sailed.

[@Xspeedspec]

No kids is awesome!