3 ай бұрын
4 ай бұрын
Пікірлер
@Wezo6666 29 минут бұрын
I am first time home buyer , lets say i have 200 K in savings , should I put all that money into an access bond or mebe 150K to i save on paying capital gains . and also what happens if you access money is greater then you outstanding amount ?
@myamerica9194 22 сағат бұрын
What is a common/reasonable price reduction for cash sale?
@paulusbester7984 Күн бұрын
Just a question regarding the deposit strategy, do banks take a deposit into consideration when determining the interest rate?
@EugeneLakay 4 күн бұрын
On what basis do you say that the SA's rental market will heat up? Would like to know more.
@propertycornerZA 4 күн бұрын
Check out this full episode on our channel
@EugeneLakay 4 күн бұрын
@@propertycornerZA Will do, thanks Rowan.
@brettsmitsdorff9857 4 күн бұрын
Excellent video. Helped me not sell my 2 apartments
@propertycornerZA 4 күн бұрын
Glad it helped!
@peterlaubscher5639 7 күн бұрын
Would it be best to create a business entity and register the property under your entity? The plan is to register a business with co-owners.
@propertycornerZA 4 күн бұрын
This is one of the situations where a company may make sense yes
@ELIJAH.MAK. 9 күн бұрын
Good shot Rowan. Thanks for the video.
@propertycornerZA 4 күн бұрын
Pleasure
@voodooillusion7219 9 күн бұрын
Just a little to risky to buy property in south Africa. Due to the government and the expropriation issues.
@dutchmineexplorers 10 күн бұрын
Thanks!
@adelevisser8579 11 күн бұрын
What if i buy cash ?
@propertycornerZA 4 күн бұрын
You can certainly buy cash without using finance from the banks
@siven2777 11 күн бұрын
Thanks ❤
@propertycornerZA 4 күн бұрын
You're welcome 😊
@jaydee6178 13 күн бұрын
Great insights! Which website are you using for those calculations?
@devindasilva8118 14 күн бұрын
Thank you for the info🏆🏆🏆
@propertycornerZA 4 күн бұрын
Pleasure
@leonbezuidenhout5085 15 күн бұрын
Always very informative
@propertycornerZA 4 күн бұрын
Much appreciated
@masego7473 17 күн бұрын
Brilliant, thank you.
@propertycornerZA 4 күн бұрын
Glad it was helpful!
@jamesblack7922 18 күн бұрын
Anybody else wish for interest rates to stay high/go even higher in 2025 ?
@sebbya8370 17 күн бұрын
No
@kamit4986 15 күн бұрын
Why? I'm an owner and renting my house out. So no, I don't want interest rates to increase 😮
@jamesblack7922 14 күн бұрын
@@kamit4986 to purchase more property at better discounted prices, = higher % of built in equity that can be then released for various things, grow the portfolio then sit it out till rates start coming back down (and up in time for the next best time to purchase). i could do be wrong with the strategy. depends on the strategy/the investor of course.
@johnmajor9564 13 күн бұрын
Of course we need high interest rates to stabilize the Rand
@jamesblack7922 13 күн бұрын
@@kamit4986because I would like to buy a few more this year
@homez-29 18 күн бұрын
What if I’m buying the house cash? I’m a South African working in America and I’m coming home in SA end 2026. I deposit money into my capitec account and saving it there. I want to buy a house worth 1,3mill. What will they need from me?
@propertycornerZA 4 күн бұрын
Just need to sign an agreement of sale
@rubenkotze74 19 күн бұрын
When buying from a vat registered seller if you buy through a vat registered company would I be able to claim that Vat back?yes I would have to pay the vat when disposing of the asset but the goal is to hold for the long term? Please advise
@propertycornerZA 4 күн бұрын
Just remember residential rental is exempt from VAT. Commercial properties this can be done, but not on residential
@rubenkotze74 4 күн бұрын
@propertycornerZA hi I consulted with accountants this is incorrect on residential property the VAT on the purchase price can still be claimed when buying from a developer it is only vat exempt in terms of the rental income not the vat paid on the purchase price itself
@UKtoSA 25 күн бұрын
I'm moving to cape town from uk this year. 🎉
@zothile7436 25 күн бұрын
Great video. I look forward to 2025 predictions!
@nhlanhlenimgobhozi Ай бұрын
Is there a specific time period as to when one can do it?
@CaylaISoMooi Ай бұрын
Watter kak
@bonolopatiencesebego1911 Ай бұрын
Great content. Im looking at rezoning to either multilet. The property i ha e recently purchased is an oldey with a huge plot at the back and the neighbor is also looking to sell. He is widowed and is considering moving to a retirement home. That house also has a plot for a backyard (i mean the yards are huge) My thought process is that if i can successfully acquire the house next door, I can consolidate the two properties. Both properties are currently res1. The area has potential to convert/ rezone. The neighbor to the left had rezoned to a commercial and the property is used as storage for a tile company. The second property to my right (property right to my neighbor) is a multilet with a lot of rooms at the back and next to that property they are using the backyard as an vehicle repair workshop. The erfs are huge in the area. The house diagonally from my property is also a multilet. My question at the moment is trying to find out if want to build a double storey of bachelors flats can i get away with applying for consent use instead of going the whole rezoning journey. Thank you for sharing.
@bonolopatiencesebego1911 Ай бұрын
Good day Rowan. I came across this channel as i was searching for information about rezoning. Im currently on my own journey to rezone my property from res to commercial. Looking forward to learning more from this platform. Thank you for sharing
@UKtoSA Ай бұрын
As a uk investor I found this very helpful gents. Thank you
@propertycornerZA Ай бұрын
Thanks for the feedback and glad it was helpful!
@thc7167 Ай бұрын
Can't semigration be tracked by moving company hire?
@couplejey 2 ай бұрын
Hi Rowan I neded to ask on the process of buying a property in South Africa while living in the uk , how can I directly contact you ?
@propertycornerZA 2 ай бұрын
Hi ! You can setup an appointment through Cara - [email protected]
@Tjhepo 2 ай бұрын
Rowan yster.
@Tjhepo 2 ай бұрын
Love your videos thanks Rowan
@propertycornerZA 2 ай бұрын
Thanks for watching!
@linathimbini 2 ай бұрын
Great advice, thank you very much 🙏🏾
@propertycornerZA 2 ай бұрын
Glad it was helpful!
@linathimbini 2 ай бұрын
❤
@AnroSwart-l9j 2 ай бұрын
If I draw my credit report from transunion; How do I analyse my score to get an idea of what sort of bond this will enable me to qualify for?
@skylinehero 2 ай бұрын
How do we get in touch?
@propertycornerZA Ай бұрын
Hi, you can send a mail to [email protected]
@maidimoalusi7375 2 ай бұрын
I've always wondered with joint bonds, does the bank take 50% of the instalment from 1 partner and the other 50% from the other?
@propertycornerZA 4 күн бұрын
No, they will require one single payment
@jyotiranjanjena537 2 ай бұрын
Hi sir You want to property in odisha in india please contact me
@wynandhelfrich3948 2 ай бұрын
🎉Hi Rowan, is it possible for you to answer the question by @talkingwiththembi4609 wrt, loan on your current house to buy a 2nd property cash, or use the funds as a deposit
@taapopienkara9767 2 ай бұрын
Hi Rowan, is this opportunity exclusively for South Africans or is this access available to Namibians as well??
@propertycornerZA 4 күн бұрын
Namibians would be able to qualify in the same manner any foreign national would.
@justingroblerbluffecopark1072 2 ай бұрын
Solid advice, I have been doing this for years on my investment properties and it is just like he said! To add my 2 cents, in addition to the above I pay my bonds weekly, renegotiate my interest every 2years, and pay my first Installment a day or 2 after the bond is registered.
@Ahmed_Mohamed_Cpt 28 күн бұрын
Hi, what's the reason for doing weekly payments? And do you negotiate the rate with your own bank?
@justingroblerbluffecopark1072 25 күн бұрын
@@Ahmed_Mohamed_Cpt It breaks the compound interest cycle and in simple terms has you making pre-payments ahead of your monthly payment due. Rates yes you negotiate with your bank on interest rates every few years, or you can get a new bond if you can get a better rate from another bank but this comes with costs to re-register the new bond, so needs some proper thought and calculations.
@jaydee6178 13 күн бұрын
What's the reason for paying the 1st installment a day or 2 after the bond is registered?
@justingroblerbluffecopark1072 11 күн бұрын
@@jaydee6178 It would basically mean you made your first payment early before interest has started to accumulate, and your principal debt starts slightly slower which should shave a good couple months off your total years
@paulusbester7984 Күн бұрын
@@justingroblerbluffecopark1072 thank you for your insights, I actually attempted to renegotiate my interest rates but the bank consultant said that they don't renegotiate, who do you normally contact to renegotiate?
@talkingwiththembi4609 3 ай бұрын
So if you have a home and you are close to pay of the bond in full and you are planning to buy your next property.Is it wise to take a loan in your current bond and buy the new property cash or make a deposit to your second property?
@eduexplo4110 3 ай бұрын
Hi Rowan, do you offer mentorship?
@propertycornerZA 4 күн бұрын
You are welcome to arrange a one on one consultation by emailing [email protected]
@rugbywindow 3 ай бұрын
Don't they charge a higher interest rate for a 30 year loan?
@ReaperOfBread 3 ай бұрын
Generally they give 30 year loans if you can't afford the 20 year repayment. However, if you can afford it you have the choice to get a 30 year bond. This does not affect the interest rate. On 1 property that I got a 20 year loan on I got an interest rate of prime plus 0.5 basis points. Whereas for a much more expensive property 3 years down the line we got a 30 year bond for 1 basis point below prime. It's all about credit score and affordability.
@tpmarv 3 ай бұрын
😢…could’ve, would’ve and should’ve
@dutchmineexplorers 3 ай бұрын
Thank you!
@clyde4107 3 ай бұрын
Some knowledge I really wish I had 2 years ago 😩. Thanks for the great content. 👌
@healthtraveljunkie 3 ай бұрын
Useful info
@phe9238 3 ай бұрын
Thank you very much, helps me as interested German to understand how to make me smart.... 👌👊🏅
@lil2sylas 3 ай бұрын
this is perfect man thank you very much
@TheSchmidtish 3 ай бұрын
Seems a bit biased in the selling price argument. Thinking that a 8.5% annual growth rate is achievable or sustainable in a high interest rate environment is crazy.
@TheSchmidtish 3 ай бұрын
Should show median not average prices tbh...
@pauljansen6650 3 ай бұрын
Brilliant video, thanks man!