Thank you, Chris. I really appreciate the time that you and Paul have put into these videos. I know the video was put out months ago, but I am wondering what you mean by a "30-Year Save Withdrawal Rate". For example, does that mean that for all 30-year periods between 1928 and 2023 you would not have run out of money with that allocation? Or does it mean that you would not have run out of money in some percentage of 30-year scenarios? If so, what is that percentage? Thanks again for your work on this.
@GavinBerrington-z9kКүн бұрын
Nice video paul
@HenryHamilton-z2fКүн бұрын
I ALWAYS LIKE LISTING AND WATCHING YOUR VIDEO
@ErnestineAlice-u3yКүн бұрын
Is all about investing in future but how can you invest for future is by having a professional financial management like SOPHIEKATHRYNJONS
@MeredithCopeland-z4vКүн бұрын
yeah i really need a professional advisor to manage my investment i just hope Sophiekathrynjones can help
@DorthaRobertsonКүн бұрын
thanks am searching her immediately
@JuneKim-w5hКүн бұрын
i recommend this woman Sophie kathryn jones that is her name if you join it together for search
@HenryHamilton-z2fКүн бұрын
Am noting back on my new yr resolution to invest with a good expert which i have found
@GavinBerrington-z9kКүн бұрын
i just searched her it was easy already sent a mail to her waiting for response
@hkpo20Күн бұрын
Paul's bootcamp changed my life forever
@1509archyКүн бұрын
comment for youtube
@70qqКүн бұрын
Thanks for all you guys do Paul !
@Ethangray-cr5ndКүн бұрын
Now that bitcoin etf is approved, What is the best strategy to enter crypto trading for someone with more or less than $5,000 to invest?
@SC-4rqubКүн бұрын
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto consultant
@SC-4rqubКүн бұрын
Melanie Ann Karnavas
@Ethangray-cr5ndКүн бұрын
Please educate me. I've come across this name before. Now I am interested. How can I reach her?
@Holler-cy8vnКүн бұрын
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional, but it's very advisable that you make use of professional
@Kelvin-rw4kbКүн бұрын
WOW!!! You know her too? I'm also a proud beneficiary of her platform
@Kep19901Күн бұрын
Happy new year everyone. Paul is the best.
@dlg54854 күн бұрын
I've always invested in all sizes of companies, including international, but I tend to stick with balanced or blended equity funds. After denying Paul's advice for years due to the ridiculously strong performance of growth stocks over the last 15 years, I am finally in the process of moving my Roth assets into am assortment of value ETFs. I chose the Roth for these investments because it's the last of my accounts that I plan to access, far in the future, and the value factor takes time to produce a significant advantage. My 403b, HSA and taxable accounts will remain invested in blended and growth funds. This seems like a good compromise for people like me that don't want to abandon growth investing.
@MaelleShaker5 күн бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@OnkelFrauenknecht5 күн бұрын
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks...
@MaelleShaker5 күн бұрын
@@OnkelFrauenknecht Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY*..
@OnkelFrauenknecht5 күн бұрын
@@MaelleShaker Oh please I’d love that. Thanks!
@MaelleShaker5 күн бұрын
@@OnkelFrauenknecht *MARGARET MOLLI ALVEY*
@MaelleShaker5 күн бұрын
Lookup with her name on the webpage.
@lobstermuchacho6 күн бұрын
Subscribed. Great video.
@oceansunsetak6 күн бұрын
Great interview. Jim confronts Paul on value investing. Jim's 20 year underperformence value and small cap. Paul defends his long term investing strategies. There's a difference between speculating and investing. Short term investing long term investing. Staying invested has worked for us long term investors
@philyogaeveryday3218 күн бұрын
Right, I've modeled my retirement portfolio guided by Merriman's models - except I've allocated about %10 in Bitcoin and carefully selected AI related investments.
@vikramkaushik8 күн бұрын
Any recommendations for ETF’s to put together the 4 fund portfolio. S&P 500 - VOO, Small cap value - AVUV, small cap blend - ???, large cap value - ??? Appreciate your responses. Great content 🎉👍
@bold20138 күн бұрын
I use SCHD for LCV. Note that Merriman has a best etf list.
@vikramkaushik8 күн бұрын
@ thanks a lot, I do SCHD too. What’s your option in small cap blend fund ? Thank you
@bold20138 күн бұрын
I don’t use it. My non target date retirement stuff is aimed at 50%Voo, 20%Avuv, 20%Schd, 10%qqqm.
@vikramkaushik8 күн бұрын
@ thank you. Actually mines VOO - 50%, qqqm - 30%, SCHD - 10% and AVUV - 10%. Will tilt more towards SCHD and AVUV - that’s my plan.
@keithp55688 күн бұрын
@vikramkaushik I would suggest checking out Paul’s website and under the portfolio tab is Portfolio Configurator. You can look at their recommendations on portfolios, configure them by main brokerages. They also list a Best in class option from their research on etf’s and mutual funds that’s brokerage agnostic.
@70qq8 күн бұрын
🤘🏻Paul is a gift to investors
@GetMikeNyce9 күн бұрын
Is the 10 fund better than the us 4 fund? Which one should I use
@therealsm110 күн бұрын
The contents of your videos are great. But they're way too long. Cut them down. Or make much shorter edited versions!
@vin.handle11 күн бұрын
My strategy is to ultimately depend on the 2.5 percent dividend yield from my low-cost, index fund portfolio to be able to fund retirement and also for the portfolioa I have invested for my 2 children. I learned from Jack Bogle years ago that it is only on rare occasions in US history that total dividends in a broadly diversified portfolio actually fail to increase and decline. The Great Depression is one example and the financial crises of 2007-2008 is the only other exception.
@vin.handle11 күн бұрын
I also thought the quote was said by Churchill, but “when the facts change, I change my mind. What do you do, sir?” is a quote often attributed to John Maynard Keynes, but was actually said by Paul Samuelson.
@Kseniaramesh13 күн бұрын
I’ve been thinking a lot about asset allocation for retirement lately. With inflation being so high, I’m concerned that my current strategy might not be enough. I’ve got a mix of stocks and bonds, but I’m not sure if I’m balancing risk properly.
@Annie222913 күн бұрын
You're not alone in worrying about that. The market can be unpredictable, and the last few years have shown just how volatile things can get. If you haven’t reviewed your portfolio recently, it might be worth revisiting your asset allocation, especially if your current strategy is too aggressive or too conservative for your retirement goals
@Rusev-w3c13 күн бұрын
I’ve had similar concerns, especially since I’ve seen some big losses in my portfolio during downturns. After researching asset allocation strategies, I realized it’s critical to diversify across different asset classes to reduce risk, but it’s tricky to know the right mix. That’s where working with a good advisor can make all the difference
@louisahernandez13 күн бұрын
I’ve been managing my portfolio on my own, but I’ve realized I could use some guidance. I’m not sure how to allocate my assets for the next 10-20 years as I approach retirement. I’ve heard Joseph Nick Cahill offers free consultations-sounds like a great way to get a professional’s advice on how to improve my strategy
@V.stones13 күн бұрын
That's really impressive, I’ve mostly managed things myself, but it’s starting to feel like too much to handle.
@louisahernandez13 күн бұрын
If you're serious about maximizing your retirement savings, I highly recommend reaching out to an advisor like Joseph Nick Cahill. With his expertise, you can build a portfolio designed for the long haul and avoid the common pitfalls that trip up many investors-especially as we near retirement.
@chriscarter213814 күн бұрын
The internet speed savings is going to Daryl’s long term care fund! Lol😊 love you guys, very much enjoyed.
@kevinrummelhart14 күн бұрын
I'm confused by all the small cap value etfs?... They all seem to be different... Which is best?...
@brianchrisrogers14 күн бұрын
Oh man: top 3 amigos discussion alert, this is great! Thank you gentlemen- So much value, & heart.
@arnoldpeterson921714 күн бұрын
Terrific discussion about risk both in life and with your investments
@xaldath426514 күн бұрын
@16:40 I'm not an engineer, but have seen and used this table before. If I remember correctly, OSHA uses it for determining what measures are appropriate to prevent specific outcomes on the job.
@dlg548514 күн бұрын
Seems to me this UB&H strategy is perfect for any acct that you're not going to pull from for decades, especially a Roth, but it's not so great for any acct that you are currently drawing down because of the extreme short term volatility.
@dlg548514 күн бұрын
Given the recent 15 year trend of large caps dominating, I wonder if there has been a fundamental shift in institutional investing strategies or if the massive influence that large companies have over, everything, has permanently changed the calculus around small cap investing. I pose this question because there has never before been a period in history like the last 15 years where large caps absolutely dominated the whole time. I'm beginning to wonder if small caps will ever be back on top, let alone international equities. I get that history is pretty much all we have to go on, but this sustained recent shift has me doubting that history will repeat.
@BB-cs3kk15 күн бұрын
So timely topic for todays market significant drop post fed decision
@ld571415 күн бұрын
Great discussion as usual gentleman. Very interesting and beneficial. Thank you for all you do. Larry, Central Valley, Ca.
@scottstahley15 күн бұрын
Are you all still doing these together? There were no further ones suggested by YT. I enjoy both of your shows/ podcasts. If you're not still doing them, you should consider starting up again!
@scottstahley15 күн бұрын
I do understand that this was 3 years ago, so the chance is slim that youre still doing co-shows.
@Kep1990115 күн бұрын
59:20 when the real video starts
@Yheyehe15 күн бұрын
What's the most common winning🏆 investment strategy for a new beginner
@NATURAL900-d7r15 күн бұрын
As a beginner, having a mentor is crucial for accountability and guidance. I suggest Miss Shirley Mae Crisler is extremely good on that. She is really good at what she does, Now I can pay so many bills because of her help.
@Yheyehe15 күн бұрын
Please educate me. I've come across this name before. Now I am interested. How can I reach her?
@BENWILLIAMS1231615 күн бұрын
Spot on, Shirley's strategy has normalized winning outcomes in trading for me, and it's a huge milestone for me looking back on how it all started..
@NATURAL900-d7r15 күн бұрын
She's mostly on Telegram, using the username
@NATURAL900-d7r15 күн бұрын
Maecris10 That's it👆
@mr298115 күн бұрын
I am always happy to see another one of these.
@70qq15 күн бұрын
you guys are saving people from even having to think if theyll just look at the charts and stick to it
@bryan1771617 күн бұрын
Thank you Paul for your willingness to share your knowledge, research, and experience with us. I wish there were more humans in the world like you. I will spread the news of this bootcamp series.
@d9487xbn21 күн бұрын
Chris’s book is a gift. An owners manual for my teenage kids. Thank you so much!
@DelDeVries27 күн бұрын
Thank you for creating and sharing the analysis and quilt charts. The colorful quilts across many years are great, but the return rank frequency analysis are the real gems! (Table K2a for example). The presentation is a great educational tool!
@howiejm604927 күн бұрын
what is ww ubh? on the last chart
@paulmerriman294725 күн бұрын
That is a combination of 10 different equity asset classes. If you read the information on the Ultimate Buy and Hold Portfolio/Strategy on our website you will understand how the portfolio is built.
@70qq15 күн бұрын
world wide ultimate buy and hold id guess ... its a portfolio Paul designed several years back
@howiejm604915 күн бұрын
@@70qq Thank you. I found it on the website too.
@brianchrisrogers29 күн бұрын
H2a is my favorite table currently, thank you gentlemen!
@paulshepherd228929 күн бұрын
Thank you, loved the additional insight into the quilt charts.
@paulshepherd2289Ай бұрын
I love the content! Recently watched the whole Bootcamp series, it was fantastic. Two questions for you and your team: 1) I'm curious why "Blend" is represented in the funds versus "Growth"? Wouldn't Growth be more de-correlated from Value than Blend (which also contains value)? 2) Is it possible to publish the quilt chart for the 10 asset classes?...I'm interested in other mixes. Thanks for your efforts!
@veritas3179Ай бұрын
No, JC is an idiot.
@somchai9033Ай бұрын
Never a mention of gold. My precious metals ETF (CEF) is still ahead of my VTSAX after 26 years. It’s a better diversifier than small value.
@jeepone61Ай бұрын
Great presentation. Can you search for funds by multiple charateristics such as Cash Flow Growth and expense ratio to optimize and narrow down quality funds to evaluate?
@xaldath4265Ай бұрын
It seems Chris, Paul, Brian and I all share similar thoughts on the M1 Finance negatives. They mostly come from people who want to be *traders*, not so much from the B&H passive investor.
@ld5714Ай бұрын
This was a good interview with Brian and I learned a lot. I'm going to try to find the other video that Chris referred to that you made about short while ago. Thanks for sharing this.
@70qqАй бұрын
🤘
@michaelswamiАй бұрын
Can I say this was just a wonderful amount of time to spend thank you guys so much.
@michaelswamiАй бұрын
To paraphrase Bum Phillips, there’s two kinds of traders, them that’s broke and them that’s gonna be broke.