This is the most confusing podcast.. where is the deposit? The actual cash ? If I go to an auction and I am the successful bidder and they want me to pay 10% today do I have the cash in my account to give to the realestate agent on auction day?

I don't think this is the right way to calculate the benefit from the negative gearing tax rules. The benefit from the negative gearing tax rules is just your marginal tax rate against the loss on the investment. You would benefit from appreciation whether these tax rules exist or not and whether you make a loss or not. It it still better to not make a yearly loss on the investment as you would save 100% not just 30%. Most of the benefit is from the accumulation which is independent of the negative gearing tax rule

I still can’t understand it!! Please help someone Honestly I understand both sections of the video. But I don’t understand how negative gearing a single property could give you any financial benefit. If the property is positively geared, say earning $100 a week, then your taxable income becomes $105,200 a year. If tax were 30% then take home income is $73,640, compared to $66,360 in the worked example in the video. Yes you pay more tax, but you also earn more money. You can still claim depreciation on property value regardless of negative/positive gearing I know there’s something I’m missing, or I am wrong. Don’t want to admit I’m stupid but I keep trying to understand the point of negative gearing, but cannot. Plz help

I’m shocked this video only has 6.5k views. This should be in the millions

Thank you for educational video

You're so shit lol rude af

Negative gearing is basically a rental subsidy fact

Behold. The reason why australian housing market is a a cesspit on fire

Thanks so clear

Do you still do strategy calls?

Where is this guy? Miss him on youtube

Thank you

If i did not build my house, am I still able to apply depreciation on it?

Do we add rental income to the total salary income as well?

Nice info!

You know how somtimes, you watch something, and you have to pause the video, go for a walk outside, take a few deep breaths to digest the bombshell you've just consumed...well, that happened to me at the 10:00 minute mark of this video. Love it.

Anyone know what happened to oldlistings (with the dot after it as YT keeps deleting my comment. has the site been taken down? its been of air now for many weeks.

good presentation. at the end of the video what about if there is no capital growth? or the property became less eg. 400K value? thanks

Hi Ian. Do you provide 1-on-1 sessions? If you do, what is your email address? Thanks

Thank you for the video.. I still would like to talk to someone in person.. to help with the finer details.. thank you…!!!

You're explanation is not complicated, it actually simplifies it, thanks.

This guest had some really good stuff to say... Then you kept interrupting him 🤦

Old video but glad I found it! thanks mate. Do you have any videos on practically how to use these to build your own spreadsheet to assess whats good?

Thanks very much for the video Ian. No useless information, all topics and your questions are spot on. Very very informative!

Is the bond charged together with the loan on settlement like build in to the loan or you have to come up with the deposit by then end of settlement?

Very valuable! Thank you so much!!

Getting money back vs not paying tax on money vs reducing your tax brackets are all different things. People often confuse this.

So the part I'm now struggling with.... If there is capital growth on an investment property, is that considered as income and you could get a nasty shock come tax time? So if you negatively gear and make a loss of $5200, but the value of the property increases by 50k, could you then owe 30% of that 50k in tax?

nice one

What does he mean by zero fees? Is it monthly inactivity fess or what?

australia lmao

Why do you keep interrupting Jeremy mate … he is trying to tell something that is of value and you can’t stop yourself swirling around in your skirt

Dymphna Boholt was fined $15k for deceptive conduct

Isn't splurge meant to be 10% of what's left after taking 60% of earnings for expenses and spending it and not 10% of earnings?

Thank you 👍👍👍👍👍

I've been watching through your channel through your budgeting journey. This video is an amazing story. You should be proud of yourself and thanks for all your budgeting variations it's definitely helped me adapt my style. Hope you are keeping well

Great job 🎉🎉🎉🎉

This was very encouraging 🎉

What has happened to this guy?

So is this for Australia? Or does this go for us also?

I love it when someone explains something that can be complicated , in an easy to understand manner . Thank you so much

Can you claim interest paid as a tax deduction?

Great explanation. Thank you so much

I wish there were more KZbin videos on this topic.

This is comedy gold

Thank you, you explained very well nice and clear 😊

will buying the bond affect the person getting Lon as deposit liability

Job + rent is income, therefore ($100k + $500/wk rent) Is taxed at the nominal rate. Address this

2:43 all good but you didn't add up the $500 pw rent. so job 100k+26k or you could have said your job's salary is 74k then there is 26k rent =100k p.a. to make it easier to understand.

Best explanation I’ve come across