Your Ex-Husband Is A Clown Show!

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[@davidcurtis5398]

They couldn't agree to stay married, so what made her think that they would be able to agree about financial things without a written agreement???

[@evelynherrera-gonzalez1474]

Spot on right!! Lol

[@boomnailedit1609]

THANK YOU! 😂🍻

[@jroark101]

Exactly. People continue to amaze me how stupid they are

[@andrewheffel3565]

I love Dave's advice. It's weird doin business with your ex, especially without a contract. Your ex has been pulling your strings a long time. So call his bluff, offer him a discounted payoff now, and tell him if he sues he won't get his money before Spring anyway.

[@ianward8107]

This lady calling is equally a joke. There is no “right” side on this one. Both made bad decisions

[@clarifyingquestions]

Hence - Dave s advice and yet everyone wants to hear the other side. Do people think DR is an idiot.

[@katiejon17]

3:18 she says “I could sell one of my investment properties”. Yes lady - sell *one* of your investment properties, give h8m his money and move on with life. Such drama.

[@hani99123]

No she will lose a huge amount if she does that. Wth a deal is a deal

[@kelvinreyes64]

No Dave, they’re both clowns smh

[@David-wo9un]

How dare you put any responsibility on the woman; the man is always to blame!

[@kelvinreyes64]

@@David-wo9un 🤣 yeah you’re right, my mistake.

[@steve-on3234]

This is why Dave shouldn’t give legal advice without a law license. As an attorney, He has a claim. You don’t have to have a partnership in writing to have a partnership. And she’s admitted they had one. He can then dispute the verbal arrangement in terms of timing but it’s his word against hers. But he could win

[@mph5896]

Agree. Love how she said he "donated $157k" in the beginning of the call. Right lady🤣🙄

[@Lon1001]

Dave mentioned it at least once, she has all the leverage here. All she has to do is reason with him, and if he is really insistent on having cash now, he should be more than happy to take it at a discount. If I were in her shoes I'd say to him just what Dave was saying at the end there: "This was not the arrangement we had, you want to deviate which is entirely detrimental to me so I don't agree and you don't have the power to unilaterally make this happen, if you are lawyering up that is your right but it will not get your money sooner and will cost you a large amount, I'm willing to retain an attorney but we can settle this now if you want to negotiate a mutually beneficial alternative to the deal"

[@bighands69]

Maybe he is very desperate for the money or maybe she is not easy to work with and he wants out. Hard to really know.

[@tomdrummy4984]

There are some very weird, peculiar relationships out there. Caller doesn’t understand the concept of “ex”

[@itsdavidlo]

It takes a clown to marry a clown.

[@Ja50nkAt]

These clowns think they can just buy a house, renovate and flip for a massive profit in a couple years, forgot about those interest rates going up didn't ya.

[@makosharkcnc7730]

Dave you only heard one side of the story!

[@mike112079]

Yes that is ALWAYS the case. Unless you have heard an instance where the other party calls in afterwords to state their case.

[@clarenceishmael9615]

It's about time ex couples realise that you don't go into business together! 🤦🏽‍♀️Nightmare!

[@cutehumor]

Take the heloc like Dave said and give the ex husband the HELOC money

[@1tommyday]

Let him sue. It takes forever to sue and get to court ( if it gets there) spring will arrive before the court date will. But something isnt being said here. Id bet on that.

[@TheImapotato]

Woman ALWAYS the victim, man ALWAYS the bad one...sure.

[@ryanschmoll343]

Dave sure likes to call people stupid just based on hearsay

[@jrwntctv8091]

Probably because most people ARE stupid.

[@jacklitz6024]

Geez these people jump to assumptions very quickly

[@user-es5jq6yy9l]

Your ex husband gave you 157k to help you for the house you both lived in at one point and it just so happened that he is not on deed because he couldn't get qualified .also it sounds like his health is failing and needs the money for surgery...You have no legal obligation but I think you have an ethical obligation.

[@Liimpy]

I hate how dave judges ppl only knowing one side of the story

[@papahuge]

What happens if the housing bubble (which is extremely over-inflated right now) bursts in the spring? How will she deal with home equity loan?

[@joeriveracomedy]

She wanted him back but he found a younger version I am sure

[@jermainebennett7473]

Both of them are clowns. You were happy to take this man's money. but now that he wants it back...he's the azzhole?? I get that they are changing the deal, but you wouldn't have been able to renovate the house without his money. And why would you do a deal with a person you got divorced from?? You don't want to be with me, but you want to live in a house from my money...SMH

[@matyasfegyver2898]

Dave Ramsey you are great!

[@catherinep2034]

Oh, I guessed wrong. Thought he had a new partner, or he got jealous that she did.

[@willelliott5052]

I would bet that her dumb dealings with her ex scares off men who actually win at life and who would otherwise be interested in a relationship with her.

[@ACDC4LIFE]

So is BRANDON !!!

[@alinatamashevich3354]

Let's Go!!!

[@kristenmarie9248]

30 seconds into the video, and 😂🤦‍♀️🤦‍♀️🤦‍♀️ C'MON. Seriously?🤦‍♀️

[@tracygaluszynski1868]

There's no bigger Clown Show than the Dave Ramsey Show.

[@ahmadabdelqader388]

Bingo!!

[@l-train7876]

Yet here you are

[@jrwntctv8091]

Except 90% of America...

[@sharonbyrd8625]

Luv ya!

[@Katm20201]

Ewodshalhu for women, Ewodehalehu for men.

[@mogetit5999]

All of the men in the comments are big mad at Dave for taking a woman’s side. The man broke the agreement, not her Period. Y’all are the 🤡

[@David-wo9un]

Please provide a link to a video where he has asked a woman to take responsibility for her situation. Provide a link where he is not pouring out sympathy to “sweetheart” or “honey”; we are tired of the double standards.

[@mogetit5999]

@@David-wo9un you’re tired? 🤣 I have an easy solution sir…stop watching and complaining.

[@David-wo9un]

@@mogetit5999 You’re the 🤡 and proved my point!

[@ahmadabdelqader388]

@@David-wo9un he can’t find that video, because it doesn’t exist

[@kekejefferson9219]

Women need to step up and stop getting used. I hear these type of stories daily.

[@JustinCase780]

"No, he was my ex..we were just business partners" Dave: longest pause ever then "oooookay..that's awkward and weard" 🤣

[@angelad7759]

weird..

[@Soup6]

I am crying laughing at this part. The look of confusion on Dave's face coupled with Ken's unmoving stone face is killing me 😂

[@lahpetsoj]

Never ever ever see Weird spelled as weard. XD

[@AimeePoppinBabies]

@@lahpetsoj that solidified the weirdness lolz

[@Ka_Gg]

"I hate you" "I hate you more" "Let's get a Divorce" "GOOD!" "Hey let's buy a house together" "That's such a great idea. I'm in" "I still hate you" "I still hate you too" Both of these ppl are clowns.

[@Zizzyyzz]

Lol.

[@kodjojj]

Right! HAHAHAHAHAH!!!!

[@GhislaineMutombo]

Like🤦🏿‍♀️😅

[@theadvocate3006]

Or morons🤣🤣🤣

[@Ka_Gg]

This is currently going on with my brother. It's ridiculous.

[@SniperLogic]

We can’t live together, but let’s do million dollar business deals together on a handshake. 🤔

[@melanieb2132]

Id love to hear his side.

[@rchi3906]

Good Point

[@Saiyijon]

Same.

[@rjii3264]

It’s 2022, his voice is suppressed

[@MrTmenzo]

She acts like she's hurting lol she has other investment properties.

[@janelleg597]

@@rjii3264 oh please 🙄

[@dollarcostbackpacker1226]

She is hiding something....

[@djpuplex]

Well she is a woman they all lie through ommission

[@alinatamashevich3354]

They always do!

[@nickbroadhurst5924]

Absolutely. You can hear it in her half hearted "yesses" when Dave was questioning thr specifics of the deal.

[@9liveslisa]

Lesson of the day: Do not go into business with your ex-husband ever! I would do whatever I could to get him off my plate as soon as possible.

[@ok.ok.5735]

Exactly

[@drn13355]

"Business partner" with ex-husband. Insanity.

[@PasturePig]

I think the new thing to make yourself feel better about your broken relationship is call Dave and say how bad your ex is and don’t mention anything you did** wrong lol

[@David-wo9un]

This only works if your the woman; if a man calls in the same situation, he will hang up feeling suicidal.

[@davecopp9356]

@@David-wo9un Exactly.

[@PasturePig]

@@David-wo9un yep 💯

[@erikgutierrez3196]

Oh wait. But isn't she a "sweet" woman?

[@angelad7759]

You must be the ex...let's hear your side of the story.

[@TheBloodGospel]

This one’s hard to listen to.

[@DisabilityExams]

She goes into business with her ex. She fails to get the business agreement in writing. That makes him a clown show. Got it!

[@superblump87]

Yes, if you go against your word you are a clown.

[@JamesSmith-qe1mn]

Doesn’t get anything in writing but hires an attorney for the leg he doesn’t even have to legally stand on lol

[@jimmymcgill6778]

@@JamesSmith-qe1mn He does have a leg to stand on. He would just get his money back. While making no profit. She's the one making all the profit.

[@jimroscovius]

They are both clowns.

[@orphanedhanyou]

The person breaking the deal was the slightly bigger clown

[@LaserD200]

Dave gets all riled up but he should remember that he's only hearing one side of the "story". Lesson to be learned: don't make hand shake deals involving considerable sums of money. They should all be in writing. Even with a written agreement, there's no guarantee that the transaction won't turn sour.

[@ctb3343]

You don’t need any other side of the story to spit the complete ignorance. She knowingly agreed to a deal with an ex, and now it is taking this much of a mishap for her to even understand the troubles. The rule of thumb stands that the only ship that doesn’t sail is a partnership. Kids do not change the facts. Hopefully she wakes up.

[@Excalibur2]

Yeah, makes you wonder what kind of deal they made where he invests in this house and gets nothing for it.

[@Lon1001]

Not sure on this one that there is any info from the other side of the story that would really change much. If the deal was to sell the house after march 23rd then her side of the story makes complete sense.

[@Zizzyyzz]

True.

[@williesutton1555]

True that is... one side of the Story!

[@queen.kristal8395]

wow how dumb was to get into business with her ex. once your divorce there is no longer shared property unless its in WRITING

[@alrbredwall]

We are not hearing the full story. The woman always down plays her role in a bad situation and for some reason the man is always responsible. There is no written agreement so this sounds all like hear say.

[@alinatamashevich3354]

Lets get him on the phone!

[@hadenanderson563]

Always?

[@tthettai]

Very big chip on that shoulder of yours

[@jameswalker5645]

Psycho Dave listens to only one side and his advice is bury the guy before his kidney fails.. very Christian of you..

[@JustinCase780]

He wanted to punch him out "metaphorically" 🤣

[@David-wo9un]

@@JustinCase780 I think Dave has a metaphorical temper.

[@alinatamashevich3354]

For all the good Dave does, his constant simping is a negative

[@jimroscovius]

Dave believes in sticking to your word. While it was stupid, he gave his word, and now he's not following it.

[@alinatamashevich3354]

@@jimroscovius I am thinking Dave wanted to give her a quick out. She probably has a few coins and incurring some short term debt will not hurt her. However, the human element means it could fail!

[@christiankarega4472]

I don’t know why I enjoy when Dave gets mad😂😂😂

[@ytr8989]

The world has become a clown show 🤡

[@alinatamashevich3354]

A Big Circus

[@ashleyb1091]

They both sound annoying. Don’t mix business with personal life. Simple as that.

[@Menckenperson]

First time I ever heard Dave recommend a HELOC.......

[@MichaelRoberts9000]

kinda makes senese since they are going to sell the house in the spring and the Heloc is going to be like 1/4th of the equity of the house.

[@Lon1001]

Yeah I think so. It sort of makes sense in this case because she doesn't have the liquid assets to settle with him now. If she had cash on hand she wouldn't need to. He didn't ask her if she had any non-retirement investments (that could be another way to settle up... but it's really just about risk management for her at this point)

[@ericknopik2852]

“Tell him to pound sand” That’s one of my favorite lines ever!

[@katiejon17]

Dave never wants to call these women out: this woman is a clown too. You can’t be married, but you think going into business together will work? Come on.

[@forrest3727]

Her ex is stupid for giving her 165k for a house without putting his name on it or having a contract.

[@jessicaskankey1964]

Yeah, that was something Dave didn't hear - he couldn't even put his name on it since his credit was so bad! That's another red flag.

[@Mr_Fairdale]

Why does Dave automatically hate the ex husband? All we know is that he wants his money a little earlier because he’s having a pretty serious surgery. Even the caller seemed uncomfortable with the insults that Dave was hurling at him. She just wanted to fix the financial issue lol.

[@mbyrd6713]

Because the ex is being messy and manipulative. Needing a kidney does not mean he’s going to die anytime soon. His financial issues are not her problem because he agreed to the terms. He wouldn’t try this with anyone else but her because he thinks he can get away with it.

[@davecopp9356]

Because Dave can´t go home to his wife if he says anything negative about the women or holds her accountable. He is a simp.

[@jorlowsky469]

Because the ex sounds like a baby.

[@gamer3642]

Because this is ultimately the exs fault for not having an official signed agreement

[@westbccoast]

Because how the call started, why wasn't she up front with the info and started with that at the beginning of the call ?

[@kodjojj]

I really think there is something she is telling and there is more to the story.

[@marcelluswallace4598]

Dave gives terrible advice sometimes…

[@richthepup]

Christian values really came through in this one

[@kurtjames9487]

Christian values doesn't mean getting walked on and pushed over by people who don't have any integrity.

[@RearviewMirror-ij2pr]

Good call!

[@sorrygtfo]

one of the rare instances Dave tells someone to get a HELOC, interesting

[@bluegillmich]

Noted on Calendar

[@Lon1001]

Because it is fairly sound advice in this instance - so long as she actually intends to follow through with selling the home in March. A few thousand dollars in interest vs many tens of thousands in taxes. Only thing Dave hates more than handing money to the banks is giving money to the gov't.

[@justinbowman2126]

It’s either a debt to the bank or debt to the ex

[@clarifyingquestions]

@@Lon1001 EXACTLY!!

[@stevenporter863]

7:37 Good point Dave had. It is all moot since even if he drags her into court that wouldn't be until spring at the earliest.

[@steve-on3234]

Yes it does change by next spring Dave. Did you listen to her. Capital gains bro. If she lives in it for two out of five years as you know it’s tax free income on the sale

[@bighands69]

Dave cannot know every detail or even care about every detail.

[@davecopp9356]

Typical Dave Ramsey. The women is the victim, the man the bad guy and Dave Ramsey, despite his money and his fame is a simp.

[@fauxbro1983]

Lol. Where does Dave think that $2000 in lawyer fees is going to solve this dispute.

[@iamkesha.]

Lol. That don’t even cover most retainers.

[@Lon1001]

If he decides to lawyer up she will need legal representation, or at least a placeholder to draw this out until March 2023. She doesn't need to lawyer up just yet but she should set aside some funds for it as well as reach out to a few good contract lawyers in her area (the more the better before he has a chance to)

[@David-wo9un]

I guarantee Dave would not advise a husband to tell the wife to pound sand; he would tell him to get the wife the money she is owed. It sad that there is inconsistent advice on this channel.

[@JustinCase780]

It's funny how Ken says "Yes..." after Dave said the pound sand part.

[@dgkallday9]

Dave would advise “happy wife happy life” if this was the other way around 😂

[@Wellington205i]

Dave might as well change the name of the show to “The Simp Show”.

[@stephenshelton4267]

Dave is a simp, consistently.

[@Ka_Gg]

He'd tell the husband to give her an extra $50k for good graces. Lol

[@gamer3642]

This why it’s important to have signed agreements, ex husbands fault for not doing it and her fault as well. But since it’s under her name she’s in the drivers seat.

[@josephevans2796]

This lady wants advice over the radio with a 1.2 million dollar property. Unbelievable. Good radio for Dave, ridiculous situation for her.

[@l-train7876]

Who should she call instead?

[@happyhippo1710]

@@l-train7876 Ghostbusters?

[@l-train7876]

@@happyhippo1710🥴

[@josephevans2796]

@@l-train7876 A lawyer

[@adamseidel9780]

You had a (dumb, weird, unwritten) deal. That’s the deal. It’s to be sold in March. If he needs his money now, he could offer to cover the entire tax burden. Otherwise, pound sand indeed, the deal is the deal.

[@bighands69]

Her tax burden is not his issue. I suspect there is more to this story.

[@kschrop]

No wonder why women go through life thinking they do nothing wrong. They are never held accountable for THEIR mistakes. Its always his fault no matter what smh.

[@glitterstarbeau]

They are both dumb. Should have written something on a piece of paper.

[@David-wo9un]

Women know the show to call to have their egos stroked and told they hold no responsibility when something goes wrong.

[@AllThingsMoneyandTech]

Has nothing to do with her being a woman…however I feel like Dave doesn’t like when men take advantage of women

[@asafry2873]

I'd say if he wants to change the business agreement then its definitely his fault.

[@adamseidel9780]

What in the bell does that have to do with this call?

[@ahmadabdelqader388]

This was a disgusting call by Dave

[@jordanpacheco7207]

This was a garbage take, all this speculating and gossiping over the ex's financial and health status is ridiculous. Maybe he just figures the house will be worth less in a year than at present, and wants out. But extrapolating it to 'years of just doing what he feels like' without his side of the story is completely uncharitable. They were both silly for going into business together if they couldn't make a marriage work. And unfortunately, you guys were silly for not pressing this woman on how she should have more sense. We don't know her income, occupation, if this is a decision that will result in more debt and headache or not.

[@stephenshelton4267]

Who would Dave blame if this woman was a lesbian and the spouse was a wife?

[@brettrichards8332]

There fathers

[@annehajdu8654]

​@@brettrichards8332, *their

[@davecopp9356]

Most likely he has a different version. Dave Ramsey is like always on the women site.

[@David-wo9un]

💯 It’s quite unbelievable that no matter the mistake, it’s never the fault of the woman.

[@grayrecluse7496]

You're getting one side of the story.

[@bobbyb7672]

So he's automatically a clown because he want his money from his EX wife? It isnt her primary home. She still supposed to pay capital gains.

[@kaohsiung99]

Listen to 1:08 again

[@tomstulc9143]

She's got the money he has a right to it entitled a half of everything she's got.

[@jaqueitch]

I love how Dave assumes the ex-husband is doing this to manipulate the lady "like he has all her life".

[@Lon1001]

It's a very reasonable assumption.

[@Naturefan354]

@@Lon1001 Assuming the facts in itself isn't reasonable though.

[@davidloy4794]

ex husband is worried that if he dies on the operating table and wants to make sure his one child gets his portion of the deal and not the ex wife. I imagine there's probably a reason or two for his worry. And somehow Dave and Ken infer that he's in financial trouble because of this.

[@Lon1001]

Naw, when you co-parent you put your faith in the other parent to do what is best for the child. If he was concerned for his child he would have already lawyered up and gone to family court. It's pretty obvious the guy needs and wants money now and is being obtuse to try to get it out of her with no regard to for the long term interests of his own child (i.e. also the financial well being of the other co-parent).

[@throughmyshadow]

"I borrowed $157K from my ex-husband for a remodel and he wants his money back a few months early." BOOOHOO.

[@Lon1001]

more like "my business partner and I equally invested in term deal and he wants break the term by selling now at a huge loss and expect me to eat 100% of that while he getts out completely unpenalized, and is trying to bully and intimidate me to coerce me into it"

[@ahmadabdelqader388]

Here we go again, with Dave simping to the women again and making up scenarios that are not true. Don’t seek legal advice from here

[@TATNThisAintThatNetwork]

Something ain’t mathin about this lady

[@pjob123]

What terrible advice! Go and get a Heloc? What happens if he wants more money? What happens if he wants the entire house. With no paper trail you will be paying crazy lawyer fees. Also, we need to hear his side of the story.

[@genxx2724]

Written settlement agreement.

[@brettjames7996]

Honestly we haven’t heard both sides how do we know the guy is the bad one; sometimes we judge people without even hearing two sides

[@Soup6]

"When he wakes up from getting punched in the face - metaphorically speaking." 😂

[@rj-lx9yt]

Sell the house, get out of business with the ex, and take the lesson. Move on.

[@iamkesha.]

Unfortunately, if she is not knowledgeable of the law, she will have to hire an attorney too and both will lose/waste money.

[@Lon1001]

At worst she just needs to hire a mediocre attorney that is able to draw this out until March, then she can settle up without either of them going to court.

[@deeb2056]

It's gonna be worse by next spring. Sell the house!!

[@genxx2724]

It’s is going to get worse, but there’s the tax problem if she doesn’t qualify for the primary residence capital gains exclusion. HELOC is the band-aid that provides a bridge to spring 2023.

[@paulhathaway5907]

If she owns it I don't see why even the courts would get Grant him any money

[@mrsmith1339]

Dave said to get a home equity oan? Did he bump his head? This is a rwo person clown show.

[@melanieb2132]

Owing a bank is better than your ex.

[@alinatamashevich3354]

@@melanieb2132 Rock meet hard palce

[@youngedwards3265]

Nothing in writing. She owes her EX $0.

[@Wellington205i]

If an ex-wife would’ve done this, she wouldn’t be called a “clown show”. The hatred towards men, insults & bias this show displays is DISGUSTING.

[@jimmymcgill6778]

YEP

[@djpuplex]

Everyday

[@Naturefan354]

I'm a woman and I agree and actually commented the exact same thing. The misandry that this channel shows is unfair and disgusting indeed.

[@timothygibney159]

Sounds like you're a fellow rpiller

[@djpuplex]

@@timothygibney159 💊 female nature it is what is.

[@mxerb5912]

I don’t want to sell my investment properties. Boohoo Using the term donate when she described the exs investment says all you need to know. He’s just asking for his investment back not even what was gained!!! What a joke. Why is Dave siding with this creep

[@Jim_Curtis]

Dave, usually your advice is good except when it comes to men in divorce striations. He owned the house with her and she used the equity for her business. She owes him the money and has to pay up. Yeah they should have drafted an agreement, but this does not change the fact that she owes him his share. If the situation were reversed, you would tell the man to pay up. Well, tell the woman to pay up just the same.

[@misterr2359]

The agreement is to sell the house at a certain date and he wants to change it up. Nope. If that's true, he is wrong and that's it.

[@Jim_Curtis]

@@misterr2359 The problem is that there is no clear agreement legally and because of that, it is fluid. She owes him the money, bottom line. If she were to not pay him, wood you be calling her out on that? They should sell the property now while it can be sold higher.

[@neutralcommenter7800]

If you carefully listen to how she describes the situation in the beginning, she is clearly presenting the situation in the best light for her and omitting some key facts regarding the "business" aspect of this. She says that she bought a house for $600k leading you to believe that she paid for it, but then says the plan was to do a few flips in order to later be mortgage free - so there is likely a mortgage on this property. She then says that she did a $200k remodel and the husband paid $157k, and later says that she is considering a HELOC to pay the $157k - so the husband wasn't taking any interest or profit? She also says their "intention" was to wait until March to sell, but she didn't say our "agreement" was to do that. It's possible her intention was different than his intention. My guess is that if you asked the husband he would say that they bought it and were going to flip it immediately after the remodel, and she decided to live there and now won't sell it.

[@StrawberryFieldsNIR]

Dave is right, taking it to court won't get him the money any faster, plus he gobbled up more money along the way. What a tool.

[@TheRiiiight]

House flipping with extreme budgets to profit in a housing crash. Amazing lol

[@webfreakz]

So there's about a minimum of 500-600k equity in the house and she's worried about her next house now that interest rates are a tad higher lol?!

[@matthewgardner2144]

Or that she might have to pay a few dollars of tax in capital gains.

[@jwayne75]

Lets work with our ex spouses on real estate SOUNDS LIKE A BAD JOKE...!!!!!!

[@janise01]

Why would 2 exes decide to invest in a house together? That's just dumb.

[@High_Priestess]

Omg 😂 Dave Ramsey has such a dry sense of humor, how are those sitting on the panel with him manage to keep a straight face?!

[@Chromewarrior]

Terrible timing on purchasing and selling. Lousy plan.

[@greggalletta8679]

If he is on the deed he could force a partition sale

[@midnightblue117]

No....there is TWO clowns short of a circus somewhere....

[@elizabethblane201]

By spring, the house will have lost $200k. Ha, ha.