You Will NEVER Look At Wealth The Same After This

[@bkinkaid]

My 19 year old saved $20k from part time jobs, now invested in S&P500. I'm excited for him and optimistic about his future.

[@wittleMermaid13]

🎉🎉 You must be so proud of him, Dad!

[@Tonymanero1960]

Don't let any of his single mom friends find out.

[@sliceofpay]

That has the potential of being a million dollars even if he never touches it or adds more again until 65. Then again, if he is doing that at 19 it sounds like he's definitely not going to be working until 65. Good for him.

[@ctietsort]

I'm really enjoying these new, more focused mini-lessons. Great compliment to the other content, and I think an easier thing to share with others!

[@Jerpent_The_Serpert]

I agree, plus the fun editing and cutaways make it much more entertaining for my friends who don't spend all of there free time consuming financial content😂

[@wittleMermaid13]

Exactly! Now I can share with my BFF and increase chance she'll actually watch it vs listening to me sing Money Guy Show praises 😅

[@anniealexander9616]

Also make sure you don't end up in a relationship with someone who is a spender and fine with having consumer debt. That's what I wish people had talked about more when I was young. You cannot change them.

[@obiwanfrenchy11]

100%, @themoneyguy add that to your videos!

[@GamerDude.23]

Bro you speaking facts!

[@ZacharySkipworth]

True that.

[@P_Rodd]

Yeah, and then divorce them and lose years of progress

[@Fitnurd]

You have no debt?

[@stainsonmycouch3655]

I’m 23, after paying off my debts, I’ve been able to save 11k and put into retirement around 10k. In just 4 months!

[@donaldmiller9648]

You will be in good situation if you continue investing in yourself...I did same 40+ years ago...

[@blairkinsman3477]

Good on u man !!! It's crazy when we see what debt was costing us ehh !!

[@TheFirstRealChewy]

18 year old with $10K is very appealing. I sure didn't have anywhere near that much money at that age, so it would be like having a million dollars. Then throw in the fact that I'd be in that springtime of youth.😲

[@XiaphasGames]

For a minute, I thought you were wearing a Money Guy lab coat

[@lmelior]

That's what I thought! Doctor Money Guy!

[@afawegzcasdge1270]

,Not making up to a million before retirement is unfulfilled retirement.!! I’m 54 and my wife 50 we are both retired with over $7 million in net worth and no debts. Currently living smart and frugal with our money. No longer putting blames on FED for our misfortunes. Saving and investing lifestyle in the stock and forex market made it possible for us this early, even till now we earn weekly.

[@lucaswhisper7688]

I got my first house the year I started investing and today networth is over £2m

[@lucaswhisper7688]

so perfect

[@afawegzcasdge1270]

Investment should on every wise individuals bucket list. You will be ecstatic of the decision you made today.

[@afawegzcasdge1270]

all you mention are all good but I’ll advise you venture into fx first because it will help you grow your portfolio very fast and it require not so much to start.

[@lucaswhisper7688]

This is good I guess I'm not alone in this world.

[@Isaak1]

They got George Kamels editors for this one 😂

[@xmochix604]

ick. stop comparing.

[@Jessica-xw7xy]

Ikr, stop comparing things to Fake Confidence Boy on the Ramsey Show

[@jjms79]

My thoughts exactly

[@Nemesisnxt]

Next post a DIY Time Machine video.

[@MarathonKevin]

I wish these videos existed back in 2009. I didn't start investing seriously until the age of 30. Then again, better late than never!

[@andersontiban5356]

great concise digestible format

[@victorbaird8220]

I am SO Excited for this video 😊

[@phil_n5547]

Love the videos - although conceptually this is amazing, one thing I think is worth mentioning is that the 1M that someone has today is going to be worth more than the 1M that someone will have in ~47 years, assuming both of them retire at 65. I believe in a previous post of yours, either here or on Instagram, the projected real world "worth" of 1M in 30+ years would be ~300k in current dollars. So, obviously, the 18 year old with 10K wins because you have time to LIVE on your side, but monetarily speaking the 18 year old would need to invest enough throughout their working career to have roughly 3M to be in the equivalent financial situation that the 65 year old with 1M today is in. Again, huge fan of everything you guys do, and i recognize this comment is extremely nit picking, but I feel it's worth the general population being aware of.

[@BroxsonDeighan]

I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Charlotte Miller for helping me achieve this

[@mirchimome]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@GertonTootle]

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

[@bennettross1]

I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

[@DianaLinden-l6q]

I'm new at this, please how can I reach her?

[@henrybernhard0]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@davidw1732]

Are you figuring compounding annually, monthly or how?

[@charletfoster8917]

Great needed video💵💵💵👍🏿

[@christopherpowers4929]

there are way too many random clips infused into this. just let the guy speak w/o showing random clips every 5 seconds

[@Negrodomaus]

It's time for that diagnosis, bro.

[@Eugene00]

Looks like a George Kamel video. Way too many cutaways.

[@Jerpent_The_Serpert]

I completely disagree. This quickens the pace of the videos and makes it much more entertaining. I consume all of the money guy content but constant speech with no breaks does not keep the younger folks attention. They still do there main videos that we all enjoy. Why not do this as well if it means getting this message to a younger audience?

[@SquidRider]

It definitely seems to be geared towards a much younger audience with TikTok brain/short attention span lol. It's a bit much for me as well but can see how it may keep a younger audience reeled in.

[@carrybigspeaksoft1758]

ADHD kids will love it

[@Random-ld6wg]

between my 20y/o son's utma opened at 17 and his roth opened in 2023 he currently has 27.7K or so. mainly funded by me especially a big tranche last month going into his utma after reading die with zero. i decided to give him what he saved from his state college scholarship in 2024 and took that amount from his 529 and stuck it in the UTMA. he takes control at 21. i'll pay the marginal tax on the equivalent scholarship amount but should not be subject to 10% penalty. i'll do the same thing for 2025 bit missed the boat on this strategy for 22 and 23. there will be some tax drag on the utma but it's already in vti so about as efficient as i can make it. i'll help him with tax gain harvesting the next year or so to reset that cost basis as i am sure he will fall into the 0 cap gains rate in income for the next few yrs.

[@glasshalffull2930]

Great idea to reward the scholarship!!! In my state, every dollar in private scholarships is deducted from any state funding he might have received. So it is not worth even applying for a scholarship unless ‘maybe’ if you’re poor. We never told our son that all the effort he made in applying for the scholarships was a wash.

[@Random-ld6wg]

@glasshalffull2930 we are lucky in that the state covers college tuition fees( no other fees ) in any state university so long as you graduated high school here.

[@KathyWerner-r8p]

This is great content! Also include an example of a specific fund. This is the main reason many younger people don't invest - they are overwhelmed by the number of options. Tell them they can keep it simple.

[@lfrouen]

I don't love the background music at the beginning; it almost made me click away! But I love you guys and what you do, so keep working out the right style for these and I'll keep watching. 😁

[@Jerpent_The_Serpert]

Nice work editors.

[@paulgrewal4339]

The 60 year old has $1MM in 2024, the 20 year old will have $1,080,000 is 2064. Probably buy a box on pencils at that time

[@MrTrinidaddy]

Better to have 1m that can buy a box of pencils than to have nothing though. Inflation happens whether you invest or not and historically the stock market has beaten inflation over any 30 year period you can choose. If in the future it doesn’t, then the whole system has probably collapsed and you have much worse problems to worry about

[@bsktballman08]

Unless the 20 year old puts in another $10k at 21, then another at 22.... and so on.

[@barnes80]

Great video as always. Just a few too many cut away imho. But hey what do I know.

[@Tatus_legarius]

For the clips that you swap in with a transition sound, I find this very distracting. The swoosh sound is repetitive and a bit annoying. When you throw graphics and clips without the swoosh transition sound, it’s much smoother.

[@englesledgehammer]

Sorry Brian, I'm with the trolls on this one. Obviously it would be better to be 18 instead of 65 regardless of how much money each has. The extra decades of life are priceless. But, when the 18 year old gets to retirement age their 1.08M is worth WAY less than the 65 year old person with 1M today. I really hate that the 88x meme and the wealth multiplier in general ignores inflation. Not to mention, there's real possibility that over the next 50 years, the average market returns could shift from the approximately 10% that has been the long-term status quo.

[@JohnDoe_1609]

The roi they use goes down as the person ages so I feel it it is realistic. As for 1m, of course inflation affects it but it still could result in a significant % of your Number, plus at that age it is a premarital asset. I wish I had a third of my number saved from a relatively small investment early on. Just my 2 cents (or should I say $1.76 ;) )

[@englesledgehammer]

@JohnDoe_1609 the ROI decrease is modeling typical risk rebalancing, it's not related to inflation or long-term shifts in market returns.

[@greenlantern1986]

Who would choose to be 65?

[@abreh622]

I wish I had found you guys when I was in high school. I graduated high school with about 15,000, but in cash. CDs actually. If I had instead invested in my Roth IRA then incold really be ins good place now. Better late than never though. Mutants unite

[@MichaelThompson-f5u]

it's really crazy how nobody is talking about the book The Hidden Path to Manifesting Financial Power, it changed my life

[@AbominAsian]

I mean...... think about it this way, though. The 18 year old would also have to put in an additional 47 years of work for that extra $80k over the 65 year old. Cost/benefit-wise, I'd say the 65 year old has it better. The work is already done. I'd gladly pay $80k to not have to work for 47 years. Haha. That being said, I'd still rather be 18 again because I know I can do better than I did now. I didn't make any major mistakes investing. In fact, my only real regret is that I didn't start until I was 28. Better late than never, I guess.

[@VinceWantsWealth]

Just the kind of videos i LOVE. I’m a 19 year young boy with $30k in investments. 1k from my parents and all the rest from saving almost everything from my job for a year. 6k in my roth ira and 24k in my regular brokerage. Aiming to max out my roth ASAP and also aiming to reach 100k before or on my 21st birthday, which will be July 4th 2026. Wish me the best on my grind🙏

[@pairofdragonflywings]

Hell yeah! Get it! Just don't forget to celebrate and enjoy life. If you were my brother or nephew (no kids for me), I would definitely be planning a celebration for you when you hit 50k.

[@CarlLMC]

I would like to see the calculation all the way down to 1 year old. I'm giving my grandchildren money in a UTMA instead of the US savings bonds I was given. Once they have jobs we plan to fund a ROTH with the money. Ideally teaching them along the way what the money is for and why.

[@nickjohnson7919]

You should do a video of time-value number (PV, FV, etc.) so people can understand how these are tied together.

[@DEEZEEMTB]

Exactly

[@jpdriver1967]

Total return last 20 years for S&P 500 = 665.3%. That is data enough!

[@TheJuanchox123456]

Love your videos, but please use a prompter. Hope this is taken as constructive criticism.

[@bill3143]

Somebody drank some of Bo's energy drinks....

[@Adancur]

Brian looking not 50 🎉

[@CessnaPilot99]

I'd rather have a million today at 65 then a million in 40 + years where it would be worth less than 250 K of today's dollars. Did I miss something?

[@sliceofpay]

The power of time and compounding growth is what they are hitting on. That's nice to say that you would want a million dollars now, but how many 18-25 year olds have a million dollars? Versus if they save even just a little bit when they are young it will compound and grow exponentially to well over a million dollars.

[@pchygrl17]

This edit feels overdone, like it’s made for Tik-Tok. I miss the old style, there’s a reason I watch KZbin content…

[@prismovalentino]

Nice haircut

[@ethanshy280]

I do but like the new format. It feels too childish. Please go back

[@Azxnrjsle]

These videos are pretty cringe for The Money Guy. I think a lot of people are attracted to TMG because they offer transparency and nuance to their financial tools. Not saying these videos don’t offer that or that the content has changed but the delivery method is a bit… TikTok influencer adjacent? It’s turned me off as a long time TMG Show fan.

[@hadenmcrainey4134]

First

[@nicholas5396]

Nope. Im out. These weird money guy videos feel too infomercial esque

[@YusufAhy]

No matter the profession you are in, even if you have a 9-5 job, make sure you have an investment in Bitcoin ETFs or Real Estate. Thank God I got into Bitcoin ETFs when I did because it was a turning point for me financially.

[@Jerpent_The_Serpert]

No matter what profession you are in, even if you have a 9-5 job, make sure you have an investment in lottery tickets or the casino. I know a guy who won a jackpot once and it really turned his financial life around.😂 I will never invest in bitcoin

[@tonyc6996]

​​@@Jerpent_The_Serpertsure wish I put in more back 10 years ago lol. One of my friends just bought a jet with his BTC investments 😂