Hi Is working in amazon part time for less than a year considered in the gross income Is the money in robinhood account to invest in stocks considered legal Right

Thank you for sharing this very helpful information, As a New agent I appreciate it so much!

The problem is finding that 300k home lol

This not an apples to apples comparison because in the real estate example it’s assumed 10k is the cash down payment and the remaining 290k is debt. The debt acts as leverage. So the 8% return is higher for real estate because you are using 290k in borrowed money (the home mortgage/debt) to make the purchase/investment in the house. You would have to include a margin (debt) amount of 290k in the stock example to make the two examples comparable because currently the stock example only assumes 10k in cash but no debt while the home example includes cash and debt so it’s not a fair comparison. In addition to this each asset could have additional costs. For stocks certain etfs will have small fees while regular company stocks won’t have these fees. In contrast, real estate will have maintenance costs, closing costs, property taxes, etc. stocks are overall more passive with little to no maintenance costs/fees while real estate has more costs to consider

Went to school with Caton I love this channel. Super informative video 👍

Very helpful!

Awful

Health care traveler here! I am currently taking time off in between assignments - since the money is good, I'm fully capable too! If I meet with a mortgage lender now, and don't have a month of pay stubs (since I've been off for a month just to be home) would this be a bad look? Could my interest be higher, even though I'll be starting a new assignment within the month?

Dude you shouldn’t be giving advice 😂, this is so incredibly inaccurate

And if it goes down...

I think it's crooked when the bank owns the PMI insurance company, such as Wells Fargo which charged me PMI via Wells Fargo Insurance. Pure profit.

I apply for a pre approval for a home loan from bofa and in one day I get a ton of scam calls and my got credit checked multiple times. How do I stop this ? Am I scammed ? How to protect myself ?

Opportunity costs are so wrong. You haven’t factored in interests 6%. So let’s say 8% return on $300k minus (interests, agents fees, repair, council rates)

I owe $326k and my home is valued between $650-$689k in California. Do you think I’d be able to get rid of pmi?

For the love of god please use numbers. Every video I’ve watched doesn’t explain anything realistic and leave numbers out for example purposes.

Great and informative

Im buying my 2nd home, I'm a Filipina here in Maryland. Bought my 1st home in my early 20s. I am researching these things before making a risky move.

Purchase a condo in April 2022 at 5.25%. My current loan amount is $283,128. My monthly PMI is $80.83. Original appraised value is $303,000. I estimate the new appraised value being $320,000. At this point I am thinking of renting even if it means less square footage. Owning is just such a difficult, expensive challenge.

What app are you using to share your screen like that ?

Another scam by bank securities their money with this mortgage insured but is pay by home owner $500 each year very smart crooked banks

Naples Fl

Hey Caton! long time no talk. I am looking to buy my first home. Do you know of any buyer agent takes 1% commission max?

Great information, so well explained, thank you

If I’ve been at a job for 24 months, and I’ve held a a second job for only about 4, would I have to continue working the second job for 20 months as well?

Doing this now. 2.375 yr1 3.375 yr2 4.375 remainder of the loan. Say I make more payments to the principal would that affect the year 2 payment etc etc. The 4.375 rate is probably as low as rates will get again barring another pandemic so I’ll be stuck at that rate.

Bs just earn it how you can and use the other programs to help with the down payment and closing cost (that’s a waiting duck game)

8887 Ratke Shores

This was very informative thank you. 😊

Hall Steven Walker Kevin Gonzalez Daniel

I don’t even like buying used cars so there’s no way I am buying an old home lol.

How close do they look into parents background?

Are my property taxes will go up if I get an appraisal with a higher home value?

Thabks for all the info.

Is it possible to use an FHA loan and a physician loan to purchase a home if the price of the home is outside the FHA loan maximum ?

Jackson Donna Moore Laura Martin Michelle

I thought this was Kamala Harris’ proposal? Why did he say Biden?

Innercity black folks the Democrats have found a new voting block, and if you thought things were bad before now, the American dream will be given away to illegals

"You'll own nothing, and be happy."

What if you never sell your first home? Does this mean you don’t repay the money?

And you think it is ok that this bill (if signed) is funded from monies from interest on private citizens bank accounts in California. It wont work, people will pull their money out of those banks. California debt is $72 billion dollars now. This will make it much higher. Have you really thought this out yet? Or you just want views for fake reporting?

That's why I'm voting for a Republican for the first time. He's forgotten about the middle class.

Not fair. It is like hitting the lotto. Also parents with homes need their equity for medical care. This will just increase home prices and foreclosures in the future Another bad idea from the wokes in Cali who never took an economics class

Inflation!! ... home prices will gooooo up!!!! And INFLATION will RISE UPPP!!!! .... this is a horrible idea!!!!

Thanks for the video, appreciate it sir. I realize that it is up to the mortgage company you chose; however, is paying more than a 20% payment in order to make the monthly payment more manageable, an exempt of the pmi in any way?

My estimated home value is 438,239 my balance owed is 318,828 estimated home equity is 119,410 would I be able to take off pmi?

Well wonderful. I'm not good enough for the CALIFORNIA DREAM! because my parents were normal homeowning people. I hate this state!

Jo Biden fuck up all American citizen .

This hasn't even been passed yet? So what's up? Why get peoples hopes up

Great info and better clarity. New sub Thank you!

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