almost like slave labour and cloud seeding is a bad idea

Should have got a Wren Kitchens. They're miles better than howdens

This is the best video I’ve watched this year not gonna lie

4.5% I need this guys contact ….

i live in birmingham and that halfords is my local one, i go past PET (premium executive travel) alot

Want to see the Aftermath!!! All those cars underwater...

LOVE THE CONTENT!

How many times uncle getin married bruh

Were the thieves caught the 2nd time they entered?

I'm a little confused - how would it make sense to go interest only? You're never paying off the capital of the property. Also - the numbers are incorrect, the 195k mortgage in 2019 at 4% is repayment whereas the 2024 337,500 mortgage at 4.5% is interested only (he mentioned both were interest only but a 195k mortgage at 4% would be £650/m). Love the videos by the way Yianni - great to see insight into what goes into this - I considered buy to let when I sold my first property just couldn't get the financials to work so we just sold it.

So some good points here, however, not all precise. Tax at 19/24% is dependent on T/o. LTD Co. Is not for HODL only, the LTD Co. buying also needs to be understood better as there are reasons for doing this in personal name (rates/LTV) are some reasons why. LTD Co. Lending is also more stringent and the due diligence is far more intrusive then a standard off the shelf loan. Stress testing is correct and we do this as a bank. This can be blended and the DSC & ICR can be flexed. There is also the valuation VPV that has not been aired.

Can i ask why you couldn't get the tenants out and how you eventually managed it? I didn't realise you had owned it for so long

I see NatWest are offering 95% mortgages. They keep advertising here on KZbin. I would never dream of going into a shared ownership.

Very interesting stuff.

Respect for addressing the negative comments first because they were all things I was thinking (about landlordism and the effect on the housing market for aspiring owner occupiers).

Very informative and you ask all the right questions so we get a full understanding and explanation.

Amazing video Yianni, also a prime example why houses should be restricted to 1 per person. Imagine if we did that, we help all of us get something

Really enjoy the videos about your other business ventures outside of Yiannimize. And appreciate you being open and transparent in the process.

Absolute shit parents. The kid damaged a rare Mclaren and the parents didn't say anything.

This channel should be called Yianni (Ashville 2) 😂

40-50k a normal salary!😂

Newspapers might be worth a few quid!!

How do you make the payments on the multiple properties you have? Do you have monthly direct debits from your personal account every month? Do you have a company that pays it all? I’m intrigued on that side of it too

flexing high price holidays in Santorini and 2.5k ringside tickets for boxing….and pergolas and swimming pools that he blagged for frreee? ….And whinges like a bit€# about A 150£ cab ride?? YANNIMISE ?more like Yanni the miser!! … 😂

We need a Rate my Property from Daniel

Good video, Yiann for those who don't know you should explain pulling the 195k out upon re-mortgaging and what tax needs to be paid - should you put that 195 straight into the 370, meaning you'll only be borrowing 175, plus your deposit, and whether you avoid taxes by doing this etc. This is the real benefit people want to know about etc.

You know the Plaster was shit and started peeling, because it wasn't done by and English man ahah! Italians are known for designing stuff that looks great but breaks or falls apart in no time ahah!

Great video Yianni keep on them coming

Imagine if material goods and money were vacuous and didn't make you happy.... Oh wait

Watching from South Africa and its interesting to see the differences in the purchasing of property between the UK and SA

Would be sooooo sick for a subscriber to rent this place! Someone who genuinely is sound and could do with the property. Like the giveaways maybe half rented. Housing is so bad these days and to help someone would be good.

Another watchable video 😊may I make one point, personally even shared ownership is out of reach, ok to only have half the deposit and obviously a lower mortgage but don't forget you have to pay rent to the other owner which easily adds 5-700 a month dead money

i love this series!!

You will need 2 years full accounts with a limited company to get a competitive mortgage, don't make the mistake of thinking you can just open a company up today and get a mortgage tomorrow, I think this point was sadly missed on the video.

If you were chocolate, you’d eat yourself!

Help to buy equity loan has finished but shared ownership is definitely the way forward if your income and deposit is low, and cannot afford to buy in the open market

You obviously don’t know of Yianni my guys minted 👌👌👌👌 he dont need mom and dad apart for cuddles ☺️☺️

Shared ownership or help to buy are dead schemes and no one should be advising anyone to get involved.

Thanks for this informative video, Yianni 👏🏽👏🏽.

Can you make property course 😅

Why did you take out a variable rate mortgage in 2019 ? Was it the best option £1098 a month seems a lot for borrowing £197000 on interest only, Not a dig just interested

Good thing about a limited company is you can claim the interest payments which they front load for a good few years at least. Reduces your tax bill. Thank you for being transparent great video and you def got a bargain in 2019. Look forward to the next one 👌🏾

Great informative video, but don't be so quick to jump on the company wagon. Also with S24 out there an alternative is to pay down those mortgages so debt reduces, there are just as many LL's out there who own properties outright rather than having 75% of their portfolio tied up in debt. Great refurb btw

I’m loving these types of vids Yanni

Really informative. Like these property videos. 450k is insane. London prices are ridiculous. Edmonton too 😂

PLS Yianni i know you love lamborghini could you do with mat a race using TWIN turbo lamborghini aventador svj please . .

450k, not a chance would I pay that 😂😂

Neal’s composure is ridiculous

Interesting, thanks, Yanni. The place looks much better.

Why do people in Europe still put carpets in homes?