Young Military Members & Expensive Cars Explained

In this video I will explain how young military members can purchase a Dodge Charger on pay less than $30K a year. I also explain how a civilian on the same pay could never do this. To be clear, whether you're a military member or civilian, buying a Charger on less than $30K annual pay is diabolical.
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All views in this video are for entertainment purposes only and do not express the views or represent the Air Force.

[@tyjonawob]

I'm still rocking a 4k car and have been able to save $10s of thousands in my 2.5 years in so far. I do my best to share my knowledge with the new airmen!

[@Crucial_4orce]

Definitely smart because interest, full coverage, maintenance, gas, car note.

[@tjanderson6274]

I do prepaid phone plans, used 4k toyotas, and i’m in the same boat. Always 10k plus in my account while all my buddies with new cars and newest iphone don’t even have a couple grand in their account 🤷‍♂️

[@NIIIOZZ]

Bru pleeeaseee help me lmaoo im ina hole

[@jarretthuffin]

Shiiid 2013 Honda Civic still pushing after all these years and cross country trips. That feeling you get when you paid a car off is second to none!

[@tyevalentinoVQ]

Appreciate the break down Jody….. still gonna cop that wide body scat😂

[@Jodywithawhy]

😂😂😂😂😂😂😂😂😂. This is gold. 🤌🏽

[@dejacole08]

😂😂😂

[@jarretthuffin]

Don't be like the homies back on Ft. Carson, Hood, or Linderwood. Make them payments cause them tow trucks are like buzzards

[@ingwopwetrust]

You already got a g37, put like $10k into it and you’ll be gapping tf outta scat packs 😂

[@tyevalentinoVQ]

@@ingwopwetrust lmfaooo nahh funny enough that’s my homeboys G37x, took that picture like 3 years ago on new years😂 before I even had my first car. I actually got an M37x now, fully stock but I still want a scat😂 idc if they aren’t the fastest cars on the road

[@mbooks5777]

Military should make a financial literacy course mandatory. $140 average cell bill, monthly!?!?!? I pay $240 for an entire year!! Mint Mobile baby. I served 9 years in the Air Force. My son is leaving July 30th to start his journey. Grateful for these informative channels. Thank you!

[@isaiahnieves]

Mint mobile uses T-Mobile’s towers and T-Mobile sucks. I’d wouldn’t use it even though I would love to. And also if you get the unlimited plan, the data steaming video resolution is locked to 450p max I believe which is trash.

[@mbooks5777]

@isaiahnieves works great for me! I love it!

[@Eddino93]

Master P could be a financial literacy teacher for the whole military tbh

[@rodneymcgilberry2971]

They do have financial literacy classes they just don’t care lol

[@wudaa2524]

It is mandatory, for the army we literally have multiple classes we teach them during their basic training. They’re adults we can’t control what they do with their money after we give them the tools to do right .

[@joel2016]

I’m happy with my 2008 Honda Accord. Never gives me problems, just payments on car insurance which isn’t nowhere near over 500 a month, payments for regular maintenance, 200,000 miles but she’s still going! Love me my Ole Amy☺️😂

[@JoeyEnn]

Great video. All young military members need to know. Their command and small unit leaders need to look out for this.

[@Jodywithawhy]

I agree. The young members should get more financial education.

[@BigMad2007]

@@Jodywithawhyhey Jody, love the info you give, you have helped me Learn so much. I was wondering if you might do a video on ‘maxing’ out your rank before you get into basics. Ik there are ways that you can go in as an e3, and even a college. Just kinda confusing

[@Jodywithawhy]

I kinda explained the rank in this video at the :30 mark. It might help. kzbin.info/www/bejne/bmnSh6yZnrVjr6csi=jXfDd7-lNeKVod5K

[@BigMad2007]

@@Jodywithawhy thank you so much!

[@johnh8705]

You can't tell them anything

[@redkingzeus3824]

You make $1800 a month ONLY IF you live in the dorms. Once you move out you make almost double. And it’s based on what state you live in and what branch you joined. I’m Air Force as a 6 year E-4 living in FL making 5 grand a month after taxes while putting in TSP on top of that. Military life is a discount everywhere we go. Plus we getting a 20% pay raise start of 2025.

[@DrunkenVtec]

Senate isn't going pass that bill lmao. We gone be capped at 5.5%.

[@bossK78]

Nah. They essentially pay your rent. You only make a real surplus if they pay you more than what your rent is, and you keep the difference. Only way to make double is if you're married to another military member.

[@theguacamoleman6019]

Even double that is still not enough to be out buying no scat pack

[@YeffM.]

I usually play YT vids in the background, but bro I had to pause when you said $500 a month for rent. THATS THE REAL DIABOLICAL PART.

[@Jodywithawhy]

😂😂😂😂😂😂. $1,800 a month you gotta figure it out. Lol

[@jamesphilip4562]

The rent part got me too😂😂. I wanted to know where does a place exist

[@xixo47]

Buddy not being honest on that part. 😢

[@nicholasselke5214]

@jamesphilip4562 there are many parts of the country where your rent portion being $500 per month is still possible if you have roommates. Mostly in the midwest and deep south. They might not exactly be where you want to live, but beggars can’t be choosers

[@marc_nificent904]

​@Jodywithawhy this video was referring to 2008 lol and don't military get BAH? For housing?

[@StayWokeYT]

Hey Jody , Im 18 & just wanted to let you know I joined 7 months ago cause of you, best decision I’ve made, thank you for your energy and inspiration, i want you to know you out here changing lives fr 🖤

[@Jodywithawhy]

That means a lot. I’m glad I could help, and happy to see your enjoying your experience. 🙌🏽🙌🏽

[@AC130Online]

Rent for $500 a month?? WHERE? 😂

[@thetwodollarbill5535]

Mama house…😭😭🤣

[@amitramsingh3565]

That's what I said where 😂

[@kymaniredfern4837]

Frfr 😅even a studio apt are 650-800 plus 😅

[@JAY.SCRIBE]

If you’re taking home less than 2k a month, probably got roommates or still at home

[@johnmatrix4305]

This is a very real phenomenon- appreciate you covering it . When we got back from deployment I tried to have my soldiers listen to reason and not blow all their money on new cars. Long story short - the BN barracks parking lot was full of BMWs, Range Rovers etc. After about 3 months every week there would be tow trucks doing repos … 6 months later all the fancy cars were gone. One of my soldiers had a 17% interest rate on his car note . Another bought 2 cars but didn’t have money left over for insurance or basic necessities. (This same soldier didn’t realize he had signed a contract for 6 years of reserve duty after his active commitment)

[@olikat8]

My older one is in the AF. Right now, driving a D2 Audi A8L Quattro that I inherited along with a D4 twin-turbo Quattro. Right now, socking away money to buy an Acura RDX A-spec. Funny thing? That kid is a 2nd lieutenant, going up to 1st, no college debt (full ROTC ride), no CC debt. Even using the financial investing advice & all available avenues for improving their financial standing

[@mowtivatedmechanic1172]

You can tell a difference in the lives of our youth that had competent fathers and those that didn’t. Good job.

[@olikat8]

We definitely spent time & efforts on the kids. Thanks​@@mowtivatedmechanic1172

[@spitsomefire]

When i was in high school they had recruiters come in and brag about how PFCs make money and drive brand new mustangs and challengers

[@mo4meh]

my idea is to find a abandoned older hot rod and work it from the ground up myself because that’s stuff i like to do and these Tupperware cars just ain’t my kinda car.

[@byronkaiju]

Same man, 1968-70 dodge charger is my aiming to get into

[@mo4meh]

@@byronkaiju 68 nova or a 69 super bee or a 70’s demon or a 70’s barracuda if i can find one of them i’ll be set for life 🙏🏼 hope u find that charger tho i just got a model car from my neighbor of a 69 charger 500 all blacked out it’s a sweet ride fr 🤘🏼

[@DonRobinson-le6qp]

This video brought back some memories for me. I went in the Army in 1983 as a Private E1, and by mid 1985 at Ft Bliss Texas, I was a Sergeant E5 living in the barracks with all the perks as you mentioned, no kids and very few bills, but making much less money than these soldiers today. And yes, I was that person that went out and bought me a brand new black Saab 900 Turbo and enjoyed life. I remember my monthly car insurance was more than my car note as a 20 year old Sergeant E5...Those were definitely the good old days. Especially when I was driving a much nicer and more expensive car than my company commander 😅😅

[@WheelieMedia]

I know a guy who got a 75k signing bonus to navy.

[@zeroturn7091]

Bought a 2001 Ford Explorer in 2000, and you couldn’t tell me nothing. Back then the Mustang was in the E-3 starter pack. My payments were like $465 a month, gas was $1.76 a gallon and I still couldn’t afford it since my insurance was almost $200 a month. My take home after taxes was about $776 biweekly. I’m glad they didn’t have Chargers and Challengers back then, because I would’ve figured out a way. My roommate had to work part time at KFC just to be able to afford a Mazda 929, although he did the full 20 and now pulls six figures as a personal trainer. Back then we didn’t care about eating at the DFAC or hospital cafeteria because we were all from the trenches.

[@1969Mrjb]

FACTS!!!!! You are so right!!! Hell, I was one of those young irresponsible sailors, having a nice car living in the barracks! Those were the days!🤣😅😂🤣😅

[@Wrathofreason]

I did 8 years in the Army. I did a study a few years ago comparing the net worth of black vs white military members over their 20 year careers. Between the two groups, generally, even though the incomes and ranks were the same and both groups had the same access to information and programs, one group had a significantly higher credit score and net worth than the other, and your video explains why.

[@Tjthenextsamurai]

Thank you for the game I’m going to the Air Force soon

[@Josh-yv6yk]

been watching these videos for a while. Leave for basic on Monday :)

[@Jodywithawhy]

Ayeee. Big congrats and good luck on the journey. 🙌🏽🙌🏽

[@dior2lv894]

Lmk how it went !! I leave in 13 days

[@_Shiftyy691]

Served 7 years active duty. When i got my Charger R/T.. it was after 2nd deployment & had 20K saved up with a 837 credit score & put down 2500. I didn’t do it right away after tech school like most would do. Lol

[@angeloayala2136]

Great video, I know someone who just bought a dodge charger ironically

[@Jodywithawhy]

Hope it wasn’t an E-3. Lol

[@angeloayala2136]

@@Jodywithawhy yes it was😂

[@flutelover1913]

Thanks you dropping theme gems, Jody!! Love your channel!! Im also at my fitness goal to qualify!!

[@Jodywithawhy]

Ayeeee. Let’s goooo. Keep going. 💪🏽💪🏽

[@dgraise2784]

Civilian number on rent is not reflective of a one bedroom apartment in this day & age for a decent area. Rent = $1,200 Groceries = $300 Civilian monthly expense closer to $2,200 *However, I love your food for thought for those entering the military. Keep being awesome & enlightening.

[@surgtechbae]

You wild for this one Jody with a y! 😅

[@Jodywithawhy]

😂😂😂😂. I was in the shower and this idea hit me. lol. 🤷🏽‍♂️

[@surgtechbae]

@@Jodywithawhy it was much needed. Thank you for sharing! 🤌🏽

[@mo4meh]

@@Jodywithawhyshower thoughts are the deepest and most powerful thoughts

[@53cards92]

Hey, thanks for the advice. I just got my airman’s coin today. Flight 458

[@Jodywithawhy]

Ayeee. Congratulations. Glad to see you completed it. 🙌🏽🙌🏽

[@Landolakes420]

what about sign on bonuses? a lot of guys (including myself) look at the 50,000 sign on bonuses for the air national guard, and realize we can go in one weekend per month, get that 50k bonus and then over the years each time you get a bonus check put it straight on the car. makes it a lot more justifiable for us car guys who want a nice car without paying crazy amounts out of pocket.

[@Hotwire_]

Jody i love you but where is rent in the civilian world $500 a month. I need that ASAP

[@Jodywithawhy]

I forced it. lol. I definitely did. I actually clipped a part out of my edit saying there’s no where you can get a rent this low, but I thought it felt pretentious and uppity. So I cut it. Lol

[@Hotwire_]

@@Jodywithawhy I was READY to pack my bags and move

[@JJacobs803]

I got a 2bedroom for 600 in Cleveland, ohio

[@PedroUvalle]

Love your videos

[@Jodywithawhy]

Thank you for watching and supporting. 🙌🏽

[@PedroUvalle]

@@Jodywithawhy I have questions about joining where can I reach out to you

[@SantoineBethel]

I remember when we could walk into a bank and the loan officer would have the military pay scale on their desks ready to lock us in. I was one of those reckless E3s driving the new cars, but the deployments were jumping back then!

[@Autismlife1975]

I say just save the money until you can buy in full

[@Jodywithawhy]

Ain’t nothing wrong with that. 🙌🏽

[@afabuloussentientbeing8112]

Or use the interest from your savings to finance the car and keep your money after it’s paid off

[@Jodywithawhy]

👆🏽

[@MeetTheSLAYER]

The smart E3 will be collecting BAH on top of that for an apartment with roommates. Which the rent will only take about 25% of that BAH.

[@cwilson000]

V8 Muscle car has a high-cost high octane gas. High Interest and You get bent over on insurance being 19 to age 25 male with a V8 car too.

[@handsomeyoungadult]

Bro let me tell you I walked into a army office the other day on accident and they was cooking me for mentioning your youtube channel 😂😂😂😂😂

[@Jodywithawhy]

lol. That’s hilarious. I didn’t even know their recruiters knew who I am. Lol. They’re the ones out here selling dreams of chargers. Lol

[@handsomeyoungadult]

@@Jodywithawhy they didn’t know they was like JODY??? That sound like someone who sleep with yo wife when you away

[@handsomeyoungadult]

😂😂😂😂😂

[@Jodywithawhy]

Ohhhhh. Most definitely. In the ARMY a Jody is a bad thing. They probably told you don’t trust anything I say. lol. Jody is the worst kind of person in the Army.

[@handsomeyoungadult]

@@Jodywithawhy yesssir they was tryna convince me to join the army but I watched too many of your vids Im set on the air force 🔥

[@FiveMCity]

It's financial s**cide, but also being in the military, not knowing when you're being sent, or coming back.

[@camerons6466]

Um that horror music is a real good addition

[@ratherbe7]

Used to see all the news toys on post pop right when we got back from a deployment.

[@ItsJustSimpleAsThat_Ang]

You just described my nephew 🤦🏾‍♀️ He is a reservist and works too but pays 1200 for a 2018 Audi. Insurance included…. He’s 21 years old but lives with his mom.

[@Jodywithawhy]

🤦🏽‍♂️. lol. Happens to the best of us.

[@CL_Travel_Vids]

I see junior Sailors driving some wild vehicles, even talking with some its possible to pull off, but affording this off a single income and some aren’t married so they’re living in the barracks is wild

[@cheeksgamingcore7392]

With the bonus they give out now man they can go there with 60k off the rip

[@deathfrombelow688]

Guilty as charged. I was an E-3 pulling up to my first duty station back in 2018 with my 2015 Camaro SS, however interest rate was 3% and my payments were $500 a month so it was doable for me at that time. Today, I'm not sure how the new junior enlisted make their payments. Higher interest rates are more common now.

[@ukko00]

Im sold on pararescue and I've been training non stop to get myself prepared. I want to put myself through hell and see what I'm made of

[@Jodywithawhy]

I’m glad you know it’s hell and not an easy time. I’m wishing you good luck on the journey. 💪🏽

[@kevonb13]

Not everybody. Some people get bonus for join. From $10,000 to $50,000 in some case $80,0000. And they pay cash or a large downpayment for these cars. And most of the time retention bonous for signing or extending contracts. So dont forget to mention that too.

[@jeremiahrone6811]

Ive been in the Airforce for 3 years and im an E-4 and yea if your living in the dorms buying that car you could end up broke but if your off base collecting BAS and BAH and your not just splurging money your good I have a scat I have a nice apartment and im still saving a lot of money to put towards making an investment in real estate even when I did have my car in the dorms I was good it just depends on your own financial situation tbh

[@Jodywithawhy]

Thanks for sharing. 💪🏽

[@-Andres.]

Financial education is super important, it's a very good idea that you do this kind of content. Especially for those young people who still do not have a well ordered list of priorities. As the great boxer Ringo Bonavena used to say, "Experience is a comb that life gives you, when you are getting bald". Saludos! P.D: 0:02 those eyes need a waiver 🤣

[@Jodywithawhy]

👀👀👀👀

[@Chinunit22]

You forgot to add Meal deduction that comes out of paycheck monthly.

[@Sabrinajeromej]

And the h o e fee

[@MILESMUCHROOM]

I knew an E-1 in the Navy that had a Audi A7.. $1,000 monthly payments before insurance.

[@emmanuelversace-bb1yz]

Ian gon lie a7 gets a pass

[@MoparAdventure]

honestly if you're young and dumb and have nothing but a phone bill to pay for. go out and get you that scat if you can make the ends meet! military pays BAS and BAH. plus uniforms, a standard military members should reasonably only have to pay for a phone bill, internet bill and BX cases of beer. if you're making 3000.00 a month figure 300 for internet and phone at the highest levels. if you can manage a $700 used scatpack payment and 300 insurance you still have 1700 beer and gas money! no bdubs every night but you have a nice ride.

[@daveh9551]

THis has been going for a looooong time. When I was juniorE-4 during the Fast and Furious era, we all wanted the cars in the movie. I got a custom 2002 Mitsubishi Eclipse, My payment was $500 a month and I would ultimately owe $34,000 on the loan. At that time I lived in the barracks and had no bills and insurance was cheap. Was I broke? Yes, but back then it was either a car note or spend up all my money in TJ or some club over the weekend. People have to understand that a kid straight out of high school just wants to have fun, party, meet girls, and in the late 90s and early 2000s, it didnt cost much to do any of those things. IWe'd have girls over all weekend and all we paid for was the liquor. You can NOT pull that off today, especially if a guy gets some girl pregnant

[@cashthestampede6629]

I was one of those junior enlisted with a challenger. It wasn’t too bad honestly. I also didn’t party much and I went on every deployment I could. My car was paid off in 4 years. Also my guilty pleasure was buying cars so there’s that

[@Jodywithawhy]

The deployments help offset a lot. So it makes buying expensive car a little more reasonable

[@cashthestampede6629]

@@Jodywithawhy right! It really did

[@NBHRaven]

Heyyy my boy had a Challenger let’s goooo. I got one too now. Some of my veteran friends are telling me I should keep that in the garage and drive my 95 Cherokee to work once I’m operational as a FTA. Being 30 and having an expensive car is different than having one at 18-19 lol

[@swishmar0308]

It’s more of a public opinion thing. You can do whatever you want fr

[@Sabrinajeromej]

So you sent thousands of dollars to barely use something? What's the logic behind that

[@NBHRaven]

@@Sabrinajeromej what are ya talking about wagwan?

[@Yo-gm3le]

Meanwhile, you got the officers applying this same principle to Porsches and Corvettes 😂 I had a friend who had a BMW M4 which he bought from the money he saved all when he mowed lawns and did jobs when he was growing up, but nobody else knew that. Apparently everyone in the barracks envied him 😂

[@Jodywithawhy]

That’s the thing. Some members have additional incomes, or they have good investments they can pull money from. We don’t know everyone’s financial situation, so there’s always the off chance those young people can actually afford the car. But 9 times out of 10, it’s a bad purchase.

[@Yo-gm3le]

@@Jodywithawhy you’re right, and the issue of buying cars you can’t afford needs to be changed. Dodge specifically is really feeding this habit because they made it super easy for anyone to go to a dealership sign a high interest loan and walk away with a nice car. So people with lower incomes and poor credit scores wanting to drive a nice car can easily be tricked with the “it only costs x amount up front, and then pay y amount later” Also, could you make a video on what cars to buy for service members at each level of service and how to negotiate car deals? bc I’ve seen and heard too many stories of young servicemen go to the shady car dealerships and get absolutely ripped off for a used money pit of a vehicle. I feel like it would genuinely help servicemen with their finances

[@xiiisnow2909]

Me who’s gonna wait. Until I have the money in full 😭😭😭

[@johnlabum5952]

i’m still buying it

[@Jodywithawhy]

😂😂😂😂. Y’all wild. Lol

[@wes4155]

I already bought mine lol

[@jcnash02]

Texas sales tax for a car is roughly 6%

[@1969Mrjb]

Holdup! They do have health insurance, TRICARE!

[@dayovo1940]

can you ame a video on air force school requirements it's seem like the only military that has college as a mandated thing

[@slimaintplayan]

Man I remember them days of being young and dumb… Them allotments was tearing my ass up, lol

[@Jodywithawhy]

😂😂😂. Mine too. Lol

[@mindblowingquestions]

2.4k a month as an army men is wild. I make 3k in a week as a 19 year Old

[@Seadog-6411]

Always bought used cars when i was in the navy,never cared what folks said.

[@TheFluffyWendigo]

Guy I graduated basic with bought a 2012 Camaro SS and he couldn't drive the thing most of the time he owned it

[@GEORGIASTASH]

Bought cash cars until I was 31 lol I bought land cows and invested a lot trying certain businesses shit was tough!!! I definitely snatched me something fresh a few months ago

[@Akwardturtle]

😂😂😂😂😂😂 Damn I remember I went on deployment and almost bought a built to my spec 2010 Mstang GT. It was like 47k with 2k down. He's not lying about the price I was looking at $900 not including insurance which was 400 as an E-2 I just saved my deployment money and settled for a 06 GMC Envoy Denali it was like 9k and I had money left over for a sub woofer setup.

[@nicholasselke5214]

I’ve always followed one rule: if I can’t pay cash for it twice, I can’t afford it. Never borrow money for a car even if you can make the payments I’ve seen so many of my battle buddies (Army here) blow all of their money on crap they don’t need. I’m not criticizing them for enjoying some of the money, but good god they acted like they had to spend as fast as possible in order to have even a little bit of fun. Like spending money was a competition But I’ll say this: if a service member saves every penny possible for three years and wants to buy a brand new Charger V8 scat pack, if they have enough to pay cash and choose to do so, then have at it

[@PlutoGreen]

@JodywithaWHY 😂😂😂 U wild boy!!! This isn’t just a military issue. This is reality throughout society! In 2017 Army recruiters tried to sell me by using the 392 scat😂😂😂 I told him my credit sooooo good fuk a 392😂😂😂 I’m good, I still support u boys

[@Riddem79]

As long as you don't buy brand new, you should be fine. But not a Scat. Get a 2015 Challenger RT with good to "okay" miles and put an exhaust on it. Insurance will be cheap as fluff. Or if you really want to save, then just buy an '09-'14 model. Even the SRT8 of those previous years will run you about $15k-$17k. Under 70,000 miles will be in the low $20k's though. I'm not in the military but I did the same thing, but with an "everyday'' car and couldn't afford to keep it. Using better car strategies, I now have a fifth gen Camaro SS. Which cost way less in insurance and the note.

[@bluethunder9102]

72 months is average now a days. 84 months is insane tho

[@RackeddUp]

If I’m correct they have to lower any pre existing loan payment you have to under 6% once you join the military …if that is still the case and applies to auto loans as well, then if you buy the car you want before joining they’ll have to lower that 15%+ auto rate to 6%. You’d save a lotta money and still have no living expenses so some ppl might actually do it as a finesse

[@Jodywithawhy]

That is true. It’s called the service member civil relief act. Also interest prior to service will be lowered to 6%

[@Smitaye-]

I joined end of 2022 E3 as of now and buying a new car is definitely doable after joining just gotta have a bit of patience and discipline with your money. I bought my 2023 BRZ for 34k after tax, title, and registration brand new. I also took advantage of the dfac at tech school and not going out a lot spending a lot on food since no matter how much u get at the dfac it’s still coming out your check. At the end of my tech school which was like 5 months I saved almost 15k since basic to put down an 11k DP on the car. At the end when I got the car and went to my first duty station I even had a good amount of money to play around with for new car parts. Also if just like a car guy like myself and really wanted a sports car I promise you’ll find a way to afford it just depends how bad u want it. You don’t need the brand new scat and I’m pretty sure u could probably find a Daytona or maybe an older scat for as much as I paid for my Subaru brz. My buddy did the same thing with a used bmw 440 for 36k.

[@Dragon228833]

$500 a month for rent? Only place that’d get you is a refrigerator box in a trailer park in Alabama and you’d still have to get a roommate

[@TRAVIESO_NA]

Jody “how do you get Scientific Applications Specialist” in the Air Force, besides requirements like the minimum requirement of the mechanical and electrical scores. How many of those jobs open up annually? It seems like the one job I can’t find out any more information on, secretive, probably.

[@Jodywithawhy]

It’s very rare. They don’t have a big manning problem, so they’re never really available for hire. It’s all about timing, but you never know when that time is. So more about luck I guess

[@lilbandit1026]

Im an E-3 stationed in California I’ve been deployed and I get bah. I bought a $7500 car and I have no kids or wife nothing so I thinking I’m chilling

[@ibetoooohigh]

500 a month for rent is INSANEEEE 😂😂😂😂😂😂😂

[@Vontaejack]

Does not exist 🤣

[@Jodywithawhy]

I was reaching. lol. 😂😂😂

[@lonewolfsim6837]

@@Jodywithawhyrent in minot is 1200 for a cheap apartment

[@hooddiee]

A bedroom only sharing

[@thatgreencrx7677]

It is possible. I had to buy a duplex to make it happen. Our mortgage is $2240 a month. I rent out a 1 bedroom for $1250. That leaves $990 due on mortgage. My wife pays $495 and I pay $495 for a massive 3 bedroom. It works but tenants have now been late on rent 3 months in a row so it’s risky but it works

[@bromodz2309]

Never understood why people spend that much on a scatpack, something like a Camaro SS or mustang GT is a lot cheaper and you could tune it and bolt ons only gonna cost around 36-45k total that’s like 15k you saving…

[@Slime9ineDu2ce]

Because after basic training you have like 5k saved up then they buy the car

[@Yocannon]

I had a Hellcat while active Duty, I also have a buiness where I made $600 a day from while I was active so ehhh

[@Mahitobrz]

not only that but reliability

[@Jodywithawhy]

Terrible cars. Lol

[@MyHighHorse]

Normal dodge drivers don’t pay taxes on their “extra” income, if it is their car in the first place.

[@joeljames8665]

Hi Jody I hopes this comment reaches you in good health . First of all thankyou for taking that extra mile explaining everything throughout. I was born and educated in India . I finished my masters in Social Work this year and got my green card this month I am looking forward to join airforce Asap I get to newyork . I really wish you could be my recruiter. Anyway you got any suggestions for me?

[@Reptitude]

If you can't buy 4 with cash you can't afford one, that is my rule. I have 3 vehicles, and when I bought each one I could buy 4 of each one with cash. But hey, keep having car payments and give your money to the bank if you want so the bank can pay me interest.

[@JohnSmith-ct1nb]

While I agree that the military should have a financial literacy program. Have you been in the military? When I was in the military we had BAQ, separate rations, and COLA(cost of living adjustment pay) for those of us who just happened to be assigned to bases/units that didn’t have adequate housing. Those who live on base are not paying rent, electricity, medical bills and the family medical was covered also. I’m not saying service members should run out and get expensive cars, nah, save and invest. But you are capping just a little.

[@fulcrumsee5968]

Shit when i was in I bought 2012 Charger 392 with 7miles on dash cost me 42k when I was an E-4. Definitely wasn't broke. BUUT I just got off an year deployment from Afghanistan, lived in Germany where the COLA pay was insane, No kids, no bills, I was rolling in it. Remind you we kept our COLA and still got our hazard pay and it was tax-free. went from E-2-E-4 during and was averaging 2700 a month. I had about 24k in the bank coming back. Then had another year in Germany still getting 2k a month saved maybe 500 each check. Went back to the states dropped 10k and had NFCU financed the rest. That's the only reason it was easy for me, don't know how these slick sleeve privates doing that shit now.

[@HonoredKami]

I just wanna buy a s2k

[@JenkinsOnDaBeat]

Waited a couple of months before my med board to buy my car and I did but I also was awarded 100% from the va at 4084$ then went and got a weekly paying job averaging 1200-2200 a week after taxes lol just be patient new joes.

[@TakoOULARE]

What job did u get? Sweet

[@conchitasnacks]

THere are a lot of Girls that see them Millitary guys as a way to get out of house and situation they live in, all kinds of girls around the barracks and clubs, just being able to get into housing or an apartment that could be nicer then she has ever had lived in, plus furnish it. Shop at the commisary, she wont mind him with the expensive car loan for the car she will most likely start driving, and she may have a roster of guys who can help with the other bills. BUt seriously, there are realationships that do work out and the couples retire from the millitary.

[@alijahplacide]

My car insurance even with history is 390 damn near $400 and that's with USAA. I would've just been on my moms but I'm in a different state so I'm unable to. i'd say just learn how to budget properly don't get no crazy expensive car. Do that when you like E5/E6 even then you don't (need) no crazy car. You just need something to get from A-B, but 🤷🏾‍♂️

[@jarretthuffin]

2009, Ft. Carson, Colorado. We JUST got back from Iraq. We all sitting on a FAT stack of money cause we been deployed for a year. The new Mustang, Camero, and Challenger JUST came out. I'm in need of a car cause I'm 20, living on an Army base, and gotta get around. I listen to my mom and dad and go car shopping with my NCO (non-commissioned officer). I luck up on a Mazda Protege 5 for about 9k. Tell me why I get back on base only to see more muscle cars than Fast and Furious, Transformers, and Need for Speed franchises combined on base? Now mind you, it's summer. Mfs are out in full effect flexing. By winter, the base is half empty, and tow trucks are sliding every single night, snatching cars left and right cause mfs can't keep up on them high ass payments! Moral of the story, just cause you can don't mean you shouldm

[@flamer38544]

7% was high, I thought, but damn, fucking 15%???

[@Thegunumstyle]

Orrrrr just don't pay interest on anything and only buy cash.... ya know, like actually smart people do. I'm 21 with 2 cars paid off cash a bmw and a camaro SS with enough for a nice house down payment. Cmon people. Government steady has yall wasting the most important years of your lives, couldnt imagine that.

[@Gundy611]

Speak for yourself… I was a sgt in San Diego making 3800 every 2 weeks (since got out) and had an e commerce business netting 4-8k monthly depending on the month. That didn’t include my wife’s income as well. Just because someone is in uniform doesn’t mean they’re broke… also not everyone is single and living in the barracks.

[@almostnorris623]

Outside the military, it is also true that not everyone decides to first purchase a home, then move on to starting a big endeavor via having kids first. Instead, in this era, renting a home and living via paycheck to paycheck is shaky enough decision in the checks and balances department. Renting is for college bound or single individuals who have a plan moving forward in life. Someone owning a house next to a beach or other forms of " success" always includes keeping an eye on ones checks and balances. Some are rich and broke at the same breath just to keep his or her appearance in their respective endeavors. Good day now.

[@Veryunluckyman56689]

Very good video🫡🫡🫡. Great breakdown👍🏻👍🏻👍🏻. Ironically! Civilians are doing the same thing as well. Very sad though! In a very pathetic way. People are not humble anymore. It’s like people are living in a competition. People get themselves into things that they cant afford at all,just for looks and vanity. And than! Their homes are literarily falling apart. 😔😳😮. I am a latino from north jersey. I used to live in the bronx for 20 years. And you see that type of behavior a-lot with latinos. Great video. 👍🏻👍🏻👍🏻❤️❤️❤️

[@Good-ke5tk]

I seen marines having trx money but can’t afford the maintenance 😂😂 people are deceived by the fact that they can’t afford it. I had a guy come to me before that the extended warranty should pay for all 4 tires and I told him it doesn’t work like that. If he has 1 nail that can’t be fixed on the tire then and it’s 4x4 which is the trx btw we have to basically price out 4 tires depending on the tread. The dude needed further explanation how the extended warranty works.

[@Mcmcmoney]

Love rhus channel

[@Jodywithawhy]

This comment. 👆🏽🙌🏽

[@KIDDOINVLOGS]

Glad my phone bill free😭 thanks to my dad never paying child support it's really a life saver😭sadly

[@sherifsalam5627]

Could literally buy a rt charger facebook marketplace 15,000 k save the rest

[@945Aj]

Finna get me a v6 and swap it 🌚 … half the price

[@d-rey1758]

you lost me at 500 a month for rent in today's prices

[@b3ntl3yB]

Hell I got a nice mustang only pay 351 and 176 for insurance ima e4 make 1800 a check with bah and im vary comfortable hell could afford a little more

[@KVIZZZZLE]

saw a young military chick hopped out a TRX the other day

[@derriuscarroll6494]

Some get them bonuses