Great transmission, as always. I appreciate the no-nonsense approach you take to the news and the markets. A lot has changed and that's about it ,but the truth is that I don't even care much about the bull or bear market anymore because Sarah Mackenzie covered me while I'm doing comfortable.20k 30k every week and I'm still counting thanks to her <
@theowenssailingdiary52394 күн бұрын
If you have a long time horizon then you DO need to take on risk. Not doing so is risky😀. (true). The studies are out there. I mean, when else can you take on risk?
@khandelwala15 күн бұрын
Thanks for the informative video. I am a staunch believer in investing in shares as well. One thing in your video is that you refer to negative gearing as not being available for share investing, when in fact there is that opportunity if you are using borrowed money.
@pamelasm39269 күн бұрын
How to invest in bonds being abroad (non Australian)?
@jiti503411 күн бұрын
are the distributions not franked?
@jiti503411 күн бұрын
Any hedging costs money so where does it come from?
@panama365315 күн бұрын
chis ur freaking me out man, you stare into my soul
@kasmstamps189715 күн бұрын
June 2024. 1.6k views 34 likes. Aussies generally have a clue. Not holding the underlining asset in this case is really just lazy and adding additional foreign risk. Also not holding that much (example DigitalX holds 114 btc but twice as much alts!). Time will tell how VanEck ETF vbtc turns out on ASX🤔
@paulietv216217 күн бұрын
Thanks Chris. Are there any implications on your ATO tax form for unhedged gains?
@sayantiguha18 күн бұрын
Had been pretty disappointing so far. I’ll keep hope
@Luno_Referral_Code_ZJBS3P23 күн бұрын
Nice video 🍿🍿🍿🥡🥡🥡🍰🍰🍰☕☕
@dezzaman10023 күн бұрын
Is there more concentration risk with IOO compared to VGS? As in the top ten holdings of IOO is a bigger percentage than VGS? How is the IOO index contructed i.e. how do they pick the 100 companies?
@kevinvo614425 күн бұрын
Thanks for the summary I was very confused about GXLD as it's from the same provider as GOLD but lower fees and seems essentially the same. Would the drawbacks like bid/ask spread disappear once they grow in popularity and AUM? Would you favour GXLD in future once it grows over NUGG (0.25%pa fees) and PMGOLD (also 0.15% fees)?
@gregchijoff995925 күн бұрын
Both good. I also use PMGOLD. Local gold in the Pert Mint. And a small amount in BITX - double leveraged US Bitcoin ETF. Great asymmetry! Thanks, Chris.
@arnabsinha178327 күн бұрын
Money in Offset Account vs Investment Property?
@travisgoncalves2629Ай бұрын
I would like more allocation to IOO in my topaz portfolio
@benmcnair3219Ай бұрын
Would your advice differ depending on whether an investor already holds IOO or is just starting out? It seems to me there are good reasons, such as transaction costs and capital gains tax, for sticking with one's existing EFTs, even as newer, lower-cost, more-diversified ETFs grow their AUMs and prove their index tracking. But, someone who is just starting out may be better off investing in the newer ETFs?
@jaredpeters9236Ай бұрын
Question, this has probably been answered so plz link me to the relevant video; as a young person 19-22, working full-time with a steady income, what do you think is the best investment? For me my end goal is to have my finances sorted by 30-35 (which I have been told is possible with being consistent w investing) or at least on track to a very strong position. I have been told buying property, doing it up for 2 yrs with my dad who's a tradie (I am not), then selling it for a capital growth and rinsing and repeating is a good strategy. I've also been told that buying your first investment property and trying to get it neutrally or positively geared, and buying a whole bunch of investment properties is also a good idea. My thoughts are in the short term (1-2yrs) whilst saving up for a deposit, put my money into ETFs and consistently deposit $600 a week into that, wait a few years for it to grow and save, and then deploy one of the property investment strategies. Not sure if this would be better than just putting it all into the stock market but what's your suggestion?
@ilarumsАй бұрын
Effectively you are talking about margin loan. And I am reminded of the dangerous of this the story of Rick Guerin and how he had to sell BKK.A shared for just $40 during the 73 and 74 downturn. Though he did well after that the lesson is there is no guarantee of success and we never hear of hundreds that have had to shut down
@uberboiz25 күн бұрын
Nah, it's not the same as margin loan. Margin loan is secured against the borrower's share portfolio and would trigger a 'margin call' if the market value of the portfolio drops under a certain level - there's no such thing as 'margin call' if the borrowing is secured against the equity of the borrower's real estate instead. Having said that, I agree with your point that using debt to invest always carries a higher level of risk.
@riceman78Ай бұрын
It's the Australian government's way of getting out of having to pay for the old age pension.
@paulietv2162Ай бұрын
That was a nice, concise video thanks Chris. I know that any advice is informal and general in nature, but as I take long breaks between contacts and am not currently getting PAYG pay, would I be paying concessional or non-concessional if I make extra payments into my super before my next contract starts?
@ChrisBryckiStockspotАй бұрын
Hi, thanks for the question. This website provides some good info on the different types of contribution and when each would be relevant for you - moneysmart.gov.au/grow-your-super/super-contributions
@_michaelcaoАй бұрын
Congratulations!!
@ausnoworgАй бұрын
Thanks Chris.
@leandropinterАй бұрын
Love you product. With the Super Product, will customers be able to buy individual ETFs. More specifically, Bitcoin ETFs? This will be a game changer.
@ChrisBryckiStockspotАй бұрын
Hey Leandro, nice to hear from you. We expect that clients will be able to select 'satellite' ETFs to add to core ETF portfolios that have been built by Stockspot.
@NekoEspadaАй бұрын
Well done Chris, a great accomplishment.
@ChrisBryckiStockspotАй бұрын
Thanks for your support!
@dominotheory7331Ай бұрын
I have been most impressed with Stockspot looking forward to the Super options.
@ChrisBryckiStockspotАй бұрын
Thanks, thats very kind of you!
@bobakzamaniАй бұрын
Thanks, Chris for summarising the two options. On top of what you mentioned Pros for Investing in Property Vs Share • It allows manufacturing capital growth and rental income growth. • Security leverage of borrowing more from lenders with lower interest rate through the equity to build up a portfolio. • Asset depreciation & tax deductions for high incomers Cons are • Long-Term Commitment -Stress of holding the asset over long time • Surprised costs for emergency repairs or bad tenants etc that can end up to 10k p/y • Interest rate fluctuation that impact cashflow over time • Higher initial funds required to get started. • It is harder to invest in the right property. • Risk of total loss in case of any health issues or lifestyle changes.
@user-su3bg2zr2rАй бұрын
hi I really want to start investing and I'm 13 do you. think you could help me
@ChrisBryckiStockspotАй бұрын
Hi, that's great to hear. Here are some videos I've created for people looking to get started investing young like I did: kzbin.info/www/bejne/bnu2eH6HntyUnMU, kzbin.info/www/bejne/bou7g6yEfdqghdU
@jimmyzhang0305Ай бұрын
Hi Chris, if I already hold VTI, would you say I'm over exposed if I also hold QQQ? Cheers
@EmrahsunaАй бұрын
Thanks Chris, Good Information
@ruriruri03Ай бұрын
3:17 breaking the 4th wall. Hopium. Learn a new word.
@pritpalsingh6483Ай бұрын
Bro Make video on BGBL VS VGS THANKS
@MohitParikhwriterАй бұрын
Bang on point. Also, stock picking mindset is not too different from creating a Fantasy XI sports team. You tend to believe you see patterns others don't.
@anilmehta78212 ай бұрын
Admire your true and honest opinion
@baysidelad12 ай бұрын
Like the look of your new 'ETF' super fund, but unfortunately you don't put a cap on the admin fees for high ($1M+) account balance (i.e. like all major Industry Funds do!), so unfortunately, I'll have to pass :(
@mandar9982 ай бұрын
I agree to everything you have said. To also add other reasons in addition to just traditional active funds 1, Tons of youtube young/old fin-influencers flogging their get rich stock tips, pump & dump schemes. Not to mention crypto bros with their s$*t coins 2. ETFs by design is a lot term get rich slow scheme, in era of instant gratification & yolo, many are willing to take unnecessary risks to take active approach you pointed out which doesn't last too long 3. Dilution/breakaway from traditional ETFs - Unfortunately, the providers too have become too greedy and instead of promoting low cost index funds with pays them too little, they are churning out tons of actively managed thematic funds that can vary from a sector such as AI to geared funds with higher fees encouraging trading/whats hot to invest behaviour 4,. Wrap Platforms - While the level of education is high amongst young investors, most older australians are tied / locked into wrap platforms which financial advisors promote and also not only get paid commissions for putting them into these high fees products, they also benefit to make another 1-2% over lifetime of portfolio from fees. These are too complicated and hard to pull out to make switch for them
@tonytan59452 ай бұрын
I’ll give my 2 cents, firstly there’s very little published research if any about managed funds (sans fees) compared with low cost index funds. It would be interesting to see and would guess that the majority of managed funds actually out perform the index over a set period BEFORE FEES. Secondly, the choice is very dependent on your age and time horizon. Index ETFs haven’t been around that long, maybe roughly 10 yrs in the public eye, which means a lot of retirees who started investing in the 1980s-90s are still holding onto individual shares which have probably done well over those decades, hence you have a large number of investors holding a greater number of individual shares or managed funds, while the younger groups who started in the 2010s would probably be more in index ETFs purely as a function of their age and time in market. Things will change in another 20 years when these young investors become the majority holders and there will be a flip to majority index etf holders. There will be intrinsic wider issues when that happens but nobody knows the significance till it happens.
@congorte2 ай бұрын
Nice info. Thanks
@uberboiz2 ай бұрын
I think a company's ability to innovate has less to do with their dividend payout, and more to do with the industry they are in. How much 'innovation' can you realistically expect from big Australian dividend payers which are mostly banks and miners, regardless of the amount of cash they retain on their balance sheet?
@alwayswinning37432 ай бұрын
All I know is I want mine now.
@MichealAEdwards2 ай бұрын
How do we get rid of the subtitles?
@FranklyHunt2 ай бұрын
I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life
@wells71472 ай бұрын
Lately i got interested in financial market but have no idea on how to go about it. How does it work please..
@hildredscali17542 ай бұрын
Almost every KZbin post is about this... So I finally tried to some weeks back, came out with way less... would have been better off saving or even lavishing my money...Do people actually make real money from this or is this some sort of ponzi scheme?
@marguritekostecki21942 ай бұрын
Yeah, people actually make much from the market, although they usually have more expertise than average, or they use experts i.e hedge funds or fin.advisers. There's a goldmine in the market and that's why almost every rich person buys into it one way or another.
@_king_james_232 ай бұрын
True. I've been using an FA since covid and I'm stunned that most people don't use this but prefer "gambling" and complaining they lost their money. I'm not yet netting a million but considering how I started out, I make more than enough.
@dannywalters9582 ай бұрын
This is also me ah. I have also considered using an analyst but I don't know how to go about it. please, what are the steps for getting one? like a really good one.
@emersonstagnitta652 ай бұрын
it's a legal ponzi scheme😂
@w0mblemania2 ай бұрын
IMO, Australians should not be owning Chinese shares. And limiting the number of Chinese made goods to a minimum. The CCP is belligerent to Australia. We need to remember what the CCP is all about.
@Doreenfreundt2 ай бұрын
Please how do I go about it, am still a newbie in this investment trading and how can I profit ?
@marktaylor42782 ай бұрын
If the sharemarket is great why wouldn’t you recommend a margin loan? I have a 4 investment properties and I have no concern about borrowing more money for more homes. I would have great concerns borrowing on shares. Shares have and will again drop by 50%, i have never seen property in major hubs of Australia Ie - global economic crisis shares dropped 50%, houses your were unlucky to drop 5% Hahaha sorry here’s a little bias from the other side
@uberboizАй бұрын
Your concerns on borrowing on shares is a reflection of your temperament and/or risk appetite, and not an indication that one asset class is riskier than the other. Leverage is just a way of financing your purchase of the assets anyway - it's a double edged sword, regardless what assets you buy. The fluctuation in share prices means nothing if you are investing for a long run, you won't lose 50% if you don't crystalize the loss when the market goes down. House prices may not swing as wildly, but there are other risks associated with the borrower's ability to make the repayment etc.
@sjdtmv2 ай бұрын
Remember men live a lot shorter life due to more dangerous work and harder physical work and longer hours and has a lot to do with super balances too
@MyMongo1003 ай бұрын
I'm very happy with my Stockspot investments. But obviously I'll be taxed on these returns. Would it not be better at some stage to transfer these into my super fund?
@triedntested842 ай бұрын
Not if you want to access them prior to your preservation age
@pritpalsingh64833 ай бұрын
Hay bro Make video on BGBL vs VGS
@UK-fg5tq3 ай бұрын
vs IOO
@darrenbutler17653 ай бұрын
We are weighing up investment property vs continuing to invest into ETFs. The big plus with property is ease of leverage and lack of risk in doing so.
@ChrisBryckiStockspot2 ай бұрын
That's too, property does come with the advantage or relatively cheap leverage. However it works both ways! See this article I wrote on the topic blog.stockspot.com.au/property-investing-returns/