2 ай бұрын
10 ай бұрын
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@MarkRodriguez-r8i 19 сағат бұрын
Thank you so much for this amazing video! Could you help me with something unrelated: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?
@couplejey 16 күн бұрын
Hi Rowan I neded to ask on the process of buying a property in South Africa while living in the uk , how can I directly contact you ?
@propertycornerZA 16 күн бұрын
Hi ! You can setup an appointment through Cara - [email protected]
@Tjhepo 21 күн бұрын
Rowan yster.
@Tjhepo 22 күн бұрын
Love your videos thanks Rowan
@propertycornerZA 16 күн бұрын
Thanks for watching!
@linathimbini 23 күн бұрын
Great advice, thank you very much 🙏🏾
@propertycornerZA 16 күн бұрын
Glad it was helpful!
@linathimbini 23 күн бұрын
❤
@AnroSwart-l9j 27 күн бұрын
If I draw my credit report from transunion; How do I analyse my score to get an idea of what sort of bond this will enable me to qualify for?
@skylinehero 28 күн бұрын
How do we get in touch?
@maidimoalusi7375 29 күн бұрын
I've always wondered with joint bonds, does the bank take 50% of the instalment from 1 partner and the other 50% from the other?
@jyotiranjanjena537 29 күн бұрын
Hi sir You want to property in odisha in india please contact me
@wynandhelfrich3948 Ай бұрын
🎉Hi Rowan, is it possible for you to answer the question by @talkingwiththembi4609 wrt, loan on your current house to buy a 2nd property cash, or use the funds as a deposit
@taapopienkara9767 Ай бұрын
Hi Rowan, is this opportunity exclusively for South Africans or is this access available to Namibians as well??
@justingroblerbluffecopark1072 Ай бұрын
Solid advice, I have been doing this for years on my investment properties and it is just like he said! To add my 2 cents, in addition to the above I pay my bonds weekly, renegotiate my interest every 2years, and pay my first Installment a day or 2 after the bond is registered.
@talkingwiththembi4609 Ай бұрын
So if you have a home and you are close to pay of the bond in full and you are planning to buy your next property.Is it wise to take a loan in your current bond and buy the new property cash or make a deposit to your second property?
@eduexplo4110 Ай бұрын
Hi Rowan, do you offer mentorship?
@rugbywindow Ай бұрын
Don't they charge a higher interest rate for a 30 year loan?
@ReaperOfBread Ай бұрын
Generally they give 30 year loans if you can't afford the 20 year repayment. However, if you can afford it you have the choice to get a 30 year bond. This does not affect the interest rate. On 1 property that I got a 20 year loan on I got an interest rate of prime plus 0.5 basis points. Whereas for a much more expensive property 3 years down the line we got a 30 year bond for 1 basis point below prime. It's all about credit score and affordability.
@tpmarv Ай бұрын
😢…could’ve, would’ve and should’ve
@dutchmineexplorers Ай бұрын
Thank you!
@clyde4107 Ай бұрын
Some knowledge I really wish I had 2 years ago 😩. Thanks for the great content. 👌
@healthtraveljunkie Ай бұрын
Useful info
@phe9238 Ай бұрын
Thank you very much, helps me as interested German to understand how to make me smart.... 👌👊🏅
@lil2sylas Ай бұрын
this is perfect man thank you very much
@TheSchmidtish Ай бұрын
Seems a bit biased in the selling price argument. Thinking that a 8.5% annual growth rate is achievable or sustainable in a high interest rate environment is crazy.
@TheSchmidtish Ай бұрын
Should show median not average prices tbh...
@pauljansen6650 Ай бұрын
Brilliant video, thanks man!
@philemonbodiba Ай бұрын
I've had my home loan application approved by one of the South African banks. Is it compulsory to take out any insurance on my home loan?
@Lientjie-ji1pc Ай бұрын
Yes
@taylacalcott7839 Ай бұрын
Banks will require building insurance on the property you’ve purchased. Sectional titles managed by a body corporate etc sometimes have this included in your levies. Freeholds you’ll need to acquire your own insurance. Don’t be afraid to ask your bank and compare quotes.
@philemonbodiba Ай бұрын
@@taylacalcott7839I'm actually buying an apartment in a complex. Does that qualify as Sectional Title?
@charlprop Ай бұрын
You must have life insurance ceded to the bank.
@MusehanaH Ай бұрын
@charlprop_livingincenturion, not in all instances. My bank required one when I purchased my first entry level apartment...and the same bank didn't when I purchased my second a bit upmarket apartment. I asked the bond attorney why that was and was told it depend on the risk profile as determined by the bank.
@james_andrews98 2 ай бұрын
Hi Rowan and team, great video. My partner is from SA, we live in UK. I have been to SA twice now and have fallen deeply in love. We are currently saving to buy a property in SA rather than UK as it is our dream to one day move to SA permanently. Fantastic video, each technicality was broken down into simple terms. Thank you 😁
@22self 2 ай бұрын
im am soo grateful for this information, as a foreigner looking to buy a house in SA , this is what I needed. However, I have a question - is there a particular bank that is best suited for foreigners to help make things happen a lot sooner and smothers ? I have so many questions do you have a master class or something like that , where I can ask it all at once ? thank you by the way
@jademurray9352 2 ай бұрын
Great location, I’m definitely looking into new developments to buy into 🙏🏻
@jasongeyser1 2 ай бұрын
Expat here, Please can someone from your group email me regards investments
@ThriveWithBrianKing 2 ай бұрын
Great Content! Keep pressing Record!
@ThriveWithBrianKing 2 ай бұрын
Great content! I need to speak with you. My wife has family in CPT and we want to invest in the country. Specifically Blouberg. Thx
@propertycornerZA 2 ай бұрын
Live stream starts at 2:18
@missyhaloti 2 ай бұрын
Thank you very much this was very informative I’m planning on purchasing a home all in cash , on my purchase offer I was going to ask for 20% off their asking price , would you consider that shooting for a low ball ,Please advise?
@sebastianteixeira2290 2 ай бұрын
What valuable information you provide ! I am an aspiring bond originator and the information you provide is unmatched !
@aubtastic 2 ай бұрын
👏🏻👏🏻👏🏻👏🏻👏🏻
@propertycornerZA 2 ай бұрын
Thanks!
@minenhletshepo9128 2 ай бұрын
Mr Rowan i have learnt a lot from your videos, i have a question what is the use of a tax certificate for home loan,do you need to submit it to SARS if you have a rental income? Secondly are you doing mentorship programme if yes how do i become a member
@VG-cn6xh 2 ай бұрын
facebook.com/groups/chinesepropertyinvestors/permalink/2014482242369124/?sale_post_id=2014482242369124&mibextid=rS40aB7S9Ucbxw6v
@bavumilenkosi9425 3 ай бұрын
How can we also attend these events?!
@propertycornerZA 2 ай бұрын
This event was held for employees of Absa so unfortunately was not open to the public.
@dylantucker6389 3 ай бұрын
Can you make a video explaining how to go about using you guys for property rentals and also how to use your current property to buy a new one
@DylanHaskin 3 ай бұрын
Nice one Rowan!
@Alpha-pq4cv 3 ай бұрын
When it comes to selling, do both paries have to agree or does the majority owner have a greater say?
@jandredreyer26 3 ай бұрын
Hey Rowan! This is very insightful and well explained. I heard you mentioning to reach out for the Lightstone area reports. Would love to receive these as I’m currently also on the exploration phase as an SA expat living and working in The Netherlands 🙌🏼
@propertycornerZA 2 ай бұрын
We are hosting a free live Q&A on SA Expats buying property back in SA, send us mail at [email protected] if you are interested to join . The call is going to be Thursday the 26th of September
@deanhutchison1068 3 ай бұрын
If a couple have co ownership on a house and the one party puts in more money or invests more on the house. Who in affect owns more on the house?
@hey_carl 3 ай бұрын
😀Grateful for these videos, very educational... not just motivation...
@propertycornerZA 3 ай бұрын
Thanks Carl!
@ronwyneking2763 3 ай бұрын
Thanks can you please explain/teach us about cash buyers processes. I had a bank account, some-how all the money was withdrawan without my consent, prior my mother was abducted and all the funds I was sending was getting withdrawen. When I asked friends to look for her, that is when she was killed, by strangulation. My question is do I need utility bills and a address to open a bank-account, as prior that is how the funds were with-drawen. I planning on returning home in the next two years. I am selling down investment properties overseas at present.
@hey_carl 3 ай бұрын
Looking at option 2. If I pay an additional say R5000 per month, am I paying the principal amount?
@propertycornerZA 3 ай бұрын
Yes, any additional money paid over and above the monthly bond repayment will reduce the outstanding capital. This will also reduce the interest costs as interest is calculated daily on the outstanding capital balance.
@hey_carl 3 ай бұрын
@@propertycornerZA Another question: once you make a monthly surplus, do you need to pay income tax on that.
@propertycornerZA 3 ай бұрын
@@hey_carl Only if your total income for the year exceeds your total expense. Expenses include property taxes, levies, insurance, agent commission, maintenance, interest on mortgage loan and any advertising costs. Thus, even though you might be making a monthly surplus this does noy yet mean your surplus will be taxable. Also remember that in preceding years where expense exceeds income you will enjoy a tax benefit.
@zinhletshabalala1578 3 ай бұрын
I have so many questions. 1. How do I retire using this method cause it seems like I will be working forever
@vernarossouw2525 3 ай бұрын
Brilliant product, thanks Rowan !
@propertycornerZA 3 ай бұрын
Thanks for watching Verna :)
@rufaro003 3 ай бұрын
do you need to have a SA bank?
@propertycornerZA 3 ай бұрын
You don''t need an SA bank account in order to apply.