銀行:-般做較大額的商業貸款,都有類此LOAN TO VALUATION (LTV)條款。 《LOAN TO VALUATION (LTV)=(贷款价值比)》 一般物業按揭貸款,供款正常,銀行不會因樓價下跌而call loan。 另一種是商業貸款,有設定LTV,即貸款與估值不可低於某個比例,如70%或是80%。目前工商廈及舖位跌幅大,故銀行只是行使貸款條件的權力。 -般做較大額的商業貸款,都有類此LOAN TO VALUATION (LTV)條款。 《LOAN TO VALUATION (LTV)=(贷款价值比)》 請大家多啲了解銀行的貸款條件啦,請大家多啲學習學習再學習啦!
Property price is going into a downward spiral … the only question remains .. how fast or how low it’s gonna to go … The good news is .. quite unlike the exponential property bubble bursting up in Mainland caused by Ponzi Scheme .. prices here will continue to come down for the foreseeable future … Lau is absolutely correct for getting out despite of losses .. the next best option if there’s no hope for price increases anymore
@mysterydoor3 ай бұрын
Very well said
@chiklee-w3z3 ай бұрын
Due to we followed dumb people, do you guess who guys?