VPinsupedia

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@rekhamathur3838 6 күн бұрын

Sir if alternative clause is opted ,is insured has option to choose output basis or turnover basis?

@VPinsupedia 6 күн бұрын

Insured cannot choose. It is the surveyor who has to decide whether to switch to output basis in case he finds a difficult to assess loss on turnover basis.

@JayasriSugavanam 19 күн бұрын

i saw your video on design defect exclusions. It was really fantastic and excellent.

@rainwater2972 19 күн бұрын

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@rainwater2972 19 күн бұрын

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@rainwater2972 19 күн бұрын

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@rainwater2972 19 күн бұрын

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@rainwater2972 24 күн бұрын

Explained properly ❤

@jayashreekundar1939 24 күн бұрын

Thank you sir for sharing this in you tube , it always help us in our normal course of work .

@RidhamAshok Ай бұрын

Sugar factory suggestions insurance

@VPinsupedia Ай бұрын

What is your query

@prashantvashishtha9076 Ай бұрын

Namaste sir Excellent content. Sir from where may i get these slides or ppt Please help sir

@VPinsupedia Ай бұрын

Send me your mail ID. I will forward

@uniqueinsuranceandinvestme2102 Ай бұрын

Sir what is electrical appliances cover clause and How can it beneficial to Insured in terms of claims?

@uniqueinsuranceandinvestme2102 Ай бұрын

Sir currently in SOOKSHAM AND LAGHU POLICY IF FIRE OCCURED IN A MACHINERY THE WHOLE EXCLUDED FROM THE SCOPE OF COVER BUT IF ANYONE HAS ONLY 1 MACHINERY OF RS. 1 CR AND FIRE INCIDENCE OCCURRED WHAT WOULD WE DO? ANY ADD ON COVER WHICH OVERRULE THIS CLAUSE.

@bijeshagarwala9868 Ай бұрын

sir please Hindi video link send

@INhumanLAST Ай бұрын

It was a great podcast- bring in insurance industry it is difficult to get resource related to the industry so i am fortunate to get access to your channel.

@rekhamathur3838 2 ай бұрын

Practical explanations with instances are superb. Thanks sir. Rekha Mathur United India Insurance

@VPinsupedia 2 ай бұрын

Have you joined my fire engineering WhatsApp group

@kishanvaghela4053 2 ай бұрын

Si, i need to understand about owner's surrounding property and Third party property damage in CPM policy

@VPinsupedia 2 ай бұрын

Third party liability cover is an extension given under CPM policy. If because of use of CPM equipment there is a damage to third party property or third party body injury, insurance company would be liable to pay that legal liability on insured. Similarly if there is some property belonging to principal is already lying at construction site or some material is kept at construction site under his custody and control and if it's get damaged due to use of construction equipment, insurance company would pay the loss or damaged to owners surrounding property up to the limits specified in policy

@ankitlodha89 2 ай бұрын

Sir, As the Excess for Burglary and Theft in MD section is again 10 Lacs in IAR, Shall we take STANDALONE BURGLARY if we want to cover losses below 10 Lacs.

@VPinsupedia 2 ай бұрын

Yes that can be done

@akp13764 2 ай бұрын

Sir what kind of losses will be covered under pur to use clause

@VPinsupedia 2 ай бұрын

If any portion of the project or a temporary construction work is completed and is put into use then any loss or damage to such completed section would be paid if it gets damaged arising out of construction or erection activity for the period specified in endorsement.

@parasbhanvadia3612 2 ай бұрын

Thank you sir for the video. Question is 1. whether minor work coverage is on reinstatement basis or original procurement price basis? 2. What happens when a minor work project is extended beyond the policy period? Is the amount again considered in the aggregate limit ? Or is it considered in the policy from the start of a minor work project? 3. What happened when minor work originally within the specified limit but when claim happened, the minor work project value increased beyond the specific limit of the policy? 5. Which policy pick up the claim. Start date of minor work policy or claim date policy?

@VPinsupedia 2 ай бұрын

Pointwise reply as under 1. If the policy is on RIV basis, any damaged to the property covered under miner works extension will also be on same basis and vis-a-vis. 2. The minor works which are not completed during the policy period will continue under the renewed policy provided the minor works extension is taken over there for at least similar values. 3. The claim will not be paid under this situation. 5. The policy where the loss has taken place will pay the claim provided the minor works value does not exceed the limit provided in the policy.

@parasbhanvadia3612 2 ай бұрын

@@VPinsupedia Sir, practically, minor work may or may not be completed during policy period as it depends on minor work project start date and duration of minor work project. How insured could manage such situations?

@VPinsupedia 2 ай бұрын

Please check revised replies I have given to your original query

@parasbhanvadia3612 2 ай бұрын

@@VPinsupedia Thanks a lot Sir. Awaiting more detailed videos on various general insurance matters. Your videos are Really helpful and easy to digest.

@siddannashirur6196 2 ай бұрын

Super sir very helpful video

@043kumarivinita3 2 ай бұрын

Whats the difference between waiver of underinsurance and escalation clause?

@VPinsupedia 2 ай бұрын

Waiver of underinsurance is very simple which says that up to the defined percentage, no underinsurance shall be applied. Escalation clause is also well defined. It says in the event of a claim the escalation amount would be added to the policy sum insured and the increased value of sum insured would be compared with market value of the property to decide applicability of underinsurance. insurance.

@siddannashirur6196 3 ай бұрын

Very helpful session

@haronkibinge2683 3 ай бұрын

Very informative

@parasbhanvadia3612 3 ай бұрын

Molten metal spillage from furnace is MBD claim or Fire claim? In short, FLOP deductible apply or MLOP?

@VPinsupedia 3 ай бұрын

If it is due to puncturing of a furnace or furnace breakdown then it will be treated as MBD claim which is not to be covered under this extension because this extension is designed to provide relief under fire policy.

@ronakfadke2010 3 ай бұрын

Sir, in a miscellaneous insurance policy, accidental external means is covered. The covered items are mobiles and laptops. In the present case, insured's employee was going on vehicle . There was a pit on the road and when the vehicle passed over that pit and due to the jerk , the mobile was fell off. The employee of the insured came to know abot this after a while and he went back to the loss location but could not find the mobile. He informed the police,but police did not Lodge FIR. Now , insured's agent is stating that since the mobile fell off due to jerk which is accidental external means, the claims should be payable. What are your views?

@VPinsupedia 3 ай бұрын

Which policy are you talking about?

@ronakfadke2010 3 ай бұрын

@@VPinsupedia It is a special contingency policy.

@VPinsupedia 3 ай бұрын

It will not fall under the category of accidental external means. Hence not payable.

@ronakfadke2010 3 ай бұрын

How to join whatsapp groups?

@VPinsupedia 3 ай бұрын

You can fill the form from the link in the description of every video.

@ronakfadke2010 3 ай бұрын

@@VPinsupedia I filled it up. Now what I have to do?

@VPinsupedia 3 ай бұрын

You please wait. I will add you to my group

@anasot8071 3 ай бұрын

It is nice session sir Quota share is share of reinsurer Surplus is the retention of the Insurance company Pls confirm Thanks

@VPinsupedia 3 ай бұрын

In Quota share a predefined percentage of each risk will be retained and balance shall be seeded to reinsurers. Say for example if it is 80% quota share treaty, it means 20% of the premium and claims liability is retained and 80% of premium and liability is transferred to reinsurer. In surplus treaty predefined amount of pml is retained and balance is ceded to reinsurer. Now depending upon the risk pml, the percentage of retention would change in each risk as it is explained by way of example in my presentation.

@anasot8071 3 ай бұрын

Many thanks 🙏

@suhasanildeshmukh3917 3 ай бұрын

Informative thanks

@videshchoudhary590 3 ай бұрын

How we can identify add on covers occupancy wise?

@VPinsupedia 3 ай бұрын

Okay okay papa kahan hai we have to go to the occupancy details and the nature of manufacturing process and accordingly I don't covers can be identified relevant to that industry.

@VPinsupedia 3 ай бұрын

You have to find out the occupancy details and details of production process to identify the add on covers relevant to the specific industry

@Dushyant69 3 ай бұрын

Thanks for this video. Would like to be a part of the discussions going forward 👍

@VPinsupedia 3 ай бұрын

Send your name, phone number, and occupation details.

@rajbmm 3 ай бұрын

Nice sir regards Ravi

@harshvardhan428 3 ай бұрын

Please make a video on how to make good quotations for er Cr marine fire insurance as a broker . It’s my humble request to you sir 🙏

@rainwater2972 4 ай бұрын

❤❤

@ranjithkb7523 4 ай бұрын

Very Informative

@rainwater2972 4 ай бұрын

Nice session sir than you ❤

@RAJIVKUMAR-og7hi 4 ай бұрын

Very nice

@nitinjoshi7565 4 ай бұрын

Nicely explained

@anasot8071 4 ай бұрын

It is really informative Thanks Could you share a video for below Capital addition clause Escalation clause Denial of access clause Accumulation of the risk

@rajankatta9690 4 ай бұрын

Simple n superb explanation

@VPinsupedia 4 ай бұрын

If you are interested to join my WhatsApp broadcast group please send me your request with your phone number. This will help you getting all messages giving details of my various training programs on fire and Engineering subjects being held from time to time

@amitpaulchowdhury8330 5 ай бұрын

It will be a challenge in times of claim as the insurance company will have their own interpretations in case of a large claim with the severe discounting on premium .

@NaveenKumar-cz8kq 5 ай бұрын

Thank you so much sir. Perfect presentation.

@manpreetkaur-wk1bn 5 ай бұрын

Since upto 5 cr addon are free For ex if insured requires add on of 15 cr so do we have to charge premium on total of 15 cr or we will subtract the free limit of 5 cr. and charge premium on rest of the value I.e 10 cr

@TenderingWorks 5 ай бұрын

I am Er. Keshab Raj Acharya from Nepal. Your presentation is so impressive and useful. Thank you so much.

@Wealth-Flow-Wisdom 5 ай бұрын

In relation to the steps to computing BI, I think number 3 can be on number 2, if these steps are to be followed. What's your view. Thanks for the presentation, this is great!!!

@premprakash996 5 ай бұрын

Thank you for the clarification ,now the concept and wordings are crystal clear

@manpreetkaur-wk1bn 6 ай бұрын

Is there any separate IP applicable for customer premises and supplier premises extension

@VPinsupedia 6 ай бұрын

IP will remain same for these extensions

@manasijghoshal6615 6 ай бұрын

Kindly guide whether section warranty is applicable on damaged temporary roads in a project of construction of Bridge?

@VPinsupedia 6 ай бұрын

Section warranty is not applicable on temporary access roads. It is only applicable to road construction projects.

@manasijghoshal6615 5 ай бұрын

Thank you sir

@TrangTran-wc9gi 7 ай бұрын

Dear Sir, In case of asset repair, will it be depreciated? thank Sir

@manpreetkaur-wk1bn 7 ай бұрын

Sir is there any difference in ear excess for project value having more than 1500 cr

@VPinsupedia 7 ай бұрын

Yes as per last market agreement it was decided that for projects above 1500 crores the applicable excess shall be 10 times of tariff excess and for projects above 2500 crores it will be 15 times of erstwhile tariff excess

@VPinsupedia 7 ай бұрын

kzbin.info/www/bejne/eIfEoZZjoLGsbrcsi=PZkkLPzgS1acSQCu

@maddys1988 7 ай бұрын

Link is not working sir

@VPinsupedia 7 ай бұрын

@maddys1988 please check again. It is working fine.

@AshishYadav-th4vw 7 ай бұрын

Good evening sir,

@AshishYadav-th4vw 7 ай бұрын

Sir do you provide any course or class,

@sherinkr5951 5 ай бұрын

Ең жақсы KZbin

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