I have a high yield savings account at synchrony as well. My quandry is is it worth having it there. My emergency money is there and as you know it takes 5 days to get that money if I need it. I appreciate having the higher interest but knowing it takes that long for the money to get to me is making me think I might be better off keeping the money closer to home. Anybody have any thoughts?

Just subscribe. Nice video 😊

I'm in my 3rd year as a part of this village. I use the save to sink method. I could write a small book on how my life has changed in the last year and a half since I finally figured it all out and embraced the method and buckled down. I have had 2 major emergencies and was able to pull from money saved without going into debt for it. I paid off lots of debt. I have an emergency fund fully funded at $1000 and working on my next $1000. God I could keep going. Sunday night lives are amazing when I don't fall asleep lol. Sorry I get up at 5 am. I have done everything on your list. I'm super determined this year to fully fund a good group of my sinking funds.

Awesome Donna! I am doing the same. 2024 was not a good savings month fo rus. 2025 will have medical so first thing it is going to be sinking. I love how you broke all this down. Another goal I have is to organize to plan. Caring for 2 is a HUGH JOB! Having disabilities slows me down. I need to plan it better. I do make menu plans, food inventory, to do, When did I last? ect. I just don't have it in a binder plan like the sink to save. I think you will be making one & I CANNOT WAIT!! You have been a blessing in my life for 3 yrs. A pray for you daily.OG

Hey Donna, I'm a pen to paper kinda girl also 😊

This was amazing to watch Donna! What an inspiration. 💕🐻

Donna do split payments on your cars & mortgage it will help with interest.YES on AFFIRMATIONS! When I move money around in my Sinking Account Fund or taken out I always make a notation what its for & thank God also. OG❤

Hello Donna we are going to have a great year in savings, I made a Etsy to hope to make little extra money since I don’t work and been sick ❤❤❤OG this will be 2 years with you love ya

New subbie here. G'day from Australia. I uploaded my very first video today!

Is it better to pay off debt first or to save some money first? I have a debt that will be gone this year with just the minimum payments but should I save the money to knock that out completely then start saving again?

I jumped in late 2024. I did save alot, and had to pull. Then I would pull each $25 to sinking funds leaving a prop money. I’m sorry I didn’t do the survey. But I am on board and excited to do this for the whole year!!🎉🎉🎉 whooo hooo. 🎉🎉🎉. Thank you ladies for doing this again this year!!! 😊

On buckets twice you forgot to add haggity 1100 so buckets should be 8760 not 7660

Hi D, awesome video thanks for sharing. You are the most realistic truest sincerest individual I have come across and that my friend is so inspirational ❤❤. I have been following you for over a year now 🙏🏻🙏🏻🙏🏻🫶🏻🫶🏻🫶🏻🫶🏻🫶🏻

I've followed you for about 6 months. It's true about everything else the bank can have back but not your house. We didn't have an actual house payment 3 yrs ago, but we had a 19k heloc (um, yes, that the HOUSE secured). We slapped every dime on it we could, paid it off in 2023, then paid off the truck and credit card both on 7/26/24. It was so worth it. It feels like freedom! We save for everything now, we do use cc's but pay them off every single month. Love the affirmation, putting it out there is the first step!

You always manage to get so much done! 🧜‍♀️🩵

Hi Donna thank you for sharing in detail about save to pay debt I been seeing your videos sends 2023 and I know you got this you going to be debt free soon

Hi D, another great video 🫶🏻🫶🏻

I did not start sinking funds until we were debt free, so that is could pay off the debts faster and get rid of the interest (we are Dave Ramsey folks). I use a savings tracker for my sinking funds and the $$$ is in the credit union making me more $$

Great video Donna. I’ve been with you since 2nd quarter of 2024. Love you and your wisdom 🫶🏽🫶🏽

So excited the hop is back! I've been trying to get caught back up on your videos since the hurricane in oct. I got so behind from not having cell service and wifi for a month.but I am back!

OG and I just love Donna and the village

Awesome 🫶🏻🫶🏻

When you become debt free there is no better feeling!

Donna is no holds barred Donna. If you are looking for someone that is going to sugarcoat things, you are in the wrong place. But if you are looking for somebody who will teach you everything that she has learned then join this village. You will not be disappointed ❤❤❤

I have been watching you for about a year now. 🎉

Hi Donna. I really love the blue envelope that you put your finished challenges into it but I can't find it on your amazon list. Do you happen to have a link for it?

i have stuck to my no spend list and that includes no smoking i am proud of my self for that one , i stopped smoking for 6 months last year , i hope its for good this time . i have not noticed i may have missed it but i didnt see your own personal binder like for your self care or stuff just for you , do you have one and i just missed it or is that something i just have .

Pray for you, Donna! You are amazing!! OG

🧜‍♀️🩵

Donna is the real thing. Just listen to her what you got to lose. I went into 2024 debt free and am still debt free . I have an emergency fund and a saving account, and I'm 3 months ahead on bills, and I learned how to focus needs not want. Please listen to her she gives you all the tools you need to become debt free. ❤❤❤

🎉🎉🎉 Celebrate this moment, Donna!!! Thank you for sharing in detail. Thank you for sharing how great God is and what a big part our Lord is in our lives.❤❤❤ 54:51

🎉🎉🎉 Celebrate this moment, Donna!!! Thank you for sharing in detail. Thank you for sharing how great God is and what a big part our Lord is in our lives.❤❤❤ 54:51

Hi Donna 👋 What a great video! I had a feeling the Home Depot was going to dissappear 😊 You have done amazing this year. I know you will be successful this year too! This Village is so grateful for you You are welcoming, inclusive and real on so many levels. I don't remember life without Donna!!!! THANK YOU ❤❤❤❤

THIS VILLAGE HAS CHANGED MY LIFE I HAVE LEARNED TO SAVE MONEY I NEVER THOIGHT I COULD I LOVE LOVE LOVE THE BRICKWALLS AND THE LIVES THE VILLAGE IS FAMILY AND DONNA IS AMAZING ❤❤❤❤❤

year and half, Ms. Donna. have learned so much from you

Donna you and the Village are inspiring. It's why I'm putting 110% effort into this in 2025. I'm tracking everything and being Transparent and Honest with myself and I can not wait to reflect on what I have learned in this journey and see how much I grow. Thank you for what you do! ❤

OG ❤❤❤❤❤❤❤❤❤❤❤❤

Donna, you got this it’s totally do-able with the amounts you’re able to save regularly just tightening the budget up and maybe reallocating things.

I have been a part of this village for just over 1 year now and I can honestly tell anyone that the advice and guidance you receive works. Donna speaks about real topics and does it without talking down to anyone. Her methods can work for most income levels as long as you commit. In addition, there are so many other people in the village who have so much knowledge that there is almost certainly someone else in a similar situation to new comers who could also provide support and advice.

I want to save as much as possible so I can pay for some decorating in the house later this year