क्या हमें Loan लेना चाहिए ? Good Debt Vs Bad Debt 🤔 | MoneyVideo#48

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In This Video Zorba The Zen is describing about Good Loan And Bad loan | How To Avoid Loan | Difference Between Good Loan And Bad Loan | Should We Take Good Loan? | Should we take home loan| Should we take car loan?| Loan Trap | Car Loan | Home Loan | Business Loan| good debt | bad debt
क्या हमें Good Loan लेना चाहिये ? चौंकाने वाला सच
About The Speaker
"Puneet Jindal is an exceptional Business Coach & Motivational Speaker . He has inspired and trained more than 1 Million people across the globe. Since 2004, He has presented over 600 motivational keynote addresses, sales workshops and personal growth seminars . As a corporate trainer he has worked with more then 200 MNCs such as ABN Amro Bank, Barclays Bank, Vodafone, Future Group, HDFC Bank, HSBC, Airtel, ICICI Bank, Mahindra, Lenovo, Codec ,IBM, Microsoft, etc."
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[@zorbathezen]

Dear Friends I have Created around 50 Videos on Money, Loan, Debt Free Life . I would suggest you to watch all videos , Link are given below 💐💐🙂 How To Live Debt Free & Loan Free Life kzbin.info/www/bejne/nmbHnmxpqqxkl8k How to Get Rid Off Loan | कर्ज खत्म करने के उपाय kzbin.info/www/bejne/l3yzg5tnl8Z9h9k Want To Buy Your Dream House ?| Home Loan Trap kzbin.info/www/bejne/oHSUZGWKbriqja8 How To Live Loan Free & Debt Life ? | Avoid Life of Slavery kzbin.info/www/bejne/n2jGoqxvid2XoqM आपकी इच्छाएं Debt Trap का मूल कारण हैं | Must Watch for Loaners kzbin.info/www/bejne/iWK7qpyipbZ7fdk Surprising Technique To Buy Your Dream Car | Avoid Car Loan kzbin.info/www/bejne/nGaudnSDZ66Umbs How you get into Debt ? | Loan Trap | House loan| | Car loan | Education Loan kzbin.info/www/bejne/d5O4lpSXh8urecU

[@challengingpeople4894]

Sir top ten skills par video bnaoo please 🙏🙏🙏🙏🙏🙏

[@ravikashyap4314]

Deviyaniben Shah Apne capital tak 20-30 % tak Lene bol rahe

[@ravikashyap4314]

Deviyaniben Shah 20-30 rupya

[@amithalder6430]

To sir kay car na kharide?

[@ravikashyap4314]

Deviyaniben Shah jaldi se jaldi pay Karo

[@omprakashjain5738]

लाखों लोगों को गुलाम बनने से बचा लिया आपने सर💐💐

[@ankitandhariya621]

Cha gaye guru

[@ajitraut5029]

100th coment is mine cos you r right

[@gyanikidunia]

Sahi baat hai kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@lalitjangid2226]

कम से कम कोई बन्दा तो हैं आज के इन युवा पीढ़ी को बर्बाद हो ने से बचाने वाला...

[@Pravash2018]

100%

[@RamSingh-cg9pc]

Right 👍💯▶️

[@rakeshkumar-ri4jg]

सर जी ! आपने लोन का तुलना पागल कुत्ता से सही की , लोन पागल कुत्ते की तरह ही होता है जो हमारे रुकते ही हमें नोच नोच कर खाने लगता है❤️👍🏻🙏

[@mastmojivlogs]

Int 🙏

[@chandrahaskanwar8268]

Loan के फायदे और नुकसान को आप ही बेहतर बताते है सर । बाकी सभी तो Loan लो कहते हैं। एक आप ही हो जो कहते हो कि .. लो ना. 🙏

[@vishalSingh-kl4vg]

1no Guru Ji .. गांव वाली बात कह दी क्या जरूरत है लोन की इच्छाओं को सीमित करो और अच्छा जीवन जियो मैं भी लेने जा रहा था बचा लिया आपने दिल से धन्यवाद

[@aadityaadv]

I am a CA and ex banker, I can tell guys,he is absolutely right about debt trap.

[@naturelovers7675]

Hii

[@naturelovers7675]

Hmkoo apse kuch puchna h

[@abhijitkhopkar1500]

He is financially illiterate.

[@akankshamudgal3691]

सर आपकी वीडियोस देखकर हममें काफी चेंजेस आये और हम भी इन ट्रेपो में फसने से बच गये। thanks sir 🙏 Nice video sir 👌🏻 Good work 🙏

[@satya0321]

Agar Loan lena nahi chahte to apna khuda ka kam suru karo Mashroom ki kheti kar ke kam paise me lakho kama sakte ho

[@mrrey9632]

U cant imagine how much u r helping others with your videos! May Lord shiva bless you

[@ronanduke6990]

The only financial advisor on youtube who is not a dalla of mutual fund companies and banks. Way to go boss!

[@sonusinghshekhawat4829]

भाई साहब आप महान हो सलाम है आपको आपकी वीडियो अगर सभी लोग देख लें और समझ लें तो करोड़ों लोग बच जाएंगे एक बड़े तनावग्रस्त जीवन जीने से🙏🙏🙏💗💗

[@Rajeshsinghkumar]

1st youtube channel....Jiske jo bhi video view krta hu to bina like kiye nhi jata...Hats off to you sir.

[@AK-yj1ie]

Ap bht hi achy sy define krty hain Har cheez ko hindi mai. Love from Pakistan. I'm your subscriber

[@sanjaypandey001]

Guru dev is status may aa k sach bolna bht daring ka kam hai true Indian respect to you sir

[@bishalbrajadas9788]

Most amazing man, Bigger than vivek bindra n sandeep

[@vivekgurav3583]

Right

[@husainsid3632]

💯 right bro

[@SOHAILKHAN-oi1hj]

Bindra is just a business man Not interest in your benefit

[@raj4423]

I like your ideas and implementing them. I have also read 3 books of Robert kiyosaki. I think people have not completely understood what he had to say in rich dad poor dad. He is not completely right or completely wrong. Few good things to adopt - 1. Understand difference between asset and liability. Buy asset. 2. Do not consider house as an asset rather try to create more income sources. 3. Though he had invested in real estate but there is a change in maths if you compare India vs USA. Here rents are very less as compare to even FD returns. One should understand the maths behind it. 4. He is right about taxes, you can never tax business class. Only salaried persons or end user pays the tax. 5. To me, he seems to be correct about govt’d printing money (inflation) and mismanagement of cash by govt. Many cunning people in India use his (Robert Kiyosaki’s) ideas to sell their fake products, like MLM etc.

[@raunaksingh4144]

How debt will become an asset?? Debt is always a liability with a cost...u acquire an asset by paying this liability from ur pocket...

[@raj4423]

Raunak Singh yes, Debt is a liability. If you want to acquire asset by debt then do the maths as he is suggesting in video.

[@sbmgenz4296]

One simple word - learn to read Financial Statements..otherwise keep blaming such great economist/bestsellingauthor/investor/futurist Robert Kiyosaki 😌

[@abhijitkhopkar1500]

@@raunaksingh4144 Debt can be an asset, ignore these motivational speakers like Zorba. Property prices have always appreciated. You can get appreciation for the money you don't have in real estate via mortgage. After tax benefit, the loan is practically at the same interest rate as inflation. Then why not take it and build properties for both rental income as well as appreciation. Do your own survey, don't conclude property prices ain't rising just becoz Zorba is saying so.

[@raunaksingh4144]

@@abhijitkhopkar1500sorry but whatever u r saying is just a poor middle class thinking... Whatever total wealth u wanna make over the years can be ur monthly income in a few years ...but for that u need freedom to explore ur enormous possibility...

[@shivu_vlog1768]

sir mene apke sare money video dekhe hai....jisko mene meri life me use kiye he...aur aaj me bahot khush hu...debt free hu...relaxe hu.....Thank u sir

[@zorbathezen]

😘😘😘🤗🤗👍👍

[@farazmalik1364]

Pehle school to complete kar.

[@shivu_vlog1768]

@@zorbathezen thank u sir

[@shivu_vlog1768]

@@farazmalik1364 bhai vakil hu

[@jsm2nabin316]

sir mera too life 50/50 hai kya karun

[@sujangurjar5079]

सर् जी मैं भी उलझ गया हूं , loan में, अब रात दिन उसके बारे मे सोचता हूं कि कब पूरा हो जाय , मैंने तो सिर्फ चार साल (48किश्त) के लिये ही लिया है , अब आपकी वीडियो देखकर समझ गया हूं, कि अब फिर से नही उलझूगा, क्योकि बहुत ही परेशानी होती है ,खाने का जुगाड़ करे (घरेलू खर्च) या किश्त का, कभी कभी तो किश्त के लिये दोस्तों से लेंन देन तक करनी पड़ सकती हैं, यह तो एक तरह से परेशानी ही हैं , इससे अच्छा तो जो मिल रहा है ,उसमे में सन्तुष्ट रहो

[@RajeshKumar-vo5pm]

Sahi bole Bhai ji

[@vijaykumarsahoo4051]

सर आप इतनी वास्तविकता से लोन के बारे में बताते हो इससे हमारे जैसे की जिंदगी बर्बाद होने से बच जाती है। धन्यवाद सर आप गहरे आध्यात्मिक व्यक्ति लगते है। जो जनसाधारण का कल्याण चाहते हैं। आप ऐसे ही गाइड करते रहे ।

[@cityofjoy8830]

100% correct information 👌. Home ownership is greatly overrated.

[@airfrance9351]

Dear Sir, Thanks for your suggestions. Please sometimes post group discussion like your friend Sandeep Maheshwari. Your financial guidance is superb and trustworthy. I don't want to compare you with anybody but you are doing the best for everyone. Need to be conscious about ourselves. Thank you and God bless you. ✨🎉⭐👍

[@iamniki1]

Superb!! Simple-living is way better than show off life...Thank you sir

[@GyaniAshish]

Karyrat ka show off bhi axa lagta hai jyada nhi kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@shrwannagwanshi3705]

Hiii beautiful ❤️❤️

[@nitinpokhri]

Oh my gosh this guy is really genius hats of to him really thanks youtube algorith to show me this channel finally I found sm thing precious

[@GyaniAshish]

He is doing a good job kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@ROHITPANSARA007]

At the time of seen first video of yours my perception about money has change and now I am leave happy and managed life in terms of money

[@GyaniAshish]

It's true I also kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@Gayansagarchaman]

ये सभी बातों को पहले राजीव दीक्षित जी 20-25 वर्षों पहले से ही समझते थे।आप के द्वारा भी जानकारी बहुत बढ़िया हैं।🙏🏻🙏🏻🙏🏻!

[@cutinfuel]

Sir, Asha hai Aapka Rich Dad Poor Dad par diya vivaran lakho logo ki aankhon ko khol dega. Meri ayu 70 varsh ki hai. Kripya Reverse Mortgage ke sandarbh me aap ke vichar batana. Hum sabhi varisht nagrik aap ko aur kuch to nahi dher sari duas denge. Yeh loan lena uchit hai ya nahi ?

[@rodneymartin1116]

Sir I like listening to u... And thanks u you saved me I was going to take a home loan on a small house for 12.50 % but u saved me n my family.

[@palkeshkumartrivedi6460]

Sir you’re practical college Loan lead on slavery .. take freedom of human life Thanks for true guidance 🙏🏼

[@kpopieforever3642]

Your video is helping myself and my child life

[@GyaniAshish]

Really his vedio supports every indivisual much more kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@farazmalik1364]

The only youtubers who had a big influence on my life in a good way are shwetabh gangwar and Zorba the zen.

[@kyachannelhey5895]

I think u don't know Sandeep maheshwari

[@farazmalik1364]

@@kyachannelhey5895 he's good but sometimes I feel he doesn't talk practical.

[@rohini5411]

True

[@arunshokeen5337]

Bhai me commerce se nhi kya aap muje bta shkte ke 10 lakh ke income se 3 lakh rupee ka benefit kese huwa

[@GyaniAshish]

He is a true teller kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@akfdk97]

I never take the loan in my whole life

[@vaibhavp9106]

Sir -You are a store house of knowledge! Thanks for giving your precious diamonds to us. Thanks for saving our time,energy and money. Thank you very very much!!!😊

[@santoshmahalaxmi6531]

श्रीमान जिस दिन।आप लोन चुका।देंगे उस दिन आपके घर की कीमत मूलधन एवम नगद जमा राशि से ज्यादा हो जाएगी,,जो घर का उपयोग अलग ,,कृपया इस तरह भी सोचिये,धन्यवाद

[@rajeshbhosale9636]

आपकी जानकारी के लिए धन्यवाद आप हमेशा खुश रहे आनंदी रहे कितनी अच्छी सलाब दे रहे आपको निरोगी लाभ मिलते रहे मिलते है, हमेशा healthy और happy Re रही है, friend thank you very much 🙏

[@anandp4160]

Sir, two points:- 1. In home loan calculations, you have not taken into account the RENT saved by staying in the house. 2. Another good debt is education loan. One pays it off in few years, and enjoy the fruits of enhanced qualifications lifelong.

[@HarjitSingh-dc9sj]

Few year or early payment education loan is right suggestion. I have taken 4 lakh Sbi education loan, and pay for it 7 lakh total. We should pay education loan interest from first month after taking loan..

[@varungupta713]

Even if RENT is saved than how do you know & anticipate that how much RENT could have been saved if he Took the flat on RENT . He has also clearly mentioned that Property Rates are not increasing in India as compared to other countries Moreover if someone loses his job or business than how will he pay the loan of 40 lakhs . He is trying to make you UNDERSTAND that PEACE OF MIND is more important than any kind of take loan or investing . Watch all his videos & maybe you may understand

[@yuvrajsinghbhati8596]

sir I watch yr videos on regular basis & they are all very helpful in our life, Thanks to you for serving the society.

[@sonjaymuchahary6312]

You are really a very good guru,love your teaching 💯

[@gauravtyagi0764]

I am living my life as per your guidance and I sold my small property to repay some part of loan and believe me feeling very relaxed... and planning to repay it very fast... and become financial free and take retirement and travel and follow my passion after that which i farming....

[@GyaniAshish]

Keep it up kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@rahulsatija6001]

Sir, I am a really big Fan of you . You videos are so much educational , I even forwarded all your money videos to my friends and family . P.S. I also read Rich Dad, poor dad . The way you simplify things is amazing . Loan ka matlab ... " Lo-na " . Please reply on my comment . Eagerly waiting. Thanks Your Fan

[@zorbathezen]

🤗🤗🤗💐

[@kuldeepmandyal1957]

Strongly Agreered with You Sir, My personal experience also resemblance with you, please make more videos which types of small business can give good returns.. 🙏

[@purnendu11]

Please make a video on how must independent professionals ensure that they are paid well for their work. I am a lawyer how can I ask my clients to pay me reasonably. In India people don't pay well for services.

[@gyanikidunia]

Nice question we will defenetely make a vedio on it kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@Veeru2014]

उलझाओ लोगों को वकील साहब । वकील वहीं सफल को पहले केस उलझाए फिर सुलझाए ।। 😂😂😂😉😉😉

[@rangnathbankar6544]

सर, तुम कर्ज के झंझट से छुटकारा देते हो, इससे बीपी, शुगर जैसे बिमारीसे छुटकारा मिलता है.

[@hemantkumar9357]

Dear Sir your videos,thoughts change my life.... You said simple life is peaceful life now I made my life simple ..infact this is the real life real life....thanks so much....God bless you....

[@kamleshnikose8915]

Sar aapki information bahut relatable rahti hai our country 👏👏👏

[@Flowers3d86]

जी सर आपकी बात सरल और सहज है सीधे जहन मे उतर जाती है, और सिख जरूर मिली कि हम वाकई दिखावे कि जिन्दगी सिख गये है।हम खुद अपने लिए परेशानीयो के गड्डे खोदने मे लगे है तो सकून कहा से मिलेगा

[@pritamsingh8531]

ये होता है,,असली हिन्दुस्तानी सोच,,,

[@SureshJadhav-uc6xs]

सरजी बहोत बढीया व्हिडिओ.... हमेशा आपको सुनकर सिख मिलती है.... जो कभी स्कूल और काँलेज मे नहि मिली।

[@SurpriseSlate]

You are amazing man you changed my way of thinking at a right time thank you bro... :)

[@enjoythalife1499]

Sir aap ki me jab videos dekhata hu to meri aankhe khul jati he anlaelan ho jata hu thekyu sir aap khub khub dhanyvad. 🙏🙏🙏🙏🙏

[@ekomkarceramics]

Ekdam zabrast information. Baba love u

[@B2cmyclip]

आपकी बात सही है। ये सबको पता भी है। फिर भी सबको लोन चाहिए होता है। और लोग लेते भी है।

[@ranthumbor]

Sir apki advice ne mujhe bohot baar bachaya hai thank you sir for sharing such information with us.

[@balvirsingh2360]

Please explain

[@sachinhajare9371]

Awesome Sir,ur always right.

[@rajaramjanardhan8575]

Great advice for peaceful life. 🌟 👍👌🌠

[@ronitpatel1808]

Sir ap jaise log bhut kam is duniya me sir... Nhi to sab apne fyde ki hi bat krte h

[@anshjaiswal472]

u r realy great sir thnks a lot ur teachings r more worthy than 12 year of school and 3 year of clg

[@GyaniAshish]

Sahi baat hai kzbin.info/www/bejne/g4bNiZqlYtyDmsU

[@GS1008GS]

Sir आपको तोपो के साथ सलामी देनी चाहिए जो आप लोगोंकी जिंदगी लोन के चक्कर से बर्बाद होने से बचा रहे हो । Fantastic work आपका नाम क्या है ।

[@pinakpaninath]

Obviously you should take good debt.... Due to financial crisis I have to take education loan of 4 lakh.. Now earning 7.5 lakh per annum.

[@marktattoos-anishpoojari5567]

Dil se salaam......aapko 🙏🙏🙏 Ekdum satik aur sahi.....scripted jhoot se lakh behtar hai dil se kahi huyi baat.

[@dhanbadfutureguruprivateli9157]

#Outstanding #Sir I support you sir . Thanks a lot for transferring best financial freedom life.

[@basudebsinha4708]

Thank you... Zorba The Zen... For your contribution... 🙏🙏🙏

[@chunmundubey4683]

Sir, ur advices are very precious..

[@farukhkhan3812]

Puneet Zindal (zorba the zen) sir aap Real and Genuine value provide krate ho. Thanks...

[@parasvarshney2729]

Housing loan is more than FD interest, which shows Govt welfare towards soviety.

[@sandipchoudhury1753]

Thank you for this valuable financial advice it will help people very much.

[@Rajeshsinghkumar]

Sir make a video on PPF and FD. Which is best and how to open. Also FD in which anytime we can withdraw money without penalty. Kindly guide us sir.

[@techinalsauravrana8963]

Zobra the Zen ke जय हो जय हो जय हो भाई का बताने का तरीका ही बड़ा मस्त है बड़े खतरनाक तरीके से समझाते हैं

[@jaspalsimi5425]

I liked very much your videos Sir Ji thank you so much

[@royalgamer8141]

सही है सर दौड़ कर तो विजय माल्या देश ही छोड़ गया है कोर्ट वकील बैंक दलाल सभी पीछे लग गए थे

[@radavishal3735]

Thanks you. You really changed my thinking... Now I am relaxed.... ☺️☺️☺️

[@ashokverma1295]

आंखें खोल दिए हैं आप हमारी, बहुत बहुत धन्यावाद और आभार

[@prashant9004]

Amazing bhai sahi kaha aapne jisko dekho sab faase hue h rat race me sirf kamate h and gavate h

[@fitwithclinton2952]

Sir, You are genuine Motivational speaker.

[@jyotikareddybbsr1997]

Love you sir.Shanti milti hai aapke vedeos dekh ka😊😊😊😊😊😊😊

[@parvindersingh4347]

Mujhee bhi shantii milltii haii

[@jama.6998]

Love you Jyotica!

[@rakhijadhav8389]

Aap sahi bol rahe hai. Aapke sabhi video bahut acche hai.

[@NarendraKumar1987n]

Amazing sir $ thank you for Great knowledge and wisdom

[@sunildwivedi5964]

Nice thought I will doing same as for ur video tips. I invest my money in Land & continuing doing job.

[@sushantpol522]

Thank you for this precious information

[@rajeshkvideos]

बिल्कुल सही कहा सर इस लॉकडाउन में या लोन के चक्कर में लाखों लोग बर्बाद हो रहे हैं करोड़ों लोगों की सिविल खराब हो रही है फिर भी लोग लोन लेने से और लोन देने से नहीं मान रहे हैं, बैंक का कस्टमर के बीच काफी झगड़े हो रहे हैं, यहां तक कि कुछ लोगों ने सुसाइड भी कर लिया

[@baby-me9pw]

Ok sir true

[@prakashmane7310]

I love you sir....now I'm loan free...and plan for vipsyana in may month holiday...thank you so much for your guidance..🙏

[@Explor_pk]

Simple living high thinking🙏 thanku sir

[@tusshargupta99]

Are bhaiya, Sach bata rha hu, Ye jo sare financial advice k naam pe paisa niklwa k le jate h, un sb se laakho guna aap better ho. BS aap hi kehte ho jo paisa h use pkd k rkho, nhi to saare khre k 1 ka 2 krne k chkkr me 1 b dedo. Milta kuch ni baad me. Thankyou so much. last 6 months se aapki sari playlists dekh k meri aakhe, naak kaan, sb khul gye. aapse milna h bhaiya ek baar zroor life me.

[@goutamdeobabu9540]

#factivescience nice..superb sir

[@sanjumainavlog1853]

Thanks sir.. apke videos se mujhe kafi sincere banaya he.. aage k kiye koshis kar raha hoon..

[@nitinkumar7329]

You should write a book.

[@farazmalik1364]

It'll be a gem

[@jogta160]

Video content is effective.

[@shubhamgandhi1772]

Good sir ... Excellent vedio i have seen up till now ...

[@loveleshdubey6232]

Great sir

[@inderrajpurohit555]

बहुत ही सटीक जानकारी लोन का bed चक्र

[@tinasarma3045]

So good..... really excellent

[@Balkishan-ng2bc]

मै भी लोन लेना चाहता था। पर आपकी वीडियो देखने के बाद लगा कि अब लोन नहीं लेना चाहिए Thanks for give me most powerful ideas.

[@lovegoelful]

Home loan la ka Life long slave bano ।

[@akasingh3191]

You r great and always motivated person ...

[@Feelthechart194]

Very useful

[@mohammedyunuspirjade9772]

Sir Excellent. Very nice. Very candid Thanks for sharing such a nice information.

[@namanbatra17]

Good

[@radhebarman8947]

बहुत बढ़िया सर किन्तु सरकारी कर्मचारी मकान कैसे खरीदे। उनके पास कोई दूसरा उपाय ही नही है।

[@souravbasak7724]

Sir mehne land kharida thora dur city se aur vo area dhire dhire develop kar raha hain. Land vhi sasta hain. Aur mera yeh plan hain ki meh 3rd floor meh rehunga aur nicha ka 2 floor rent aur atm keliye dedunga. Is it good???

[@santosh2713]

Yes brother rent will help you paying your loan

[@sunilkumar-cl3ow]

Kitne time me vo develop hoga or kab rent chalu ho paaega ye point ko bhi dhyan me rakhe

[@souravbasak7724]

Jo builder hain usse agreement karke 1 year meh kar dega

[@suchismitaguhadas3373]

Hallo sir, apka program mayreko bohut achha lag ti hai, mayreko good motivated hoti hai, thanks app ki vdo share kar ni ka liya.🙏🙏

[@prabhaskumar8535]

Thnx sir