tell me about it 😭 when we first moved in it was only an additional $50 since we had one extra car so to go from $50 to $300 was crazy. But to be fair there's no parking around us + the LAZ parking closest too us would cost so much more.. it sucks. /: but that's awesome good luck with your move!!

@@krystalmaya_ Wow, that's unbelievable! There definitely should be a cap or law in place. You'd think the infrastructure would be designed to provide enough parking. Thank you!

ask and you shall receive! 🤍

more coming soon!! <3

YAHOOO

🙉 make it stop fr🙉

yes we do (:

gotchu 🤝

love you!!

thanks eddie you're the best!!

I APPRECIATE YOU. highest of compliments thank you 😭

yes!!! they're a little bit pricey but so worth it <3

@@shardasimone3267 Ana Luisa there’s a link in the description 😊

krys during the summer is a different breed 🌞

🤍

it was everything we needed

Thank you eddie <3 have a great sunday 🤍

Thank you so much!!

Oh interesting i didn't know that about the buckets! Thank you for sharing and watching!

I don't know if the correct term would be "generate more taxes". But having a HYSA does increase your taxable income and how much your taxed depends on your tax bracket. For example: Let’s assume you have $10,000 in a HYSA with a 4.20% annual interest rate: Interest Earned: $10,000 x 4.20% = $420 per year. Tax Liability: If you are in the 24% tax bracket, the tax on the interest would be $420 x 24% = $100.80. Net Interest After Tax: Net Interest: $420 - $100.80 = $319.20. So even after paying taxes, you’re still better off than if you hadn’t earned any interest at all. Hopefully that makes sense! Also I'm not an expert tax person, but that's how i understand it

@@krystalmaya_ Thanks

@@krystalmaya_ oh great but the highest APY?

With SoFi, in order to get that 4.6%, you MUST set up direct deposit which for most people will come from an employer. There is no minimum amount required which means you can designate a little portion of your paycheck to be direct deposited into your SoFi account. A qualifying direct deposit is any ACH deposit from your employer, payroll provider, benefits, provider, or certain other government entities, such as Social Security. If you don't have any of this for direct deposit, then you'll get 1.2% APY on your savings account instead of the 4.6%.

@@krystalmaya_ With SoFi, in order to get that 4.6%, you MUST set up direct deposit which for most people will come from an employer. There is no minimum amount required which means you can designate a little portion of your paycheck to be direct deposited into your SoFi account. A qualifying direct deposit is any ACH deposit from your employer, payroll provider, benefits, provider, or certain other government entities, such as Social Security. If you don't have any of this for direct deposit, then you'll get 1.2% APY on your savings account instead of the 4.6%.

@@elazotadordepiperos5299 @iamchristianm - deleted my reply because christian is right you do need to set up a direct deposit to get the highest APY - you can read more here support.sofi.com/hc/en-us/articles/4423866727949-How-do-I-get-the-highest-savings-APY

@@iamchristianm thanks for catching that!! For some reason I assumed it was similar to ally and it's not. Thanks for the correction there and keeping me honest.

Oh that's awesome! Out of the three which is your favorite? and curious as to why neither are your main account too? I know someone mentioned that in the comments as well.

@@krystalmaya_ I personally like SoFi. It makes it easier to see my money (not sure that makes sense). But also, deposits/withdrawals process quicker than Ally or Marcus. Neither are my main acct because I rather use a brick and mortar bank for that. It works for me. Automating money into each of those accounts helps me big time.

@@nomaam5891 that makes a lot of sense thanks for sharing your perspective (:

Great point!

True but the HYSA rates will still be more than a regular saving account like my Chase 0.01% and Citibank 0.03%

you're the best ily ty <3

thanks mom!

ouuu interesting! would love to hear more about why neither should be your main account.

How

What should be your main?

Still waiting to hear why they shouldn't be your main banking.

@@doneagle19 same

yay! I'm glad you agree!! how do you like the ally brokerage?

#bestmomaward!!!

needed to hear this appreciate you denise 🥹

hiii i'm so happy you found this helpful (:

it is!! i just switched over from YNAB to copilot finance tho and honestly i don't know if i'll go back!

thank you!! & i think it's mostly preference, i have an iphone so macbook just seems right for me! I heard that windows computers do have better performance

i'm a solutions analyst!

omg what ): i wonder why they closed down we loved that spot

living is not cheap 😭

appreciate you sm <3

#1 reason it's so hard to leave 😭

@@pattydunzelman2108 it’s a promotion that southwest usually offers throughout the year! If you purchase a flight between certain dates they will let you bring on a companion for free! So my boyfriend bought a flight and was able to add me as a companion when he booked his flight to Hawaii

yay <3 this is so good to know happy you're here

happy sunday!!!

Appreciate you thank you for supporting!

Np

omg my friend just told me to put salt on my watermelons & i loved it so i have to try it with the passion fruit!

@@krystalmaya_ recommended from Southeast Asia ppl like myself lol, hope you like it!

Omg good luck! There were a few hills that were pretty tough (for me at least) there was one at the starting line and then another tough one going up to the bridge

@@krystalmaya_ thank you so much!! I’ll definitely add that to my training 😅

code pro on canva!

yay! i'm so happy you found it useful 🤍