I’ld be glad u practicalize ur examples into details professor. That’s maybe with some toy vehicles or even drawings to make the teaching more interesting. Thank you for such an amazing lecture
@JosephYajo2 ай бұрын
Very interesting lecture
@laminceesay24184 ай бұрын
Give and explanation on limit
@ddeinma Жыл бұрын
Very useful information. I look forward to more
@faungollihar1743 Жыл бұрын
P R O M O S M
@insuranceeducation8950 Жыл бұрын
Thanks
@tarekchafai4296 Жыл бұрын
Thank you it's very well explained
@insuranceeducation8950 Жыл бұрын
Glad it was helpful, thanks for the kind comment
@abdulsamura333 Жыл бұрын
Particular average franchise and excess abd deductible
@angiwilliamson5293 Жыл бұрын
Thank you for sharing your knowledge.
@insuranceeducation8950 Жыл бұрын
Hi Angi, Glad it was helpful!
@MrTim3958 Жыл бұрын
Great
@insuranceeducation8950 Жыл бұрын
Thank you Mr Tim
@rosannahills6705 Жыл бұрын
This is excellent information. Really need tonknownis there a MIB in Trinidad & Tobago?
Please if someone want an online course for CII exam can you help for a fee?
@insuranceeducation8950 Жыл бұрын
Hi again, I am waiting for your email address, the classes for Q1 2023 have started last week.
@gusskh5497 Жыл бұрын
Plz explain what is meant by : subject to 5% excess e.e.l. Is it 5% from sum insured or claim amount? Thank you in advance 🙏🏻
@insuranceeducation8950 Жыл бұрын
Hi Guss, thanks for the request. e.e.l. means each and every loss. when subject to 5% e.e.l, it usually mean every time there is a loss, when the insurer is paying you the claim amount, 5% of the sums insured is deducted. eg: Sum Insured of say £10,000, then e.e.l will be £500. Some Insurers express this Excess as a fixed amount rather than as a percentage. Finally, an insurer is at liberty to quote their own terms, even if they want to express the e.e.l as a percentage of the amount claimed, then can do so. It is important to read the contract carefully. hope this helps..? which country are you from?
@gusskh5497 Жыл бұрын
@@insuranceeducation8950 thank you very much for the swift response and great knowledge that you share with us. I’m watching you from Jordan ❤️
@insuranceeducation8950 Жыл бұрын
Wow, this is great, you are my very 1st contact from Jordan. Can you share a bit more about your insurance industry in Jordan? have you got an institute?
@processchinowaita9117 Жыл бұрын
How to calculate excess
@andrewscottnews77672 жыл бұрын
I'm looking for a legal insurance that will allow me to sue somebody say for instance I'm a independent journalist recording the police and they decide to violate my first amendment protected activity does this insurance cover me and allow me to put a lawsuit on the perpetrators in this case it would be the police officers I know it covers me if somebody sues me but does it cover me if I need to sue somebody
@insuranceeducation89502 жыл бұрын
Good morning Andrew, Thanks for your message. Sure, you can buy a "Stand Alone" legal expenses insurance policy which will provide you with support in bringing an action against another party or defending your rights if you feel your rights are being infringed. The legal expenses can also provide support in cases of property disputes, employee (work related) discrimination, tax authorities enforcement and other situations where you feel your rights are being infringed. Raymond
@rosannahills67052 жыл бұрын
This is great information. Never knew about the copper strip. Thank you.
@insuranceeducation89502 жыл бұрын
Thanks Rosanna, glad it was helpful
@kindasus71292 жыл бұрын
Great video, very easy to understand. Although i was wondering, what if there was a massive amount of motor claims and the motor cell didnt have sufficient funds to cover them, what would the company do? Not pay out the rest of the claims? Or go into debt? But then the company would have to restore that debt with money from somewhere. I get that the cells are ring fenced but say this was the case, where would the extra money come from?
@insuranceeducation89502 жыл бұрын
Good morning, and a good point. Given you have the Cell managers and well as the Admin (main core), they will asked the directors/shareholders to fund the claims, by depositing more funds to cover such. The worse case is where that cell can go bankrupt. Hope this is helpful.
@ravijatyan85782 жыл бұрын
If a policy holder is harrassed by any insurance company in his nation then can he register a complaint against it at international level or to IAIS. If yes, then what's the procedure? Pls help me sir .
@insuranceeducation89502 жыл бұрын
Hi Ravi, Is you matter now resolved? I have not heard from you since our email exchange. Hope all is well. Raymond
@MiguelOjedaJr2 жыл бұрын
This was helpful to me!
@insuranceeducation89502 жыл бұрын
Good morning Miguel, happy to hear that. Raymond
@obideyifunmilayo57162 жыл бұрын
Quite insiteful, but I would like to know the difference between Co- insurance and Re-insurance
@insuranceeducation89502 жыл бұрын
Thanks for your comments, I will create another video for you...
@freewoman21852 жыл бұрын
Thank you so much to you :)
@insuranceeducation89502 жыл бұрын
Always welcome
@freewoman21852 жыл бұрын
Excellent explanation... Hat's off :)
@insuranceeducation89502 жыл бұрын
Glad you liked it
@freewoman21852 жыл бұрын
Could you please talk about "Risk Management Cycle"? Thanks in advance (^_^)
@insuranceeducation89502 жыл бұрын
Sure thing, I will create a new video later this week.
@freewoman21852 жыл бұрын
@@insuranceeducation8950 Thank you so much 😊🙏🏻👏🏻
@freewoman21852 жыл бұрын
That was very well explained, thank you so very much :) and well done :) :)
@insuranceeducation89502 жыл бұрын
Glad it was helpful!
@daniellemoore25832 жыл бұрын
Thanks for the info very straight forward and understood. I will be taking my state license
@insuranceeducation89502 жыл бұрын
Good morning and thanks for your comment, good luck with your exam...if you would like some additional revision questions, email me: [email protected]
@mollymanning84342 жыл бұрын
Brilliant video Thankyou!! Studying CII atm and this has helped a lot!! X
@insuranceeducation89502 жыл бұрын
Hi Molly, glad that you've found it helpful. Good luck with your studies. Do check us out at www.sbnhumancapital.com
@edgarnelson9562 жыл бұрын
this info is insightful for my exams
@ColdRainFalls3 жыл бұрын
I really appreciate this. Studying for my adjusters license and I’m able to finally understand the differences. No one else was explaining franchise deductible. So glad I found this explanation!
@faithpanfilo3 жыл бұрын
Thank you sir for your videos, it really helps a lot.
@insuranceeducation89503 жыл бұрын
Good morning Faith, may we invite you to our next SBN Insurance Students Association's June Monthly Zoom Webinar? If yes, send us your email and we will respond with an invitation : [email protected]
@faithpanfilo3 жыл бұрын
Thank you for your explanation sir.
@rosannahills67053 жыл бұрын
Wow this was very unfortunate. Thank God for insurance.
@insuranceeducation89503 жыл бұрын
Yes indeed.
@rosannahills67053 жыл бұрын
Great explanation on salvage.
@insuranceeducation89503 жыл бұрын
Glad you liked it
@yousrytawfik52153 жыл бұрын
Thanks for sharing .
@insuranceeducation89503 жыл бұрын
Thanks for watching!
@parthchaudhary89933 жыл бұрын
Again an excellent video, I was trying to understand the ring fenced term in an insurance book and you have explained it deligetly. Plz keep creating these video they are pool of knowledge!
@insuranceeducation89503 жыл бұрын
Hi Parth, Thanks for your comment, I am glad that it was useful.
@insuranceeducation89503 жыл бұрын
Hi Parth, If you would like to know more about the supreme court recent landmark decision about the Covid 19 BI claim, send me your email: [email protected]
@natheifakij3 жыл бұрын
Thanks a lot was very informative.
@insuranceeducation89503 жыл бұрын
Glad it was helpful!
@vm13783 жыл бұрын
Nice video...I appreciate your efforts Sir 💐
@insuranceeducation89503 жыл бұрын
It's my pleasure
@vm13783 жыл бұрын
The music really disturbs your audio Sir. Better avoid it.
@insuranceeducation89503 жыл бұрын
Thanks very much for your comments, I have discontinued it...
@rosannahills67053 жыл бұрын
This was well explained.
@insuranceeducation89503 жыл бұрын
Thanks for your continued support.
@parthchaudhary89933 жыл бұрын
Excellent Information and it is easy to understand and very helpful as I am preparing for CII exam. Can you please make a video on what is Co-Insurance and Re-Insurance and how they are different?
@insuranceeducation89503 жыл бұрын
Hi Parth, thanks for your comments, I have uploaded a video in reply. If you would like additional info feel free to email me : [email protected]
@rosannahills67053 жыл бұрын
This was helpful.
@insuranceeducation89503 жыл бұрын
Thank you. Glad you enjoyed it.
@paulburkemusic3 жыл бұрын
Thanks Raymond!
@insuranceeducation89503 жыл бұрын
Any time, good to hear from you.
@fademan773 жыл бұрын
Any update? Was the painting recovered and / or did the insurance company pay out?
@insuranceeducation89503 жыл бұрын
Hi Paul, a late reply but just to say that on 22nd April, a video was released showing the thief in action. I am not sure of any further actions in this matter.
@lisacaesar15393 жыл бұрын
knowledge brother Raymond
@rosannahills67054 жыл бұрын
This explanation was very helpfull.
@rosannahills67054 жыл бұрын
What makes it compulsory for the insured who committed the two previous claims repay the insurer after the fraudulent claims was committed to the insurer?
@rosannahills67054 жыл бұрын
Exceptional lecturer and leader. He has helped me to pass CII FIT and IF1. Looking forward to doing If3 and 4 in the future. The sky is the limit.
@insuranceeducation89504 жыл бұрын
Thank you very much...
@paulburkemusic4 жыл бұрын
nice!
@insuranceeducation89504 жыл бұрын
Appreciated
@heritagelifelimited45774 жыл бұрын
This is excellent!
@insuranceeducation89503 жыл бұрын
Hello there, thanks again for your comments, is there any particular topic that you would like me to share further or new details?