@@cantfunction98 he mentions it all the time. That’s what started his entire No debt journey

Mentions it in that very speech matter of fact

that is actually a good thing, but you must have iq above two digits to understand.

Baby step 1 is convincing yourself that you can do this! You absolutely have the self-control to do the rest of the steps

@topesoyemi7934 That's fine, but there is a potential risk of getting into more debt when having only 1000 as a safety net , no amount of money is ever enough but cmon atleast have common sense and have an emergency fund that can help you in a emergency . I would understand if you had a very low amount of debt, but the average household debt is 20k, not including mortgage, so you're saying pay that off then have a safety net . This is straight bullshit if you tell me .

Dave Ramsey explains this in one of his shows. Step one used to not exist and step two used to be step one. $1,000 is not enough for an emergency fund and he knows this. But $1,000 is enough to replace an alternator or to pay a copay if you get sick all of a sudden. It's there as a small buffer to keep you on track during the debt snowball

@jacobpappas9847 Pls stfu , 1000 ain't doing shit in this economy why put yourself in a risky situation. Just do the avalanche method and pay minimum on all debt while adding to your emergency fund . Once you have 3-6 months of funds available, then go aggressive and focus solely on debt because you have the safety of that fund . I saw that video and it's straight shit.

@@BenJamIn-cj6jf nice!! Keep it going

@@BenJamIn-cj6jf it’s awesome! I have a full ship tour coming soon

@@JenniferPreston-p8q you’re awesome!!! You inspired so many! Thanks for watching!

@@Sl15555 is it more difficult now? Sure. Is it impossible. Absolutely not.

@@EnergizedAgent kzbin.infoSZObQFimEqg?feature=share

in a few years it will improve, just need to save up more.

@@travelgirlandryden7095 thanks for watching!!! Are you a travel agent?

@@EnergizedAgent yes

@@travelgirlandryden7095 awesome! Can you email me? I'm interested in partnering up with a travel agent for my cruise videos. My email is in my KZbin bio

@@EnergizedAgent ok

@@ninjax9326 it’s definitely worth it. Once we booked our first balcony we’ve never gone back to interior

@@disneylandlover9229 3 but we should’ve done the 4 hour. It was so much fun!!!

@@johngrubb5486 I can’t argue with that.

@EnergizedAgent Have a happy Holiday Sir!!

@ you too!!

This seems to be far more true of trucks, SUVs, and to a lesser extent crossovers. Regular cars aren’t very desirable new let alone used. The only sedans that retain any amount of significant value are S Class Benz and other vehicles of the caliber.

@@stepfonmcknight1252 true… but I’d prefer not to live stressed out with debt working a job just to pay the bills

@EnergizedAgent both things can be true !! On the flip side because of inflation we have to decide on what we need or want now more than ever . I have a F150 with warranties just in case , and it's around 1100 a month , pre covid it probably would've been $800 a month . Yes the payment is crazy, but also that's why we work to enjoy the fruits of our labor just a little bit . And the beautiful thing about it , is that I plan on riding it till the wheels fall off . In return that money comes back to my pockets 💯. It's temporary

@@jpkellerman7056 I like that

@@lyrikalxrebel727 what types of cars?

That’s what I do. I buy new and drive the car until it’s at 150,000 or it’s been 10 years. It’ll still be in good enough shape to be a blessing to someone and I’ll have gotten my money out of it and then some.

It’s a tool not an asset. An asset is something you assume will make money. Except collector cars no one thinks their car will make them money. It gets them to work, the store, to appointments, and it does this with a WARRANTY and not having to be without a car while a mechanic works on it (loaner). Also, just maybe, most people have so little ability for buying something fun, that they want to enjoy life a little. So Dave is wrong. Also this isn’t 1995 anymore. Cars aren’t cheap like they used to be.

A new car gives you peace of mind for at least 3-4 years knowing it basically needs no work on it. I agree with him if it's a luxury car, but my Subaru gets me up mountains in the snow and doesn't break the bank.

People get angry when they hear the truth. -John Lennon

There are no cheap new cars. What world do you live in? 40k$ is a cheap new car. Lol. The average vehicle in the US costs 48k.

@mondayMotorvation your right the Chevy Trax is 23,000 and it actually looks good.

@@Fact_Finder_Forum you were great!! And the rum helped 🍹

You don't get it. You're buying something that has no return on your money.

@@ninjax9326 we’re going back next year

@@malovincitomnia thanks for watching!!! More to come! Oasis ship tour and room tour are on the way

@@malovincitomnia thanks for watching!!

@@garrettlohuis ready to move?😉

@@EnergizedAgent When I am, I'm calling you for sure! :D

@@ace7467 hahaha!!!

First off THANKS for watching! And second CONGRATS!!! I’m telling you ever since I started doing the underhanded toss I’ve never missed. Now would it kill an animal for dinner… probably not. But does it avoid burpees yes it does!!

@@805_Basketball no. There’s a dry river bed. But hasn’t seen a flood in decades

@@darryls2141 it’s not quite the desert but if you put this home closer to LA you’d be in the 3 to 4 million range

@@Eli-kq7qt what spinning? When I’m talking?