Are you able to to an episode on the new “Daily Drop Pro” search feature.

is Sherwin at WA Los Cabos??

Hey guys! Love the pod. Would like to hear more balance from you guys though. Want to hear more of Sherwins perspective on things

Hyatt needs to make Cat 1-4 Certs a points redemption that you can top off. It would help soften the devaluations and allow the certs ti be used at higher tier properties.

Marriott: allow us to top up certificates with an unlimited amount Hyatt: put Venetian and Palazzo in a standard award category Hilton: fix food & beverage credit at resorts world, and maybe restrict to diamond overall

My biggest pet peeve is when Marriott has Club Lounges but they are only open during the weekdays. Example is Marriott Marquis in NYC. Only open M-F and closed on weekends. Plus they have a destination fee. Of course you get a credit for the same amount for their restaurants but it still sucks.

Bonvoy is the worst rewards program and it’s not even close. None of their properties have consistent pricing. Usually a 50k FNC can be redeemed at a courtyard, moxy, ac hotel, Sheraton, etc. Most of those hotels are in the 80k per night in the cities I looked and no properties were at 50k per night, even their lowest level brands. (Yes I checked all times of the year in every major US city)

My understanding is the $100k investment account will cause the $50 annual fee to be waived. Also they give 100 free trades with a checking account.

Great video, can you use Hilton credit at restaurants? If so, do you have to stay at the hotel and bill the charge to the room? Or can you just charge it when you visit a restaurant on Hilton resort?

Great tips as always!

Thank you so much for these tips. I was looking to get both the Strata Premier and a Sapphire Preferred (my 2nd, it's been about 5 years) this year. I may try your strategy of getting both of them as Sherman described, I'm at 4/24 currently. First things first, I need to complete my spend on my Business Gold by April.

Know any cards that approved you on a soft pull allow you to freeze your credit and then accept to get the card without a hard pull?

I’ve product changed different Citi AA cards to both the Double Cash and the Custom Cash with no issues in the last couple years. I kept wondering the whole vid whether Sherman was at the Waldorf Los Cabos. 😂

Could you please make a video on how to get out of Amex jail?

Need time stamps

Is there a list somewhere of all the inquiry-sensitive versus velocity-sensitive issuers?

I feel like the Costco card is a bit of a challenge to obtain - lots of data points of people with high scores getting denied

What is Capital One velocity Or inquiry? if you want a Citi as well Venture X

Great info

I think in my experience inquiries and bureaus are state or region specific for CITI as I have 3 cards and they all pulled Equifax I lived in NH and MA when applying

Ive gotten the Aspire, Venture X in the last month. Surpass about 7 months ago. my credit is 810-820. Id like to grab a chase card (ink), then maybe a preferred before not caring about 5/24. How much would lets say 6 cards in a year affect my score. most cards are giving me about 30k limits, which i dont need.

I was just thinking of getting the strata premier but will the strata Elite card that’s coming out soon have the same rule as the sapphire cards where you can only have one at a time? Cause I’d rather wait for the premium card haha

Can i refer P2 for a aadvantage card and get miles? Or that's not a thing with citi cards? Great video 📹 👍

Great video/advice especially with the increasing rumors of a new elite Citi card set to come out this Summer. Add to that that Citi is partnering with AA exclusively which probably means they will probably soon transfer their points to them and they are set to be a bigger player in the CCPM game. So great info to know, thank you.

Im at 3/24. Have 2 inks in the last 6 months, and a southwest business card. No personal cards in the last 6 months. Applied for the aadvantage business card on January 13 got approved (got my card today in the mail). Will go for a southwest personal in the summer to get companion pass 🎉🎉

Credit cards are so weird man…. Huhhh 😪 I’ve got about 20 credit cards and I want more! But I decided to take a break then apply again later…. But I really like the changes you guys have made please keep posting!

How did you guys set up a EQ, EXP, and TU account (The part where Shaun was talking about freezing his Transunion). I usually check my scores through the Amex website or Capital One website. Whenever I try to set it up it says it's $29.95 a month and not free like some people had said.

Very useful information!

Only three citi cards are worth applying for IMO: SYW, Strata Premier, and AA Executive. Quad dip the latter two, then product change to the cards you want.

Brilliant and insightful (as always). Thanks -

Y’all live and breathe 5/24 but there are so many other good card bonuses. Hyatt keeps getting devalued. I’m not sure Chase should always be your main point of reference when considering a new card.

On a flight from EWR- PHX right now

Your missing the 6x systemwide international upgrade certs, $500 business class to Japan, $450 to Europe, $295 to Rio

I can second Sean here. I stayed at St Regis Shenzhen recently. I booked 5 rooms for a few days all at once (it was a family trip) across multiple floors. 4 of these rooms were GREAT, while the other one i wasn't too happy about. So there's definitely a discrepancy in which maybe how some rooms were maintained. Let the hotel know and so they can fix the problem. I personally didn't make a big deal out of it because the staffs were SUPER nice, invited us to their campaign opening, gave us free breakfasts for all rooms at checkin voluntarily (2 of mine didn't have status), brought out some wedding gift after knowing we just got married just over casual chatting with the staff. Overall a wonderful experience. What I am trying to say is, a bad room doesn't mean the hotel bad. At least let the hotel know so they can fix the issue.

Anyone figured out if you're supposed to redeem the "status for a day" on the day of booking or the day of travel?

US bank business visa card charged 2.89% on pay1040

Paying my property taxes with my new Ink Preferred......Did the math...

One other thing is you don’t even need a tax bill to do this. If you normally get a tax return, you can still “prepay” taxes and then when you get your return you get the normal amount PLUS anything you prepaid back to you

You are right I made a payment this morning before seeing this on pay1040 with my new Amex Business Plat and got charged the higher fee 2.89%

I heard these companies are complete scams

What about using the venture x to pay taxes? It’s my only 2x card besides the Amex blue business plus

I own 3 LLC’s and have multiple rental income properties. I do not endorse paying taxes with credit cards. I don’t endorse paying taxes period. When you do residential real estate as a business your business deductions should always outweigh your business income via depreciation Those business deductions transfer from your business tax filing to your personal tax filing On your personal tax filing you can use those businesses deductions along with your personal deductions to wipe out your W-2 taxable income thus eliminating your tax obligation and netting you a massive tax refund The only way I could possible justify using credit cards to pay your tax obligation is if you are not in real estate as a business and you have a massive tax obligation because your business income outweighs your business deductions, which will eventually happen regardless of what business or industry your in when your business gets large enough, even in real estate. Always itemize and maximize your deductions to wipe out your taxable income, business or personal.