Dear Sir, You have a rotten meat in your university. prof hendrik halim, born 15-07-1971 in medan, indonesia, is the founder of kingsford education in Singapore, conducting Psychology courses for New Zealand Open Polytechnic. In 2003, he vacated the office together with the students' course fees and the money he borrowed and "went" to Australia to start a new life. The students were left high and dry. One of the students paid for the whole course and did not get to attend a single lecture. He also cooked up an education scam and swindled thousands of dollars.. PLS DO SOME INVESTIGATIONS BEFORE YOU APPROACH HIM. HE IS VERY CUNNING. CHECK WITH NEW ZEALAND OPEN POLYTECHNIC.

You are an excellent teacher, you're able to condense and explain topics in a succinct and effective manner. Cheers

The highest tax rate in Australia for 2015 is 47%, the US 39.6%. The Caymans, Sark, Bermuda Brunei, Andorra, Monaco, the BVI and the Bahamas also have no income tax.

Very well explained