老美讲话常常非常客气,不会轻易说“不”,直到拖到最后要玩真的了,才会吐真言。桌子底下的truth他们不会随便拿来说事儿。他们善于察言观色,早就掌握了顾客的银行存款,交税记录,月工资收入,英文交流印象等等,其实yes and no他们早已胸有成竹。建议买房由你太太出面联系与人打交道,你在后面出主意。在美国”没有种族歧视"是政治正确的代名词,到了关键时刻只有被耍的份,除非你银行有足够的存款,他们陪你玩玩。认清现实,扬长避短才能成事。
@cub23072 жыл бұрын
I bought my first house after working on my first job for only 6 months after finishing my graduate school education. I did not have any problem of getting mortgage. The financial information I provided to the lender were my scholarship as a research assistant at graduate school and my income of my job for six month plus some small amount of savings from my previous job before starting my graduate school education. Based on recent survey, some mortgage lenders treat black and Asian customers less favorable than white, especially in southern states. Unfortunately, race based bias business practices still happen today.
很明白這個有了大希望,但又被破滅了的失望。不要太糾結。反正失之東隅,收之桑榆。日後總會有最好的房子預備給你們的。至於你們現在租住的房子,再續約的時期,可以跟業主商討以後的租約是month to month. 在美國租房子的合約,很多都是第一年要簽一年租約,之後就是month to month. 即是你只需要給業主一個月通知,就可以搬出。那麼你們再買到新房子之後,就方便很多了。
因为mortgage bank sales department 和 underwriting department 是不同的部门。金融危机后对self employment 贷款审批比较严。
@user-pc3we9pb1t2 жыл бұрын
祝你們好運旺旺!
@lawchowyoon40892 жыл бұрын
No hurry to buy your dream house. It take time and luck ad well. Most important Rebecca must be happy to own the house. Let wait and see and may be the house price may drop. Keep going.
Winston should not get his wife's parents involved. Her parents should not be burdened with this huge responsibility. They should enjoy their retirement without any financial stress. If he is not in a position to buy now then he has to wait until he is in a position to do so.
@user-pc3we9pb1t2 жыл бұрын
恭喜恭喜🎈🎈🎈
@chunyunyu240 Жыл бұрын
你們買啦,這間房子好漂亮👍
@mandy73492 жыл бұрын
个人还是喜欢昨天第一个房子。我就是对one-story house 情有独钟,居住方便,不用上下楼, 层高够。