Zero Dep Insurance Kya Hota Hai | Nill Dep Policy Kya Hota Hai | Bumper to Bumper Insurance Policy

What Is Zero Depreciation Cover/Insurance?
As in the general 1st party insurance or comprehensive insurance, the term implies and the claim is settled after considering depreciation. Zero depreciation cover is an add-on cover and it promises comprehensive coverage without factoring in for depreciation.
It is also called zero depreciation, nill dep or nill depreciation, or sometimes, bumper to bumper policy/insurance.
If your car/bike or any vehicle is fully or partially damaged following a collision, for instance, and you file a claim, the insurer will cover the entire cost without any depreciation if you have this add-on, called zero depreciation.
Who should buy Zero Depreciation Cover?
Well, anyone can buy this cover if your vehicle is less than or 5 years old. (Some insurers also offer this for 8 years, up to 5 years only & rest 3 years offline)
It is recommended If your bike/car is brand new, a zero depreciation rider is a worthwhile investment. People can say that that zero depreciation works only for new drivers because they are more likely to dent or damage their bikes/cars.
However, we don't know what is going to happen to us in the future. Even the most careful and expert drivers are involved in accidents, often because the other guy was careless. Hence, zero depreciation/nill depreciation is a good cover to buy for any bike/car/vehicle owner provided the extra premium does not pinch.
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