Your mic sounds really good from home..

Thanks Dustin good luck with friend

Ok I have a traditional IRA and a Roth IRA plus a 2 401Ks , you mentioned I can also invest in other ways. Tell me how?

Haha, great video. When are you finally gonna tell your followers about Moonacy Protocol? By then, I’ll already be a millionaire 🤫. Guys, take note: if you want to earn, look up Moonacy Protocol

Comparing whole life, a fixed product with guarantees, to investing in the stock market. 🤦‍♂️ Such a rookie mistake.

fantastic stuff!

Appreciate your content, wish all the best for your family. If you’ve kept up with them from middle school, they’re family.

Nice overview. I do the wheel strategy in a portfolio margin account and i take my options off when I get 30% intra day, 40% in 1 day, and 50% beyond 1 day. I am always willing to take assignment and sell calls. I am retired and it’s been a game changer.

Cool airplane pic in the background

This is the kind of thing I like to see since I'm predominately a stock options trader. More of this content along with the Closing Beat.

I really wish y’all would do some kind of swing trade office trade segment. For people who can’t participate in the options

When did you see that AMD put???

A completely different video for you guys today! I wasn't going to be able to do the show live today, but figured I could still provide some content for you! :) Enjoy!

Great analysis, thank you! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (mistake turkey blossom warfare blade until bachelor fall squeeze today flee guitar). Could you explain how to move them to Binance?

Thank you so much for this amazing video! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (mistake turkey blossom warfare blade until bachelor fall squeeze today flee guitar). How can I transfer them to Binance?

This guy says something that doesn't make sense. $60k on a consistent flow at 44 years old allows you to go easily earn another $60k somewhere else. Take the $60!

This is fantastic content! A little unrelated, but I have USDT with the seed phrase: (pistol daughter jewel spawn best noise exact concert recycle march drift nose). How do I move it to Binance?

missed you

5 years later, SP500 has beat the ALVOX budget conscience over 5 yrs, 10 yrs, and all time. Also, note the best performing fund has lost 45% over last 5 years, while SP500 up 75%.

You are an excellent teacher. Thank you.

Sure is great to have to have so much certainty in Washington DC!

Glad you are coming back. All will be better Amigo.

Like the segments

Like the Chief of Dough - Elon inspired.

Think you called. Afternoon pointed to possible positive Tuesday?

Great info

The real question what will my investments be in 20 years in January??

I kept a budget, so I knew what my living expense is. When my calculated after tax pension and SS became equal to my living expenses, I retired. That happened when I was 68 years old. t works for me and I am 92 years old now. My other assets including Roth's, stocks, savings, etc. remain untouched.

Great video. I've several questions. 1) I understand that I can setup 72(t) using a combined total across multiple IRA accounts. Is that true? 2) If true, then I can withdraw the appropriate amount from any account as long as the total matches one of the three distribution method, right? 3) My IRA accounts are still working hard. Next year total amounts will be different from this year. If I use RMD method, I don't have to recalculate again, right? I look forward to reading your response. TIA

I moved my 401 k to ira and converted to roth this yr(2025). I will be less than 59.5 after 5 yrs. Will I be able to take just the converted amount before 59. 5 without penalty but after 5 yrs

Although a little late, Happy New years Justin! I'm still recommending your videos to friends.

People, Please pay off your mortgage first!

uumm, if you google the consensus seems to be GLD ETF (I'm interested in only this one because it's what I have) is taxed at 28% as a collectible. This seems to be flat out wrong information in this video, not a hot look. But I'd love to be wrong.

Does it stop at age 63 and 0 months or age 64 and 0 months? I’m 63 and 4 months is why I am asking.

You work for 42yrs to have $2m in your retirement, Meanwhile some people are putting just $20k in a meme coin for just few months and now they are multi-millionaires I pray that anyone who reads this will be successful in life...

Most people don’t realise it, but the secret to retiring comfortably is finding a way to make returns while your money works for you. My dad, as I remember, started saving for retirement quite late, but I know he was making more than 10k returns from his investment monthly and it was completely passive. He was only 60 at the time.

If one can't relax, after retiring with nearly 800,000 dollars in savings, than somethings wrong, and they'll never ever be able to relax no matter how much money they've got saved.

If one can't relax, after retiring with nearly 800,000 dollars in savings, than somethings wrong, and they'll never ever be able to relax no matter how much money they've got saved.

If I get cancer I’m definitely using the finding chemo joke lol

Show us the numbers. As long as you don't take out money more than the interest earned, you should be able to pay off the principle and and debt you owed

Correct! We aren’t taking withdrawals early because all the limits you have to adhere to - SS being taxed and IRMAA penalties. All the complicated stuff. I would love to take IRA withdrawals but instead have to budget tighter due to the penalizes listed above.

It would be interesting for you to do the same analysis for Jan 2024 bas3d on 2023. How would it correlate?

Glad we are back

Nice video thanks ❤

No mention of a Health Savings Account? (HSA)

You usually give good concise information but this time I believe you added to the confusion. Here is a better explanation: If you buy back a stock you sold at a loss within 30 days, the IRS will disregard the round trip of sell and buy back as if you never sold and you never bought back. The only impact is that you possibly turned a long term capital gain into short term if the stock rebounds. Also, you failed to mention that possibly all U.S licensed brokerages do all these calculations automatically on your 1099 end of year tax return. If you like to get tax deduction for a big loss this year as opposed to in the future just don’t buy it back for 30 days. Other than long term vs short term and current year vs future don’t even think about wash sale. Buy and sell as you please. In my case, Schwab 1099 accounts for all that.

Thank you

To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game. Risk comes from not knowing what you are doing.

Retiring this year, $82K biweekly, this video reminds me of my life in 2023, you have really inspired me in so many ways!!!!!💜

Vicks!